{"title":"The Impact of Open Banking on the US Finance Industry","authors":"Tatiana Chadaeva","doi":"10.18254/s207054760007179-3","DOIUrl":"https://doi.org/10.18254/s207054760007179-3","url":null,"abstract":"The article considers the impact of open banking on the banking industry in the United States and other countries. The role of digital technologies in the implementation of open banking is revealed. The legislative acts that require EU banks to join the open banking system are considered. The reasons that retard the development of open banking in the United States, were studied. There was assessed a role of fintech giants and fintech startups in the development of digital technologies in the banking industry and the transition to open banking. The need for introduction of open banking is necessary due to external reasons the emergence of companies that provide banking services related to accounting and payment tracking, the necessity to satisfy the needs of customers who are using digital technologies. Opportunities and risks for large, medium and small banks were considered. Small banks will meet difficulties if compete with medium and small banks due to lack of resources. The open banking development is impossible without technology of application programming interfaces (APIs) and interaction of banks with fintech giants and startups. Particular attention is paid to the role of regulatory authorities in the implementation of open banking in the European Union, the adoption of the Payment Services Directive PSD2. In the USA, the problems in the development of open banking are recognized due to the reluctance of many banks to provide third-party companies with access to customer accounts and the fragmentation of the US regulatory system that regulates the activities of fintech companies. Traditional banks may be transformed in three ways: bank as a platform, bank as an integrator, bank as a producer.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"87 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115217900","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Transformation of masculinity in the modern American cinema","authors":"V. Khalilov","doi":"10.18254/s207054760006264-7","DOIUrl":"https://doi.org/10.18254/s207054760006264-7","url":null,"abstract":"The paper discusses the representation of masculinity in the US film – its issues, trends and challenges. The purpose of this study is to examine the most recent examples in Hollywood film and discern how cinematic representations of masculinity reflect its transformation in terms of male identity, changing ideals and more diverse gender roles, with connections to socio-political climate. The issues range from the perceived crisis in masculinity and the attack on patriarchal structures and traditional values to the global financial instability and the problematic perception of the US foreign policy at war. This study will also take a closer look at the presidency of Donald J. Trump seen by many as a backlash against progressive values, feminism and the supposed erosion of patriarchal power. The author argues that many cinematic representations question and query traditional views of masculinity and pose significant challenges to the dominant hegemonic ideology.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"127 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132112963","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Kurdish question in the context of the Middle East policy of the R. Reagan administration in 1981-1987","authors":"A. Sennikov","doi":"10.18254/s207054760007177-1","DOIUrl":"https://doi.org/10.18254/s207054760007177-1","url":null,"abstract":"The article is devoted to U.S. Middle East policy under Reagan administration in 1981–1987 and determining what role the Kurdish question played in it. The author is reviewing U.S. bilateral relations with Turkey, Iran, Iraq and Syria and dialogue with governments of these states on Kurdish issue. The activity of key Kurdish national movements in Turkish, Iraqi, Iranian and Syrian Kurdistan, and attitudes towards them on the part of Washington is in the spotlight. Attention is paid to Kurdish lobbying and Kurdish supporters among the U.S. ally, and first among them – Israel. The article is concentrate on the CIA activities, aimed at assessing the potential of the Kurdish movement, its ability to destabilize the existing regimes and the consequences that Kurdish activity could lead to. The author is summarize the reasons for U.S. reluctance to involve in deal with the Kurdish national movement during the period under review are. The article is adopted on the basis of a wide range of American sources.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134577191","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Transatlantic Relationship: Challenges of Troubled Times","authors":"O. Prikhodko","doi":"10.18254/s207054760007145-6","DOIUrl":"https://doi.org/10.18254/s207054760007145-6","url":null,"abstract":"The article deals with underlying tendencies that have shaped the transatlantic divisions by the midterm of Donald Trump presidency. It scrutinizes the origins of disagreements which have strained the relationship between the United States and Europe (the EU) since the 45th US President took the office. There is ample evidence which helps to explain why D. Trump’s views have predetermined to a large extent a grave discord with the European allies. However, his outlook reflects way of thinking of a considerable part of American society which considers that America bears an excessive burden of obligations abroad. The US administration’s policies on some international issues (e.g. global trade, climate warming, arms control, Iran) fuel erosion of the long-standing transatlantic consensus. In the author’s judgment, some unfolding crisis-type events in the U.S.-European relations are unprecedented. They originate from incompatible mindsets of leaders on both sides of the Atlantic, from clash of values and views on some key issues and challenges – open market vs. protectionism, multilateralism vs. unilateralism, and international agreements vs. selfish behavior. The ongoing acrimonious trade disputes between the United States and the EU revealed a tough conflict of their interests. They have gotten a high political profile due to the Trump administration’s inclination to regard purely trade spat in terms of national security. The politized approach taken by the U.S. President on trade deficit and tariffs has only exacerbated the tension. The unilateralist, aggressive line pursued by Washington in the international affairs has stirred up European attempts to vitalize the concept of Europe’s ‘strategic autonomy’ worded in the EU ‘Global Strategy’ 2016. The article concludes that the transatlantic divisions may be essentially mitigated with a change of U.S. policies resulted from the U.S. presidential election in 2020.