Proceedings of the Southwest State University. Series: Economics. Sociology. Management最新文献

{"title":"Market Risk in Project Finance: Approaches to Review and Minimisation","authors":"D. V. Tikhomirov","doi":"10.21869/2223-1552-2024-14-1-178-188","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-178-188","url":null,"abstract":"Relevance. Development of an investment project is commonly associated with many risks, and one of the most significant risks is a market risk i.e. is a possible failure to achieve prices, volumes and sales projected in total compared to those planned in the business plan and financial model of a project. Modern literature pays not enough attention to many relevant and practical issues of the market risk (i.e. is a possible failure to achieve prices, volumes and sales projected) review and reduction in the project finance and investment review, as well as to issues of work with independent marketing consultants, possible areas and ways for risk reduction and quality improvement.Purpose. The previous article considered approaches to understanding significance of the market risk and measures to deal with the risk in the review of price forecasts for an investment project. This article is supposed to consider the issues of risk reduction by organising optimal work with an independent consultant on these issues.Objectives. It is supposed to consider the possibility of engaging an independent marketing consultant, the requirements to the consultant by the financing organisation or investor, to provide an example of detailed scope of work for the independent analysis, give examples of comments to the marketing report and proposed measures to adjust the analysis in the report. It is also necessary to consider approaches to the use of the financial model in order to reduce market risk effects in project financing.Methodology. Methods of analysis and synthesis, induction and deduction as well as modelling are used in the article.Results. The article considers two major issues related to the accounting for or reduction of the market risks in the development of investment projects and providing project finance: the range of questions regarding working with a marketing consultant in order to decrease market risk effects is discussed, examples of requirements to the consultant and potential scope of work as well as some possible errors examples are given; author discusses instruments for considering these risks in financial model, including increased required levels for liquidity and debt service ratios in case of high risks and uncertainties.Conclusion. The market risk is one of the key risks in the development of an investment project and project review in project finance. A set of measures is needed to reduce and account for the risk. Proper application of these and other reasonable measures should enable project initiators and sponsors to ensure their successful development and compliance with the debt service schedule to third-party lenders.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"62 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140708494","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A Discrete Dynamic Conflict Model","authors":"E. Antipova","doi":"10.21869/2223-1552-2024-14-1-283-296","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-283-296","url":null,"abstract":"Relevance. Conflicts play a significant role in the development of society, the state and all of humanity. They arise in interpersonal relationships, economics, organizational activities, social problems, and world politics. The study of the essence of conflicts, the causes of their emergence and ways to resolve them is carried out by conflictology, which was formed as an interdisciplinary field of knowledge in the middle of the 20th century. Currently, it has become obvious that the conflict itself is not a negative phenomenon, but a competently resolved conflict situation can benefit all parties to the conflict. As a result, it became necessary to consider conflicts not only from a descriptive, philosophical point of view, but also to be able to predict a possible conflict situation, describe its development over time and calculate acceptable ways out of it. This approach to the study of conflicts is mathematical modeling, based on mathematical methods for describing conflict situations, which allow analyzing conflicts and predicting their outcome.The purpose is to describe a general methodology for constructing a conflict scheme of any origin within the framework of the mathematical theory of conflicts. The objectives is to consider and analyze a discrete dynamic model of conflicts using the example of a childparent conflict.Methodology. The work uses algebraic methods and methods of discrete mathematics.Results. Within the framework of the mathematical theory of conflicts, a conflict with a discrete mismatch is considered the example of a child-parent model conflict. A general method for constructing a conflict situation diagram and analyzing it has been developed. Possible ways of influencing the conflicting parties on each other in any conflict situation are discussed. When analyzing possible scenarios for the development of a conflict situation, the possible types of impacts of the conflicting parties on each other are considered.Conclusions. Based on the developed dynamic discrete model, it is shown that the mathematical description of conflicts is reduced to the problem of combinatorial optimization. The developed scheme of mathematical description of conflicts can be applied to a wide class of conflict situations in various subject areas.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"83 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707847","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Transformations of Subjectivity in Post-Non-Classical Science","authors":"N. R. Sabanina","doi":"10.21869/2223-1552-2024-14-1-258-270","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-258-270","url":null,"abstract":"Relevance. As the Сomplexity of the subject's dialogue and communication environment increases, the need to increase its connectivity increases as an evolutionary way to preserve conscious ability.Purpose. The identifying the nature of the relationship between linguistic and non-linguistic objects of the worlds of Human existence leads to the need to construct a third entity that determines their compatibility, and as a result, is the cause of the emergence of a new quality of reality. The objectives of the post-non-classical paradigm of science involves rethinking the spatial-temporal model of the world, the role of intersubjective communications and internal dialogue of the subject as conditions for