{"title":"\"Financial Crimes Originate from Financial Illiteracy\" The Mauritian Context","authors":"Viraj Fulena, H. Chittoo","doi":"10.53748/jbms.v3i1.58","DOIUrl":"https://doi.org/10.53748/jbms.v3i1.58","url":null,"abstract":"This study aims to explore the connection between financial illiteracy and financial crimes. Quantitative data analysis was conducted to determine whether there is a relationship between the two variables. A questionnaire was selected for data collection, the questionnaire is divided into 21 questions and segmented into different parts. The study found that 41.2% of the audience were able to distinguish between money and finance, 88.2% of the audience were banked, 45.1% felt comfortable and confident in their financial knowledge, 41.2% of the audience acknowledged the role of financial institutions in combating financial crimes and promoting financial literacy, and 60% of the audience identified a connection between financial literacy and financial crimes. The results obtained from quantitative data analysis indicate the need for further study, as certain aspects of financial literacy and their relationship with financial crimes require more attention. The study results will contribute to the understanding of the importance of financial education and its impact on reducing financial crimes.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132804991","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Human Rights Protection of Detainees and Victims? Is Mauritius Falling Behind?","authors":"Viraj Fulena, H. Chittoo","doi":"10.53748/jbms.v3i1.54","DOIUrl":"https://doi.org/10.53748/jbms.v3i1.54","url":null,"abstract":"This paper examines the issue of human rights protection for detainees and victims in Mauritius and analyzes whether the country is falling behind in this area. There are significant gaps in human rights protection for detainees and victims in Mauritius, which need to be addressed by the government and civil society. The UK’s human rights mechanisms can play a crucial role in promoting and protecting human rights in Mauritius.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126104370","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Consumers’ Willingness to Use PayLater by Integrating TRA and TAM Theories","authors":"Sentot Basuki Prayitno","doi":"10.53748/jbms.v3i1.53","DOIUrl":"https://doi.org/10.53748/jbms.v3i1.53","url":null,"abstract":"The willingness to adopt or utilize the PayLater facility as a tool to make cashless transactions as often as possible is still rare. Therefore, to fill this gap, this study tries to integrate the concepts of TRA and TAM to examine the factors that influence the desire of Indonesian consumers to adopt or use PayLater as their main facility (and choice) for purchasing various goods and transaction activities. All participants in this research are Indonesian consumers who have made at least five cashless payments using the PayLater feature as their primary method over the course of the past six months. The information is gathered using a Google Forms-based web survey. This study created a questionnaire and received a total of 178 completed questionnaires. After further review, it was determined that all the data could be used in this research. Purposive sampling was the non-probability sampling technique used in this study to ensure that every respondent met the requirements or specific criteria outlined in this research. Additionally, the data was processed using PLS by analyzing all the information gathered from all the respondents. It is discovered that the four factors—attitudes, subjective norms, perceived usefulness, and perceived ease of use—have a significant impact on determining or altering Indonesian consumers’ desire to use PayLater facilities to carry out payment activities for all types of transactions made by the consumer. By verifying the influence of attitude, subjective norm, perceived usefulness, and perceived ease of use on the desire to use PayLater—which most prior studies have rarely demonstrated—the study adds value to the body of literature on consumer behavior.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"25 9","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120996693","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Achieving Gender Equality and Empowering Women and Girls through Gender Responsive Budgeting in Ghana","authors":"Emelia Amoako Asiedu","doi":"10.53748/jbms.v3i1.51","DOIUrl":"https://doi.org/10.53748/jbms.v3i1.51","url":null,"abstract":"Gender inequality extracts enormous economic and human development costs, shifting fiscal policy to close the gaps and gains across societies. Gender responsive budgeting (GRB) is one of the approaches used by governments, international organizations, and civil society groups to promote and influence gender equality. The United Nations Development Fund for Women (UNIFEM) highlights in its 2020 report, that budgets in most countries are gender biased in their conceptualization, formulation, and implementation. In most African countries, and Ghana is no exception, unpaid care and gender differences in roles and responsibilities in household and the workplace are not considered in policy formulation and implementation. This research intends to answer the following questions; how have MDAs complied with GRB? What are the outcomes of implementing GRB in Ghana and what have been the key challenges to effective implementation? Using the qualitative approach with secondary data obtained from documents in some ministries in the Ghanaian public sector, this research attempted to answer the following questions; how have Ministries, Departments and Agencies (MDAs) complied with gender responsive budgeting (GRB)? What are the outcomes of implementing GRB in Ghana and what have been the key challenges to effective implementation? It was observed that Ghana’s constitution supported a strong enabling environment, with an explicit commitment to gender equality and women’s empowerment. The budget through which important national issues are anchored made specific allocations to address issues of women and girls for the years between 2008 to 2020, in the medium-term expenditure framework. This study contributes to academic literature, specifically on the issue of gender equality in the workplace. This study’s results and findings could be used as the reference for other studies and further research on gender equality and women’s rights.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122872562","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Kenneth E. Parku, T. Obuobisa-Darko, Emelia Amoako Asiedu
