{"title":"Liquidity Risk, Credit Risk and Capital as Determining of Predicting Financial Distress in Rural Banks in Indonesia","authors":"I. N. Arsana, I. M. Suardana, Indah Ariffianti","doi":"10.46799/ajesh.v3i8.384","DOIUrl":"https://doi.org/10.46799/ajesh.v3i8.384","url":null,"abstract":"This study aims to analyze the level of accuracy of financial distress prediction models and to test the ability of liquidity risk ratio, credit risk and capital ratio in predicting the possibility of financial distress in rural banks (BPR) in Indonesia. The data used is sourced from secondary data and collected from BPR's financial statements published on the Financial Services Authority (OJK) website during the 2014-2023 period. The population in this study is all rural banks as many as 1,402 rural banks and the number of samples is 312 rural banks spread throughout Indonesia. Determination of samples by the Slovin method by proportionate stratified random sampling technique. The results of the study that the liquidity risk ratio, credit risk and capital ratio in predicting financial distress can be used with an accuracy rate of 95.90%. Liquidity risk ratio and credit risk ratio have a positive and significant effect, capital ratio and primary ratio have a negative and significant effect, while capital adequacy ratio has a positive and significant effect on the possibility of financial distress in rural banks in Indonesia.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":"3 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-08-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141919393","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analysis of Cirebon City Local Government Policies in the Use of Social Media for MSME Product Marketing","authors":"Sholekha Sholekha, Dewi Intan Permata Sari, Ika Aprilia, Dhila Ayunda Iravanti, Mukarto Siswoyo, Siti Khumayah","doi":"10.46799/ajesh.v3i7.380","DOIUrl":"https://doi.org/10.46799/ajesh.v3i7.380","url":null,"abstract":"The development of MSMEs in Cirebon City faces several challenges, including the lack of understanding among MSME actors about the use of technology in digital marketing. This study aims to determine the involvement of local government, especially the Office of Small, Medium Enterprises, Industry, and Trade Cooperatives, in supporting MSMEs through the use of social media. The study examines two variables: the content of the policy and the implementation environment. This research is qualitative in nature, with data collection techniques conducted through direct interviews with the Office and MSMEs in Cirebon City. The results indicate that the use of social media for marketing MSME products in Cirebon City has been effective, as evidenced by the increased promotion of MSME products. However, limitations in human resources, skills, and knowledge about marketing administration remain weaknesses. Therefore, regular and consistent training on the use of social media platforms for MSMEs is necessary, and the Cirebon City Regional Government should monitor the implementation of these programs.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":"35 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141807299","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sri Sulistijaningsih, Juntika Nurihsan, E. S. Nurdin, Muhammad Sabri
{"title":"Religious Character Development Strategy Based on Pancasila in Fostered Children in LPKA Class II Bandung","authors":"Sri Sulistijaningsih, Juntika Nurihsan, E. S. Nurdin, Muhammad Sabri","doi":"10.46799/ajesh.v3i3.390","DOIUrl":"https://doi.org/10.46799/ajesh.v3i3.390","url":null,"abstract":"The era of globalization and openness has had a significant impact on the behavior of the nation's children, marked by an increase in child protection crimes committed by children. The number of residents in LPKA Class II Bandung related to child protection cases, particularly immoral acts, has increased significantly over the past five years. This research aims to develop religious character based on Pancasila for children assisted at LPKA Class II Bandung, so they become useful, faithful, knowledgeable, and devoted individuals to God Almighty. A qualitative research method was used, with data collection techniques including observation, interviews, documentation, and literature review. The results show that developing religious character based on Pancasila can help assisted children have a positive outlook on the future and realize their role as the next generation of the nation. In conclusion, developing religious character based on Pancasila is essential for children assisted at LPKA Class II Bandung, as it can shape them into individuals who positively contribute to society and the country.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":" 41","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141826695","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Farika Chandrasari, Oriza Aditia, Oxy Hendro Prabowo, Nur Saebah
