{"title":"Financial Inclusion and Financial Self-Efficacy in Indonesia","authors":"Richy Wijaya, Hartini, F. M. Leon","doi":"10.2991/icoi-19.2019.95","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.95","url":null,"abstract":"—Financial inclusion is a strategy used by the Indonesian government to reduce financial exclusion. A person's inability to access formal financial services is an obstacle to the realization of the financial inclusion. Financial inclusion can be realized if the community is able to understand formal financial services very well. This study wants to find out whether financial self-efficacy can stimulate individual financial behavior in terms of using formal financial products to realize financial inclusion. Hypothesis testing of this study will be carried out using structural equation modeling (SEM), and the object of research is the people who live in Bogor-West Java. This study finds that there is an influence of financial self-efficacy on financial inclusion. Formal financial service providers must pay attention to the quality of services provided to their customers. Apart from improving the quality of services directly, every formal financial service company must be able to develop products that are easier to reach and understand. The influence of financial self-efficacy on financial inclusion can provide an explanation that the independence of each individual from the side of income owned will have an impact on account ownership in banking. In addition, an increase in the ability of each individual in managing his personal finances must be done. This increase in capacity can be done with an understanding of good financial literacy.","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"55 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126247911","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Kaijun Yu, Song Luo, Xuejun Zhou, Rui Wang, Longjie Sun
{"title":"A Novel Method of Applying Big Data for Analysis Model of Library User Behavior","authors":"Kaijun Yu, Song Luo, Xuejun Zhou, Rui Wang, Longjie Sun","doi":"10.2991/icoi-19.2019.130","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.130","url":null,"abstract":"A large number of library user behaviour data generated in real time in the era of big data artificial intelligence requires more efficient and scientific analysis technology to help libraries improve the level and quality of personalized services, while the increasingly popular campus Internet of Things system needs to be more Active network security precautions, proactively detect unreliable abnormal behavior of the network and feedback users to improve security awareness. Explores a big data analysis model using traditional data mining and classification learning, which combines user personality analysis and abnormal","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126337480","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
D. Sawitri, Enni Sustiyatik, Heni Setiyawati, Djuni Farhan
{"title":"The Influence of In-service training and Position Levels on the Performance of the Working Group on the Procurement of Goods and Services with Variable Mediation Productivity in the Procurement Service Section of the Regional Secretariat in Probolinggo Regency","authors":"D. Sawitri, Enni Sustiyatik, Heni Setiyawati, Djuni Farhan","doi":"10.2991/icoi-19.2019.80","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.80","url":null,"abstract":"Legislation concerning regional government has logical consequences for the governance process, this is followed by the issuance of Government Regulation Number 38 of 2007 concerning Division of Government Affairs between Provincial Regional Governments and Regency / City Regional Governments followed by Government Regulation Number 41 of 2007 concerning Regional Device Organizations. The Probolinggo District Government responded by establishing Probolinggo District Regulation Number 7 of 2007 concerning the Organization and Work Procedure of the Regional Secretariat and Expert Staff of Probolinggo Regency. The type of explorative research is research that aims to find something new, the object of research is taken by civil servants in the service section of the procurement of the regional secretariat of Probolinggo Regency. The results showed that inservice Training and Position Level had a significant effect on Productivity of 77.4%. While the remaining 22.6% is explained by other variables not included in the regression model in this study. Keywords—Inservice Training, Position Levels, Performance, Procurement","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"115 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125468282","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nendi Juhandi, M. Fahlevi, Muhammad Nur Abdi, Rinto Noviantoro
{"title":"Liquidity, Firm Size and Dividend Policy to the Value of the Firm (Study in Manufacturing Sector Companies Listed on Indonesia Stock Exchange)","authors":"Nendi Juhandi, M. Fahlevi, Muhammad Nur Abdi, Rinto Noviantoro","doi":"10.2991/icoi-19.2019.53","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.53","url":null,"abstract":"The purpose of this study is to measure, measure, and measure corporate values based on companies Bursa Efek Indonesia (BEI), sampling technique with purposive sampling method based on sample selection criteria obtained by 31 companies. The observation period was conducted for 5 years (2010 2014) with a level of significance of alpha (α) 5% and analysis technique using multiple regression. The result of the experiment shows that the positive spider to value, size to value, financial related factors, size and risk factor to value. This means that liquidity, size, and policy can increase","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"2009 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125627052","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Application of Concurrent Design Strategy in Toaster Design","authors":"B. Lin, Shih-Wen Hsiao","doi":"10.2991/icoi-19.2019.122","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.122","url":null,"abstract":"This article uses a concurrent design method for the design of the toaster. Search for existing products, safety regulations for analysis, and then determine the functional items of the toaster through Objectives tree and Functional Analysis, and design specifications. The form of the toaster is thought to be created by Morphological Analysis. After selecting the elements of the Objectives tree and using Analytical Hierarchy Process to calculate the evaluation weight, Pugh selects the better design. Finally, the color scheme is used to per-form the final color matching step, and the aesthetic degree is calculated to evaluate the color scheme. We apply CAD technology to integrate the concurrent design process to shorten development time and achieve complete commoditization results. Keywords—concurrent design strategy, toaster, Objectives tree, Morphological Analysis, Analytical Hierarchy Process, Pugh, Color Aesthetic","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"218 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132239157","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect of the Effectiveness of Third Party Funds, BOPO, Financing and Capital Adequacy Ratio on Profit Distribution Management","authors":"S. Azizah, T. Astuti","doi":"10.2991/icoi-19.2019.55","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.55","url":null,"abstract":"This study aims to examine the effect of third-party fund effectivity, BOPO (operational expenses to operational revenue), capital adequacy and financing risk towards profit distribution management. The population in this research was Islamic banks registered in Bank Indonesia during the 2013-2017 period. Samples in this study were selected by using purposive sampling method and obtained 40 observation samples. The analysis technique used in this research was multiple linear regression analysis. The result of this research showed that BOPO has a negative effect on profit distribution management, while third-party funds effectivity, financing risk, and capital adequacy have no effect on profit distribution management. Keywords—profit distribution management, thirdparty funds effectivity, BOPO, financing risk and capital adequacy.","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132092228","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Totok Sugiyanto, Wirawan E. D. Radianto, T. C. Efrata, L. Dewi
