{"title":"PROBLEMATIKA PERILAKU PEDAGANG PASAR TRADISIONAL: STUDI PERSPEKTIF ETIKA BISNIS ISLAM","authors":"Sakur Sakur, Ah. Ali Arifin, Iqbal Rafiqi","doi":"10.28944/masyrif.v2i2.518","DOIUrl":"https://doi.org/10.28944/masyrif.v2i2.518","url":null,"abstract":"The traditional market is a market that is identical to a market that has experienced a steady decline, resulting in a market that has an impact on unfair competition, lack of legal protection, congestion, the market looks dirty and, and is prone to accidents that occur. Therefore, Islamic business ethics plays a very important role in regulating the behavior of traders. The formulation of the problem in this research is first, the behavior of traditional market participants in the problem in the market on 17 August Pamekasan?. Second, how are the government's efforts in responding to the behavior of traditional market players in guarding the market on 17 August Pamekasan?. Third, what is the perspective of Islamic business ethics on the behavior of traditional market traders in guarding the market on 17 August Pamekasan? This study uses an approach with a descriptive type of research. Sources of data obtained through interviews, observation, and documentation. Checking the validity of the data using persistence, reference materials and additional observations. The results of the study show that, First: The behavior of traditional market participants in the August 17 market in maintaining still lacks care, often violates and is stubborn, Second: The government's efforts in responding to the behavior of market traders on August 17 have been good but in practice it is still lacking, third: According to an ethical perspective Islam on the behavior of traditional market participants in guarding the market on August 17, Pamekasan in terms of the principle of monotheism, the principle of balance (justice/equilibrium), the principle of free will (ikhtiar/free will), the principle of responsibility (responsibility) and the principle of responsibility (Ihsan) are still not yet fully implemented by traders.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131515087","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENCATATAN AKTA NOTARIS AKAD SYARIAH OLEH NOTARIS NON MUSLIM PERSPEKTIF HUKUM ISLAM","authors":"Zaid Raya Argantara, Zainurrohman Zainurrohman","doi":"10.28944/masyrif.v2i2.520","DOIUrl":"https://doi.org/10.28944/masyrif.v2i2.520","url":null,"abstract":"Law Number 21 of 2008 concerning Sharia Banking, shows that the sharia economic system, especially in the banking sector, has legal legitimacy and legal certainty in a formal juridical manner. or the agreement. However, with the many existing Islamic financial institutions, it is possible to use the services of a non-Muslim notary in making the sharia contract deed. The competence and authority of the notary in charge of recording the sharia contract is needed to be accepted in the eyes of law and sharia.This research is a type of library research, where in this study the main data source is to explore concepts/theories that have been determined by previous experts which are stored in the form of books, journals, newspapers, magazines, articles, and so on.The results of the study show that: first, a Notary is an official appointed by law to make a deed, even a sharia deed as long as it is not excluded from the authority of his position as regulated in Article 15 paragraph 1 UUJN which confirms that one of the powers of a notary is to make deed in general. Second, the law of being a notary is fardhu kifayah so that if someone has implemented it, then others are free from this responsibility. And in Islam there is no problem with who we do muamalah with, even if it is a non-Muslim.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"120 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128015127","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Mujibno Mujibno, Ryan Aidil Hakim, A. Wahid, A. Amiruddin