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115009944","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Hollywood machine horror-desires: ideological transmutation of gender","authors":"S. Malenko, A. Nekita","doi":"10.18254/s207054760004700-7","DOIUrl":"https://doi.org/10.18254/s207054760004700-7","url":null,"abstract":"The tragic gap between industrial and post-industrial civilization did not follow the trajectory of the rise and fall of technical science, but is manifested primarily in the terrible images of visual faults produced by modern culture. American cinema as the artistic avant-garde of consumer society initially sought to shape its anthropological and ideological trends. Today, they have affected almost all spheres of social life, stigmatized the basic socio-cultural codes and have become firmly embedded in the immediate fabric of human everyday life. One of the first outposts of classical culture, have fallen victim massivization, steel forms interpret the value of sex and gender. If in archaic epochs they were directly identified with their natural sexual profiles, then the sharp industrialization of planetary landscapes gave rise to the order for the formation of demonstrative, visual types of gender produced within the industrial method of management. Socio-cultural processes associated with the emergence and development of digital technologies have again made adjustments to the postmodern typology of gender. American horror film has been consistently engaged in the formation and implementation of the technology forced the visual transformation of the industrial gender stereotypes. Cinematographic demonstrativeness turns the visuality of industrial genders into a formal communicative occasion, and the biotic, somatic discourse unleashed by the Hollywood horror industry finally deprives gender of industrial expediency, lobbying exclusively for the necrotic nature of its mass production and consumption. Profitable media technology of formation of stable unconscious mental complexes finally legitimizes the practice of mutual gender transmutation of female and male, as a leading ideological scenario for the implementation of the current political situation.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"27 3","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132736870","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Direct Investment Flows between U.S. and China in the D. Trump’s Epoch","authors":"P. Aksenov, E. Emelianov","doi":"10.18254/s207054760006893-9","DOIUrl":"https://doi.org/10.18254/s207054760006893-9","url":null,"abstract":"","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125775581","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Between business interests and security: American ITgiants and new laws on personal data protection","authors":"M. Sokolova","doi":"10.18254/S207054760006015-3","DOIUrl":"https://doi.org/10.18254/S207054760006015-3","url":null,"abstract":"In recent decades, the activities of major American IT companies have significantly increased the risks in the field of information security and personal data protection in the United States, revealing the national legislation gap regarding the development of modern technologies. On the one hand, privacy has been violated by the IT companies, whose servers store personal data of millions of citizens from different countries. On the other hand, US law enforcement agencies have been seeking to expand their functions to use this data for national security purposes. In this situation, there is a question of new legal regulatory approaches that meet the requirements of the modern technological environment. The new European model of personal data protection (General data protection regulation, GDPR) has a great influence on this process.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133571744","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Russia in the Conceptual Designs of American Political Scientists","authors":"K. Kozlov","doi":"10.18254/S207054760005973-7","DOIUrl":"https://doi.org/10.18254/S207054760005973-7","url":null,"abstract":"The article reveals the modern approaches one of the most important American \"think tanks\" towards Russia, among them are the Heritage Foundation, the Brookings Institution and the Council on Foreign Relations, that can be characterized as the adherents of the ideological conservative, liberal and centrist views respectively. While the Heritage Foundation and the Brookings Institution share traditional anti-Russian stereotypes, the Council on Foreign Relations shows more pragmatic and sensible assessment, based in many ways on the views of Richard N. Haass, its president. The article gives detailed examples of these “think tanks” opinions and recommendations while summary is presented in the brief analytical conclusion.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116922723","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Financial Crisis Expectations Intensify in the U.S.","authors":"M. Portnoy","doi":"10.18254/s207054760006012-0","DOIUrl":"https://doi.org/10.18254/s207054760006012-0","url":null,"abstract":"","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131281148","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The U.S. and Canada, Trump and Trudeau: Relations between States and Leaders","authors":"T. Kuzmina","doi":"10.18254/S207054760005976-0","DOIUrl":"https://doi.org/10.18254/S207054760005976-0","url":null,"abstract":"Two years after the presidential elections in the USA the relations between Canada and the USA The Prime-minister J. Trudeau and the President D. Trump have entered the turbulence zone, partially eased due to the signing of the new North American trade agreement in the end of 2018. Analytics named the relations between the two leaders “rocky”. J. Trudeau himself has not once emphasized the political and ideological disagreements with D. Trump. The presidency of D. Trump has become a catalyst for deep disagreements between Canada and the USA within a wide range of issues starting from protectionism in economics up to pluralism and immigration, etc. The J. Trudeau’s government worked out a new foreign policy course to support the world liberal order with or without the USA’s participation. The remarks by D. Trump (especially in Twitter) addressed to J. Trudeau sounded rough in the end of 2018 after adoption by Canada reciprocal tariffs on American import and on the verge of signing the new trade agreement. J. Trudeau is ready to endure the most difficult complications in the hardening relations with the USA, as those are the most close than between any other two countries in the world. On the other hand, analytics believe that J. Trudeau should not employ a mentor-like tone and not to be too aggressive in promoting liberal values od globalization while communicating with D. Trump. On the whole, J. Trudeau is ready to go on with constructive relationship with the Us President and will try to improve them when they look like cold ones at the moment.","PeriodicalId":234634,"journal":{"name":"Russia and America in the 21st Century","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128795358","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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