the existence and evolution of a conscious form of life, as well as identifying the principles underlying these processes. The methodology of constructing a categorical apparatus that allows describing such conditions is based on the method of Ontosemiotic Modeling and Decomposition, which reflect the method of phenomenological reduction, ascent from the abstract to the concrete, as well as the logical-semiotic construction of the subject of research. This method avoids the paradoxical nature of categorical descriptions of non-linguistic entities.Results.The desired third entity can be presented in the context of the three categories of subjectivity proposed by the author: synchronism, intention and relativity.Conclusions. The category of describing the world: subjectivity, temporality, continuality, contingency, processality, emergence, dialogicity, contextuality and relations between them, within the framework of post-nonclassical rationality, reflect the need to adopt new principles, models and methodologies of communication and activity, identify information-semiotic laws and patterns of cognition management, as well as refinement and redefinition of the basic concepts of philosophy, such as \"Subject\", \"Consciousness\", \"Cognition\".","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"29 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140708647","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Social Quality Management in the Lens of Philosophy and Methodology of Science","authors":"A. V. Mayakova","doi":"10.21869/2223-1552-2024-14-1-246-257","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-246-257","url":null,"abstract":"Relevance. Quality problems have been relevant for many centuries. At the same time, quality is viewed from the perspective of various sciences and industries indirectly: as a category identified with any sphere. Quality management is also of interest to many scientists and specialists, but most often in the technical or economic sphere. At the same time, its social aspect is obvious. Moreover, in the context of social management (social) quality management is an effective tool aimed at ensuring and improving the quality of life. However, despite the widespread application and adaptation of (social) quality management in various fields of science and practice, philosophical understanding is presented quite selectively. In this regard, in this study, it is advisable to present social quality management from the perspective of philosophy and methodology of science.Purpose. In the work, the author sets himself the purpose of conducting a comprehensive analysis of social quality management from a philosophical and methodological perspective.Objectives. To achieve this goal, it is relevant to solve the following tasks: analysis of social quality management as a post-non-classical concept of the philosophy of complexity; assessment and interpretation of social quality management in a broad plane of humanitarianism; attempt to define the philosophical understanding of social quality management.Methodology. To achieve this goal, the author uses in his work such methods and methodologies as the theory of complexity (complexity), the semiotic-digital dimension, and the methodology for constructing sociotechnical landscapes of digital reality. Results. The paper presents the results of a comprehensive analysis of social quality management from a philosophical and methodological perspective.Conclusions. Based on the results of the study, the author's understanding of social quality management in a philosophical and methodological context is substantiated; social quality management is presented as a concept of the complexity paradigm; the interrelationships of social quality management and the sociotechnical landscape of digital reality in a single field of modern humanities are established.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"100 9","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707535","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Strategic Priorities for the Development of Food Security of the State Taking into Account Hybrid Threats and Challenges","authors":"V. V. Krasnova, A. A. Dryndak","doi":"10.21869/2223-1552-2024-14-1-143-153","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-143-153","url":null,"abstract":"Relevance. Food security is one of the most urgent and complex problems of the modern world. In the context of globalization, climate change, economic fluctuations and other factors, ensuring the stability and reliability of food security is becoming a complex task that requires effective strategies.The purpose is to analyze and evaluate strategic priorities in the field of food security, taking into account complex hybrid threats and challenges. Objectives: identification of strategic alternatives; development of a mathematical model with fuzzy variables and rules for evaluating strategic alternatives; analysis of evaluation results to identify the most effective strategic directions.Methodology. The research methodology included the use of fuzzy logic methods to build a mathematical model for evaluating strategic alternatives.Results. As a result of the study, it was revealed that the strategic alternative S1 received the highest rating, emphasizing its key importance for the sustainability of the food system. Alternatives S7, S9, S4 and S3 also have high ratings, which makes them potentially effective for ensuring food security. Alternatives S10, S8, S2, S6 and S5 are less of a priority, but are important for reducing various risks associated with food security, such as lack of food and vulnerability of supplies.Conclusions. The results of the study allowed us to conclude that the use of the fuzzy logic tool provides an opportunity to conduct a deeper and more comprehensive analysis of complex factors affecting food security. This approach allows us to take into account the uncertainty and multidimensionality of data related to the food system and introduce more accurate modeling of this dynamic area. Such a method enriches the decision-making process in the field of food security, contributing to the development of more effective strategic decisions and management approaches that take into account a variety of factors and their interaction. This contributes to improving the quality of research and helps to form more rational and informed strategies that contribute to ensuring the stability and reliability of food security.