International Social Security Review最新文献

{"title":"Social assistance and informal social networks and the resilience of the population in Ukraine","authors":"Olena Kupenko, Tetyana Ivanova, Andriana Kostenko, Valentyna Opanasiuk","doi":"10.1111/issr.70006","DOIUrl":"https://doi.org/10.1111/issr.70006","url":null,"abstract":"<p>Resilience is conceptualized as a property of subjects (individuals, families, households, communities, or nations) and is intrinsically linked to coping with and overcoming vulnerability, indicating that subjects may require external assistance during crises. Ukraine's social protection system during the Russian-Ukrainian war has demonstrated sufficient resilience in protecting against life-cycle risks. The State has also responded rapidly to the emergency crisis of war. International humanitarian organizations likewise have responded rapidly with numerous humanitarian aid programmes. However, funding opportunities are diminishing. This requires the most efficient use of limited resources. This study implements a community-oriented approach, with a focus on localization in risk distribution through an analysis of monitoring data produced by international organizations and local research in Ukrainian communities. Key findings include overestimated expectations of family and friend support coupled with underestimated self-reliance (approximately 20 per cent) during 2022–2024. Institutional support (volunteer, public, and international organizations) showed increased significance, while overall self-reliance decreased in favour of external support sources. Future research directions include analysing expected-versus-actual assistance dynamics, investigating social support structure change factors, examining social trust transformation across institutions, and developing optimized support resource distribution programmes.</p><p>La résilience est conceptualisée comme une propriété de sujets (individus, familles, ménages, communautés ou nations) et est étroitement liée à la capacité à faire face aux vulnérabilités et à les combattre. Ainsi, les sujets peuvent avoir besoin d’une aide extérieure en cas de crise. Durant la guerre opposant la Russie à l’Ukraine, le système de protection sociale ukrainien a fait montre de suffisamment de résilience pour protéger les populations contre les risques de l’existence. L’État a lui aussi rapidement pris des mesures d’urgence face à la guerre, à l’instar des organisations humanitaires internationales, qui ont déployé de nombreux programmes d’aide humanitaire. Toutefois, les possibilités de financement se réduisent comme peau de chagrin, ce qui implique une utilisation la plus efficiente possible de ressources limitées. Cette étude adopte une approche communautaire et met l’accent sur la localisation de la répartition des risques, en analysant les données de suivi d’organisations internationales et de recherches locales menées au sein des communautés ukrainiennes. Une surestimation des attentes en matière de soutien familial et amical ainsi qu’une sous-estimation de l’autonomie (environ 20 pour cent) figurent parmi les principales conclusions pour la période 2022-2024. Le soutien institutionnel (organisations bénévoles, publiques et internationales) a gagné en importance, tandis que l’autonomie a, dans l’ensembl","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"191-218"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038083","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Social protection and resilience in protracted crises","authors":"Carolina Holland-Szyp,&nbsp;Jeremy Lind","doi":"10.1111/issr.70000","DOIUrl":"https://doi.org/10.1111/issr.70000","url":null,"abstract":"<p>This article critically examines perspectives on social protection’s role in strengthening resilience capacities in protracted crises – contexts where conflict and displacement persist for five years or longer. These crises shape how stakeholders navigate their mandates to provide support, while influencing how affected communities seek to withstand, recover from, and adapt to ongoing shocks. International actors have promoted social protection as a means to strengthen absorptive, adaptive and transformative resilience capacities at household and community levels. While resilience has become a central concept in social protection policy and programming, much underlying evidence and assumptions stem from stable settings. Protracted crises introduce increased and distinct challenges, including conflict-related insecurity, disrupted public services, and legal uncertainty for displaced populations. Despite these difficulties, social protection for resilience-strengthening is still encouraged as an alternative to piecemeal humanitarian assistance. Drawing on global policy and research reports, and empirical evidence from a multi-country research programme, this article identifies four key limitations in approaches that aim to strengthen resilience through social protection in protracted crises. First, many approaches focus on supporting absorptive capacities. Second, there is often misalignment between the nature of interventions and the drivers of vulnerability. Third, current sectoral approaches work in silos. Finally, there is insufficient attention to local support mechanisms. By critically engaging with these limitations, this article contributes to debates on the relationship between social protection and resilience. It concludes by offering reflections on how aid actors can reconsider their approaches, advocating for strategies that are more collaborative, understanding of, and adapted to local contexts.