{"title":"OPTIMALISASI MINAT MENABUNG NASABAH PADA TABUNGAN BAROKAH DI PT. BPRS BHAKTI SUMEKAR CABANG PAMEKASAN","authors":"Mujibno Mujibno, Ryan Aidil Hakim, A. Wahid, A. Amiruddin","doi":"10.28944/masyrif.v2i2.695","DOIUrl":"https://doi.org/10.28944/masyrif.v2i2.695","url":null,"abstract":"This study aims to determine the optimization of customer interest in barokah savings at PT. BPRS Bhakti Sumekar. Barokah savings are savings or customer funds deposits in the form of rupiah savings with a wadhi'ah yadh dhamanah contract, namely as a pure deposit that will help manage your funds to be more blessed. This study uses descriptive qualitative methods with data collection techniques through interviews, the results of observations with case study designs from interviews with related and responsible parties that optimizing customer interest in barokah savings at BPRS Bhakti Sumekar Pamekasan Branch are quite good, where from From year to year, the number of customers has increased, with the assistance of the marketing department and very good socialization and door-to-door marketing strategies, so that they are helped and influential. The optimization has also been carried out carefully with caution both in terms of service, especially in friendliness in communicating with customers and always competent and consistent in determining the schedule that has been determined between the customer and the marketing party.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"167 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132060608","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PERAN INTELLIGENCE QUOTIENTS (IQ) DAN EMOTIONAL QUOTIENTS (EQ) TERHADAP KINERJA KARYAWAN DENGAN BUDAYA ORGANISASI SEBAGAI VARIABEL INTERVENING. (Survey pada karyawan PT. Mas Agung Sejahtera di Madura)","authors":"Gazali Gazali, Nuzulul Qurnain","doi":"10.28944/masyrif.v1i2.467","DOIUrl":"https://doi.org/10.28944/masyrif.v1i2.467","url":null,"abstract":"This study aims to determine the effect of Intelligence Quotients (IQ) and Emotional Quotients (EQ) on Employee Performance mediated by Organizational Culture. This research uses a quantitative approach and the type of research is explanatory research. The research sample amounted to 90 employees of PT. Mas Agung Sejahtera in Madura, with the method used is saturated sampling. The type of data used in the form of primary data obtained from the distribution of questionnaires. Analysis of the data used is Path Analysis with SPSS tools. The results showed that Intelligence Quotients (IQ) had no direct effect on employee performance. Intelligence Quotients (IQ) have an indirect effect on Employee Performance through Organizational Culture. Emotional Quotients (EQ) have a direct effect on employee performance. Emotional Quotients (EQ) have an indirect effect on Employee Performance through Organizational Culture. Organizational Culture is able to mediate Intelligence Quotients (IQ) and Emotional Quotients (EQ) on Employee Performance.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115474422","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Prosedur dan Problematika Sertifikasi Halal Di Indonesia","authors":"Siti Ena Aisyah Simbolon, N. Hidayat","doi":"10.28944/masyrif.v2i1.874","DOIUrl":"https://doi.org/10.28944/masyrif.v2i1.874","url":null,"abstract":"Penelitian ini bertujuan untuk melihat bagaimana prosedur sertifikasi halal di Indonesia dan persoalan dalam proses sertifikasi dalam industri halal. Prosedur untuk sertifikasi halal ada lima yang pertama adalah pelaku usaha melakukan permohonan sertifikasi halal, kemudian memeriksa kelengkapan dokumen dan menetapkan lembaga pemeriksa halal, seterusnya memeriksa dan menguji kehalalan produk, menetapkan kehalalan produk melalui sidang Fatwa Halal, dan yang terakhir adalah menerbitkan sertifikat hallal oleh BPJPH. Problematika yang ditemukan dengan mewajibankan sertifikasi halal berdasarkan UU JPH yaitu, alur proses pelaksanaan sertifikasi halal menjadi panjang, rawan konflik kepentingan, pelaku usaha masih tetap dikenakan biaya dan masih perlu diatur akuntabilitas dan transparansi kinerjanya. Selain itu belum maksimalnya jumlah sertifikat halal yang berdar di Indonesia, banyaknya produk-produk impor, ketidakpastian ekonomi menjadi kendala yang besar yang harus dihadapi oleh industri halal Indonesia.