{"title":"Impact of Digital Technology on Traditional Banking: A Case From the Credit Market in the European Union","authors":"Georgios P. Kouretas, Małgorzata Pawłowska","doi":"10.1002/jid.3967","DOIUrl":"https://doi.org/10.1002/jid.3967","url":null,"abstract":"<div>\u0000 \u0000 <p>The aim of this study is to investigate whether digital technologies affect the credit market in the European Union (EU). The impact of digital technology on three types of bank loans (residential mortgage loans, consumer loans and corporate loans) is analysed separately for two groups of EU countries: Central and Eastern Europe and Western Europe. A dynamic panel regression model is employed based on yearly data on the individual bank level. The sample panel data cover the period 2010–2019. The results show that digital technology affects the growth of loans for households, mortgages and consumer loans. We also find heterogeneity between the Central and Eastern European and Western European banking sectors. Furthermore, the impact of digital technology on bank loan development is significantly stronger in foreign banks. Finally, the findings confirm the dominant role of digital technologies in loans for households during the analysed period. This is the first comprehensive study on the determinants of different loan types in the context of digital technology use in the EU.</p>\u0000 </div>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 2","pages":"468-488"},"PeriodicalIF":1.7,"publicationDate":"2024-11-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143595449","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The State of Infrastructure in the Proclaimed Small Harbours in Enhancing Livelihoods in South Africa","authors":"Mashimane Njabulo Maphumulo, Mfundo Mandla Masuku","doi":"10.1002/jid.3968","DOIUrl":"https://doi.org/10.1002/jid.3968","url":null,"abstract":"<p>The South African small harbours development is rooted in the colonial era, but over centuries, their conditions have depreciated. This paper argues that proclaimed small harbours face significant infrastructural challenges and their impact on enhancing livelihoods. Secondary data were extracted from peer-reviewed scholarly, media articles and government documents. Three phases of comprehensive literature review were employed to elucidate the phenomenon under study. The findings propound small harbours are characterised by infrastructural decay and inequalities that render them incompatible with inclusive development. The study recommends that the government develop a small harbours regulation framework to ensure inclusivity and sustainability of livelihoods.</p>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 2","pages":"457-467"},"PeriodicalIF":1.7,"publicationDate":"2024-11-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/jid.3968","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143595481","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Magnus Hatlebakk, Mohammad Atique Rahman, Bert Suykens
{"title":"Sand Mining, Non-Farm Employment and a Local Labour Force in Rural Bangladesh","authors":"Magnus Hatlebakk, Mohammad Atique Rahman, Bert Suykens","doi":"10.1002/jid.3966","DOIUrl":"https://doi.org/10.1002/jid.3966","url":null,"abstract":"<div>\u0000 \u0000 <p>This study focuses on the role of sand mining in rural livelihoods in Bangladesh, where the surge in sand extraction has raised environmental concerns. This study situates itself within the literature on Artisanal and Small-Scale Mining (ASM), emphasizing the vital role of sand mining in diversifying rural economies. We found that a mixed-methods approach, including a comprehensive livelihoods survey and qualitative fieldwork, was needed to uncover the importance of sand mining as a critical component of livelihood diversification. It serves as a stable income source, particularly for individuals with limited assets or education. The study highlights the predominantly local workforce in sand mining along Brahmaputra River near the city of Jamalpur, deviating from the typical mobile labour seen in ASM. Additionally, the study examines the potential effects of mechanization on sand labour, emphasizing the precarious nature of this livelihood.</p>\u0000 </div>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 2","pages":"443-456"},"PeriodicalIF":1.7,"publicationDate":"2024-11-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143595430","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Domestic Transition: Progress Towards Decent Living of Households in Low and Middle-Income Countries","authors":"Rutger Schilpzand, Jeroen Smits","doi":"10.1002/jid.3965","DOIUrl":"https://doi.org/10.1002/jid.3965","url":null,"abstract":"<p>Over the past decades, households have gradually increased their ownership of goods that make life easier and more comfortable, such as furniture, TVs, kitchen supplies, phones, (motor)bikes, and cars. We refer to this development, in which households move from having few durable assets to having many, as the <i>domestic transition</i>. In this study, we argue that this transition reflects the rise towards what could be called a decent standard of living. While this standard has been reached decades ago in affluent societies, the domestic transition has hardly started in the poorest countries. The current paper aims to assess the status of the domestic transition at the level of subnational regions within low- and middle-income countries and to examine how variations in its pace relate to these regions' socioeconomic, demographic, and cultural characteristics. Our analyses reveal that the domestic transition in these regions follows an S-shaped curve and that the speed of the transition is faster in wealthier, more educated, and urbanised regions with smaller dependent populations.</p>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 2","pages":"420-442"},"PeriodicalIF":1.7,"publicationDate":"2024-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/jid.3965","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143594861","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muhammad Munawar Hussain, Asim Iqbal, Syed Jaffar Abbas
