Febi Febi, Syamsul Rizal, Ade Fadillah Fw Pospos, K. Khairunnisak
{"title":"MURABAHAH银行利润融资金额的影响(2013-2016年X伊斯兰Capem银行案例研究)","authors":"Febi Febi, Syamsul Rizal, Ade Fadillah Fw Pospos, K. Khairunnisak","doi":"10.32505/jim.v1i1.465","DOIUrl":null,"url":null,"abstract":"Bank Syariah is a bank stressing on the principles of sharia which is the main foundation in its operation both in the direction of its fund and also in the channeling of its fund (in sharia banking channeling of fund commonly called with financing). Financing is a function of the bank in carrying out the function of the use of funds. Sharia banking concerns an syariah bank and sharia business, covering company, business activity, way and process in conducting its business activity. Murabahah financing is a financing contract of an item by confirming its purchase price to the buyer and the buyer pays it twiceas profit as agreed upon by both. Profit is the ability of management to earn lucome. Profit consists of gross profit, operating profit, and net income. The formulation of the problem in this research is whether the number of customers financing have an effect on the profit of sharia banking. The purpose of research is to determine the effect of murabahah financing customers on the profit of sharia banking. Analytical techniques in this study using quantitative analysis using primary data sources and secondary data with simple regression analysis with SPSS 20 program. The population in this study is all customers in Bank x Sharia A which cousists of customers 4.984 customers, while the sample in this study is number of murabahah customers which is 1,928 customers. Technique of collecting data used documentation method, observation, interview and library method. The results showed that the number of murabahah financing customers had a significant effect with the 0.05 with the sig 0.025 on the profit of sharia banking.","PeriodicalId":360570,"journal":{"name":"JIM: Jurnal Ilmiah Mahasiswa","volume":"146 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2018-08-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"PENGARUH JUMLAH NASABAH PEMBIAYAAN MURABAHAH TERHADAP PROFIT PERBANKAN SYARIAH (Studi Kasus Bank X Syariah Capem A Periode 2013-2016)\",\"authors\":\"Febi Febi, Syamsul Rizal, Ade Fadillah Fw Pospos, K. Khairunnisak\",\"doi\":\"10.32505/jim.v1i1.465\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Bank Syariah is a bank stressing on the principles of sharia which is the main foundation in its operation both in the direction of its fund and also in the channeling of its fund (in sharia banking channeling of fund commonly called with financing). Financing is a function of the bank in carrying out the function of the use of funds. Sharia banking concerns an syariah bank and sharia business, covering company, business activity, way and process in conducting its business activity. Murabahah financing is a financing contract of an item by confirming its purchase price to the buyer and the buyer pays it twiceas profit as agreed upon by both. Profit is the ability of management to earn lucome. Profit consists of gross profit, operating profit, and net income. The formulation of the problem in this research is whether the number of customers financing have an effect on the profit of sharia banking. The purpose of research is to determine the effect of murabahah financing customers on the profit of sharia banking. Analytical techniques in this study using quantitative analysis using primary data sources and secondary data with simple regression analysis with SPSS 20 program. The population in this study is all customers in Bank x Sharia A which cousists of customers 4.984 customers, while the sample in this study is number of murabahah customers which is 1,928 customers. Technique of collecting data used documentation method, observation, interview and library method. The results showed that the number of murabahah financing customers had a significant effect with the 0.05 with the sig 0.025 on the profit of sharia banking.\",\"PeriodicalId\":360570,\"journal\":{\"name\":\"JIM: Jurnal Ilmiah Mahasiswa\",\"volume\":\"146 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2018-08-08\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"JIM: Jurnal Ilmiah Mahasiswa\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.32505/jim.v1i1.465\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"JIM: Jurnal Ilmiah Mahasiswa","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.32505/jim.v1i1.465","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
伊斯兰银行是一家强调伊斯兰教法原则的银行,这是其运作的主要基础,无论是在资金的方向还是在资金的渠道(在伊斯兰银行中,资金的渠道通常被称为融资)。融资是银行在履行职能中使用资金的一种职能。伊斯兰银行涉及伊斯兰银行和伊斯兰商业,涵盖公司、业务活动、开展业务活动的方式和流程。Murabahah融资是一种融资合同,通过向买方确认其购买价格,买方支付两倍于双方商定的利润。利润是管理层赚取利润的能力。利润包括毛利润、营业利润和净收入。本研究问题的提法是客户融资数量是否对伊斯兰银行的利润产生影响。研究的目的是确定murabahah融资客户对伊斯兰银行利润的影响。本研究的分析技术采用定量分析,主要数据源采用定量分析,次要数据采用SPSS 20程序进行简单回归分析。本研究的人口为Bank x Sharia A的所有客户,即4984名客户,而本研究的样本为murabahah的客户数量,即1928名客户。采用文献法、观察法、访谈法和图书馆法收集资料。结果表明,murabahah融资客户数量对伊斯兰银行利润有显著影响,其显著性为0.05,显著性为0.025。
PENGARUH JUMLAH NASABAH PEMBIAYAAN MURABAHAH TERHADAP PROFIT PERBANKAN SYARIAH (Studi Kasus Bank X Syariah Capem A Periode 2013-2016)
Bank Syariah is a bank stressing on the principles of sharia which is the main foundation in its operation both in the direction of its fund and also in the channeling of its fund (in sharia banking channeling of fund commonly called with financing). Financing is a function of the bank in carrying out the function of the use of funds. Sharia banking concerns an syariah bank and sharia business, covering company, business activity, way and process in conducting its business activity. Murabahah financing is a financing contract of an item by confirming its purchase price to the buyer and the buyer pays it twiceas profit as agreed upon by both. Profit is the ability of management to earn lucome. Profit consists of gross profit, operating profit, and net income. The formulation of the problem in this research is whether the number of customers financing have an effect on the profit of sharia banking. The purpose of research is to determine the effect of murabahah financing customers on the profit of sharia banking. Analytical techniques in this study using quantitative analysis using primary data sources and secondary data with simple regression analysis with SPSS 20 program. The population in this study is all customers in Bank x Sharia A which cousists of customers 4.984 customers, while the sample in this study is number of murabahah customers which is 1,928 customers. Technique of collecting data used documentation method, observation, interview and library method. The results showed that the number of murabahah financing customers had a significant effect with the 0.05 with the sig 0.025 on the profit of sharia banking.