</p>","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"173-190"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/issr.70000","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038455","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Supporting coordinated approaches across health and social protection systems to enhance resilience","authors":"Nathalie Both,&nbsp;Lou Tessier","doi":"10.1111/issr.70008","DOIUrl":"https://doi.org/10.1111/issr.70008","url":null,"abstract":"<p>The channels through which shocks and stressors affect individual’s health and socioeconomic vulnerability are often similar or closely intertwined. Similarly, the effectiveness of the respective responses of social protection and health systems to shocks and stressors are highly interdependent or mutually reinforcing. The effectiveness of a social protection system response in supporting income security and ensuring continuous access to health and other essential services is itself strongly dependent on the ability of the health system to continue delivering quality services. In turn, the effectiveness of public health measures during crises are bolstered by social protection responses that support income security and access to essential services with an impact on nutrition, housing, and other social determinants of health. Yet, such responses are too often implemented in siloes and policies to strengthen those systems are too often competing. In the face of ongoing megatrends that increasingly drive shocks and stressors and enhance vulnerabilities, the article addresses the question of how health and social protection systems can better coordinate to strengthen the resilience of populations.</p><p>The channels through which shocks and stressors affect individual’s health and socioeconomic vulnerability are often similar or closely intertwined. Similarly, the effectiveness of the respective responses of social protection and health systems to shocks and stressors are highly interdependent or mutually reinforcing. The effectiveness of a social protection system response in supporting income security and ensuring continuous access to health and other essential services is itself strongly dependent on the ability of the health system to continue delivering quality services. In turn, the effectiveness of public health measures during crises are bolstered by social protection responses that support income security and access to essential services with an impact on nutrition, housing, and other social determinants of health. Yet, such responses are too often implemented in siloes and policies to strengthen those systems are too often competing. In the face of ongoing megatrends that increasingly drive shocks and stressors and enhance vulnerabilities, the article addresses the question of how health and social protection systems can better coordinate to strengthen the resilience of populations.</p><p>Los canales a través de los cuales las perturbaciones y los factores de estrés afectan a la vulnerabilidad sanitaria y socioeconómica de las personas a menudo son similares o están interrelacionados. De igual manera, la efectividad de las respuestas de los sistemas de protección social y de salud a las perturbaciones y a los factores de estrés son muy interdependientes, o se refuerzan mutuamente. La efectividad de la respuesta del sistema de protección social a la hora de apoyar la seguridad del ingreso y garantizar el acceso continuo a servicios de sal","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"79-96"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038463","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Social protection and the climate crisis: The case of Brazil’s emergency responses to the 2024 Rio Grande do Sul floods","authors":"Raquel Tebaldi","doi":"10.1111/issr.70005","DOIUrl":"https://doi.org/10.1111/issr.70005","url":null,"abstract":"<p>The 2024 floods in the state of Rio Grande do Sul, Brazil, prompted the largest and most rapid response to an extreme weather event in the country’s history. Brazil is a compelling case for analysing shock-responsive and climate-adaptive social protection because of its high level of decentralization and significant maturity of its social protection system. Brazil is also highly susceptible to climate risks, and as climate change intensifies, bringing more frequent and severe weather events, strengthening the resilience of social protection systems becomes increasingly vital. This case study examines the Brazilian government’s emergency responses, with a particular focus on the federal and state interventions, drawing from an analysis of the official literature and key informant interviews. The analysis shows how significant levels of emergency support were mobilized by federal and state governments, and the system features that enabled a quick response, such as the use of technology for mapping affected areas and the use of existing government databases. Nonetheless, actors faced challenges in terms of coordination between different levels of governance and in terms of emergency preparedness. This study provides some reflections on the obstacles encountered by federal and state actors and points to areas for further improvement at the system level.