{"title":"Role of Microfinance in Poverty Alleviation: Evidence from Pakistan","authors":"A. Awan, Javed Iqbal Joiya","doi":"10.18034/AJTP.V2I1.558","DOIUrl":"https://doi.org/10.18034/AJTP.V2I1.558","url":null,"abstract":"This study has empirically measured the role of microfinance in poverty alleviation and has examined its impact on household poverty level. The factors that can affect the household poverty and living standard have been investigated with innovative econometric technique that is binary logit model and ordered logit model by using Stata software. The empirical analysis of this study is based on fresh data. The data is collected through a household survey method from the rural and urban areas of district Lodhran of Pakistan. A questionnaire was developed to collect primary data which covered the household loan amount, household assets, and household expenditures. The questionnaires were distributed among 220 respondents. We selected total 19 variables: eleven variables to analyze the factors responsible for household poverty and eight variables to measure the household living standard. High value of Living standard shows high living standard and low value shows lower living standard. The empirical evidence shows that the variables such as gender, married status, chronicle diseases, purpose of loans, number of loans taken, amount of loan, Lives Stock, Monthly savings, total number of household members are found impacting poverty significantly while the impact of transport facility, years of schooling and ownership of land were found insignificant. While measuring poverty level we followed World Bank poverty line which is $ 1.25 (Rs.3750) per capita per adult monthly income and expenditure. The data shows that 137 (62.3 percent) households are living below poverty line while 83 households are living above poverty line. We find that 169 households (76.8 percent of the total sample) have good living standard while 20 households (9.1 percent) have high living standard whereas 31 households (14.1 percent), have very low living standard.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117103365","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Relationship between the Rise of Financial Micro Credits and Relief of Poverty in Latin America","authors":"Mario Luis Perossa, Alejandra Elena Marinaro","doi":"10.2139/ssrn.2597859","DOIUrl":"https://doi.org/10.2139/ssrn.2597859","url":null,"abstract":"The purpose of this paper is to analyze the relationship between growth of micro credits for production as a tool of social inclusion of vulnerable people and the relationship with the decreased rates of poverty and indigence in Latin America countries for the period 2008-2011. The work hypothesis to be contrasted is that the increase in micro credits is manifested by tangible improvements for the society, through proper “leverage” for small scale workers, whose incomes are intended almost entirely for consumption and investment; therefore, the multiplication factor of this small economy is very important.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-04-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123140046","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Community Entrepreneurship in Deprived Neighbourhoods: Comparing UK Community Enterprises with US Community Development Corporations","authors":"D. Varady, R. Kleinhans, M. van Ham","doi":"10.2139/ssrn.2554925","DOIUrl":"https://doi.org/10.2139/ssrn.2554925","url":null,"abstract":"Through a review of the recent American community development literature, this paper tests the assertion that British community enterprises (CEs) are fundamentally similar to American community development corporations (CDCs), and therefore, that CEs can learn from CDCs. In the context of the current austerity regimes, CEs and community entrepreneurship are increasingly considered as a means to continue small-scale urban regeneration, not only in the UK but also in several other European countries. While the CDC sector has achieved a relatively successful record in affordable housing production in distressed areas, CDCs are fundamentally limited in terms of reversing the processes of community decline. Our comparison of CDCs and CEs reveals similarities, but also differences with regard to organizational characteristics, co-operation on multiple scales, comprehensiveness, targeting and community participation. Apart from outlining lessons that CEs can learn from CDS, we provide recommendations for further research that should cover the lack of empirical evidence in this field.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123702371","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Economic Philosophy of Micro-Credit System","authors":"Sudhanshu K. Mishra","doi":"10.2139/ssrn.2524840","DOIUrl":"https://doi.org/10.2139/ssrn.2524840","url":null,"abstract":"This paper aims at locating the practice of micro-credit system into a larger theoretical canvas of economic theory and philosophy. A systems theoretic approach has been adopted. Emergence of the ‘excluded’ class has been explained with the help of the theory of feedback. Individuals have been assumed to be myopic, local optimizer and bounded rational. In this context, the empirical experiences have been viewed and assessed as to their outcomes.