Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022)最新文献_第8页

To What Extent Has Online Payment Influenced the Development of FinTech among Chinese Commercial Banks? 在线支付对中国商业银行金融科技发展的影响有多大?

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.227

Junzhen Lu, Xiaoxia Shen, Yican Jin, Weijia Ji

{"title":"To What Extent Has Online Payment Influenced the Development of FinTech among Chinese Commercial Banks?","authors":"Junzhen Lu, Xiaoxia Shen, Yican Jin, Weijia Ji","doi":"10.2991/aebmr.k.220307.227","DOIUrl":"https://doi.org/10.2991/aebmr.k.220307.227","url":null,"abstract":"With the rapid development of online payment platforms in China, this sector has impacted the returns and operations of traditional commercial banks in China. This paper investigates the impact of online payment platforms on Chinese commercial banks. First, this paper introduces FinTech and compares Online Banking and Online Payment. Next, the paper presents a list of developments in the online payment sector in China. Then, the paper constructs a trend chart using company earnings data to empirically examine the impact of online payment platforms on commercial banks' deposits, returns on equity and returns on assets. Finally, the paper discusses the impact and outlook of the emerging payment instrument e-CNY on traditional commercial banks and the general environment in China. The results show that the development of online payment has a positive impact on the growth of commercial banks and a negative impact on the returns of Chinese traditional commercial banks. The paper has significant implications for Chinese commercial banks to reflect on themselves, reduce their reliance on traditional business, and improve their products and services.","PeriodicalId":333050,"journal":{"name":"Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022)","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115018104","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Review on Digital Currency 数字货币述评

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.095

Yinghua Zhong

{"title":"Review on Digital Currency","authors":"Yinghua Zhong","doi":"10.2991/aebmr.k.220307.095","DOIUrl":"https://doi.org/10.2991/aebmr.k.220307.095","url":null,"abstract":"Nowadays, more and more banks and other financial service companies are promoting digital currency transfers and other online transactions, which are wire transfers or transfers between parties over long distances. Digital currency contributes to the globalization of the global economy because it is easier to trade by sending and receiving digital currency. [1] The Technology underlying Money continues to evolve, and many scholars and experts are concerned about the development of the digital currency. Through the research of domestic and foreign digital currency literature and related information, this article summarizes the concept, classification, characteristics and benefits, risks and potential problems of digital currency, and finally gives an overview of the development trend of digital currency. In a broad sense, digital currency is any form of money or payment that exists only in spreadsheets. And digital currency could be classified as cryptocurrency, virtual currency and central bank digital currency(CBDC). They are usually decentralized and anonymous. The features enhance the security of users. Digital currencies offer enhanced security, greater convenience and compatibility, making up for the drawbacks of cash. Market risks, security risks, law risks, bank risks and risks for producers are the main risks that digital currency brings. According to much research, CBDCs which can maximum to limit the risks of digital currency might be the main trends of digital currency’s future.","PeriodicalId":333050,"journal":{"name":"Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022)","volume":"111 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116914724","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Household Background Risk And Self-Housing Liability 家庭背景风险与自住房负债

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.481

H. Lei, Zhuoran Tao

引用次数: 0

Application and Development of Big Data, Internet of Things and Cloud Computing in Tourism and Its Influence on Traditional Travel Agencies 大数据、物联网、云计算在旅游业中的应用与发展及其对传统旅行社的影响

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.543

Yanyan Yang

{"title":"Application and Development of Big Data, Internet of Things and Cloud Computing in Tourism and Its Influence on Traditional Travel Agencies","authors":"Yanyan Yang","doi":"10.2991/aebmr.k.220307.543","DOIUrl":"https://doi.org/10.2991/aebmr.k.220307.543","url":null,"abstract":"The organizational form and product form of the tourism industry determine the industrial characteristics that the tourism industry is highly dependent on information. In the past half century, information technology has been promoting the continuous improvement of the service quality and management ability of the tourism industry, and has always made tourism a practitioner of cutting-edge information technology. Therefore, it is necessary to understand the problems existing in the development of traditional travel agencies, find out the opportunities brought by the era of smart travel, and put forward the development strategies of travel agencies. This paper finds a new way out for travel agencies from the perspectives of big data, Internet of Things and cloud computing technology. Combined with the actual needs of tourists, the development strategies of personalized personal tailor, enriching product themes, attaching importance to product brands, strengthening customer relations and improving service quality are put forward for travel agencies.","PeriodicalId":333050,"journal":{"name":"Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022)","volume":"174 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117169098","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Pricing Strategies of Coupon Bonds in Condition of COVID-19 新冠肺炎疫情下息票债券的定价策略

