{"title":"Effects of Corporate Social Responsibility on Customers Loyalty of Hai and Mawenzi National Microfinance Bank Branches in Kilimanjaro, Tanzania","authors":"Mitabalulo E Semuguruka, Rashid A. Chikoyo","doi":"10.37421/2151-6219.2020.11.400","DOIUrl":"https://doi.org/10.37421/2151-6219.2020.11.400","url":null,"abstract":"The study assessed the effects of corporate social responsibility and customer loyalty in NMB Kilimanjaro. The study aimed to examine whether Corporate Social Responsibility (CSR) efforts do impact customer loyalty; whether CSR initiatives have significant value in helping to attract indirect marketing value for the bank; and to determine whether CSR help to enhance customer loyalty towards a National Microfinance Bank. A case study approach was used to empirically test research model derived from the literature. Sample size of 100 respondents was used to address the research objectives by the use of Purposive sampling. Data was analyzed using descriptive statistics, Pearson correlation and regression model. The findings revealed that the higher the practice of CSR the stronger is the consumer loyalty towards a particular firm. The study revealed that by investing in CSR, a firm could achieve a positive outcome in terms of its financial performance. CSR can provide the additional competitive edge to a particular firm. The study concluded that out that all the CSR programmes are aligned with the Strategic Intent of NMB branches. It also established that programmes do contribute to attainment of the Strategic Intent at NMB through several contributions to the expectations of the various stakeholders of the organization. The key recommendation is that the current CSR programmes should be expanded to engage more employees and serve more needy cases in wider geographical areas. Secondly, NMB need to partner with more co-sponsors in order to benefit from the economies of scale.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"11 1","pages":"1-5"},"PeriodicalIF":0.0,"publicationDate":"2020-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70044841","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"HERDING BEHAVIOUR IN FINANCIAL MARKETS: A LITERATURE REVIEW","authors":"C. Sahin","doi":"10.17740/EAS.ECON.2020.V23-07","DOIUrl":"https://doi.org/10.17740/EAS.ECON.2020.V23-07","url":null,"abstract":"According to the classical finance theory it is assumed that investors show rational behaviour in order to achieve maximum gain.but this approach has changed since 1980s. There are a lot of academic studies emphasizing the determining effect of human psychology in financial decisions. Behavioral finance considers the interaction between emotions and investors decisions. According to the New financial approach investors show irrational behaviours and take prejudices into the account for investment decisions as opposed to traditional perspective. Behavioral finance analyzes the market anomalies which conventional financial theories are inadequate to explain based on an assumption that individuals are not rational. While doing this, it benefits from the other sciences such as psychology, sociology, and antropology, etc. One type of behavioral finance is herd behavior. In this paper, domestic and foreign literature research on herd behavior in financial markets were analyzed.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"23 1","pages":"107-116"},"PeriodicalIF":0.0,"publicationDate":"2020-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"67600900","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Development of Financial Model and Environmental Value of Roselle (Hibiscus sabdariffa) for Producing Natural Fiber Utilization into Technical Textile","authors":"Hamdon A. Abdelrhman","doi":"10.37421/2151-6219.2021.11.344","DOIUrl":"https://doi.org/10.37421/2151-6219.2021.11.344","url":null,"abstract":"The objectives of this research are to develop a financial model of roselle fiber utilized into technical textile, as well as estimation of carbon emission and storage of its fiber utilization into Technical textile. The data were collected through the focus group discussion with roselle growers as well as the sellers. To supplement the primary data, the secondary data were used; the surrogate market mechanism also was applied. The cost benefit analysis model was developed. The results depicted that, the roselle fibers utilized into technical textile with aramid replacement by 30% financially is feasible with high NPV, ROI, IRR and BCR exceeding one. Moreover, varying the discount rate from 8% to 15% raising the price of clean bast fiber prices by 20% raising the cost of investment by 20%, the analysis illustrated that, roselle fiber is financially viable in all the suggested sensitivity analysis. The result of the investigation proposed a financial model can be used for commercialization of roselle plant and its fiber products. Also the study concluded that, the initiation of roselle fiber market is highly recommended and utilization of its fibers in industrial products is very crucial to help the farmers for generating additional income by using the fiber and diversify the products of the roselle crop. Also, the study concluded that, research in roselle core and bast usage in industrial applications is highly needed, also, the study concluded that, the assessment of environmental impact of roselle cultivation and fiber utilization is highly recommended.