Academic Journal of Business & Management最新文献

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Financial Credit Default Forecast Based on Big Data Analysis 基于大数据分析的金融信用违约预测
Academic Journal of Business & Management Pub Date : 2021-10-15 DOI: 10.25236/AJBM.2021.030810
Hu Jin, Longyin Luo, Xinyi Wang, Xiaoqing Zhu, Lian Qian, Zhice Zhang
{"title":"Financial Credit Default Forecast Based on Big Data Analysis","authors":"Hu Jin, Longyin Luo, Xinyi Wang, Xiaoqing Zhu, Lian Qian, Zhice Zhang","doi":"10.25236/AJBM.2021.030810","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030810","url":null,"abstract":"How to effectively evaluate and identify the potential default risk of borrowers and calculate the default probability of borrowers before issuing loans is the basis and important link of the credit risk management of modern financial institutions. This paper mainly studies the statistical analysis of historical loan data of banks and other financial institutions with the help of the idea of non-balanced data classification, and uses machine learning algorithms (not statistical algorithms) such as random forest, logical regression and decision tree to establish loan default prediction model. The experimental results show that neural network and random forest algorithm outperform decision tree and logistic regression classification algorithm in prediction performance. In addition, by using the random forest algorithm to rank the importance of features, the features that have a greater impact on the final default can be obtained, so as to make a more effective judgment on the loan risk in the financial field.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130215480","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Consumer Purchasing Behavior on Food Delivery Platforms 外卖平台上的消费者购买行为
Academic Journal of Business & Management Pub Date : 2021-10-15 DOI: 10.25236/AJBM.2021.030806
Yujie Zhu, Y. Tian, Taiyu Wang, Orlina Ursula D. Regua
{"title":"Consumer Purchasing Behavior on Food Delivery Platforms","authors":"Yujie Zhu, Y. Tian, Taiyu Wang, Orlina Ursula D. Regua","doi":"10.25236/AJBM.2021.030806","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030806","url":null,"abstract":"With the popularity of the Internet, people's lives are gradually developing in the direction of greater convenience, and the proliferation of online shopping platforms has greatly facilitated consumers. Food delivery platforms have developed rapidly in the past two years and are increasingly accepted and used by more and more people since the pandemic started and people's outing is limited. In this paper, we study the factors that influence the purchasing behavior of consumers on food delivery platforms and propose development suggestions for food delivery platforms.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129596727","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Enlightenment from the performance of pork processing industry during the COVID-19 epidemic 新冠肺炎疫情期间猪肉加工业表现的启示
Academic Journal of Business & Management Pub Date : 2021-10-05 DOI: 10.25236/AJBM.2021.030803
Haoxuan Zhang, Huaiyu Chen, Zhen-hua Hong, Zhiran Li, Zhandong Xu
{"title":"Enlightenment from the performance of pork processing industry during the COVID-19 epidemic","authors":"Haoxuan Zhang, Huaiyu Chen, Zhen-hua Hong, Zhiran Li, Zhandong Xu","doi":"10.25236/AJBM.2021.030803","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030803","url":null,"abstract":"The outbreak of COVID-19 epidemic has a great impact on the global economic security and development. By analyzing the existing literature, the epidemic has a deep influence on the pork processing industry, resulting in a decline in the overall profits of the industry. However, through the financial statement analysis of typical enterprise, the profits during the epidemic in COVID-19 has increased, which is closely related to the opening of trade during the epidemic. It can be seen that trade offsets the impact of rising costs caused by the epidemic, so we should avoid the emergence and intensification of trade wars.Therefore, we should safeguard the world economic security together and recover the economies of various countries from the impact of the new epidemic gradually.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"30 4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128592353","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Study on the Effect of Work-life Balance on the Intention to Leave of Grassroots Employees in the Service Industry 工作生活平衡对服务业基层员工离职意愿的影响研究
Academic Journal of Business & Management Pub Date : 2021-09-25 DOI: 10.25236/AJBM.2021.030801
Yun-eui Yang, Taiyuan Wang, Josefine M. De Leon
{"title":"Study on the Effect of Work-life Balance on the Intention to Leave of Grassroots Employees in the Service Industry","authors":"Yun-eui Yang, Taiyuan Wang, Josefine M. De Leon","doi":"10.25236/AJBM.2021.030801","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030801","url":null,"abstract":"Work-life balance has been an important practice in recent years to increase employee retention and productivity, since work-life balance can affect employee satisfaction and organizational commitment. The fatigue and stress caused by the intensity of the work and the organizations lack of attention to work-life balance at the grassroots level has led to a high turnover rate of the grassroots employees. This is not only unhelpful to employee self-development, but also increases the cost of hiring of the organization. Therefore, this paper researches the effect of work-life balance on the intention to leave of grassroots employees and concludes that work-life balance has a significant negative effect on the intention to leave of employees, in order to give organizations insight on helping grassroots employees to realize work-life balance.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114818855","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Consumer Privacy Protection based on Data Subject Rights 基于数据主体权利的消费者隐私保护
Academic Journal of Business & Management Pub Date : 2021-09-25 DOI: 10.25236/AJBM.2021.030802
Wei Wang, Meng Zhou
{"title":"Consumer Privacy Protection based on Data Subject Rights","authors":"Wei Wang, Meng Zhou","doi":"10.25236/AJBM.2021.030802","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030802","url":null,"abstract":"Based on the rights of data subjects, this paper concludes the problems existing in the privacy protection of consumers, and puts forward corresponding countermeasures and suggestions from the aspects of law, risk management and technology application.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126450288","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Research on Digital Finance in Promoting the Development of the Agricultural Industry 数字金融在促进农业产业发展中的研究