{"title":"Communication Management Strategies in Improving Partnership Success in The Technology Industry","authors":"Farika Chandrasari, Oriza Aditia, Oxy Hendro Prabowo, Nur Saebah","doi":"10.46799/ajesh.v3i4.387","DOIUrl":"https://doi.org/10.46799/ajesh.v3i4.387","url":null,"abstract":"The technology industry is a dynamic and competitive sector. Collaboration and partnerships between technology companies are crucial for enhancing innovation and new product development. The objective of this study is to identify effective communication management strategies to improve partnership success in the technology industry. This research employs qualitative research methods with data collection conducted through a literature review. The collected data is analyzed in three stages: data reduction, data presentation, and conclusion drawing. The results show that there are several effective communication management strategies to improve partnership success in the technology industry, including building open and transparent communication, fostering trust and mutual respect, setting clear goals and objectives, establishing effective communication channels, managing conflict effectively, and regularly reviewing and evaluating partnerships. Technology companies should develop effective communication management strategies to build and maintain successful partnerships, ultimately driving innovation and growth within the industry.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":" 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141832953","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Limitations of the Use of Social Media in Notary Positions Reviewed from the Notary Code of Ethics","authors":"Josias Anugrah, Chairunnisa Said Selenggang","doi":"10.46799/ajesh.v3i7.360","DOIUrl":"https://doi.org/10.46799/ajesh.v3i7.360","url":null,"abstract":"The use of social media as a platform for notaries to publicize their work is increasingly rampant in today's digital era. However, there are several limitations that need to be considered, and many notaries are deemed to have violated the code of ethics and applicable legal regulations. This research aims to identify the limitations in the use of social media for notaries and the legal consequences if notaries promote themselves on social media. The research method used is doctrinal research with a normative juridical approach, involving an analysis of laws and regulations, the notary code of ethics, and related case studies. The results of the study indicate that the activities of using social media for notaries have restrictions, such as the prohibition on publishing or promoting themselves by listing their positions. Violations of these limitations can result in moral sanctions or legal sanctions. These findings have important implications for notary practices and regulatory enforcement in the digital era.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":"32 32","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141645451","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nurokhman Nurokhman, Hery Kristiyanto, Muhammad Ryan Iskandar, Edy Masduqi, Qodri Sihotang
{"title":"Evaluation of Destructive and Non-Destructive Testing of Existing Hotel Structures for Shopping Centre Conversion","authors":"Nurokhman Nurokhman, Hery Kristiyanto, Muhammad Ryan Iskandar, Edy Masduqi, Qodri Sihotang","doi":"10.46799/ajesh.v3i7.359","DOIUrl":"https://doi.org/10.46799/ajesh.v3i7.359","url":null,"abstract":"Changes in the function of a building will affect the structural loading, which, based on government regulations in building permits, must be reviewed for the feasibility of building functions through structural assessment. This research aims to analyze the condition of the concrete quality of building beams, columns, and slabs that are more than 50 years old. The methods used include non-destructive testing (NDT) and destructive testing (DT) on the structures. From the results of the non-destructive UPV (Ultrasonic Pulse Velocity) Test on 20 elements (100 tests) using the PUNDIT tool, the average concrete quality based on BS 1881 and ASTM C597-16 standards was found to be 28.15 MPa for columns, 25.11 MPa for beams, and 25.60 MPa for slabs. The Hammer Test showed an average concrete quality of 27.95 MPa for columns, 31.41 MPa for beams, and 31.20 MPa for slabs. The destructive method using core drilling on 8 structural elements revealed an average concrete quality of 25.58 MPa for columns, 34.61 MPa for beams, and 35.89 MPa for slabs. The hardness test for reinforcing steel indicated an average yield strength of 361 MPa. The compressive strength results of the column structure concrete meet the minimum requirements of 21 MPa for special structure concrete quality based on SNI-2847-2019. It is recommended to recalculate the structure with concrete quality fc' 25 MPa and steel quality fy 360 MPa to identify elements that need structural strengthening.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":"18 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141647103","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Tahta Alfionita, Heksa Deannova, Farida Nurfalah, Abdul Jalil Hermawan