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"65 1","pages":"1-4"},"PeriodicalIF":0.0,"publicationDate":"2020-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70044908","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Comparison Analysis Financial Performance of Go Public Regional Development Bank Areas with Non Go Public Regional Development Bank","authors":"N. Tanjung, Untara Se","doi":"10.4172/2151-6219.1000384","DOIUrl":"https://doi.org/10.4172/2151-6219.1000384","url":null,"abstract":"This study aims to determine whether there is a difference in the financial performance of PT Bank Pembangunan Daerah Jawa Barat dan Banten TBK (Bank BJB) that already went public with PT Bank Pembangunan Daerah DKI (Bank DKI) Jakarta which haven’t yet go public. Assessment of financial performance based on financial reports through financial ratios, which are used as the variables in the study. The financial ratios are the ratio of profitability, solvency, liquidity, and productive activities. The research method used is a quantitative approach in the form of comparative. The results showed the financial performance of the ROA (Return on Assets), ROE (Return on Equity), NIM (Net Interest Margin), BOPO (Ratio of Operational Costs to Operational Income), CAR (Capital Adequacy Ratio) and LDR (Loan Deposit Ratio), there was no significant difference between Bank BJB that have went to public with Bank DKI Jakarta which haven’t yet go public, whereas if viewed from the NPL There is a significant difference.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46490497","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Chinese SMEs in Emerging African Markets: Innovative Management and Marketing Performance","authors":"Wang Xiang, Zhu Guang","doi":"10.4172/2151-6219.1000387","DOIUrl":"https://doi.org/10.4172/2151-6219.1000387","url":null,"abstract":"This paper evaluates the performance of the SMEs owned and managed by the Chinese entrepreneurs in Tanzania and those SMEs owned and managed by the Tanzanian entrepreneurs in Tanzania. Our study indicated that innovation culture was the key to success of the Chinese SMEs operating in Tanzania compared to the SMEs of Tanzania nationals. This was deemed to the fact that the mangers of the Chinese SMEs value the willingness of their members to experiment new business idea, revise their marketing programs to stay ahead of the market, gain financial support from their government, frequently develop more product features, and attract new customers. The major constraints of the Tanzanian SMEs were slow pace of government support, weak linkages between Chinese SMEs and Tanzanians SMEs for technological transfer, lack of adequate funds within the enterprise, and uncertain demand for innovative goods and services.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"10 1","pages":"1-8"},"PeriodicalIF":0.0,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70228772","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Advancing the Gender Equality and the Empowerment of Women: The Key to the Sustainable Development in Vietnam","authors":"Nguyen Thi Ngoc Ha, N. Hà","doi":"10.4172/2151-6219.1000383","DOIUrl":"https://doi.org/10.4172/2151-6219.1000383","url":null,"abstract":"This study focuses on the analysis and evaluation of the situation of gender equality, initially indicates a qualitative relationship between gender equality and economic growth in Vietnam. The Global gender gap index, the secondary data in the reports of WEF (World Economic Forum) and UNDP (United Nations Development Programme) and the qualitative method were used and analyzed to show that the gender gaps in Vietnam has been improved significantly over the last 10 years. However, the gender gaps in the economic and political fields have been still relatively low and very low. Based on the results of the analysis of the state of gender equality in Vietnam, particularly in terms of employment opportunities, income and the opportunities in the politic field for women, the study proposes some solutions to reduce the gender gaps as well as promote the gender equality in Vietnam.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70229034","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Coaching in Multi-Generational Organizations","authors":"Ahmad Reza Akhavan Sarraf","doi":"10.4172/2151-6219.1000388","DOIUrl":"https://doi.org/10.4172/2151-6219.1000388","url":null,"abstract":"Coaching is a useful way to develop the skills and abilities of individuals. By coaching, the coach tries to provide guidance and support to coachee (person being coached) in training and improving the performance of work. Today, the workplace is the most diverse due to the age range of employees. The presence of employees from different generations at all levels of the organization has made it important to understand the differences and similarities of generations in order to successfully implement coaching. This paper first discusses the issue of generations in the organization and the generational differences affecting the way coaching is implemented. Then, with consideration and focus on the status of multigenerational organizations, it offers a model and some suggestions for improving the coaching process.