ComFin ResearchPub Date : 2022-01-01DOI: 10.34293/commerce.v10i1.4436
Dharmendra S. Mistry, Pallavi C. Vyas
{"title":"Impact of Covid 19 on Digital Payment in India - With Special Reference to *99# Service","authors":"Dharmendra S. Mistry, Pallavi C. Vyas","doi":"10.34293/commerce.v10i1.4436","DOIUrl":"https://doi.org/10.34293/commerce.v10i1.4436","url":null,"abstract":"The scope of *99# has increased as a part of Pradhan Mantri Jan Dhan Yojna (PMJDY) to create an environment of financial inclusion. The present study aims to study the use of *99# service during COVID 19 as well as the impact of COVID 19 on *99# service covering the period of 36 months, i.e. 18 months of COVID 19 (April 2020 to September 2021) and 18 months before COVID 19 (October 2018 to March 2020). The study found that there has been a significant difference in the means of No. of Banks live on *99# before and during COVID 19. In contrast, there has been the insignificant difference in the means of Volume of *99# transactions and Value of *99# transactions before and during COVID. The study found that there has been significant decrease in means of no. of Banks Live on *99# during Covid 19 but marginal increase in volume and value of *99# during Covid 19.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130064588","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2022-01-01DOI: 10.34293/commerce.v10i1.4597
U. Arumugam, M. Manida
{"title":"Covid-19: Transformation of Edtech in India from Real to Virtual: An Analysis of Issues and Challenges by University Students in Tamilnadu","authors":"U. Arumugam, M. Manida","doi":"10.34293/commerce.v10i1.4597","DOIUrl":"https://doi.org/10.34293/commerce.v10i1.4597","url":null,"abstract":"Edtech refers to innovative technical implementations in the classroom teaching management. In-classroom tablets, interactive outcrop screens and whiteboards, online fulfilled delivery, and MOOCs are all examples of EdTech. However, the existing crisis of the COVID-19 pandemic forced the intact planet to confide on it for learning. To estimate the university student’s perceptions, evaluate their experiences, recognize their barriers, challenges of e-learning during the COVID-19 pandemic, and examine factors influencing the getting and use of e-learning as a tool teaching within higher education. Data was collected using a Google form questionnaire among Students of University in Chennai. Researcher prepared the Percentage Analysis, Mean Analysis, Chi-square Analysis, This study highlights the challenges and factors influencing the acceptance, and use of e-learning as a tool for teaching within higher education.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"46 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132066351","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-10-01DOI: 10.34293/commerce.v9i4.4307
K. Karthikeyan, M. Dinesh Kumar
{"title":"A Comparative Analysis Study on Mobile Banking and Mobile Wallet Services in India","authors":"K. Karthikeyan, M. Dinesh Kumar","doi":"10.34293/commerce.v9i4.4307","DOIUrl":"https://doi.org/10.34293/commerce.v9i4.4307","url":null,"abstract":"Banking sectors are fully focused on Mobile Banking and Mobile wallets and engage in electronic device and apps initiatives by reducing physical activities in banking operations. Mobile Banking and Mobile Wallet practices perceived various electronic products and services to measures supporting private companies, public and private banking sector procedures to electronic management systems and reduction of fuel and cost proper utilization. They are the best performance and efficiency of Mobile Banking and Mobile Wallet in the key of elements in the financial system. The most important mobile banking services have been mentioned through Account Access, Balance Enquiry, E-Passbook, Account Statement, Fund Transfer, Bill Payment, Branch Locator, ATM Locator and Requests, etc. Mobile wallet’s procedure is to open a zero account to submit KYC for address proof rather than submit a mobile number—payment using a one-time password, pin code, or bar code. The funds are limited to transactions only. Most private companies, public and private sector banks are; Airtel Money, Axis Bank Lime, Citrus Pay, Freecharge, ICICI Pockets, Itz Cash, Jio Money, Mobikwik, Oxigen, mRuppee, Paytm, SBI Buddy, SpeedPay, Vodafone M-Pesa, etc. The awareness of mobile banking and mobile wallet products and services is ready for all people using modern banking activities. Mobile banking and mobile wallets reduce physical activities and use information technology devices for proper handling of banking websites and private company mobile apps etc. This relative study of Mobile Banking and Mobile Wallet shows that there are significant differences in the transactions of Mobile Banking and Mobile Wallet volume and value. Analysis simple percentages have been used to analyze and interpret the data on Mobile Banking and Mobile Wallet volume and value made in India during the study period of 2012-13 to 2018-19 (7 years).","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114181471","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-10-01DOI: 10.34293/commerce.v9i4.4189
