PENGARUH JUMLAH NASABAH PEMBIAYAAN MURABAHAH TERHADAP PROFIT PERBANKAN SYARIAH (Studi Kasus Bank X Syariah Capem A Periode 2013-2016)

Abstract

Bank  Syariah  is  a  bank    stressing  on  the  principles  of  sharia  which  is  the  main foundation  in  its  operation  both  in  the  direction  of  its  fund  and  also  in  the channeling  of  its  fund  (in  sharia  banking  channeling  of  fund  commonly  called with financing). Financing is a function of the bank in carrying out the function of the  use  of  funds.  Sharia  banking  concerns  an  syariah  bank  and  sharia  business, covering  company,  business activity,  way  and  process in  conducting  its business activity. Murabahah financing is a financing contract of an item by confirming its purchase price to the buyer and the buyer pays it twiceas  profit as agreed upon by both.  Profit is the  ability  of  management  to  earn  lucome.  Profit consists  of  gross profit,  operating  profit,  and  net  income.  The  formulation  of  the  problem  in  this research is whether the number of customers financing have an effect on the profit of sharia banking. The purpose of research is to determine the effect of murabahah financing customers on the profit of sharia banking. Analytical techniques in this study  using  quantitative  analysis  using  primary  data  sources  and  secondary  data with  simple  regression  analysis  with  SPSS  20  program.  The  population  in  this study  is  all  customers    in  Bank  x  Sharia  A  which  cousists  of  customers  4.984 customers,  while  the  sample  in  this  study  is  number  of  murabahah  customers which  is  1,928  customers.  Technique  of  collecting  data  used  documentation method,  observation,  interview  and  library  method.  The  results  showed  that  the number  of murabahah  financing  customers had  a  significant  effect  with the  0.05 with the sig 0.025 on the profit of sharia banking.