{"title":"ANALISIS PENGARUH LDR, NPL DAN CAR TERHADAP RISIKO LIKUIDITAS PADA BANK PERKREDITAN RAKYAT (BPR) DI SUMATERA BARAT","authors":"Yerismal Yerismal","doi":"10.35314/INOVBIZ.V6I2.843","DOIUrl":"https://doi.org/10.35314/INOVBIZ.V6I2.843","url":null,"abstract":"This research aims to analyze the effect of Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) on Liquidity Risk. The data used in this research was obtained from the annual publication of financial statements by each Bank Of “Perkreditan Rakyat” (BPR) in West Sumatera in 2008-2012. The number of samples is all BPR in West Sumatera, as many as 10 banks by the period 2008-2012. The analysis technique is a statistical test regression method and hypothesis testing using the F test and t test, that had previously been tested in the classical assumption first. Research findings show that the variables LDR, NPL and CAR simultaneously affect on Liquidity Risk at 5% level of significant. LDR was negative significant affect on Liquidity Risk,NPL was negative significant affect on Liquidity Risk, and CAR was positive significant affect on Liquidity Risk. From this research, R2 value is 0,877, it shows that 87,7% of the dependent variable (Liquidity Risk) can be explained by the independent variable (LDR, NPL and CAR), the remaining 12,3% is explained by the other variables outside the equation.","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132790281","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGEMBANGAN MODEL KUALITAS LAYANAN TRANSPORTASI ONLINE DI INDONESIA","authors":"Dedi Herdiansyah, A. Abdullah, M. Fahrizal","doi":"10.35314/inovbiz.v6i2.859","DOIUrl":"https://doi.org/10.35314/inovbiz.v6i2.859","url":null,"abstract":"Penelitian kali ini adalah upaya pengembangan konsep kualitas layanan transportasi online melalui pengalaman/perspektif pelanggan/masyarakat sebagai pengguna jasa layanan transportasi online di Kota Pontianak dan sekitarnya. Tujuan umum penelitian ini adalah untuk mengembangkan model kualitas layanan jasa transportasi online. Lebih lanjut konsep yang akan dibentuk ini nanti juga diharapkan dapat memperkaya wawasan pihak-pihak yang berkepentingan dalam memanajemen layanan dan peluang-peluang bagi peningkatan penerapan kualitas layanan bagi penyedia layanan jasa transportasi online di Kota Pontianak. Tujuan khusus yaitu menemukan fakta-fakta layanan melalui masyarakat penggunan layanan jasa transportasi online di Kota Pontianak, sehingga hasilnya diharapkan akan ditemukan dimensi-dimensi layanan berkualitas yang diinginkan oleh masyarakat yang harus disediakan oleh penyedia layanan, sebagai alat untuk bersaing sesama penyedia layanan jasa transportasi online. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan fenomenologis, dengan metode pengumpulan data melalui wawancara mendalam (indepth interview). Hasil penelitian mengidentifikasi mengidentifikasi 6 (enam) tema dimensi kualitas layanan, yaitu: (a). Fisik/keberwujudan (terdiri dari dua hal yaitu: fisik kendaraan dan fisik driver), (b). keamanan, (c). kenyamanan, (d). kecepatan, (e). ketepatan (terdiri dari dua hal yaitu: ketepatan waktu dan ketepatan pesanan, dan (f). Keramahan.","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"64 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132903884","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"IDENTIFIKASI POTENSI SERTA MINAT KONSUMEN AKAN EKOWISATA MANGROVE DI PULAU BENGKALIS","authors":"D. Astuti, T. Widodo","doi":"10.35314/INOVBIZ.V6I2.860","DOIUrl":"https://doi.org/10.35314/INOVBIZ.V6I2.860","url":null,"abstract":"Although the government has made various efforts to encourage the sustainable use of coastal and marine resources, utilization patterns that are damaging and threaten the sustainability of coastal and marine resources are still ongoing. This is due to the pressing of need for life, which is getting higher and higher. Development of mangrove ecotourism is one of the alternative development that can help overcome the problem. Utilization of mangrove ecosystem for the concept of tourism (ecotourism) in line with the change in the interest of tourists from old tourism as a new tourism. The purpose of this research is to identify the potential of ecotourism and to determine ecotourism development strategy in Bengkalis Island. The research method used for data type is quantitative and qualitative data with data source in the form of primary data and secondary data. Data collection conducted through questioner, survey method, literature and documentation. Furthermore, the data analysis used is using quantitative and qualitative data analysis methods. The results of the research show that the potential of mangrove ecotourism in Bengkalis Island that can be identified is located in Bengkalis, Bantan, Rupat, Bukit Batu, Siak Kecil and Bandar Laksamana subdistricts. Based on the processing of questionnaire data, the results obtained if consumer