</p>","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"123-144"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/issr.70005","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038082","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Exploring the resilience of social insurance systems in the light of endogenous welfare austerity: Insights from Sweden","authors":"Angelica Börjesson,&nbsp;Lars Karlsson","doi":"10.1111/issr.70002","DOIUrl":"https://doi.org/10.1111/issr.70002","url":null,"abstract":"<p>This article seeks to problematize and develop the concept of resilience in social security systems by focusing on more endogenous processes – specifically, endogenous welfare austerity. Existing literature on both resilience and welfare austerity has predominantly focused on external factors or formal institutions as the primary sources to change. However, Sweden offers a compelling case that challenges this assumption. Over an extended number of years, reaching its peak at the end of the last decade, the Swedish Social Insurance System (SSIS) has become increasingly restrictive, despite the absence of corresponding changes in the law or through reforms. Rather than exogenous pressures, we argue that the roots of welfare austerity in Sweden lie within an informal institution: the SSIS knowledge regime. Drawing on Michael Walzer’s “sphere-approach” from 1983, the article highlights the character of the knowledge regime – plural or authoritative – as a useful theoretical framework for understanding endogenous austerity. We contend that the SSIS knowledge regime, composed of distinct spheres, each governed by its own norms and logics, has in recent years been annexed by the welfare bureaucracy. We identify two forms of bureaucratic annexation: the supplanting and incorporating of other spheres of knowledge. The article demonstrates that, if social security systems are to be able to respond resiliently to external fragile situations and extreme events, it is crucial to develop a deeper understanding of their internal, more subtle vulnerabilities.</p>","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"55-77"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/issr.70002","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038459","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Building resilient social protection: Lessons from Türkiye's earthquake response","authors":"Oğuz Karadeniz","doi":"10.1111/issr.70007","DOIUrl":"https://doi.org/10.1111/issr.70007","url":null,"abstract":"<p>This article assesses the functioning and disaster response capacity of the Turkish social security system in the aftermath of the Kahramanmaraş-centred earthquake that struck southeastern Türkiye on 6 February 2023, affecting 11 provinces. Türkiye's social security infrastructure, which was restructured after the 1999 Marmara earthquake, has developed an important response capability with multidimensional instruments such as short-time working allowance, unemployment insurance, survivors’ and disability pensions, and access to health services and social assistance. Moreover, social security expenditures have increased, procedures for social security beneficiaries and employers have been simplified and conditions for access to social security benefits have been eased. Administrative and micro datasets from institutions such as the Social Security Institution (<i>Sosyal Güvenlik Kurumu</i> – SGK), the Turkish Employment Agency (İŞKUR) and TurkStat reveal the effectiveness and inclusiveness of the social protection system at the regional and sectoral level. The findings show that institutional digital infrastructure enables a more rapid response, but that some population segments are excluded from the system due to informal employment. In the light of past experiences, the article provides recommendations on how a disaster-resilient social security system can be built.</p>","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"97-122"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/issr.70007","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038460","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Understanding organizational dynamism: Fostering creativity and agility for resilience in social security institutions","authors":"Ran Bhamra,&nbsp;Ernesto Brodersohn","doi":"10.1111/issr.70003","DOIUrl":"https://doi.org/10.1111/issr.70003","url":null,"abstract":"<p>In an era defined by unprecedented global complexity and change, social security institutions are confronted with significant challenges in maintaining organizational effectiveness and cultivating the resilience necessary to serve evolving community needs. Institutions need to maintain organizational solidity and stability to ensure reliability in the provision of benefits and services, whilst at the same time ensuring that they are adaptable to keep up with evolving environmental changes over time. This article critically examines the transformative potential of organizational agility and creativity in reimagining governance structures and enhancing institutional responsiveness within these vital public-sector entities. Contemporary social security systems often exhibit inherent rigidities that can impede adaptive capabilities. This article analyses the mechanisms through which governance organizations can develop robust resilience characteristics, focusing on fundamental organizational capabilities that enable dynamic and proactive institutional frameworks. By