Dasharath Kale
{"title":"A Study of Rural Entrepreneurship and their Problems in Marathwada","authors":"Dasharath Kale","doi":"10.34293/commerce.v9i4.4189","DOIUrl":"https://doi.org/10.34293/commerce.v9i4.4189","url":null,"abstract":"This study was focus on the problems of rural entrepreneurs for increasing their business in Marathwada. The researcher has collected online data through Google from 150 respondents from Marathwada for the study during 2020-21. There are many reasons for decreasing entrepreneurship, but researchers think the main reason is that the youth should be aware of business education. The competition to do something new and better promotes entrepreneurship and there are many other reasons why Entrepreneurship is promoted. Rural entrepreneurs face many problems such as lack of skilled and managerial workforce, lack of infrastructural facilities for agri-business, marketing problems, lack of awareness regarding a career in agro-entrepreneurship, etc.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"305 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116364593","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-10-01DOI: 10.34293/commerce.v9i4.4134
K. m., R. Elangovan
{"title":"To Study Impact of Artificial Intelligence on HR Practices","authors":"K. m., R. Elangovan","doi":"10.34293/commerce.v9i4.4134","DOIUrl":"https://doi.org/10.34293/commerce.v9i4.4134","url":null,"abstract":"This studypresentsthe utilization of Artificial Intelligence in HR Practicesas a result of ever changing technology in the various business sector. Most of the businesses have implemented artificial intelligence to ascend the human resources efficiency in all sectors. The initiative starts from automated recruitment process till employee’s performance appraisal. Organization leaders and HR executives have invested enormous faith incombining artificial intelligence (AI) withvarious functions of HRprocess like on-boarding, inductions, orientations, T&D, compensation management shall and will progress the overall experience of an employee.Human Resource Management is drifting away from its fundamental administration functions like recruitment& selection, Training & Development, Appraisals to tremendouslysophisticated progress like Automations, Augmented Intelligence, Robotics and AI that are entirely redefining and reshaping the framework and characteristics of workforce and organizations. At, present the worldrevolving around AI and how it is absolutely manipulating the process of HR, and how AI is taking away lakhs of jobs in various sector globally.This article makes an attempt to discuss both the views that is in what way people sense,AIto be a boon and alsoriskfortheir jobs. We arepaying attention on the potential benefits and challenges of AI in the current scenario in industries. The study provides a brief knowledge of the future aim of artificial intelligence.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130420579","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-07-01DOI: 10.34293/COMMERCE.V9I3.4126
K. Srinivasan, T. Karthik
{"title":"A Study on Customers Satisfaction towards Promotional Strategy with Special Reference to Public Sector Banks in Madurai City","authors":"K. Srinivasan, T. Karthik","doi":"10.34293/COMMERCE.V9I3.4126","DOIUrl":"https://doi.org/10.34293/COMMERCE.V9I3.4126","url":null,"abstract":"Marketing is a source which can help the banks to achieve objective. Customers are king in banking sector, customers aware of the products, price, availability and procedure through promotions. In this study we are going to find customers satisfaction towards promotional strategy in public sector banks, 120 samples collected from public sector bank customers in various branches in Madurai city. SPSS software has been used to find statistical inference.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129273217","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-07-01DOI: 10.34293/COMMERCE.V9I3.3982
A. Sahoo
{"title":"Is the Configuration of Indian Stock Market Weakly Efficient?","authors":"A. Sahoo","doi":"10.34293/COMMERCE.V9I3.3982","DOIUrl":"https://doi.org/10.34293/COMMERCE.V9I3.3982","url":null,"abstract":"The main aim of this study is to find out the whether the Indian stock market efficiency is in weak form. The aim of this study is to look into the Indian Stock Market’s lack of market performance. From 2000 to 2015, sample is gathered on a daily, weekly, and monthly basis. Unit Root Test, Run Test, and KS Test are used to examine the data. According to the findings, The Runs Test disproves the existence of a random walk and demonstrates that the Indian stock market is not weakly efficient. Through stock valuation strategies, technical and fundamental analysts may generate volatile returns.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129019996","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-07-01DOI: 10.34293/COMMERCE.V9I3.4119
K. Karthikeyan
