{"title":"SYSTEM OF RISKS OF ACTIVITY OF COMMERCIAL BANKS IN THE CONDITIONS OF DIGITALIZATION","authors":"A. Abramova","doi":"10.25140/2411-5215-2021-4(28)-186-193","DOIUrl":"https://doi.org/10.25140/2411-5215-2021-4(28)-186-193","url":null,"abstract":"The trend of modern commercial banks is the digitalization of decision-making processes and various operations, which ensures the preservation of the customer base and the expansion of the banking business through new electronic chan-nels and online lending. It is established that innovative banking technologies create new sources of risk and should ensure effective processes of their management and control. The complex of risks of banking activity in the conditions of digitaliza-tion from the standpoint of consumer interests (data confidentiality, data security, termination of certain types of banking services and fraudulent marketing practices, as well as from the standpoint of banks and the banking system) is identified. , increasing the relationship between participants in the banking sector, liquidity risk and volatility of sources of bank financ-ing, compliance risk, financial technology risks, outsourcing risk.Among the most influential in the implementation of digital technologies in the implementation of digital technologies are the following: strategic, operational risks, growing difficulties in complying with compliance requirements and standards, compliance risk, third party risks, cyber and liquidity risks, and related risks using cloud technologies. The main causes of cyber risks for a commercial bank are stated, which can be solved by constantly updating legislation and uniform security standards, increasing itsown bank financing, as well as cultivating a corporate culture in the field of cybersecurity in the bank. These reasons lead to the use of certain elements of controlling and management of a commercial bank, the system of which includes training staff in cybersecurity rules in any format, developing a fraud plan, regular cybersecurity audits, training customers in basic security rules. A critical issue in the management of banking risks in the context of digitalization is the strengthening of legal provisions governing the field of remote banking","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131667212","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE UKRAINIAN-SWITZERLAND MODEL OF COOPERATION IN THE FIELD OF WATER RESOURCES CONSERVATION AND THEIR EFFECTIVE MANAGEMENT IN THE CONDITIONS OF CLIMATE CHANGE AND INCREASED ANTHROPOGENIC LOAD","authors":"A. Kholodnytska","doi":"10.25140/2411-5215-2022-2(30)-74-84","DOIUrl":"https://doi.org/10.25140/2411-5215-2022-2(30)-74-84","url":null,"abstract":"The article focuses on the fact that, taking into account the dynamics of population growth in the world, climate changes, natural disasters, irrational use of nature, significant anthropo-technogenic load on the hydrosphere, in the near future humanity will experience a gradual increase in the shortage of water resources, thanks to which the functioning of the economy and the satisfaction of the needs of the population are ensured in quality drinking water.The purpose of the article is to assess the possibilities of expanding Ukrainian-Swiss cooperation in the management of water resources in the conditions of climate change and significant anthropogenic load, and to develop directions for improving water resources management to ensure the country's water security, taking into account the influence of factors that cause the depletion of water resources.Effectively form and implement programs of economic, ecological and social development are capable only of those countries that conduct effective biopolitics, the basic parameters of which are the proper water supply of the population. Due to the growing anthropogenic load on water resources, their total volume in Ukraine is gradually decreasing, and the quality may deteriorate. Under suchconditions, not only the preservation of water resources, but also the formation of a strategic water supply becomes particularly important.Systematized factors causing the depletion of water resources and the reduction of supplies of high-quality drinking water. An assessment of the provision of water resources in Ukraine and Switzer-land was carried out, as well as the peculiarities of their integrated management in these countries. The possibilities of introducing the Swiss experience of water use and water resources management into domestic practice are assessedIn order to solve the problems of preserving water resources and maintaining the water security of the country according to the Swiss model, Ukraine needs joint actions of the authorities, business and the public, which will allow the formation of a national water resources management strategy, a clear divi-sion of responsibility for financing tasks in the field of water supply between state and local authorities.It is necessary to constantly monitor the technical condition and capacities of water management facilities, take into account the needs of the population for high-quality drinking water in the regions of the country as much as possible, and protect water resources from depletion and pollution.