{"title":"Water, Sanitation, Hygiene Facilities and Economic Well-Being: A Multilevel and Spatial Analysis in Punjab, Pakistan","authors":"Muhammad Munawar Hussain, Asim Iqbal, Syed Jaffar Abbas","doi":"10.1002/jid.3964","DOIUrl":"https://doi.org/10.1002/jid.3964","url":null,"abstract":"<div>\u0000 \u0000 <p>This study meticulously explores the intricate relationship between water, sanitation and hygiene (WASH) facilities and economic well-being in Punjab, employing a comprehensive approach that utilizes Multiple Indicator Cluster Surveys (MICS) data. Existing research lacks comprehensive multilevel and spatial analyses of the effect of WASH facilities on economic well-being. Addressing a gap in existing research, this study employs both linear and multilevel regression models to analyse household and district-level factors. The study finds significant associations between improved sanitation, hygiene practices and economic well-being. A 1% increase in WASH facilities is associated with approximately a 0.52% increase in economic well-being. Moreover, the enduring influence of parental education and the socio-economic dynamics within households play pivotal roles. At the district level, factors such as healthcare institutions, a lower multidimensional poverty index and enhanced access to water and sanitation infrastructure emerge as crucial contributors to economic well-being. The spatial analysis, utilizing Moran's <i>I</i>, further enriches the geographical understanding of these intricate connections. The results suggest a positive spatial correlation of WASH facilities within Punjab. This study attempts to unravel this complex relationship of WASH facilities with economic well-being, which is very important for further understanding the broader dimensions of socio-economic factors forming these dynamics. The insights gleaned from this research hold pivotal implications for policymaking, guiding interventions toward inclusive and sustainable socio-economic well-being.</p>\u0000 </div>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 2","pages":"405-419"},"PeriodicalIF":1.7,"publicationDate":"2024-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143594836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A 3D index for measuring economic resilience with application to modern financial crises","authors":"Dimitrios Tsiotas, Marina-Selini Katsaiti","doi":"10.1002/jid.3957","DOIUrl":"https://doi.org/10.1002/jid.3957","url":null,"abstract":"<p>This paper proposes a vector index <b><i>R</i></b> composed of monotonous functions capturing three theoretical aspects (3D) of economic resilience (engineering, ecological, evolutionary) and performs an analysis of GDP data of 200 countries worldwide for the period 1960–2020 and 15 economic crises (shocks). The empirical analysis, first, reveals that economic resilience appears positively related to gross value added (GVA), employment, education, sectorial structure and diversification, agricultural production, tax revenue and natural resources, whereas it is negatively associated with urbanization degree, primary sector specialization and trade activity. Also, it shows that the global economy shifted to a less resilient performance through time, and it reveals the pros and cons of the continents' performance in economic resilience, highlighting a relative sensitivity of European countries against the available shocks and relatively higher resilience of Asian and African countries. Finally, the analysis of transition probabilities reveals the 2008 economic crisis as the only shock with significant transitions among different states of resilience, providing insights into the insignificant geographical scale of previous shocks in the global economy. Overall, in the complex conceptualization and measurement framework of economic resilience, the proposed 3D index contributes to a multilevel consideration of diverse theoretical aspects of this concept, provides empirical insights into the global economy's resilience and facilitates better management of economic resilience‘s computational complexity.</p>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 2","pages":"371-404"},"PeriodicalIF":1.7,"publicationDate":"2024-10-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/jid.3957","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143595707","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Tran Cao Uy, Budsara Limnirankul, Prathanthip Kramol, Hung Hoang Gia, Da Thao Nguyen Thi