interest in mangrove ecotourism on Bengkalis Island, is dominated by referential interest, where the respondents want that mangrove ecotourism on Bengkalis Island is better known and in demand.","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127146778","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH MANAJEMEN BANK INDUK, KUALITAS ASET, DAN EFISIENSI TERHADAP STABILITAS BANK SYARIAH DI INDONESIA (PERIODE TAHUN 2013-2017)","authors":"Lucky Nugroho, N. Anisa","doi":"10.35314/INOVBIZ.V6I2.833","DOIUrl":"https://doi.org/10.35314/INOVBIZ.V6I2.833","url":null,"abstract":"This study aims to determine the effect of parent bank management, asset quality, and efficiency on the stability of Islamic banks. The method used in this study is a quantitative method using multiple linear regression analysis and using spss 23. Statistical software The population in this study are Islamic commercial banks (BUS) that are registered with Bank Indonesia (BI) and the Financial Services Authority (OJK) from 2013 to 2017. Furthermore, Islamic commercial banks continuously and regularly present annual financial reports for the period 2013-2017 and are sampled in this study. The number of samples in this study was 9 Islamic banks with five years of observation as many as 45 samples. Based on the results of the study showed that the management of the parent bank proxied by the directors and commissioners had a significant effect on the stability of Islamic banks due to the many sharia bank directors and commissioners who came from the parent bank which conventional banks had more experience in managing banks. Whereas for asset quality and efficiency variables that are proxied by NPF ratio and BOPO ratio there is no significant effect.","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"96 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126562744","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"“ANALISA GAYA KEPEMIMPINAN, PROMOSI JABATAN DAN KOMPENSASI FINANSIAL TERHADAP KINERJA KARYAWAN PADA AMIK MAHAPUTRA RIAU”","authors":"Catriwati Catriwati","doi":"10.35314/inovbiz.v6i2.793","DOIUrl":"https://doi.org/10.35314/inovbiz.v6i2.793","url":null,"abstract":"Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh gaya kepemimpinan, promosi jabatan, dan kompensasi finansial terhadap kinerja karyawan pada AMIK Mahaputra Riau. Teknik analisis digunakan regresi linier berganda, dengan jumlah sampel 47 orang. Hasil penelitian ini menunjukkan bahwa gaya kepemimpinan mempunyai pengaruh signifikan terhadap kinerja karyawan, Promosi jabatan mempunyai pengaruh signifikan terhadap kinerja karyawan, kompensasi finansial mempunyai pengaruh signifikan terhadap kinerja karyawan. Variabel gaya kepemimpinan, promosi jabatan, dan kompensasi finansial berpengaruh secara simultan terhadap kinerja karyawan. Kata kunci : Kinerja karyawan, gaya kepemimpinan, promosi jabatan, kompensasi finansial ","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131223001","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ENTREPRENEUR INTENTION AMONG COLLEGE STUDENT IN RIAU PROVINCE","authors":"A. Pratama, N. Sartika","doi":"10.35314/inovbiz.v6i2.821","DOIUrl":"https://doi.org/10.35314/inovbiz.v6i2.821","url":null,"abstract":"This study aim to examine which factors can influence entrepreneurship intention among college student in Riau Province from several factors by previous researches scholars: personality characteristic factors, entrepreneurial competencies factors, and environmental factor. This study applies correlation and regression analysis to test on the sample of 105 college student by using electronic questionnaire. This research shows that the correlation coefficient all independent variable to the dependent variable is significant. Moreover, this study indicate that determinants of entrepreneurial intention (personality characteristic, entrepreneurial competencies, and environmental) were have significant impact on the entrepreneurial intention among college student in Riau Province Indonesia.","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"4 4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124298789","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"“COMPLICATED MATHEMATICS DEB ACCOUNTING CONCEPT” PENGGUNAAN DAN PENERAPAN UNTUK KERANGKA PEMBELAJARAN PADA ACCOUNTING SCENTS AND ACCOUNTING PROBLEMS","authors":"Husni Mubarak, Rosmida Rosmida","doi":"10.35314/inovbiz.v6i2.841","DOIUrl":"https://doi.org/10.35314/inovbiz.v6i2.841","url":null,"abstract":"Abstract: This article investigated about mechanism of double entry bookkeeping (DEB) on the usage side of the learning process. Focus assessment of this article is on the develop use of complex accounting equations. Transformation complexcity transaction is about balance sheet, income and equity. Accounting equiation frmawork find universal modification implementation, that only simple equations but complax equaiton