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"10 1","pages":"1-5"},"PeriodicalIF":0.0,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70228835","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Impact of Organizational Factor on Organizational Commitment at theArab Bank in Jordan","authors":"A. Al-Khrabsheh","doi":"10.4172/2151-6219.1000346","DOIUrl":"https://doi.org/10.4172/2151-6219.1000346","url":null,"abstract":"This paper highlights an affirmed idea of positive association between job satisfaction (JS) and emotional intelligence (EI) on organizational commitment (OC). It explains higher job accomplishment, greater leadership abilities and advocacy of the organization for those members of staff who possess higher JS and EI. The investigation of this paper presents a case study which was performed as a list of questions for 100 employees working for a very prestigious Arab Bank situated in Jordan. This paper was introduced to the management panel to be considered for the enhancement of performance of their organization.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":"2018 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46105086","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
C.Y. Wei, Intan Syahidah Bt Mohd Fauzi, R. Thenmoley, Elhag Siddig Elhag Elhussein, D. Asirvatham
{"title":"E-commerce Adoption and Analysis of the Popular E-commerce Business Sites in Malaysia","authors":"C.Y. Wei, Intan Syahidah Bt Mohd Fauzi, R. Thenmoley, Elhag Siddig Elhag Elhussein, D. Asirvatham","doi":"10.4172/2151-6219.1000347","DOIUrl":"https://doi.org/10.4172/2151-6219.1000347","url":null,"abstract":"This article employs an analysis of e-commerce adoption and preferred online e-commerce companies in Malaysia. The objectives of this study are to analyse the application and adoption of e-commerce among Malaysian online users. The study analyses each website attractiveness, preferred websites, acceptance level of users, concerns when conducting online transactions, problems encountered and finally type of products and payment method preferred by online users. Online users or customers are the source of information. This report further understands the issues and risks faced by online shoppers and the strength and weakness faced by e-commerce business entity. In this study the researchers analyzed the data collected from 3 popular website users; Lazada, Mudah.com and 11Street. For data collection, online survey, questionnaire and automated web analysis tools and companies business reports were extracted.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":" ","pages":"1-6"},"PeriodicalIF":0.0,"publicationDate":"2018-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4172/2151-6219.1000347","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42999313","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Influence and Acceptance of Information and Communication Technology in Road Transportation Case Study (Mazandaran Province)","authors":"M. Mahdinia","doi":"10.4172/2151-6219.1000344","DOIUrl":"https://doi.org/10.4172/2151-6219.1000344","url":null,"abstract":"Target: Transportation firms can use from functional tools base on ICT for improving their process. Also these tools have used widely in recent years but there are less research about this matter. This study wants to fill the gap and provides experimental analyses by using ICT in transportation industry. Designing/hypothesis/found: The analyses use from multi-study that it based on semi-structure interview at management of leading transportation companies in Italy that we do that in some leading transportation company in Mazandaran that has caused to have comparison results. Measuring productivity is effective tool for analysing road transportation freight and can logical solution for judging about its distance to desired mode. Improving productivity by evaluating and analysing indexes and then planning can do for denying their obstacles; for more information the last mode of road transportation has investigated and then assessment and analysis of productivity index has done for comparing with current mode. Calculating of research is based on descriptive statistic.","PeriodicalId":92484,"journal":{"name":"Business and economics journal","volume":" ","pages":"1-6"},"PeriodicalIF":0.0,"publicationDate":"2018-03-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4172/2151-6219.1000344","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46775240","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}