{"title":"Digital technology adoption among smallholder farmers in Vietnam: Implications for digital agricultural extension strategies","authors":"Tran Cao Uy, Budsara Limnirankul, Prathanthip Kramol, Hung Hoang Gia, Da Thao Nguyen Thi","doi":"10.1002/jid.3904","DOIUrl":"https://doi.org/10.1002/jid.3904","url":null,"abstract":"<p>This study explores the adoption of digital technology among smallholders in Quang Tri Province, Vietnam. Data were gathered by doing a survey of 455 farmers analysed by descriptive analysis and a Poisson Regression model. Key knowledge gaps include an incomplete understanding of farmers' digital technology adoption and insufficient empirical evidence supporting potential determinants in smallholders' digital adoption. Findings indicate active use of digital tools in agriculture, with factors such as education, farm size, digital experience, knowledge exchange frequency, access to digital information and internet costs positively influencing adoption. The study advocates for tailored training and targeted interventions to enhance adoption rates.</p>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 2","pages":"351-370"},"PeriodicalIF":1.7,"publicationDate":"2024-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143595703","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Supply Chain Financing and Total Factor Productivity: Evidence From Listed Manufacturing Companies in China","authors":"Linjing Yang, Hao Yuan","doi":"10.1002/jid.3963","DOIUrl":"https://doi.org/10.1002/jid.3963","url":null,"abstract":"<div>\u0000 \u0000 <p>This study utilizes data related to the manufacturing stock market to explore the impact of supply chain finance on total factor productivity and its related mechanisms, with a view to providing reference for the healthy operation of enterprises and economic growth. Empirical results show that supply chain finance can effectively improve the total factor productivity of manufacturing enterprises and enhance their innovation capabilities and risk tolerance. At the same time, the level of information disclosure and the ‘Big Four’ audits have a significant moderating effect on the relationship between supply chain finance and total factor productivity.</p>\u0000 </div>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 1","pages":"334-349"},"PeriodicalIF":1.7,"publicationDate":"2024-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143119456","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Inclusive Trade Through Online Presence","authors":"Emanuel Orkoh, Robert Teh","doi":"10.1002/jid.3961","DOIUrl":"https://doi.org/10.1002/jid.3961","url":null,"abstract":"<div>\u0000 \u0000 <p>Advances in information and communication technology (ICT) have reduced trade costs providing enterprises greater opportunity to access international markets. Using the World Bank's enterprise survey data covering more than 180 000 enterprises from 154 countries, we examine whether online presence contributes to inclusiveness by helping firms that traditionally struggle to enter export markets do so. We find that being online is associated with an increase in the probability of exporting by an average of 8 percentage points and with an increase in the level of a firm's exports by about 37%. We also find supporting evidence that online presence is linked with an increase in the likelihood of foreign market entry for enterprises owned and managed by women, firms with a majority female workforce, small and medium-sized enterprises, firms from lower income countries and developing regions of the world and firms in the services sector. These results have accounted for possible endogeneity of online presence, self-selection into exporting and industry and country-year heterogeneity. They suggest that measures to promote digitalization and improve the business environment can offer effective ways of fostering more inclusive trade.</p>\u0000 </div>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 1","pages":"314-333"},"PeriodicalIF":1.7,"publicationDate":"2024-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143115536","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Diversity of the Circular Economy in the City of Tashkent, Uzbekistan","authors":"Anne-Charlotte Marcombe, Behzod Tagaev","doi":"10.1002/jid.3962","DOIUrl":"https://doi.org/10.1002/jid.3962","url":null,"abstract":"<div>\u0000 \u0000 <p>Using Gibson-Graham's methodology for reading for difference, this article seeks to shed a new light on the circular economy (CE), a concept often promoted, but rarely implemented. By presenting the diversity of practices around the acquisition, repair and resale of second-hand goods in Tashkent, Uzbekistan, this study provides insight on the circularity of urban environments. The collection and GIS mapping of around 60 interviews with small and medium enterprises involved in responsible consumption and production in Tashkent led to the development of a more accurate definition of the CE in an urban setting. Research results indeed reveal that responsible consumption and production are very dynamic concepts that rely mainly on accessibility, creativity and connectivity with one's surroundings, as well as social networks. In addition, GIS mapping of small businesses in the second-hand industry showed that the provision of second-hand-related services is intricately connected with urban infrastructure.</p>\u0000 </div>","PeriodicalId":47986,"journal":{"name":"Journal of International Development","volume":"37 1","pages":"300-313"},"PeriodicalIF":1.7,"publicationDate":"2024-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143114394","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}