this transaction. That simple information, this equestion (A=L+E) is become more complex component A (Cr.A+Fx.A +It.A) = L (Cr.L+LT.L) + E (CS+RE+R). But this consept in article have weakness and limitations, only use argument, assumtion and basic analisys in define framework modification, and need complex understanding and scientific evidence.","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"145 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133378385","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH GOOD CORPORATE GOVERNANCE DAN BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO) TERHADAP STABILITAS KEUANGAN BANK UMUM SYARIAH DI INDONESIA TAHUN 2012-2017","authors":"Lucky Nugroho, Herda Nezzim Bararah","doi":"10.35314/INOVBIZ.V6I2.852","DOIUrl":"https://doi.org/10.35314/INOVBIZ.V6I2.852","url":null,"abstract":"This study aims to determine the impact or influence of good corporate governance and efficiency, which in this case the proxy by the ratio of operational costs and operating income to the financial stability of sharia commercial banks. The method in this research is a literature review or conceptual paper. Based on the results and review literature, it is known that the financial stability of sharia banks is a significant factor in maintaining reputation. Good corporate governance, operational costs, and operating income (BOPO) are factors that can support the financial stability of sharia commercial banks and in this study measured by Z-score. Therefore, financial stability in sharia banks should be the focus of the management of sharia commercial banks","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132945806","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS KUALITAS PRODUK KAOS DENGAN MENGGUNAKAN METODE QUALITY FUNCTION DEPLOYMENT (QFD) PADA CV. CUSTOMINDO KREASI MANDIRI BATAM","authors":"S. Hati, Ira Listiani Riswana Okta","doi":"10.35314/inovbiz.v6i2.452","DOIUrl":"https://doi.org/10.35314/inovbiz.v6i2.452","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui dan menganalisa kualitas produk kaos yang menggunakan metode Quality Function Deployment dengan melakukan penilaian berdasarkan kebutuhan pembeli atau pelanggan. Dalam hal ini ada beberapa dimensi variable yang dapat meningkatkan kualitas produk, seperti kinerja, kesesuaian dengan spesifikasi, fitur, kesan kualitas dan kemampuan melayani. Dengan menggunakan metode Quality Function Deployment, maka perusahaan (CV. Customindo Kreasi Mandiri Batam) dapat mengetahui hal-hal yang perlu ditingkatkan berdasarkan kebutuhan dari pembeli atau pelanggan. Dari hasil metode Quality Function Deployment, menunjukkan bahwa perlu ditingkatkannya produk dikirim sesuai pesanan, menggunakan kualitas bahan yang, nyaman saat dipakai, cepat tanggap, adanya garansi, penyelesaian produk, sablon yang tidak mudah luntur, informasi tentang produk yang jelas, bahan yang tidak melar, update dengan tren terbaru, bahan yang menyerap keringat, inovasi produk, packaging yang aman, dan harga yang terjangkau.","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127905078","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PERENCANAAN DAN PEMBUATAN BISNIS RAINBOW PANE ROTOLATO (TINJUAN ASPEK PEMASARAN)","authors":"A. Putri, Nazrantika Sunarto","doi":"10.35314/inovbiz.v6i2.861","DOIUrl":"https://doi.org/10.35314/inovbiz.v6i2.861","url":null,"abstract":"Proyek tugas akhir ini berjudul “Perencanaan dan Pembuatan Bisnis Rainbow Pane Rotolato (Tinjauan Aspek Pemasaran)”. Tujuan umum dari proyek akhir ini adalah untuk merencanakan dan memasarkan produk Rainbow Pane Rotolato. Tujuan khusus dari proyek ini adalah untuk mengetahui strategi pemasaran yang diterapkan dalam produk Rainbow Pane Rotolato, untuk mengetahui kendala dalam pelaksanaan pemasaran pada produk Rainbow Pane Rotolato dan untuk mengetahui solusi dalam kendala pelaksanaan pemasaran pada produk Rainbow Pane Rotolato. Proyek akhir ini dilaksanakan menggunakan empat metode, yaitu rencana persiapan proyek, rencana pelaksanaan proyek, rencana penyelesaian proyek dan rencana pelaporan proyek. Strategi pemasaran yang diterapkan terbagi menjadi empat bagian, yaitu segmenting, targeting, positioning, dan strategi bauran pemasaran. Hasil dari pelaksanaan proyek akhir ini yaitu produk yang dipasarkan adalah Rainbow Pane Rotolato yang memiliki bentuk roti bulat pipih, dihiasi dengan topping dan dikemas dengan kemasan menggunakan cup container yang telah ditempel label. Harga yang ditetapkan menggunakan metode Mark-Up Pricing dan keuntugan yang diperoleh sebesar Rp1.634.000,-. Kendala yang dihadapi yaitu salah satunya adanya kesulitan mencari alamat kosumen saat melakukan delivery order sehingga cukup lama mencari rumah konsumen tersebut","PeriodicalId":148692,"journal":{"name":"Inovbiz: Jurnal Inovasi Bisnis","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129865814","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}