exploring these organizational elements, this article offers insights for developing more resilient, creative, and dynamic institutional structures. The key factors identified for fostering creativity and agility within governance ecosystems include decentralized decision-making processes, comprehensive stakeholder engagement strategies, adaptive leadership models, flexible organizational structures, and strategic technological integration. The methodological approach is qualitative and incorporates literature, theory, and a survey of member organizations of the International Social Security Association. A research-grounded framework for institutional resilience is proposed, offering practical strategies for enhancing organizational adaptability. This research contributes to a deeper understanding of governance structures, positioning social security institutions as dynamic, adaptive entities capable of effectively navigating increasingly complex and unpredictable global landscapes.</p>","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"37-54"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038462","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Resilient people, resilient systems: The essential role of social protection in a polycrisis world","authors":"Stephen Devereux,&nbsp;Ana Solórzano","doi":"10.1111/issr.70001","DOIUrl":"https://doi.org/10.1111/issr.70001","url":null,"abstract":"<p>Resilience, increasingly emphasized in both development and humanitarian discourses, is a complex concept that is often treated simplistically, leading to residualist or reactive interventions that do not consider the structural causes of vulnerability. Moreover, there is often confusion between “people-centred” and “systems-centred” approaches. This article argues for a holistic approach. Resilient individuals, households and communities (IHC) are a desired outcome that can only be achieved by building social protection, disaster risk management (DRM) and food systems that are efficient, sustainable and resilient. Resilient social protection systems must be constructed to deliver appropriate, adequate and timely support that builds the resilience of all IHC, in the context of rising shocks, stressors and polycrisis. This article presents resilience-building through social protection not as a static endpoint, but as a continuum within the broader humanitarian-development trajectory. These two perspectives – resilient people and resilient systems – delineate three core pathways of social protection’s contribution to resilience outcomes: enhancing IHC assets, strengthening systemic capacities, and coordinating with other sectors and systems. Two case studies are analysed. Brazil’s integrated approach includes delivering adequate and comprehensive social protection to realize the human right to adequate food, but also strengthening delivery mechanisms using the social registry and coordinating with DRM and other sectors. India’s Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) builds absorptive and adaptive resilience, by choosing community public works projects that drought-proof rural livelihoods against climate risks. Although innovative ideas are being piloted through MGNREGS, an important conclusion of this article is that projectized responses should not be introduced if they divert attention and resources away from strengthening the core social protection system and extending coverage.</p><p>De plus en plus mise en avant dans les discussions ayant trait au développement et à l’aide humanitaire, la résilience est un concept complexe fréquemment traité de façon simpliste, entraînant des interventions résidualistes ou réactives qui ne prennent pas en considération les causes structurelles de la vulnérabilité. La différence entre les approches «centrées sur les individus» et celles «centrées sur le système» est en outre souvent floue. Cet article plaide en faveur d’une approche globale. Des individus, ménages et communautés résilients constituent l’objectif souhaité, qui ne peut être atteint qu’en bâtissant des systèmes alimentaires, de protection sociale et de préparation aux catastrophes efficaces, durables et résilients. Des systèmes de protection sociale résilients doivent voir le jour pour pouvoir offrir l’aide appropriée, adéquate et rapide à l’ensemble des individus, ménages et communautés leur permettant d’accroître ","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"11-35"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038461","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Do public works programmes foster climate resilience? Conceptual framework and review of empirical evidence","authors":"Francesco Burchi,&nbsp;Anastasia Terskaya,&nbsp;Tekalign Gutu Sakketa,&nbsp;Elisabetta Aurino","doi":"10.1111/issr.70004","DOIUrl":"https://doi.org/10.1111/issr.70004","url":null,"abstract":"<p>Public works programmes (PWPs) are pervasively used to tackle poverty and unemployment, and to build infrastructure and skills in low- and middle-income countries. While their impacts on poverty, food security and labour outcomes have been widely documented, there is little research focusing on the role of PWPs in supporting household climate resilience in the global context of a deepening climate crisis. To fill this gap, we propose a conceptual framework that links the different components of PWPs – wages, infrastructure, and skills development – to household capacity to cope