{"title":"Psychological Contract Breach, Stress and Employee Engagement During and After COVID-19: The Role of Inclusive Leadership","authors":"Kenneth E. Parku, T. Obuobisa-Darko, Emelia Amoako Asiedu","doi":"10.53748/jbms.v2i4.49","DOIUrl":"https://doi.org/10.53748/jbms.v2i4.49","url":null,"abstract":"This study extends both Social Exchange Theory and the Job Demands –Resources model by examining the connection between psychological contract breach, job stress and employee engagement in relation to the role inclusive leadership plays. Using a quantitative approach, data was gathered from two hundred and two (202) respondents, selected using convenience sampling technique. Data gathered was analysed using SPSS version 26 and SmartPLS 4. Results showed that Job Stress had a negative statistically significant impact on Inclusive Leadership Employee Engagement, Innovative Output and Turnover Intent. Inclusive Leadership Psychological Contract Breach had a positive significant relationship with Innovative Output but a negative relationship with Job Stress. The study also found out that Job Stress mediates the relationship between Inclusive Leadership Psychological Contract Breach and Inclusive Leadership Employee Engagement. The study contributes to clarifying and extend the social exchange theory (SET) by unravelling how the inclusive leader operates on respect, recognition, responsiveness and responsibility, in the reciprocal relationship between himself and their subordinates. Additionally, the study identifies the relationship between psychological contract breach, job stress and employee engagement in a developing country after the COVID-19 pandemic.\u0000 ","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123787039","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of FinTech and Banks Collaboration towards Banks Performance: Indonesian Banks Listed","authors":"Regina Zaviera Anggi Kurniawati","doi":"10.53748/jbms.v2i4.50","DOIUrl":"https://doi.org/10.53748/jbms.v2i4.50","url":null,"abstract":"The rapid growth of the technology industry has created opportunities to expand businesses such as financial technology. The number of financial technologies is continuously increasing, and this has a variety of consequences for similar businesses. Fintech is claimed to be causing disruption or providing new opportunities for banks to expand their operations. As a result, this study will investigate the influence of fintech and bank collaboration because they both provide financial services. This study will examine 36 banks in Indonesia consisting of 72 samples for the 2019-2020 period. According to the findings of this study, there is no significant influence of bank and fintech collaboration on bank performance. This research will contribute to examining the role of digital financial innovation in the banking sector. Furthermore, banks can use it as a guide to understand the risks and possibilities associated with fintech.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127348572","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analyses of Gen Z’s Perceived Environmental Knowledge and Intention to Use Eco-Friendly Shopping Bags","authors":"Chuurur Anggraeny","doi":"10.53748/jbms.v2i3.47","DOIUrl":"https://doi.org/10.53748/jbms.v2i3.47","url":null,"abstract":"This study aims to find out how generation Z perceives environmental knowledge in relation to their intention to use environmentally friendly shopping bags. This study collected primary data from respondents via questionnaires. A 54-respondent online survey is sent throughout East Java, with a focus on Pasuruan city, in order to achieve the study’s goal. The results demonstrate that consumer attitudes are significantly influenced by environmental knowledge, which results in the intention to use environmentally friendly shopping bags. This study extends the literature by examining and demonstrating that perceived environmental knowledge and environmental awareness may contribute to attitude toward using environmental-friendly shopping bags.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131777345","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study on How the Features and Design of Social Media, Emotions and Behavior, and Advertising Affect Impulse Buying","authors":"A. Khadijah","doi":"10.53748/jbms.v2i3.48","DOIUrl":"https://doi.org/10.53748/jbms.v2i3.48","url":null,"abstract":"The purpose of this study is to identify and evaluate how marketers use social media to capitalize on impulse purchases. This study focuses on the Indonesian e-commerce market to investigate how social media affects impulse buying. This study will also examine and make an effort to demonstrate the connection between the misuse of social media and how it led to impulsive choices or purchases. Data from a survey of 71 social media users in Jakarta was used to test the proposed model and hypotheses. Statistical analyses performed towards the data proved that there is a significant effect of social media emotions and behavior on impulse buying. However, social media advertisement as well as design and features do not have a positive impact on impulse buying. This is one of the few investigations to study features and design in a social media context along with emotions and behavior as well as advertising affecting impulse buying.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"53 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121707489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Mapping the Relationships between Price Discount, Perceived Quality, and Intention to Purchase Impulsively via e-Commerce","authors":"Meisya Wanda, Pananda Pasaribu","doi":"10.53748/jbms.v2i3.46","DOIUrl":"https://doi.org/10.53748/jbms.v2i3.46","url":null,"abstract":"The study aimed to analyze the relationships between price discounts, impulsive purchasing behavior, and perceived quality. This study collected primary data from respondents via questionnaires. Using the Smart PLS tools, this study uses the t-test and data regression to validate the hypothesis. The perceived quality factor performed an essential mediating effect in the relationship between price discounts and impulsive buying. When the direct effect of price discounts on impulsive buying was investigated, it was discovered that price discounts have no effect on people’s impulsive purchase. However, when perceived quality served as a mediator, the feelings created by a price discount led to a positive perception of product and give significant impact on impulsive buying behavior.","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"58 10","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120839349","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Dotty Wimpertiwi, Abdul Rosid Sunarto, Bella Nurhaliza, Made Esa Kameswara Suputra
{"title":"The Roles of Internet Advertising, Price, and Promotion on Mobile Commerce Application Purchase Decision","authors":"Dotty Wimpertiwi, Abdul Rosid Sunarto, Bella Nurhaliza, Made Esa Kameswara Suputra","doi":"10.53748/jbms.v2i4.45","DOIUrl":"https://doi.org/10.53748/jbms.v2i4.45","url":null,"abstract":"The purpose of this study was to determine the effect of internet advertising, promotions and prices on consumer purchasing decisions on mobile commerce applications. This study employed a quantitative method, sample selection using a non-probability sampling technique in the form of purposive sampling. The sample used is the general public in Jakarta, the primary data is obtained from questionnaires distributed online. Based on the results of data processing and statistical tests, the researchers succeeded in proving that there was indeed a significant effect of advertising, prices, and promotions on purchasing decisions made by consumers in m-ommerce applications.\u0000 ","PeriodicalId":201940,"journal":{"name":"Journal of Business, Management, and Social Studies","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115181315","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}