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126883204","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE INFLUENCE OF FOREIGN TRADE IN THE AGRICULTURAL COMPLEX OF UKRAINE ON THE SECURITY OF FOOD RESOURCES","authors":"N. Ostrovska, A. Chub","doi":"10.25140/2411-5215-2021-3(27)-84-90","DOIUrl":"https://doi.org/10.25140/2411-5215-2021-3(27)-84-90","url":null,"abstract":"The article proves that agro-industrial enterprises play a key role in ensuring food security of the state, so the practical significance of the impact of foreign trade on its condition also shifts to the plane of social responsibility and emphasizes the importance of effective regulatory policy. The paper proves the need to combine the existing indicators for assessing the im-pact of foreign trade in the agro-industrial complex on food security in a generalized indicator. This approach will allow to give a coherent assessment of the efficiency of the agro-industrial complex of Ukraine, to meet the needs of domestic con-sumption and final demand. It is noted that when substantiating the form of dependence of the generalizing indicator, one should proceed from its economic content: if the volume of own production satisfies domestic use in full, but the consumption fund does not meet the physiological needs of the population, it indicates non-fulfillment of food security ; if the consumption fund fully meets the physiological needs of the average annual population, but low production is not able to provide domesticuse, it indicates a high level of import dependence in agriculture and low food security. I based on the results of the study, a factor model was proposed to assess the supply of food resources to the economy. This indicator was based on the need, first-ly, to meet domestic demand through its own production, and secondly - to provide the population with basic food groups within the recommended volumes. Particular attention in the construction of this model was paid to foreign economic activityand the impact of exports and imports on these indicators. The scientific novelty of this work is the construction of a factor model for determining the impact of foreign trade in the agro-industrial complex of Ukraine on food resources of both domes-tic consumption and final demand based on statistical balances of consumption, which in contrast to existing quantitative assessment and justify scenarios in foreign trade.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"55 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116637637","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THEORETICAL FUNDAMENTALS OF THE STUDY OF ECONOMIC CYCLES CLASSIFICATION","authors":"A. Zhavoronok","doi":"10.25140/2411-5215-2021-4(28)-26-34","DOIUrl":"https://doi.org/10.25140/2411-5215-2021-4(28)-26-34","url":null,"abstract":"Many years of research on the processes taking place in national economies, reveal the regularity of fluctuations in economic dynamics: the recessions and upswing of business activity are constantly changing each other. The changes caused by such oscillatory processes cover almost all spheres of society. The ideas of cyclicity became widespread in scienceat the beginning of the XIX century, but to this day the nature of the economic cycle, its essence, classification and role in econom-ics is one of the most controversial theories. The main purpose of the article is to deepen the theoretical provisions of the study and systematization of the classification of economic cycles.The article investigates the basic theoretical concepts for the definition and classification of types of economic cycles. To do this, we analyzed different classification features that distinguish different types of economic cycles, based on their origin (cyclical fluctuations, non-cyclical), depending on the causes of their occurrence, J.M. Keynes's cycle theory, mone-tary theory of economic cycle M. Friedman , J. Schumpeter's theory of the influence of scientific and technological progress, A.Aftalion theory of disproportion between the production of consumer goods and capital accumulation, M. Tugan-Baranovskyi theory of capital accumulation), operating conditions (cycles of monopolistic competition, cycles of pure mo-nopoly, cycles of free competition) and duration (Forrester cycles lasting 200-400 years; ultra-large age cycles lasting 120 years; J. Model cycles lasting 90-122 years; Schumpeter cycles lasting 50-55 years; H cycles D.Kondratiev, the duration of which is 40-60 years, Thomas cycles, the duration of which is 18-22 years, the cycle and Abramowitz, whose duration is 20 years; Kuznets construction cycles, which last 20 years; Zhulyar cycles, which last 7-11 years; Marx's production cycles, which last 7-11 years; Kitchen cycles lasting 3-5 years; private business cycles lasting 1-2 years. This made it possible to systematize and expand their types on the basis of the duration of economic cycles, as in the available literaturethere is no detailed division on this basis of economic cycles. Thus, the correct selection of classification features of the study of econom-ic cyclicality and the set of macroeconomic parameters used in it, is extremely important for determining the structure and mechanism of formation of economic cycles that are detected.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"111 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121512889","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"USING THE EXPERIENCE OF INTERNATIONAL STATISTICS TO CREATE A REPOSITORY OF APPLIED METADATA FOR INFORMATION SYSTEMS IN ECONOMIC AREA","authors":"T. Lumpova","doi":"10.25140/2411-5215-2022-1(29)-39-48","DOIUrl":"https://doi.org/10.25140/2411-5215-2022-1(29)-39-48","url":null,"abstract":"ntroduction of process approach in organizations engaged in processing statistical and economic information for ana-lytical research, transition in information systems (IS) to service-oriented architecture, integration of data from different sources, use of data warehouses necessitated the development of new approaches to creating and modernizing IS. At the same time, the requirements for the meta-information component of the IS in terms of meeting the requirements of internal and external users regarding the possibility of self-assessment of data quality are increasing. All these challenges require strengthening the meta-information component of the IS for the use of metadata by different user groups. The article consid-ers the key points that need to be taken into account when adapting to the existing IS existing international experience in the modernization of economic IS direction. This information will be useful when creating a metadata repository, data ware-house, information portal on statistical and economic research.