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"60 9","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707937","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Assessing the Role of Social Media in the Polarization of Youth Tourism in the Kursk Regions","authors":"M. V. Abushenkova, M. A. Smirnova, A. Y. Suprun","doi":"10.21869/2223-1552-2024-14-1-221-231","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-221-231","url":null,"abstract":"The relevance of the study is determined by the need to assess the effectiveness of using social media in disseminating information about new objects in the field of youth tourism in the regional market in order to adjust measures for its popularization. The purpose of this study is to analyze the presence of organizations involved in the development of tourism, including youth tourism, in social media represented on the tourism market of Kursk and the degree of their involvement in informing the youth of the region about tourist sites available to them, as well as developing recommendations for increasing the efficiency of communicating information about new products to consumers.Objectives: determining the level of use of social media by organizations and institutions responsible for the development and promotion of tourism to communicate information about tourism services to young people; assessment of trends in the use of social media among young people; searching for directions for effective promotion of information through social media in modern conditions of technology development.Methodology. As part of the study, the authors used methods of content analysis of information from open sources, comparative and economic analysis. The results of the study are presented using systematization methods and the tabular method. Recommendations are formulated using the logical method.Results. It has been established that information about services and youth tourism facilities is not communicated effectively to consumers. A gap has been identified between the speed of emergence of new services, locations, offers and informing young people as the end consumer. The directions for expanding the possibilities of using the potential of modern means of social media for the effectiveness of informing young people are substantiated.Conclusions. An analysis of the effectiveness of the use of social media by organizations involved in the development and promotion of youth tourism, carried out as part of this study, confirmed the authors’ hypothesis about the existence of a gap between the emergence of new services, locations, competitions and informing the end consumer about this.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"19 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707589","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Improving Technologies for Developing Personnel Solutions","authors":"T. A. Belyaeva, I. Kozieva","doi":"10.21869/2223-1552-2024-14-1-200-209","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-200-209","url":null,"abstract":"Relevance. Modern socio-economic conditions actualize the improvement of technologies for developing personnel solutions as the basis for successful personnel management. An effective management decision acts as a resource for the development of the organization, personnel and each employee. The article explores the relationship between the concepts of personnel management, modern trends in personnel management and technologies for developing personnel solutions. The work examines the main HR trends and their impact on the technology of personnel decisions, analyzes the process of making personnel decisions in pearl organizations, and proposes the structuring of personnel decisions based on the results of diagnosing problem situations and recommended methods of decision-making.The purpose of the study is to identify directions for the development of technologies for developing personnel solutions in the personnel management system of a modern organization.Objectives: explore the relationship between modern concepts of personnel management, HR trends and technologies of personnel solutions; based on the diagnosis of problem situations in personnel management, structure management decisions and propose appropriate methods for their development, adoption and implementation; apply the method of analyzing hierarchies in the process of developing a personnel decision for the objective selection of a candidate for a vacant position to form the labor potential of an industrial enterprise.Methodology. During the research, general scientific methods of analysis and synthesis, the method of system analysis, expert assessment, the method of analyzing hierarchies.Results. Problematic situations in personnel management are diagnosed as the basis for structuring personnel decisions; in accordance with the results of diagnosis and structuring adequate decision-making methods are recommended. The method of hierarchy analysis is used as a method for effectively selecting alternatives in the conditions of selection, selection and hiring of engineering and technical personnel of an industrial enterprise.Conclusions. It is advisable to substantiate the directions for improving technologies for developing personnel solutions based on an assessment of the relationship with modern concepts and trends in personnel management, based on the results of a study of the characteristics of personnel management in various types of organizations, according to the structuring of problem situations in human resource management.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"84 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707842","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Promising Directions for the Development of the Transport and Logistics Infrastructure of the Northern Sea Route","authors":"A. A. Volkova","doi":"10.21869/2223-1552-2024-14-1-133-142","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-133-142","url":null,"abstract":"Relevance. The modern global agenda dictates new rules and principles of building international relations, including international trade. Under these conditions, the reorientation of foreign trade flows becomes an obvious step. This reorientation plays a significant role for Russia in terms of stabilizing the economy, increasing competitiveness and defending national economic interests. The purpose is consideration of the direction of reorientation of Russian foreign trade flows in the context of anti-Russian sanctions.Objectives: describe the composition and tasks of the functioning of the transport and logistics infrastructure of the Northern Sea Route; identify the problems and prospects for the development of the transport and logistics infrastructure of the Northern Sea Route.Methodology. The research methodology included the use of methods for analyzing quantitative and qualitative characteristics, theoretical analysis and generalization of