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"238 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123046951","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE INFLUENCE OF TRUST, RISK AND MOTIVATION ON THE INTENTION TO USE THE SHOPEE BLESSING APPLICATION WITH EXPERIENCE AS A MODERATION VARIABLE","authors":"N. Hidayat, S. Haryono","doi":"10.28944/masyrif.v2i1.875","DOIUrl":"https://doi.org/10.28944/masyrif.v2i1.875","url":null,"abstract":"The purpose of this study is to find out whether trust affects the intention to use the shopee blessing application, whether risk affects the intention to use the shopee blessing application, and whether motivation affects the intention to use the shopee blessing application. Then the researcher added experience as a moderation variable in the study that can moderate trust, risk, and motivation towards the intention of using the shopee blessing application. This study uses the UTAUT2 theory which explains the extent of the difference between the intention to use and the actual use of technology by consumers. To obtain research data, researchers shared a questionnaire by selecting a Likert scale as a measurement, using the STATA version 16 application as data analysis. To see the results of the study, researchers used moderated regression analysis (MRA). From the results of the research conducted by the researcher, it can be concluded, that the trust variable affects the intention to use and the experience can moderate the trust in the intention to use the shopee blessing application, the risk variable does not affect the intention to use nor can the experience moderate the risk to the intention to use the blessing shoppe application, and the motivation variable does not affect the intention to use the blessing shoppe application, and the motivation variable does not affect the intention to use but experience can moderate motivation towards the intention of using the blessings.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123778028","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS PENGARUH VARIABEL EKONOMI MAKRO TERHADAP BESARNYA JUMLAH PENERIMAAN ZAKAT DI BADAN AMIL ZAKAT NASIONAL (BAZNAS) PUSAT TAHUN 2014 – 2018","authors":"Anggi Irawan","doi":"10.28944/masyrif.v2i1.497","DOIUrl":"https://doi.org/10.28944/masyrif.v2i1.497","url":null,"abstract":"Indonesia actually has very big zakat potensial reaching 217 trilion rupiah. This huge potential is equivalent to 3.4% of Indonesia’s GDP in 2010. The large potential of zakat can be a solution to overcome poverty in Indonesia. One of the factors that influence zakat receipt in indonesia is the macroeconomic factor. However, this potential still tends not to have a positive impact on the macro economy and overall poverty reduction in Indonesia. This study aims to examine the impact of macroeconomic factors in the form of inflation, BI-Rate, Profit sharing ratio,exchange rate and the amount of money in circulation against zakat receipts in the Central national amil zakat agency (BAZNAS). This research is quantitative using secondary data. The data used are sourced from BAZNAS, Bank Indonesia and the Financial Services Authority (OJK) from 2014-2018. Data were analyzed using multiple linear regression. The result of this study indicate that simultaneously, inflation, BI Rate, profit sharing ratio, exchange rate and the amount of money in circulation (M2) have an effect on the amount of zakat receipts in Indonesia. But partially, the ratio for the result is not affects the amount of zakat receipts in Indonesia. In contras to inflamation, the BI-Rate and exchanged rate has a negative and significant effect. Meanwhile, the amount of money in circulation has a positive and significant effect on zakat aceptance in the central national amil zakat agency (BAZNAS) 2014-2018.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116110841","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ISLAM DAN MORAL EKONOMI DALAM PEMIKIRAN SJAFRUDDIN PRAWIRANEGARA","authors":"Afif Arrosyid","doi":"10.28944/masyrif.v2i1.495","DOIUrl":"https://doi.org/10.28944/masyrif.v2i1.495","url":null,"abstract":"Penelitian ini bertujuan untuk mendeskripsikan pemikiran Sjafruddin Prawiranegara dalam aspek Islam, Moral Ekonomi, biografi, dan karya-karyanya, jenis penelitian ini adalah (library Research).Sifat penelitian ini adalah deskriptif analisis dan Teknik analisis yang digunakan yaitu metode analisiskualitatif. Hasil penelitian menunjukan bahwa pemikiran Sjafruddin Prawiranegara dalam aspek Islam sebagai berikut : 1) Islam sebagai landasan dasar kekuatan Muslim dalam menjaga, mengelola dan mengoptimalkan kekayaan. 