{"title":"Effect of Diaspora Remittances on Small Medium Scale Enterprises (SMEs) in Nigeria","authors":"T. Ojapinwa","doi":"10.56279/ter202214","DOIUrl":"https://doi.org/10.56279/ter202214","url":null,"abstract":"Diaspora remittance flows to Nigeria have been increasing over time. However, the effect of this increase on theperformanceof SMEs has not been adequately studied. Many researchers have contended that if diaspora remittances are well invested, they could contribute immensely to bridging the SMEs financing gap of N617. 3 billionannually. Thus, this study uses time series data on Nigeria from the World Bank’s World Indicators Database for a period to examine the effect of diaspora remittances on SMEs. The study employs robust ordinary least squares (ROLS) to handle issues of outliers. The results show that diaspora remittances have a positive and significant effect on SMEs' performance in all the examined models. Hence, due to their positive effect on theperformance of SMEs in Nigeria, the government should formulate policies to leverage the increase of diaspora remittances, which would provide an alternative window forfinancing SMEs. \u0000JEL Classification: C22, E51, F24, L29","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81817088","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Leveraging Youth Employment in the Tanzania Tourism Sector: The Role of MSMEs","authors":"Gerald Lesseri","doi":"10.56279/ter.v11i2.86","DOIUrl":"https://doi.org/10.56279/ter.v11i2.86","url":null,"abstract":"Despite the employment potential of Tanzania’s tourism sector, the sector is not absorbing the youth sufficiently, who remain unemployed after graduating from various institutions. This study examines the extent of youth employment in the sector and factors associated with their increased employment. Using cross-sectional data from 445 micro, small and medium enterprises (MSMEs) collected between September and November 2018, the study reveals that the youth form the largest proportion of wage employees. Furthermore, using econometric techniques, the study finds that factors influencing enterprises to employ more youths include duration of business operation, formal access to capital, provision of employment contracts, non-networking recruitment channels and number of customers. Hence, the potential of MSMEs to employ more youths depends internally on reliable access to capital and adherence to best employment practices, such as providing employment contracts and ensuring equal opportunity to applicants. Both the survival of MSMEs and increased youth employment depend externally on attracting more tourists. \u0000JEL Classifications: M51, J21, E24","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"72 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83284007","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Risk Management Practices in Agricultural Financing in Developing Countries: Experience from Selected Commercial Banks in Tanzania","authors":"S. Kessy","doi":"10.56279/ter.v11i2.87","DOIUrl":"https://doi.org/10.56279/ter.v11i2.87","url":null,"abstract":"This study examines risk management tools to mitigate agricultural financing risks. The study analyses risks that lenders face, tools for managing the risks and the correlation between agricultural lending and risk mitigation tools. The used data come from a sample of 55 employees from three selected banks, which is analysed using frequency tables and Chi-square. The findings show that banks face production risks in terms of variability in outputs due to drought and diseases. Tools for managing the risks include collateral, appraisal techniques, diversification of agricultural activities, group liability, guarantee/cash deposits, loan structuring and warehouse receipts. The Chi-square test finds a correlation between risk mitigation tools and agricultural lending; hence, mitigation tools enhance lending to the agricultural sector. Therefore, to manage agricultural risks, banks should deploy these tools optimally. Additionally, exposing farmers to free market practices will enable them to cover costs of their operations, and to repay the loans.","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79886936","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effects of Household Shocks on Children’s Schooling in Tanzania","authors":"M. Kauky, R. Lokina, M. Chegere","doi":"10.56279/ter.v11i2.84","DOIUrl":"https://doi.org/10.56279/ter.v11i2.84","url":null,"abstract":"This study examines effects of household shocks on children’s schooling in Tanzania. Using data from the Tanzania National Panel Survey - 2008–2013 and the randomeffects probit regression model, the study analyses the link between the shocks and child schooling, measured by school attendance and truancy. The results show that the shocks (weather, food price rises and death of a family member) affect school attendance. Furthermore, education