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2014-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127066023","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Do Women Earn Less Even as Social Entrepreneurs?","authors":"S. Estrin, U. Stephan, S. Vujić","doi":"10.2139/ssrn.2534678","DOIUrl":"https://doi.org/10.2139/ssrn.2534678","url":null,"abstract":"Based upon unique survey data collected using respondent driven sampling methods, we investigate whether there is a gender pay gap among social entrepreneurs in the UK. We find that women as social entrepreneurs earn 29% less than their male colleagues, above the average UK gender pay gap of 19%. We estimate the adjusted pay gap to be about 23% after controlling for a range of demographic, human capital and job characteristics, as well as personal preferences and values. These differences are hard to explain by discrimination since these CEOs set their own pay. Income may not be the only aim in an entrepreneurial career, so we also look at job satisfaction to proxy for non-monetary returns. We find female social entrepreneurs to be more satisfied with their job as a CEO of a social enterprise than their male counterparts. This result holds even when we control for the salary generated through the social enterprise. Our results extend research in labour economics on the gender pay gap as well as entrepreneurship research on women's entrepreneurship to the novel context of social enterprise. It provides the first evidence for a \"contented female social entrepreneur\" paradox.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"64 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2014-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124932334","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Entrepreneurial Action: The Creation of New Social Institutions","authors":"Russ McBride, J. Thiel, Robert Wuebker","doi":"10.2139/ssrn.2427140","DOIUrl":"https://doi.org/10.2139/ssrn.2427140","url":null,"abstract":"Despite calls to integrate opportunity formation into our understanding of entrepreneurial action, the opportunity discovery model continues to dominate scholarship and practice. Current research on entrepreneurial action assumes that the core challenge for entrepreneurs is the problem of running search calculations to discover an opportunity. This paper offers an alternative account of entrepreneurial action, suggesting that the core challenge lies, instead, in the creation and integration of the agent’s venture into the fabric of social reality. We describe a framework for understanding how this is done, and discuss its implications for theory development, practice, and pedagogy.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2014-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114893776","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Establishing Community-Based Enterprises for Sustainable Development of Impoverished Communities: A Theoretical Perspective","authors":"P. Ebewo","doi":"10.2139/ssrn.2419044","DOIUrl":"https://doi.org/10.2139/ssrn.2419044","url":null,"abstract":"The purpose of this paper is to conduct a systematic literature review on the establishment of community-based enterprises in impoverished communities in South Africa. Sustainable enterprising is being regarded as an important panacea for poverty and other socio-economic problems in impoverished communities. For this to happen, however, people in these communities first should analyze the economic conditions of that community, determines its economic needs and then decide what can and should be done to improve the economic conditions in that community, and then move to achieve a communal agreed-upon economic goals and objectives. Meaning through community-based enterprises impoverished communities should utilize their skills in a market niche through a bottom-up approach instead of the popular top-down intervention approaches for their local economic development.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2014-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125304671","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Promoción de la Responsabilidad Social en las Pymes: Análisis de las herramientas de autoevaluación (Promotion of Corporate Social Responsibility in SMEs: Analysis of Self-Evaluation Tools)","authors":"Antonio Vives","doi":"10.2139/SSRN.2394224","DOIUrl":"https://doi.org/10.2139/SSRN.2394224","url":null,"abstract":"Spanish Abstract: Este articulo analiza herramientas de autoevaluacion (cuestionarios y guias) sobre RSE para PyMEs, que en general tienen como objetivo el identificar brechas en las practicas responsables respecto a algun ideal, explicito o implicito, y en consecuencia estimular acciones para su mejora. Se analizan las caracteristicas y el contenido de once herramientas producidas por diferentes instituciones en America Latina, Espana y por organismos multilaterales, se tipifica su contenido, se evalua su idoneidad para las PyMEs y se hacen recomendaciones sobre como mejorarlas para promover la adopcion de practicas responsables. Tambien se discuten los riesgos de