with, and adapt to, climate-related shocks. We use this framework to guide our review of empirical experimental and quasi-experimental evidence on the multiple short-term and long-term effects of PWPs on resilience to weather shocks, such as floods, droughts and cyclones. Such evidence mostly draws from a few programmes in India, Ethiopia and Malawi. Overall, we find that, through the wage component, PWPs can be effective in enhancing household resilience through increasing savings and productive investments. However, these benefits usually only materialize in the case of regular, long-term programmes, as opposed to ad-hoc/temporal PWPs. PWPs’ infrastructure component can play a crucial role in supporting households’ long-term capacity to adapt to shocks, especially in the case of “climate-smart” infrastructure, with positive externalities beyond direct programme beneficiaries to communities. There is a key evidence gap investigating the effects of PWPs through the infrastructure component on both beneficiaries and other community members, as well as on the role of on-the-job training and its capacity to strengthen resilience in combination with the infrastructure component. Evidence from different socioeconomic contexts is also scarce. Another key gap relates to the identification of the main mechanisms through which these relationships operate. Filling these gaps will support policy makers taking decisions about when to implement PWPs (especially in comparison with other social protection interventions), and how to design them to tackle vulnerability to climate change.</p>","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 2-3","pages":"145-171"},"PeriodicalIF":1.2,"publicationDate":"2025-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/issr.70004","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145038456","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Prompts cause people to update their preference of when to take retirement and increase confidence in choice","authors":"Kristjan Pulk,&nbsp;Leonore Riitsalu,&nbsp;David A. Comerford","doi":"10.1111/issr.12380","DOIUrl":"https://doi.org/10.1111/issr.12380","url":null,"abstract":"&lt;p&gt;The decision concerning when to take retirement involves many uncertain factors. When confronted with such high stakes and complex decisions, people might defer to defaults or norms instead of asking themselves which option best suits their own circumstances. We present a survey experiment to test whether prompting people to reflect on their personal situation, such as debt, health and skills alters a) when they choose to claim their pension and b) confidence in that choice. We asked 2,197 Estonians aged 50–64, if they were to make the decision, would they take an early retirement, a flexible pension, or continue to work until retirement age? The prompt caused a 50.9 per cent increase in the proportion of participants choosing to continue working – from 23.4 per cent in the control condition to 35.3 per cent in the prompted groups. Although we study retirement choices in Estonia, our results have a general implication – our data suggest that people take early retirement without first asking themselves fundamental questions about whether retiring at that age is best for them. A second implication is that a simple and scalable prompt can cause a shift in preference and increase people’s confidence in their choice, therefore serving as a signpost towards a considered retirement decision.&lt;/p&gt;&lt;p&gt;Die Entscheidung über den Zeitpunkt des künftigen Renteneintritts ist mit vielen Unsicherheiten behaftet. Bei komplexen Entscheidungen mit einer solchen Tragweite greifen viele Menschen auf Standardlösungen und Vorgaben zurück, anstatt sich nach einer für die eigenen Umstände optimalen Option zu fragen. In diesem Artikel wird eine Studie vorgestellt, in der die Menschen gebeten wurden, sich zu fragen, ob die Berücksichtigung ihrer persönlichen Situation in Bezug auf Schulden, Gesundheit und Kompetenzen a) den Zeitpunkt des Rentenanspruchs und b) die Zufriedenheit mit dieser Wahl verändern würde. 2.297 Bürger Estlands im Alter von 50–64 Jahren wurden befragt, ob sie, wenn sie dies neu entscheiden könnten, eine Frührente beziehen, eine flexible Rentenlösung wählen oder bis zum Renteneintrittsalter arbeiten wollten. Durch die Befragung erhöhte sich der Anteil der Teilnehmenden, die weiter arbeitstätig sein wollen, von 23,4 Prozent in der Kontrollgruppe auf 35,3 Prozent in der Gruppe der Befragten – also eine Erhöhung um insgesamt 50,9 Prozent. Obwohl nur die Rentenpräferenzen Estlands untersucht wurden, lässt diese Studie allgemeine Folgerungen zu, denn die erhobenen Daten zeigen, dass Menschen oft in Frührente gehen, ohne dass sie sich zuerst grundlegende Fragen darüber gestellt haben, ob ein Ruhestand in diesem frühen Alter wirklich gut für sie wäre. Eine zweite Folgerung lautet, dass ein simples und anpassbares Erinnerungsschreiben letztlich zu veränderten Präferenzen und zu einer höheren Zufriedenheit mit der eigenen Wahl führen und damit den Ausgangspunkt einer überlegten Ruhestandsentscheidung bilden kann.&lt;/p&gt;&lt;p&gt;Le choix de la date de départ en retraite ","PeriodicalId":44996,"journal":{"name":"International Social Security Review","volume":"78 1","pages":"3-27"},"PeriodicalIF":1.2,"publicationDate":"2025-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143602643","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}