{"title":"Financial Literacy, Financial Attitude, and Financial Behavior of Young Pioneering Business Entrepreneurs","authors":"Totok Sugiyanto, Wirawan E. D. Radianto, T. C. Efrata, L. Dewi","doi":"10.2991/icoi-19.2019.60","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.60","url":null,"abstract":"This study aims to determine the level of financial literacy and the effect of financial literacy and financial attitude on the financial behavior of young entrepreneurs. This study uses a survey method and a combination of data analysis that uses descriptive analysis to calculate the level of financial literacy and multiple regression analysis. The results of the study show that the financial literacy of young pioneering business entrepreneurs is in the moderate category, financial literacy does not affect the financial behavior of young pioneering business entrepreneurs, and financial attitude affects the financial behavior of young pioneering business","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131313952","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Leverage, Financial Distress and Profit Growth: The Role of Tax Shield","authors":"T. Sitorus, Jeremia Ade Christian","doi":"10.2991/icoi-19.2019.92","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.92","url":null,"abstract":"The purpose of this study is to develop an empirical research model of the relationship between Leverage, Financial Distress and Growth of profit By Proposing Tax Shield as a mediator variable and trying to understand the influence of financial distress and leverage towards tax shield and profit growth, also to understand the influence of tax shield on profit growth. This research was conducted on Food And Beverage Companies Listed On The Indonesia Stock Exchange in the period 2011 – 2015, and observational data of about 40 types of data obtained from financial statements. This research uses a type of quantitative research and the data was tested by Structural Equation Model analysis techniques. The results of this research show that leverage has negative significant influence on profit growth, and it has positive significant influence on tax shield; furthermore, financial distress has negative significant influence on profit growth, and it has positive significant influence on tax shield, and tax shield has positive significant influence on profit growth, so we may conclude that tax shield may act as a mediator variable. Keywords—Tax shield, Leverage, Financial distress, Profit growth","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127462231","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Concurrent Design Strategy in Modeling and Structure of Trash can research","authors":"Ishan Wu, Shih-Wen Hsiao","doi":"10.2991/icoi-19.2019.126","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.126","url":null,"abstract":"—For most people, making garbage is a common activity in life. As the number of garbage increases, the high cost, energy consumption and environmental pollution of subsequent processing will be something we cannot ignore. This article uses the theme of sorting garbage bins on campus to effectively recycle and reduce the amount of garbage. Firstly, through the user behavior observation, the problem status is clearly defined, the Objective tree analysis sets the design criteria and design specifications, and the Morphological chart method is used to carry out the modeling and detailing of the main components of the product. The design scheme is then introduced into the Analytic Hierarchical Process (AHP) and the Pugh concept selection to optimize the design. Research shows that this design program not only focuses on the innovation of appearance and function but also considers user needs and design quality to improve the feasibility of the product. After being deduced by this design process, the campus trash can presents different concepts and user experience from the past and has made breakthroughs in classification information, which not only improves the efficiency of campus garbage classification but also makes the surrounding environment tidier and meets effective design goals. It can be applied to the campus trash can design of this article, and it can be applied to other fields of design, and it is also very suitable.","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"143 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133757374","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study of Local Culture Redesign and Digital Sharing Model","authors":"Chia-Ling Chang","doi":"10.2991/icoi-19.2019.123","DOIUrl":"https://doi.org/10.2991/icoi-19.2019.123","url":null,"abstract":"One of the most important assets of a town or city is its local culture. With the technological advances and the influence of the open source concept, the pattern and responsibility of culture digitalization need to keep pace with the times in order to meet the demand of different generations. In the past, the digitalization of cultural contents mostly focused on preservation and repository. Original antiquities, writing arts, photographs and image, audio/video, navigation websites are preserved in a passive way. Due to the fact that 3D prototyping techniques are getting more mature and popular, the purpose of this study is to extend the concept of digitalized cultural contents and to proposed the design applications and digital sharing models that are based on the local culture. Firstly, local elements are extracted for design creations and then 3D models are aggregated into digital works. Several new curtain rod end caps and tiebacks that are equipped with the Taitung elements are developed by this model. A database that has dedicated Taitung culture elements is also established on a globally well-known 3D model open source platform. With the Internet’s characteristics of no boundary, those people who are not able to visit Taitung by themselves can see Taitung culture and antiquities. They are able to get threedimensional perception of the external details and cultural implication of antiquities. They can also download to print the antiquities so that they can freely apply to the layout and decorations of their houses. This study extends the open source and sharing concept from the engineering field to the cultural scope. This new way of thinking allows more people to see and apply local cultural contents. The value of a land can be rediscovered in order to construct the unique “digital experience of local culture” that breaks the divide between existing urban and rural regions and flips local cultural industry. Keywords—Local Culture, Open Source and Sharing, 3D Printing, Taitung, Curtain Decoration","PeriodicalId":171417,"journal":{"name":"Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019)","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121996589","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}