Academic Journal of Business & Management Pub Date : 2021-09-20 DOI: 10.25236/AJBM.2021.030716
X. Su, Huiling Chen
{"title":"Research on Digital Finance in Promoting the Development of the Agricultural Industry","authors":"X. Su, Huiling Chen","doi":"10.25236/AJBM.2021.030716","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030716","url":null,"abstract":"This paper takes the sample of 31 provinces (municipalities and autonomous regions) from 2011-2019 to study the influence of digital finance development on the development of agricultural industry. The study found that digital finance can reduce information asymmetry and farmers financing costs, thus reducing financing difficulty and expensive financing, timely loan to ensure the smooth progress of agricultural production; and farmers' agricultural activities is directly reflected in the regional agricultural GDP, meaning that the extensive development of digital finance will promote the development of agricultural industry.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124288904","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Research on Application of Multifractal Spectrum and Neural Network in Financial Market 多重分形谱与神经网络在金融市场中的应用研究
Academic Journal of Business & Management Pub Date : 2021-09-20 DOI: 10.25236/AJBM.2021.030717
Ya-Ping Jiang, Gaozhao Guan, Beixin Fang
{"title":"Research on Application of Multifractal Spectrum and Neural Network in Financial Market","authors":"Ya-Ping Jiang, Gaozhao Guan, Beixin Fang","doi":"10.25236/AJBM.2021.030717","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030717","url":null,"abstract":"With the deepening of the financial market’s reform and innovation, to better explain the market's stock price fluctuations, this article uses the traditional efficient market hypothesis to study further. This study is showed that the Shanghai Stock Exchange Index, the Shenzhen Stock Exchange Index, and the Nasdaq Index have the characteristics of \"tip fat tail \", which indicates that the distribution is not normal. Based on the theory of multifractal spectrum, empirical analysis and comparison results of multifractal characteristics, three indexes are carried out to analyze the impact of the maturity of different financial markets on stock price fluctuations. Finally, the multifractal spectrum parameters and daily return rate as input variables, an average accuracy rate of 99.436%, are obtained for the Shanghai Composite Index forecast for the next 30 days, using a 5-layer neural network model. It has particular practical significance for controlling and managing financial risks.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129433767","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Suggestions on the implementation of Basel III under the COVID-19 关于新冠肺炎疫情下实施《巴塞尔协议III》的建议
Academic Journal of Business & Management Pub Date : 2021-09-20 DOI: 10.25236/AJBM.2021.030718
Li Yusheng
{"title":"Suggestions on the implementation of Basel III under the COVID-19","authors":"Li Yusheng","doi":"10.25236/AJBM.2021.030718","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030718","url":null,"abstract":"Affected by the sudden outbreak of COVID-19 in early 2020, the global economic recession and financial fluctuations have had a huge impact on the asset quality and daily operations of banks, and also challenged the banks to support the recovery of the real economy. In order to maintain the stability of the global banking industry and the recovery of the economy, the Basel Committee delayed the implementation of Basel III standards for one year at the end of March 2020, and further strengthened the supervision of the global banking industry. This paper attempts to show that the implementation of Basel III under the COVID-19, and then put forward suggestions for the next step of implementation.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117277486","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Price versus Quantity in a Mixed Duopoly with Environmental Damage 考虑环境损害的混合双头垄断的价格与数量
Academic Journal of Business & Management Pub Date : 2021-09-20 DOI: 10.25236/AJBM.2021.030713
Xiaoyan Lei
{"title":"Price versus Quantity in a Mixed Duopoly with Environmental Damage","authors":"Xiaoyan Lei","doi":"10.25236/AJBM.2021.030713","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030713","url":null,"abstract":"This paper examines the strategic choice of price and quantity in a mixed duopoly with a public firm and a private firm when environmental damage is included. The public firm needs to bear the harm caused by environmental damage. In contrast with Matsumura and Ogawa who find price is the unique equilibrium in a standard mixed duopoly, I show that dependent on the degree of environmental damage, all four types of choices of price and quantity can constitute strategy equilibria.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125631718","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Focus on the motivation, effect and compliance analysis of listed companies' bottom-up holdings 重点研究上市公司自下而上持股的动因、效果及合规性分析
Academic Journal of Business & Management Pub Date : 2021-09-20 DOI: 10.25236/AJBM.2021.030719
Xia Jiansan
{"title":"Focus on the motivation, effect and compliance analysis of listed companies' bottom-up holdings","authors":"Xia Jiansan","doi":"10.25236/AJBM.2021.030719","DOIUrl":"https://doi.org/10.25236/AJBM.2021.030719","url":null,"abstract":"In order to maintain the stability of the market and control the risks in the securities market, the state encourages listed companies to support their stock prices by means of overweight, equity incentive and repurchase, and the blanket overweight method came into being. As far as enterprise organizations are concerned, the motivation of listed companies to increase their holdings is to maintain the stock price, relieve the pressure of large shareholders' equity pledge and close their positions as well as assist shareholders to obtain benefits. In the short term, blanket overweight generally does not lead to the positive effect of stock price, but also determines whether employees and major shareholders can become consistent actors, judges whether it will trigger tender offer, and analyzes how to protect the legitimate rights and interests of investors. This paper will take Company A as an example, and simply analyze the motivation, effect and compliance of listed companies.","PeriodicalId":221340,"journal":{"name":"Academic Journal of Business & Management","volume":"77 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124449456","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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