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.331

Bo Cao, Shengyu Guo, Xiang Hou, Yingqi Wang

引用次数: 0

Compare the Differences Between Overseas Payment Platforms and Domestic Third Party 比较海外支付平台与国内第三方支付的差异

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.180

Yuquan Zhao, Rui Zhang, Longji Huang

{"title":"Compare the Differences Between Overseas Payment Platforms and Domestic Third Party","authors":"Yuquan Zhao, Rui Zhang, Longji Huang","doi":"10.2991/aebmr.k.220307.180","DOIUrl":"https://doi.org/10.2991/aebmr.k.220307.180","url":null,"abstract":"In the third-party payment mode, after purchasing goods, the buyer uses the account provided by the third-party platform to make payment for goods, and the third party notifies the seller of the arrival of payment for goods and requires delivery. The buyer shall notify the third party of payment after receiving the goods, inspecting the goods, and confirming them. The third party will transfer the money to the seller's account. At present, third-party payment platforms have been applied in various countries around the world. Even though different companies have launched third-party payment platforms with similar features, users have different choices. The paper aims to analyze the drivers of third-party payment platforms and to compare the similarities and differences between the mainstream third-party payment platforms in China and the West. This study also analyzes the impact and outlook for third-party platforms in today's digital currency era. At the same time, it points out the risks of today's mobile payment platforms and jointly gives suggestions for improvement to developers and governments. It suggested that the supervision of China's third-party payment platform will become more reasonable and strict.","PeriodicalId":333050,"journal":{"name":"Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022)","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123533621","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Research on Entrepreneurial Path and Entrepreneurial Growth of Athletes Based on Initial Resource Orientation 基于初始资源导向的运动员创业路径与创业成长研究

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.548

F. Liang, Xiaopei Guo

{"title":"Research on Entrepreneurial Path and Entrepreneurial Growth of Athletes Based on Initial Resource Orientation","authors":"F. Liang, Xiaopei Guo","doi":"10.2991/aebmr.k.220307.548","DOIUrl":"https://doi.org/10.2991/aebmr.k.220307.548","url":null,"abstract":"The exploration of athletes' entrepreneurial path is of great significance in alleviating employment pressure, solving the problem of athletes' employment and promoting the development of sports. Entrepreneurial resources as a key factor in the choice of entrepreneurship path, few studied the entrepreneurial path based on the initial resources. This paper starts with the initial resources of athletes and constructs a framework of the initial resources of the athletes and the growth of new ventures. The research finds that the path of the entrepreneur 's entrepreneurial path is the technology - oriented path, the capital - oriented route and the market - oriented path. The entrepreneurial characteristics affect the identification, acquisition and integration of entrepreneurial resources, and different entrepreneurial paths correspond to different entrepreneurial strategies. The effective choice of entrepreneurial path is beneficial to the entrepreneur's success and the promotion of entrepreneurial performance. This study puts forward some countermeasures and suggestions to improve the performance of athletes 'entrepreneurial performance from four aspects: the athletes of entrepreneurship education, the acquisition and integration of resources, the establishment of entrepreneurial spirit and the motive of entrepreneurial motivation and entrepreneurial strategy, this paper puts forward some countermeasures to provide theoretical and practical guidance for athletes' entrepreneurship.","PeriodicalId":333050,"journal":{"name":"Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022)","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122048515","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Compare Modeling of Investigative Journalism in Anglo-American and Chinese Approaches 英美和中国调查新闻模式的比较

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.318

Jingwei Piao

引用次数: 0

RMB Internationalization Based on the Perspective of the Belt and Road 基于“一带一路”视角的人民币国际化

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.202

K. Lu

引用次数: 0

Can Portfolio Investment Outperform Individual Stocks in Internet Content and Information Industry in Hong Kong Stock Market? 香港证券市场互联网内容及信息产业投资组合是否优于个股?

Proceedings of the 2022 7th International Conference on Financial Innovation and Economic Development (ICFIED 2022) Pub Date : 1900-01-01 DOI: 10.2991/aebmr.k.220307.047

Chuyun Zou

引用次数: 0