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"14 8","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113979267","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"DIRECTIONS OF INCREASING THE COMPETITIVENESS OF HIGHER EDUCATION IN MODERN CONDITIONS","authors":"K. Shaposhnykov, I. Shaposhnykova, A. Zhavoronok","doi":"10.25140/2411-5215-2022-1(29)-7-13","DOIUrl":"https://doi.org/10.25140/2411-5215-2022-1(29)-7-13","url":null,"abstract":"The article is devoted to the study of issues related to the competitiveness of higher education in modern conditions. The essence of education is outlined, its role and contribution to the establishment of a sustainable relationship between it and scientific and innovative activities are clarified. The definition of the category \"competitiveness of higher education\" is formulated, the approaches to its understanding are highlighted, the levels of competitiveness in the higher education system are highlighted, and the relationship between them is established. The main components of the higher education system, elements of its internal and external environment are clarified. Therefore, a set of economic, political, socio-cultural, political and demographic factors exert a significant complex influence on the competitiveness of higher education, which indicates the need to take intoaccount such systemic influence and understand the importance of the educational sphere in social development. The current state of higher education development is characterized by the transformational conditions of functioning and development and the need for its adaptation to the processes of globalization and digitalization. Currently, the domestic system of higher education is dealing with such challenges as problems of financing the field and employment of graduates, the formation of fair conditions for access to education, the need to improve the qualifications of workers in the field of education, and the insufficient level of international cooperation and collaboration. Modern trends in the development of higher education include the following: an increase in the number of models of scientific production and the intensification of the participation of higher education institutions in commercial scientific projects and programs due to a decrease in the level of investment and financing in the field ofhigher education, an increase in the amount of international mobility of applicants and teachers, the emergence and development of new types international partnership. The factors affecting the level of competitiveness of higher education in modern conditions are outlined: demographic, socio-cultural, economic, political and technological. The main challenges and trends in the development of higher education were studied and highlighted, on the basis of which the main directions for increasing the competitiveness of higher education in modern conditions were formulated.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122726924","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"MUNICIPAL WASTE MANAGEMENT IN THE CONTEXT OF THE IMPLEMENTATION OF THE UKRAINE – EU AGREEMENT AND SUSTAINABLE DEVELOPMENT GUIDELINES","authors":"Z. Derii, Olha Derii","doi":"10.25140/2411-5215-2021-3(27)-7-18","DOIUrl":"https://doi.org/10.25140/2411-5215-2021-3(27)-7-18","url":null,"abstract":"","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122913555","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"FEATURES OF THE EXPORT MARKETING COMPLEX AGRICULTURAL ENTERPRISES","authors":"L. Turchyn","doi":"10.25140/2411-5215-2021-3(27)-132-139","DOIUrl":"https://doi.org/10.25140/2411-5215-2021-3(27)-132-139","url":null,"abstract":"The article identifies the basic elements for taking into account the current trends in the development of commercial enterprises, which ensure the existence and development of the brand in today's digitalization. The mechanism of formation of brand-strategy of the trade enterprise is offered and substantiated. Within the framework of the proposed mechanism, a functional is combined that combines functions, approaches, models, principles, methods and tools, support. In particular, such an element of the mechanism as collateral covers regulatory support, economic resources, organizational structure, intangible assets and financial resources, as well as the process component. In turn, the process component consists of the following stages: substantiation of the strategy, definition of the strategy, implementation of the strategy and monitoring of the effectiveness of the strategy. The first stage - substantiation of the strategy - includes the following processes: diagnosis: analysis of the internal environment of the enterprise (audit of intellectual capital and brand analysis); large-scale research; market analysis (segmentation, assessment of market capacity and its segments, market dynamics, competition analysis, etc.); risk analysis. At the second stage - definition of strategy - there is: definition of the purpose of development and advancement of a brand (creation of strategy of positioning, development of communication strategy; development of strategy of advancement; creation of unique attributes of a