{"title":"Analysis of 5C Factors Impacting Non-Performing Loan for the Debtors Under Age of 45 Years Old of PT Bank Negara Indonesia (Persero)Tbk at Sengkang Bank Branch","authors":"Surdani Surdani, A. Kadir, A. Aswan","doi":"10.26487/HJBS.V1I3.251","DOIUrl":"https://doi.org/10.26487/HJBS.V1I3.251","url":null,"abstract":"This study aims to determine the effect of the 5C factor on non-performing loans in debtors under the age of 45 years at PT. Bank Negara Indonesia (Persero), Tbk Sengkang Branch. The research is a quantitative study using multiple regression analysis with the assistant of SPSS application software. Data was collected through questionnaires distributed to 45 respondent of debtors. Validity and reliability of the questionnaire are evaluated beforehand. Based on the results of the study, the variable character negatively affects non-performing loans, the capacity negatively affects non-performing loans, the condition of economy negatively affect non-performing loans, the collateral negatively affects non-performing loans, the capital negatively affects non-performing loans for debtors under 45 years at PT. Bank Negara Indonesia (Persero) Tbk Sengkang Branch.","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129361568","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Factors Affecting Quality of Information on Financial Statement in Autonomous State University","authors":"Khaeril Anwar Junaedi, S. Alam, M. Nohong","doi":"10.26487/HJBS.V1I3.258","DOIUrl":"https://doi.org/10.26487/HJBS.V1I3.258","url":null,"abstract":"Financial statements are a major tool used as a measurement tool to assess the performance of profit-oriented institutions (profit-oriented) and non-profit institutions (not profit-oriented). Hasanuddin University is part of a non-profit institution that has an interest in having quality financial reports. This research aims to find out the factors that influence the quality of financial statement information at Hasanuddin University. The method used in this study is a quantitative research method that has a level of associative explanation. The population in this study is all financial management employees who work in the finance department of the 3rd Floor of the Rectorate of Hasanuddin University. While the sample selection uses the total sampling method with a total sample of 62 people. The results of this study are of the four variables namely human resource competency, technology utilization, leadership support, and funding support which have the most significant influence, namely human resource competence, then successive variables of financial support, leadership support, and technology utilization variables. The competency of human resources is very influential on the quality of the financial statements of Hasanuddin University. The better the competence of human resources, the better the quality of the financial statement of Hasanuddin University. So it is important to increase the knowledge of human resources about processing financial statements and to provide training in accordance with what is needed. ","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124705985","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analysis of the Financial Performance of PT Garuda Indonesia from the Period 2012 to 2018","authors":"A. Priyadi, H. Maupa, Wahda Rasyid","doi":"10.26487/HJBS.V1I3.249","DOIUrl":"https://doi.org/10.26487/HJBS.V1I3.249","url":null,"abstract":"Commercial aviation is a part of aviation industry which specializes in operating aircraft for passenger and cargo. PT Garuda Indonesia is a one flag carrier that has a worldwide reputation in aviation industry. This study analyzes the financial performance of the Indonesian aviation industry, with specific reference to the PT. Garuda Indonesia, Tbk for the period 2012-2018. This research uses descriptive type of research. The data required in this research is collected based on secondary data. The financial performance has been explored to support this study by analyzing the financial statements throughout 2012-2018. The data collected from the company’s prospectus, annual reports, and other sources to help the researcher to analyze the financial performance. The financial ratios which are used in this research are liquidity ratio, profitability ratio, and solvency ratio to determine the financial performance each year. Continue using DuPont Analysis, Compound Annual Growth Method (CAGR), and Optimal Capital Structure and SWOT Analysis. In the last 5 years PT. Garuda Indonesia experience once significant performance degradation in 2014, where the number of total operating expenses were higher than the total operating revenues. It was found that Garuda Indonesia currently suffering from high loss. A significant change is noticed in 2014 where net income fell up to 90%. In 2017 Garuda Indonesia also suffering too, which is the profit loss till US $ 213 million. This means the net income was not able to cover its expenses at that time. This event is occurred due to the rising domestic jet fuel price and depreciation of Indonesian local currency. The result of this analysis will be given to PT. Garuda Indonesia, Tbk. to improve the financial performance of the company and can be used as a reference for other airline to study financial performance of other airlines.","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127613787","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Organisational Culture, Motivation, and Organisational Commitment on Employee Performance","authors":"A. Ariyanto, M. Pono, A. Munir","doi":"10.26487/HJBS.V1I3.255","DOIUrl":"https://doi.org/10.26487/HJBS.V1I3.255","url":null,"abstract":"The big challenges faced by the government today is to perform effectively and efficiently. The purpose of the study was to analyze the influence of organizational culture, motivation, and organizational commitment on employee performance in the case of education