of the head of the household increases the probability of child school attendance and reduces the probability of child truancy. Access to credit is found to increase the probability of child school attendance. Therefore, measures to help the poor and marginalized households to afford their children’s education include improving their access to credit and establishing pro-poor policies, such as improving irrigation schemes and promoting drought-resistant crops, which would enhance agricultural production, increase incomes and improve vulnerability to shocks.","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"19 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83777385","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Multi-Level Analysis of Health Care Demand in Uganda: Empirical Evidence from the National Household Survey – 2016/17","authors":"Stella Nakiyingi, Dablin Mpuuga","doi":"10.56279/ter.v11i2.81","DOIUrl":"https://doi.org/10.56279/ter.v11i2.81","url":null,"abstract":"This study examines determinants of health-care demand in Uganda, by estimating mixed-effects logistic regressions using data from the Uganda National Household Survey (UNHS) - 2016/17. The study firstly compares the 2012/13 and 2016/17 UNHS data and finds that the demand for health care in Uganda has decreased, except for the sub-regions of Busoga, Central I, and Kigezi. Secondly, the results from a mixed-effects regression on the entire sample show that health-care demand at an individual level is associated with individual’s age, smoking habits, and non-communicable disease (NCD) status, whereas household size and poverty status determine health-care demand at the household level. Running separate models for each region to investigate regional peculiarities, the results show disparities in health-care demand among regions in Uganda. Therefore, to improve efficacy and health-care seeking behaviours of Ugandans, policies should recognize and be tailored to address individual, household as well as regional peculiarities. \u0000JEL Codes: A10, I11, I19","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"46 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85175730","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Trade and Foreign Direct Investment in Tanzania: Do they Matter for Economic Growth?","authors":"Petro Magai","doi":"10.56279/ter.v11i2.82","DOIUrl":"https://doi.org/10.56279/ter.v11i2.82","url":null,"abstract":"This paper analyses the effect of trade and foreign direct investments (FDI) on Tanzania’s economic growth using time-series data from 1970 to 2019. All the variables are found to be integrated of order one, I (1). The study applies the cointegration test and a VECM accordingly. The Johansen test underscores the presence of two co-integrating equations, which confirms the long-run associations between variables. The VECM demonstrates the presence of a long-run relationship running from FDI, TRD, and EXR to GDP growth. While the Wald test reveals the presence of short-run causality running from FDI and TRD to GPD; however, there is no short-run causality from EXR to GDP. The study concludes that there is a positive relationship between the explanatory variables and economic growth. Therefore, the Tanzanian government should encourage exports to realize the potential effects of trade and FDI on economic growth. \u0000JEL Classification: O4, F1, FE","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"11 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81649341","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Determinants of Improved Vegetable Seed Propagation Technologies in Tanzania: Evidence from Arumeru and Mvomero Districts","authors":"S. Nombo, O. Selejio","doi":"10.56279/ter.v11i2.85","DOIUrl":"https://doi.org/10.56279/ter.v11i2.85","url":null,"abstract":"Improved seed propagation technologies (ISPTs) curb the shortage of quality seedlings for vegetable farmers. This study examines factors that influence the choice of improved vegetable seed propagation technologies in Arumeru and Mvomero districts, Tanzania for nursery beds and seedling trays. Descriptive statistics and a logit model are used to analyse data from 240 randomly sampled farmers. The results show that seedling trays are used by only 13% of all vegetable farmers, despite the technology’s higher productivity and efficiency; and nursery beds are used by 87% of all farmers. The binary logit model results show that the choice of ISPTs is determined by access to seedling trays, credit, extension services and marital status. Thus, to increase the efficiency of transplant production and yield, the use of seedling trays for propagating vegetable seedlings should be promoted by increasing the availability of seedling trays and availing credit and extension services to vegetable farmers. \u0000JEL Classification: Q12, Q16, Q18","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"105 