{"title":"A Study on Financial Statement Analysis of Primary Agricultural Cooperative Credit Society in Paiyanoor Branch at Chengalpattu District","authors":"K. Karthikeyan","doi":"10.34293/COMMERCE.V9I3.4119","DOIUrl":"https://doi.org/10.34293/COMMERCE.V9I3.4119","url":null,"abstract":"This study discussed the financial statement analysis of Primary Agricultural Cooperative Credit Society in Paiyanoor branch at Chengalpattu district, the study based last five year annual report of 2014 to 2019 form PACCS. The Accounting ratios like Current ratio, Quick ratio, Debit ration, Debit equity ratio, Net assets turnover ratio, Gross profit ratio, Net profit ratio, Return on equity ratio, Return on equity ratio, Solvency ratio used analysis the performance of financial statement analysis of Primary Agricultural Cooperative Credit Society. The study revealed that Debit Ratio highest value in the year 2014-15 is 0.830, Net Profit Ratio highest value in the year 2015-16 is 1.015, Current Ratio highest value in the year 2018-19 is 2.052, Quick Ratio highest value in theyear 2018-19 is 2.813, Gross Profit Ratio highest value in the year 2018-19 is 0.134. It shows that the PACCS gradually increase financial performance in last five years from 2014 to 2019.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114564396","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-07-01DOI: 10.34293/COMMERCE.V9I3.4089
H. Manjula Bai
{"title":"A Study on Role of Multispecialty Hospitals in Healthcare with Special Reference to Metro Hospital Shimoga","authors":"H. Manjula Bai","doi":"10.34293/COMMERCE.V9I3.4089","DOIUrl":"https://doi.org/10.34293/COMMERCE.V9I3.4089","url":null,"abstract":"This paper is designed to study the role of multispecialty hospitals in improving the healthcare system in the economy. The study is based with special reference to METRO Hospital in Shimoga. This study is done to assess the types and components of technology used in the multispecialty hospital which has helped lots of patients in improving their healthcare and saved their lives. The study aims to understand the nature of growth and market structure in the Healthcare Sector, to know the recent trends in the present Hospital scenario, to study the opportunities and challenges in Hospital scenario, to know the marketing and business strategies of the Metro hospital and to know the implementation of technology in Metro. The study focus on the degree of management skills that the hospital utilise in effective use of technology... For the purpose of the study, the researcher has selected 50 respondents who are the patients (Both Inpatients and Outpatients) of the hospital... Descriptive research methodology is used to conduct the study. It includes survey and fact finding enquiries of different kind. It focused on the problems or the benefits availed from the hospital. All patients of various category in the Hospital were surveyed by using questionnaire and the level of satisfaction or dissatisfaction from Hospital was studied. Finally the detailed information about the benefits about the Hospital were considered... Finally, it makes an attempts to offer suggestions to the management of the hospital, regarding how better they can do to improve the management of the Hospital.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"633 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116082039","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2021-07-01DOI: 10.34293/COMMERCE.V9I3.4092
Rajani B Bhat, V. Suresh
{"title":"Impact of Covid-19 on Indian Stock Market","authors":"Rajani B Bhat, V. Suresh","doi":"10.34293/COMMERCE.V9I3.4092","DOIUrl":"https://doi.org/10.34293/COMMERCE.V9I3.4092","url":null,"abstract":"The corona virus outbreak, which originated in China, has infected nearly 8, 75,000 people. Its spread has left businesses around the world counting costs. The corona virus is going global, and it could bring the world economy to a standstill. COVID-19 that began in the depths of China’s Hubei province is spreading rapidly, persuading the World Health Organisation to declare it as a pandemic. There are now significant outbreaks from South Korea to Italy and Iran, from America to Britain. The ongoing spread of the new corona virus has become one of the biggest threats to the global economy and financial markets. Even though, time and again our Indian economists have assured the country that Indian economy stands relatively insulated from the global value chain, but being integrated into world economy, there has to be some impact. This was reflected in the Nifty when the stock market took a great plunge down in last week of February, 2020. The present study is an attempt to examine the impact of COVID-19 on Indian Stock market. The study takes into consideration a time period of four months, from December 1st, 2019 to March 31st, 2020. The study focuses on the Nifty and sectoral indices of Nifty along with India Volatility Index. Tools used for the study involves correlation, regression, ANOVA, variance analysis and moving averages. The study concludes with the statement that volatility is higher in medium run than in short run and also there is significant impact of COVID-19 on Indian stock market.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116152267","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}