office province in South Sulawesi. The sample used was 138 respondents. Data obtained through questionnaire distribution to the government employees assigned in the education office of the South Sulawesi Province. The method used is path analysis that is run with the SPSS 25 for Windows program. The results showed that organizational culture had a positive and significant effect on employee performance, motivation had a positive and significant effect on employee performance, and organizational commitment had a positive and significant effect on employee performance. ","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121435345","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Effect of Dual Role Conflict Work Family Conflict, Workload, and Job Stress on the Employee Performance of PT. Bank Negara Indonesia (Persero) Tbk at Bank Branch Pare-Pare","authors":"S. Samsinar, Nurdjanah Hamid, Wahda Rasyid","doi":"10.26487/HJBS.V1I3.259","DOIUrl":"https://doi.org/10.26487/HJBS.V1I3.259","url":null,"abstract":"This study aims to determine the effect of multiple role conflict (work-family conflict, workload and work stress on the performance of female employees of PT. Negara Negara Indonesia (Persero) Pare-pare. The type of data collected is in the form of quantitative and qualitative data. The population of this study was all employees of the PT. Bank Negara Indonesia Branch of Pare-pare who were married and had as many as 36 children. Sampling technique uses purposive sampling. Data sources used are primary data and secondary data. Data were analyzed using path analysis. The results of this study indicate that multiple role conflict and workload directly influence significantly the work stress of female employees of PT. Bank Negara Indonesia (Persero) Tbk. The relationship between a conflict of dual roles to positive work stress and the relationship between workloads to positive work stress means that an increase in workload can increase the work stress of female employees. Direct work stress also negatively affects the performance of female employees of PT. Bank Negara Indonesia (Persero) Tbk, meaning that when work stress increases, performance will decrease","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128341772","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Hawa Hardiyanti Abdullah La Tunrung, Fauzia Umar, S. Sumardi
{"title":"The Effect of Competence, Organisational Culture, and Organisational Commitment on Job Satisfaction and Its Impact on Employee Performance at PT. Haji La Tunrung A.M.C in Makassar","authors":"Hawa Hardiyanti Abdullah La Tunrung, Fauzia Umar, S. Sumardi","doi":"10.26487/HJBS.V1I2.222","DOIUrl":"https://doi.org/10.26487/HJBS.V1I2.222","url":null,"abstract":"Competence is the ability of an individual to carry out a job correctly and has an advantage based on matters relating to knowledge, expertise, and attitude.This study aims to determine the effect of competencies, organizational culture, and organizational commitment on job satisfaction and its impact on employee performance at PT. Haji La Tunrung A.M.C in Makassar. The approach in this study is a quantitative. The population in this study were all employees at the company PT. Haji La Tunrung A.M.C. amounting to 48 people. The method of data collection is done using observations and questionnaires. Data were analyzed using path analysis. The results of this study indicate that (1) Competence has a positive and significant effect on job satisfaction in the company PT. Haji La Tunrung A.M.C in Makassar. (2) Organizational culture has a positive and significant effect on job satisfaction in the company PT. Haji La Tunrung A.M.C in Makassar. (3) Organizational commitment has a positive and significant effect on job satisfaction in the company PT. Haji La Tunrung A.M.C in Makassar. (4) Job satisfaction has a positive and significant effect on employee performance at PT. Haji La Tunrung A.M.C in Makassar. (5) The mediation test results that indicate that job satisfaction can affect the influence of competencies on employee performance in the company PT. Haji La Tunrung A.M.C in Makassar. (6) The mediation test results that show that job satisfaction can influence the influence of organizational culture on employee performance at the company PT. Haji La Tunrung A.M.C in Makassar. (7) The mediation test results that indicate that job satisfaction can mediate the influence of organizational commitment on employee performance in the company PT. Haji La Tunrung A.M.C in Makassar.","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128217011","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Performance Evaluation Analysis of Tirta Jeneberang PDAM in Gowa Regency Based on Balance Scorecard","authors":"Edward Panji Rachman, S. Sumardi, M. Munizu","doi":"10.26487/HJBS.V1I2.215","DOIUrl":"https://doi.org/10.26487/HJBS.V1I2.215","url":null,"abstract":"In its development from 2016-2017, the number of healthy PDAMs always increased, while PDAMs were less healthy and sickness experienced fluctuations. The purpose of this study was to determine the performance of PDAM Tirta Jeneberang Gowa Regency on a financial perspective, customer perspective, internal business process perspective, and growth and learning perspective and evaluate the results of performance appraisal and make suggestions for future improvements in order to improve service to the community and its contribution to the Regional Government of Gowa Regency. Research on the performance of PDAM Tirta Jeneberang in Gowa district based on balance scorecard is a descriptive research type. The results of the study show that the financial perspective measures the company's financial performance, showing the contribution of the company's strategy to increase profits and the financial performance of PDAM Tirta Jeneberang has not shown optimization as billing effectiveness is still lacking Customer perspective measures the company's