brand); formation of alternative strategies for brand development (brands) of the enterprise and selection of the most acceptable alternative; brand architecture development. The third stage - the implementation of the strategy - includes the following processes: selection and implementation of a set of brand management measures; development and implementation of appropriate marketing communications; risk management. At the fourth stage - monitoring the effectiveness of the brand strategy - are carried out: constant audit of the brand (brands) of the enterprise at all stages of the life cycle; evaluating the effectiveness of the selected brand strategy; brand valuation. It is established that the effectiveness of choosing the appropriate brand strategy is possible only if the appropriate sequence, which is reflected within the stages of the process component of the developed mechanism for forming a brand strategy of a commercial enterprise.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131418148","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"CONCEPTUAL BASIS OF FINANCIAL CONTROL AT INDUSTRIAL ENTERPRISES","authors":"Olha Kalchenko","doi":"10.25140/2411-5215-2022-4(32)-291-300","DOIUrl":"https://doi.org/10.25140/2411-5215-2022-4(32)-291-300","url":null,"abstract":"Modern industrial enterprises, considered as complex economic systems, decentralize financial management and operate with significant volumes of financial and economic information, which is con-stantly changing and losing its relevance. Based on this, there is an objective need to increase the effi-ciency of financial control and coordination of the activities of various structural divisions of enterprises that correspond to the high dynamism, riskiness and unpredictability of the external and internal envi-ronment. In such conditions, it becomes necessary to implement the achievements of financial control-ling, which coordinates the work of functional services of the enterprise and provides comprehensive information and analytical support to financial management during management decision-making.The purpose of the article is to study the essence of the concept of \"financial controlling\" and conceptual approaches to its definition, as well as the definition of the main principles of financial controlling at industrial enterprises.The article formulates the meaning of financial controlling for industrial enterprises in modern conditions, conducts an analysis of the essenceof the economic category \"financial controlling\" and highlights two approaches to its definition: institutional and functional, and provides their characteris-tics. Within the framework of the functional approach, four concepts are analyzed: the concept ofthe control function, the concept of the coordination function, the concept of the information function and the concept based on management. The main goal and priority tasks of financial controlling at industrial enterprises are formulated; the main principles of financial controlling for industrial enterprises are researched and formulated: target orientation, systematicity, responsibility, independence, complexity, automation, confidentiality, internal audit, objectivity, economy, timeliness.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116532035","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"INFORMATION PROVISION OF FORENSIC ACCOUNTING","authors":"Natalia Stelmakh","doi":"10.25140/2411-5215-2021-4(28)-203-209","DOIUrl":"https://doi.org/10.25140/2411-5215-2021-4(28)-203-209","url":null,"abstract":"An important mission of forensic accounting expertise is to identify and prevent economic crime. Today, scientists and practitioners mostly study procedural issues of forensic accounting expertise. Organizational and methodological principles ofthe prevention, identification and termination of economic offenses in the conditions of the accounting reform are not stud-ied efficiently. At the same time, today the possibilities of committing violations have expanded, state control over the activi-tiesof economic entities has significantly weakened, motivation for theft and other abuses has significantly increased.Practical need for forensic accounting expertise is due to the fact that investigators often experience difficulties in de-tecting distortions in the fact of economic activities of the enterprise and violations of financial discipline that caused materi-al losses for the enterprise. Thus, forensic accounting expertise is an important means of collecting evidence in many crimi-nal and civil casesof violation and abuse. A qualified opinion of an expert accountant contributes to the establishment of objective truth and a fair court decision. To provide the expert’s opinion, it is necessary to provide sources of information. Information sources of forensic accounting expertise are divided into legislative, normative, and factual. Authentic sources of information provided to the expert for study must meet the quality criteria (formal criterion, legality criterion, reality criteri-on, and validity criterion of carried out transaction).Documents, both accounting and non-accounting, reflect a variety of economic transactions. To identify unfavourable documents, the experts needs to consider that prescribing, paperwork can take place in hindsight, etc. To establish these vio-lations, you must check all related documents. However, the expert accountant must have not only knowledge of accounting, analysis and control, but also know the specifics of the business entity (branch of economy: construction, trade, agriculture) to provide a qualitative conclusion.","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127578332","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}