{"title":"Image of \"Host\" in Infotainment Broadcast \"SILET\"","authors":"Tahta Alfionita, Heksa Deannova, Farida Nurfalah, Abdul Jalil Hermawan","doi":"10.46799/ajesh.v3i7.357","DOIUrl":"https://doi.org/10.46799/ajesh.v3i7.357","url":null,"abstract":"This research is entitled Citra \"Host\" in the Infotainment Show \"SILET\" (Roland Barthes Semiotics Analysis). This research aims to determine the meaning of denotation, connotation, image and myth contained in a host in the infotainment show Silet that airs on RCTI. The method used in this research is descriptive qualitative and uses the semiotic theory of Roland Barthes, which presents the concept of connotation and denotation as the key to the analysis. This study's results discuss that many meanings are implied in a host when presenting infotainment shows. According to Thamrin Amal Tomagola, from the five images above, everything is related to the physical appearance that can be seen. This is included in one of the elements of the 5-p image (pigura, pillar, pinggan, peraduan, perga). Since the formation of image and meaning is born from a perception, each person will interpret something from a different point of view. The above explanation indicates that the female host is a professional when presenting an infotainment show.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":"16 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141646693","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Development Of Risk-Based Policy Strategies to Improve Sustainable Investment Performance on Geothermal Working Areas in Indonesia","authors":"Anthon Sapta Putra, M. Berawi","doi":"10.46799/ajesh.v3i7.389","DOIUrl":"https://doi.org/10.46799/ajesh.v3i7.389","url":null,"abstract":"This study analyzes the influence of stakeholder decision-making strategies and policies on PT's investment performance. PLN (Persero), is Indonesia's state-owned electricity company. Indonesia has a geothermal potential of 28 GWe and aims to add 3.3 GW of installed capacity by 2030. Our analysis reveals that effective stakeholder decision-making and well-formulated policies significantly enhance investment performance. This is supported by statistical evidence, with both the t-test and F-test results showing significance (calculated t-value and F-value exceed their respective critical values, with p-values < 0.05). Enhancing these strategies and policies is crucial for meeting Indonesia's new renewable energy (NRE) targets as outlined in the 2021-2030 RUPTL.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":"112 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141647127","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Use of Volunteer Teachers in Public Schools in The Djiri School District: Problems and Perspectives","authors":"Okoua Béatrice Perpétue, Thibault-Mpolo Yolande, Mahoungou Moumbouilou Eloge Symplice, Adelia Azzahra","doi":"10.46799/ajesh.v3i5.379","DOIUrl":"https://doi.org/10.46799/ajesh.v3i5.379","url":null,"abstract":"This study aimed to understand why volunteer teachers from the Djiri inspectorate stopped classes at the end of each month. The objectives were to describe the experiences and financial impact on volunteer teachers, analyze the behavior of parents in fulfilling their contractual obligations with these teachers, and report on the contribution of volunteer teachers to children's education. The research involved 13 volunteer teachers, 28 educational supervisors, and 23 parents. Data were collected through interviews. All respondents indicated that the discontinuation of classes was due to non-payment of subsistence allowances by parents. To address this issue, it is recommended that parents honor their financial commitments to ensure continuous and quality education for their children.","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":" 58","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141833848","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Increasing Digital Transformation Readiness in Small and Medium Apparel Enterprises Through Maturity Model Evaluation","authors":"Latifa Mardhiyah, Novandra Rhezza Pratama","doi":"10.46799/ajesh.v3i7.354","DOIUrl":"https://doi.org/10.46799/ajesh.v3i7.354","url":null,"abstract":"Small and Medium Enterprises (SMEs) play a pivotal role in the Indonesian economy, contributing significantly to Gross Domestic Product (GDP) and employment. However, the COVID-19 pandemic has diminished SMEs' GDP contribution. Digital transformation emerges as a crucial solution amidst these challenges. While many SMEs have adopted digitalization, they face obstacles such as product marketing, access to capital, raw material supplies, and effective application of digital technologies. Nevertheless, digitalization presents opportunities to enhance efficiency and expand global market access via the Internet in Indonesia. This study utilizes the Analytic Hierarchy Process (AHP) to formulate a digital transformation strategy, focusing specifically on optimizing internal business processes within apparel SMEs. Key findings from the AHP analysis highlight the critical importance of integrated production management systems, document scanning and digitization, customer data analysis, and basic digital skills training. These findings underpin strategic recommendations aimed at enhancing efficiency, productivity, and adaptability through technology adoption, employee training, and organizational restructuring. The strategy outlines short-term (6-12 months) and long-term (5 years) goals to guide SMEs toward achieving advanced digital transformation maturity. By prioritizing internal business processes, these initiatives aim to propel SMEs in the apparel sector towards greater success in the digital era. ","PeriodicalId":505426,"journal":{"name":"Asian Journal of Engineering, Social and Health","volume":"52 37","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141649922","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}