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80584240","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Asymmetrical Effects of Real Exchange Rate Volatility during Covid-19 Pandemic on the Demand for Money in Zimbabwe","authors":"Upenyu Sakarombe, Rudo Makoni-Marimbe, Lloyd Badze","doi":"10.56279/ter.v11i2.83","DOIUrl":"https://doi.org/10.56279/ter.v11i2.83","url":null,"abstract":"The understanding of symmetrical or asymmetrical effects of exchange rate volatility improves the effectiveness of macroeconomic management policies. This study examines the long-run asymmetrical effects of exchange rate volatility on real demand for money in Zimbabwe, using monthly data from January 2018 to September 2020. Exchange rate shocks are calculated by decomposing exchange rate volatility measure into positive and negative components to examine their short-run and long-run effects and to determine whether the long-run effects of the components of exchange rate movements are symmetrical or asymmetrical. The linear ARDL and the non-linear ARDL models are estimated. The study employs the F-bounds test to confirm the longrun relationship and the Wald test for the asymmetrical effect. The results show that exchange rate depreciation in Zimbabwe has symmetrical effects on real demand for money. Thus, exchange rate policies in Zimbabwe should assume linearity in the passthrough effects on real demand for money. JEL Classification: E41; E52; E6","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89018688","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sibusisiwe B Muperere, A. Makochekanwa, S. Moyo, Marvellous Mhloyi
{"title":"Socioeconomic Determinants of Use of HIV Testing Services among Gender Based Violence (GBV) Survivors in Matabeleland South, Zimbabwe","authors":"Sibusisiwe B Muperere, A. Makochekanwa, S. Moyo, Marvellous Mhloyi","doi":"10.56279/ter.v11i2.88","DOIUrl":"https://doi.org/10.56279/ter.v11i2.88","url":null,"abstract":"This study estimates a binary logistic regression model to examine the socio-economic determinants of utilizing HIV testing services amongst female gender based violence (GBV) survivors in Matabeleland South, Zimbabwe, using cross-sectional data from 130 female survivors of intimate partner violence (IPV). The findings show that number of children, age of survivor and level of access to healthcare are positively associated with the use of HIV testing services, whereas religion and survivor’s marital status are negatively associated with the use of HIV testing services. Programs aimed at improving utilization of HIV testing services should therefore place emphasis on younger women, with a view to raise awareness on the dangers of poor utilization of such services. Furthermore, policy makers should aim to increase resources for improving access to healthcare, particularly by increasing mobile clinics and Victim Friendly Units so that female GBV survivors will be motivated to utilize the HIV testing services.","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72984818","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Public Social Spending and Poverty in Tanzania: A Benefit Incidence Analysis","authors":"S. Kirama","doi":"10.56279/ter.v11i1.71","DOIUrl":"https://doi.org/10.56279/ter.v11i1.71","url":null,"abstract":"Research on poverty in relation to public spending has never been as vigorous as it is now. Public spending has along-run effect in reducing the likelihood of being poor. This study estimated the benefit incidence analysis, progressivity of benefit and marginal benefit incidence of public spending on selected social utilities in Tanzania using the household budget surveys of 2000/01 and 2007. Benefit incidence and progressivity of benefit were estimated using the distributive analysis stata package procedure. The result of the analyses shows that public spending on social utilities in Tanzania is not pro-poor. The marginal benefit incidence analysis shows that the poorest quintile can only benefit more than the richest quintile from extra spending on the social utility in which the current accessibility is high. This is mostly the case of primary education as estimated in this study. Finally, from the findings of this study we recommend more efforts by the government to make public spending in Tanzania pro-poor to accelerate the speed at which the poor benefit more from increases in access to social utilities. One of the major ways in which the government can make public spending pro-poor is spending on the sectors that benefit more the poor people such as on social infrastructure (health and education), and on agriculture. \u0000JEL Classification: D21","PeriodicalId":91807,"journal":{"name":"Tanzanian economic review","volume":"19 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-07-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79218164","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}