2) kekuatan tersebut sebagai pemersatu Bangsa Indonesia. 3) dalam semangat persatuan, Islam mempengaruhi moral ekonomisehingga pada 24 Juli 1967 telah berdiri Himpunan Usahawan Muslimin Indonesia (HUSAMI). Pada pemikirannya tentang Moral Ekonomi Islam mempunyai prinsip-prinsip sebagai berikut : keadilan sosial, kesejahteraan, keseimbangan, dan kekeluargaan. Kemudian pada pemikiran Sjafruddin Prawirnegara tentang Ekonomi Islam mencangkup beberapa aspek : 1) Sistem Ekonomi Islam adalah prinsip-prinsip ekonomi yang di pengaruhi dari ajaran-ajaran Islam. Bertujuan untuk menciptakan konsep yang dapat memberikan kesejahteraan. 2) Ekonomi Islam menjadi jalan tengah terhadap permasalahan yang dihadapi oleh masyarakat yang menganut ilmu ekonomi Kapitalis dan Sosialis. Ekonomi Islam memberikan pemahaman secara fundamental akan pentingnya moral dalam melakukan kegiatan ekonomi.3) Bunga tidak identik dengan riba sebab konsep bunga sama seperti uang sewa yang mengambil keuntungan atas kesepakatan dan tidak adanya pemaksaan terhadap sesama.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130665486","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PAJAK BEA PEROLEHAN HAK ATAS TANAH DAN BANGUNAN DALAM PENINGKATAN PENDAPATAN ASLI DAERAH DI KABUPATEN SUMENEP","authors":"Enza Resdiana","doi":"10.28944/masyrif.v2i1.499","DOIUrl":"https://doi.org/10.28944/masyrif.v2i1.499","url":null,"abstract":"This self-assessment system is carried out in order to maximize the realization of local revenue which can affect the original revenue of Sumenep Regency. The purpose of this study was to find out how the self-assessment system collection system in increasing the revenue of the Regional Original Income Tax sector BPHTB. While the method used in this study is qualitative research, with data analysis techniques carried out through several stages ranging from data reduction, data presentation, to drawing conclusions. The results show that the BPHTB self-assessment system procedure in Sumenep Regency makes it easier for taxpayers to register and calculate the obligation to pay taxes and contribute to increasing local revenue, although there are obstacles in the reporting process where taxpayers are still not aware of reporting after paying BPHTB taxes. so that the process of recording and reporting is waiting for a checking account or transaction reporting from the bank. But all of that can be overcome with the skill and alertness of BPHTB tax officers in submitting reports so that the speed of presentation of data on the realization of regional original income can be presented in real time and accurately.","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133663630","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"EKONOMI KOLABORATIF: RELASI EKONOMI DAN HUKUM DI ERA DISRUPTIF","authors":"Holilur Rahman","doi":"10.28944/masyrif.v2i1.494","DOIUrl":"https://doi.org/10.28944/masyrif.v2i1.494","url":null,"abstract":"Economic and legal collaboration as a field of life has a strategic role. As technology advances in a disruptive era, the two can influence each other. This article seeks to examine economic and legal relations as a form of collaboration in the era of disruption on several issues; basic concepts of economics and law, implementation of economic and legal collaboration, the influence of economic and legal colobaration. This study produces conclusions with three main theses, namely: first, economic regulation by law is always in two ways between the rights and obligations that are interconnected between the two. Second, the prospect of economic collaboration with the law in a potential disruptive era in terms of efficiency and effectiveness. Third, collaborative economics is in tune with the basic principles of muamalah al-maslahah especially the rules of bringing benefits and avoiding madharat, جلب المصالح ودرء المفاسد (jalb jalb al-masalih wa dar’u al-mafasid).","PeriodicalId":151784,"journal":{"name":"Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130082565","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}