adoptar un esquema de plantilla uniforme para todo tipo de empresas y contextos y aconsejar, implicita o explicitamente, a las empresas que tengan practicas responsables en todas las areas, lo que puede conducir a frustraciones y desenganos.English Abstract: This article includes a study of the self-evaluation CSR tools (questionnaires, guides) that have been developed for SMEs, which in general are designed to identify the gaps in their responsible practices as assessed against some ideal, implicit or explicit, an as a result to stimulate actions to improve them. The characteristics and content of eleven tools produced by different institutions in Latin America, Spain and multilateral organizations are analyzed. Their content is typified, the suitability for SMEs in evaluated and recommendations are made for improving the tools to increase their effectiveness in the promotion of responsible practices. It also discusses the risks of using a uniform template for all types of enterprises and contexts and advice, implicitly or explicitly, that companies undertake responsible practices on all areas, that can lead to frustrations and disappointments.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"140 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2014-02-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123371162","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Emergence of the Social Innovation Community: Towards Collaborative Changemaking?","authors":"T. Toivonen","doi":"10.2139/SSRN.2369540","DOIUrl":"https://doi.org/10.2139/SSRN.2369540","url":null,"abstract":"Notwithstanding important advances in explaining the behaviour of social entrepreneurs, the logic of their business models and patterns of social innovation, the field of social entrepreneurship and innovation has not yet adequately dealt with collaborative phenomena. This sociological paper therefore sets out, based on ethnographic observation and illustrative examples, a framework through which the collaborative dimension can be systematically investigated. It explains that collaborative activity in the social entrepreneurship field increasingly concentrates in so-called Social Innovation Communities. Such entities are driven by distinctive cultures of changemaking as well as by a combination of face-to-face and digital interactions/spaces. From Helsinki and Vienna to Toronto and London, Social Innovation Communities — including those formed around Impact HUBs — are now emerging across the world. They are reducible neither to “networks,�?“communities of practice�? or “ecosystems,�? but should rather be viewed as collaborative communities that have the potential to rewire wider social innovation circuits in a given area. By convening diverse participants, accelerating processes of learning and enhancing creative capabilities, Social Innovation Communities can catalyze the transition towards inventive, sustainable economies. They may evolve into the nerve centres of the kinds of “open-solution societies�? envisioned by Dees (2013) where practical and theoretical lessons (in relation to social innovation) are brought into constant dialogue. A range of approaches, from Social Network Analysis and Social Capital Theory to ethnographic methods, can be fruitfully applied to the further study of these entities and the innovation processes they facilitate.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"126 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2013-12-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131819695","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Social Entrepreneurship in Croatia: A Framework for Development","authors":"D. Vidovic","doi":"10.2139/ssrn.2367388","DOIUrl":"https://doi.org/10.2139/ssrn.2367388","url":null,"abstract":"Social entrepreneurship in Croatia is a rather new phenomenon and is still poorly developed. The term appeared in the public discourse rather late, in 2006, and since then has increased to the point where a strategy for social entrepreneurship has been initiated. However, this has not been followed by actual growth of social entrepreneurship initiatives. Also, social entrepreneurship has not yet been properly studied and systematic insights are lacking. The paper continues on from the findings of the author’s PhD research and its intention is to provide an understanding of the socio-economic, political and cultural context in which social entrepreneurship emerges, as well as an overview of the current stage of its development in Croatia. The main focus was put on the analysis of institutional development, including the legal and financial framework. Therefore, a comparative overview of organizational and legal forms currently suitable for social entrepreneurship has been presented. The analysis points out the main advantages and limitations of the present framework and analyses how particular actors and processes are shaping the direction of further development of social entrepreneurship in Croatia.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"107 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2013-12-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123415818","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}