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PENGARUH JUMLAH NASABAH PEMBIAYAAN MURABAHAH TERHADAP PROFIT PERBANKAN SYARIAH (Studi Kasus Bank X Syariah Capem A Periode 2013-2016) MURABAHAH银行利润融资金额的影响(2013-2016年X伊斯兰Capem银行案例研究)

JIM: Jurnal Ilmiah Mahasiswa Pub Date : 2018-08-08 DOI: 10.32505/jim.v1i1.465

Febi Febi, Syamsul Rizal, Ade Fadillah Fw Pospos, K. Khairunnisak

{"title":"PENGARUH JUMLAH NASABAH PEMBIAYAAN MURABAHAH TERHADAP PROFIT PERBANKAN SYARIAH (Studi Kasus Bank X Syariah Capem A Periode 2013-2016)","authors":"Febi Febi, Syamsul Rizal, Ade Fadillah Fw Pospos, K. Khairunnisak","doi":"10.32505/jim.v1i1.465","DOIUrl":"https://doi.org/10.32505/jim.v1i1.465","url":null,"abstract":"Bank Syariah is a bank stressing on the principles of sharia which is the main foundation in its operation both in the direction of its fund and also in the channeling of its fund (in sharia banking channeling of fund commonly called with financing). Financing is a function of the bank in carrying out the function of the use of funds. Sharia banking concerns an syariah bank and sharia business, covering company, business activity, way and process in conducting its business activity. Murabahah financing is a financing contract of an item by confirming its purchase price to the buyer and the buyer pays it twiceas profit as agreed upon by both. Profit is the ability of management to earn lucome. Profit consists of gross profit, operating profit, and net income. The formulation of the problem in this research is whether the number of customers financing have an effect on the profit of sharia banking. The purpose of research is to determine the effect of murabahah financing customers on the profit of sharia banking. Analytical techniques in this study using quantitative analysis using primary data sources and secondary data with simple regression analysis with SPSS 20 program. The population in this study is all customers in Bank x Sharia A which cousists of customers 4.984 customers, while the sample in this study is number of murabahah customers which is 1,928 customers. Technique of collecting data used documentation method, observation, interview and library method. The results showed that the number of murabahah financing customers had a significant effect with the 0.05 with the sig 0.025 on the profit of sharia banking.","PeriodicalId":360570,"journal":{"name":"JIM: Jurnal Ilmiah Mahasiswa","volume":"146 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-08-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114784915","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

SISTEM PEMBAYARAN UPAH PEKERJA PADA HOME INDUSTRI BOLU IKAN DI KOTA LANGSA (Suatu Analisis Berdasarkan Ekonomi Islam)

JIM: Jurnal Ilmiah Mahasiswa Pub Date : 2018-08-08 DOI: 10.32505/jim.v1i1.466

Febi Febi, Ismail Fahmi Arrauf Nst, Muhammad Riza, Trias Novita

{"title":"SISTEM PEMBAYARAN UPAH PEKERJA PADA HOME INDUSTRI BOLU IKAN DI KOTA LANGSA (Suatu Analisis Berdasarkan Ekonomi Islam)","authors":"Febi Febi, Ismail Fahmi Arrauf Nst, Muhammad Riza, Trias Novita","doi":"10.32505/jim.v1i1.466","DOIUrl":"https://doi.org/10.32505/jim.v1i1.466","url":null,"abstract":"Wages are a form of compensation provided by business owners for workers. in terms of the owners, the wages are served as a guarantee for the continuity of production, while for workers the wages function to support their lives. The business owner must provide an appropriate wage for the work and the worker must work in accordance with the agreement. The problem occurs when there is no employment agreement was written on the division of labor, then the lazy workers with the diligent will get the same wage. In addition, the business owner must also ensure the wage that the worker will receive and when the employee will receive the wage. If there is no written agreement (contract), then the business owner may be fraudulent in terms of payment of wages. The purpose of this research is to find out how the process of determining the payment of wages of workers at “bolu ikan” home industry in Langsa and to analyze it based on Islamic economy. The type of research used is field study (field research) with qualitative descriptive approach. Primary data were obtained from interviews with business owners and workers at 5 “bolu ikan” home industry in Langsa, while secondary data was obtained through books, magazines, scientific papers and documents used to answer the problem of the research. The research concludes that the process of determining the payment of wages of workers at “bolu ikan” home industry in Langsa is not contradictory to the ruled of Islam, because there is a willingness of each party (mu'ajir and musta'jir). In this case, no workers feels persecuted. Each of them obtain a legitimate share of the product with it without being tyrannical towards the other and the fulfillment of the rights and obligations of each (business owner and worker).","PeriodicalId":360570,"journal":{"name":"JIM: Jurnal Ilmiah Mahasiswa","volume":"56 5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-08-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123293222","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

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