scientific literature, methods of mathematical statistics, analysis of the expert method in open sources, generalization of the analyzed information.Results. The geographical position of Russia and its dominant position in the Arctic makes it promising to use the Northern Sea Route to develop its own transport potential, provided that all the problems that currently prevent an increase in the cargo turnover of this route are solved. Despite the advantages in the length of the route and speed, the meteorological features and complexity of the northern waters, as well as the technological backwardness of the port infrastructure of the Northern Sea Route, make it necessary to make serious investments in the development of both the transport and logistics infrastructure itself and in the creation of a fleet that will carry goods and ice wiring.Conclusions. The creation of an appropriate technological infrastructure for the development of cargo transportation involves the creation of new hub ports. In addition to improving technological infrastructure systems for improving loading and unloading capacities, the expansion of the container fleet is also relevant. To connect the ports of the Northern Sea Route with the railway infrastructure, the implementation of the projects \"Northern Latitudinal Passage 1\" and \"Northern Latitudinal Passage 2\" should be continued.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"57 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707942","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Digitalization from the Perspective of the Regional Community","authors":"L. V. Kilimova, M. D. Cherkashin, D. Y. Tatarenkova, D. S. Pashutko","doi":"10.21869/2223-1552-2024-14-1-210-220","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-210-220","url":null,"abstract":"Relevance. Currently, digitalization processes and the introduction of new technological innovations in Russian society lead to a restructuring of not only economic but also social relations, thereby predetermining both new opportunities and new risks. However, the degree of influence of these risks on individuals and society, their positive and negative effects in the scientific community have not yet been sufficiently formulated.The purpose is to identify the attitude of the regional population towards the digitalization of society and risk factors associated with the introduction of digital technologies into the life of society.Objectives: to analyze the manifestation of the digitalization process and its risks in the perception of the regional community; explore the degree of influence of digitalization risks on the life of society.Methodology. The study uses general scientific methods of cognition of social phenomena: structural-logical analysis and methods of theoretical generalization ‒ to clarify concepts and construct research conclusions; sociological methods for obtaining empirical data.Results. The population of the regional community has an understanding of the digital society, digitalization processes and various manifestations of risks in the digital society. Transformations in the digital sphere can bring catastrophically large-scale changes in society, and can transform not only the surrounding reality, but the person himself and the world around him.Conclusions. In modern digital society, the probabilistic manifestation of risks is not fully identified and their impact on the life of society is not assessed. Digitalization should be aimed at creating advantages (conveniences) in various aspects of everyday life and providing every citizen with equal opportunities to access services, information and knowledge provided on the basis of information and communication technologies.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"81 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707850","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Digitalization As a Modern Trend in the Management Contour of the Financial Sector","authors":"I. N. Tretyakova, L. S. Belousova, K. I. Svezhentseva","doi":"10.21869/2223-1552-2024-14-1-189-199","DOIUrl":"https://doi.org/10.21869/2223-1552-2024-14-1-189-199","url":null,"abstract":"Relevance. Digitalization of the financial sector is a process that changes traditional methods and models of work in the financial industry, introducing new technologies and digital innovations. This process covers various aspects of the financial sector, including banking, insurance, investments and other financial services. One of the main factors influencing the digitalization of the financial sector is the dynamically increasing pace of development of new information technologies. Digital technologies are aimed at redesigning the business processes of financial industry companies, improving the efficiency and accuracy of operations, as well as improving the quality of customer service and improving management effectiveness. The need to introduce and use digital technologies in the financial sector justifies the relevance and significance of this study. The purpose is to substantiate the role of information technology in the digital transformation of the financial sector.Objectives. The research work was carried out on the basis of interrelated tasks: to identify the most promising areas of fintech use in the company's activities, as well as to assess the current position of the financial sector among the branches of the Russian economy in the context of digital development.Methodology. The works of leading scientists on the subject under study serve as an information base. The applied general scientific methods such as the analysis and systematization of various sources of information on the topic, synthesis, comparison, analytical and graphical methods made it possible to achieve the set goal of the work.Results. Proves the comprehensiveness of the digital development of modern companies. The paper analyzes the use of digital technologies in the activities of modern companies, including companies in the financial sector, which allowed us to determine the current directions of development of functional elements of economic entities. The article describes the main problems faced by financial companies, as well as lists the prospects for the development of the financial sector in the context of digitalization.Conclusions. In the context of digitalization, information technologies act as a driver of effective and sustainable development of the financial sector.","PeriodicalId":425065,"journal":{"name":"Proceedings of the Southwest State University. Series: Economics. Sociology. Management","volume":"56 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140707948","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}