service performance to meet and satisfy customer needs. The internal growth perspective still leaves a number of problems, including the level of water loss still around 30 percent and cannot be minimized and the rate of change in the water meter of the customer of PDAM Tirta Jeneberang, Gowa Regency continues to increase. The learning perspective and the growth of HR, in general, have been able to give satisfaction to employees","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115964933","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Brand Image, User Image, and Product Image on the Purchasing Decision of Mitsubishi Pajero Cars at PT. Bosowa Berlian M","authors":"Misrayanti Saleh, Siti Haerani, Andi Reni","doi":"10.26487/HJBS.V1I2.225","DOIUrl":"https://doi.org/10.26487/HJBS.V1I2.225","url":null,"abstract":"Today, Consumers are very critical in buying, offering products that very much make consumers more selective in determining the choice of products to buy. This study aims to determine which brand image (brand image), user image (user image), and product image (product image) that most influence the decision to purchase a Mitsubishi Pajero car in Makassar City. The type of data used is qualitative data and quantitative data. The population in this study are all consumers of PT. Bosowa Berlian Motor bought a Mitsubishi Pajero car. The sample in this study has certain criteria as for these criteria, which are users of the Mitsubishi Pajero and the duration of use of at least 1 year. Data collection in this study uses a questionnaire. Data were analyzed using multiple linear regression analysis. The results of this study indicate that all brand image variables, user image, and product image of the decision to purchase a Mitsubishi Pajero car at Bosowa Berlian Motor in Makassar have a positive and significant influence on the decision dependent variable purchase of a Mitsubishi Pajero car at PT Bosowa Berlian Motor in Makassar. Product image (product image) is the most influential variable when compared to other variable data, namely brand image (brand image) and user image (user image).","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"75 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123467494","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Asyriah Arifunddin Arifunddin, A. Kadir, S. Sumardi
{"title":"Minum Rice Supply Needs in South Sulawesi-The case of Bulog Divre South Sulawesi","authors":"Asyriah Arifunddin Arifunddin, A. Kadir, S. Sumardi","doi":"10.26487/HJBS.V1I2.217","DOIUrl":"https://doi.org/10.26487/HJBS.V1I2.217","url":null,"abstract":"One issue of the decline in the performance of the agricultural sector is claimed due to changing the authority of BULOG in managing strategic food through trade system instruments.This study aims to analyze the system of rice supply Perum BULOG South Sulawesi in terms of the number of economic orders, minimum inventory, maximum inventory, and determining the point of reorder. This research was conducted at the Office of Public Logistics Bureau at Jln. Andi Pangeran Pettarani, Makassar. In research using data collection techniques by means of observation, literature study, interviews and documentation. Analysis of the data that has been selected is the Economic Order Quantity (EOQ). The results showed that from the calculation results to determine the economical amount of inventory using EOQ calculations, it is known that the costs of South Sulawesi Bulog raw material inventory in 2017 amounted to 235.41 tons with a ordering frequency of 310 purchases in one year. Whereas from 2017 the realization of the absorption of Bulog rice procurement in South Sulawesi in 2017 amounted to 324,554 tons, with an ordering frequency of 305 times with an average of 1,064 tons per order. If the company can implement the EOQ method can provide savings on raw material inventory costs and the accuracy in managing the amount of inventory. Based on the calculation of the safety stock, it can be seen that in 2017 Bulog must have a safety stock of rice in the warehouse of 18,264 tons to avoid a stock out. Based on the reorder point calculation, Bulog must reorder when the stock is 18,383 tons. The maximum inventory of rice that can be stored in a warehouse is 18,499 tons.","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"144 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116385669","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Andi Jazai Aserina A. Mushawir, Mahlia Muis, Fauzia Umar
{"title":"The Effect of Financial and Non-Financial Compensation on Work Motivation and Officials’ Performance at Hasanuddin University, Makassar","authors":"Andi Jazai Aserina A. Mushawir, Mahlia Muis, Fauzia Umar","doi":"10.26487/HJBS.V1I2.214","DOIUrl":"https://doi.org/10.26487/HJBS.V1I2.214","url":null,"abstract":"This study aims to find out the effect of financial and non-financial compensation on work motivation and officials’ performance at Hasanuddin University, Makassar. This research was a qualitative approach. The populations were Education Officers of State Civil Apparatus of Hasanuddin University having a work period of more than 10 years. The data were obtained through observation, questionnaire, and documentation. Data processing and analysis were performed using SPSS (Statistical Product and Service Solution) version 23. The results of the research indicate that (1) there is a positive and significant financial and non-financial compensation on work motivation, (2) there is a positive and significant financial and non-financial compensation on officials’ performance, (3) there is a positive and significant financial and non-financial compensation on officials’ performance through work motivation.","PeriodicalId":272408,"journal":{"name":"HASANUDDIN JOURNAL OF BUSINESS STRATEGY","volume":"112 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133522824","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}