{"title":"Is Gen Z in India Moving Towards Financial Independence? - A Study of Their Investment Preferences","authors":"Mahek Dugar, V. Madhavan","doi":"10.47611/jsrhs.v12i2.4446","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4446","url":null,"abstract":"Gen Z are financially more sophisticated than any previous generation was at their age and are only at the beginning of their journey to financial independence. With increasing evidence of Gen Z investing in India, the current study aims to explore their investment preferences. A survey was conducted for age group 15-25 asking them about their source of monthly funds, proportions and reasons for saving, investment preferences including proportions, avenues, time frame, risk perceptions and behaviour of investing. The study finds that saving habits of Gen Z are significantly different across gender, age and annual family income and they are gradually moving towards financial independence by relying on their own earnings. Consequently, we found that Gen Z’s investments were largely influenced by higher saving proportions and investing experience of their family members. We also observe that Gen Z is investing long term in assets like Equity Shares, Mutual funds, Fixed Deposit and Gold/Silver, and intraday in risky assets like Crypto. Factors like rate of return, long term gains and historical performance were found to influence their investment decisions as more than 50% of the Gen Z were found likely to invest in Growth and SIP’s of mutual funds, Growth and Value equity stocks and in Banking and Information Technology sector. Lastly, we see that majority of Gen Z follows a herd behaviour, uses new age investing apps, fearing losses find it difficult to take the first step in investing but are optimistically ready to learn and improve their investing skills.","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83251469","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"To What Extent Does Technological Overstimulation Affect Productivity?","authors":"Felix Kershaw","doi":"10.47611/jsr.v12i2.1927","DOIUrl":"https://doi.org/10.47611/jsr.v12i2.1927","url":null,"abstract":"This research paper investigates the consequences of technological overstimulation on productivity. By establishing a structural basis of the conscious and subconscious effects of technology usage on the mind, through the effects of artificial stimuli on Dopamine release and the myelination of neural pathways, a proportionate relationship between varying degrees of overstimulation and a person's productive output can be determined: signified by fluctuations in the quantity or quality of one's work.","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86650267","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Age of the Meta-Doctor: Diagnosing Parkinson’s Disease with Artificial Intelligence and Speech","authors":"Ayush Tripathi, Rajagopal Appavu, Jothsna Kethar","doi":"10.47611/jsrhs.v12i2.4379","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4379","url":null,"abstract":"The basal ganglia consist of the striatum, substantia nigra, and other nuclei, forming various pathways of motor initiation. Parkinson’s disease (PD) is a neurodegenerative disorder characterized by dysfunction of the basal ganglia pathways. Consequently, PD affects the production of speech. An AI model can analyze audio samples from regular and PD patients. A simple deep learning model with various layers, ReLU activation, sigmoid activation, optimizer, loss function, and Early_Stopping can use extracted speech features to classify patients as regular or PD-afflicted with up to 97% accuracy. Overall, the advent of user-friendly artificial intelligence has led to exciting times, with new medical advancements emerging day after day; perhaps the ease of AI implementation will encourage others to solve everyday problems with just a computer and a dream.","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83639400","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect of Overnutrition on Mediated Collagen in Drosophila Melanogaster Physiology","authors":"Nicholas Kwok, Julianna Caulkins, Leya Joykutty","doi":"10.47611/jsrhs.v12i2.4429","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4429","url":null,"abstract":"Obesity affects approximately 13% of the adult population, resulting in excessive fat cell deposition and metabolic dysfunction. Collagen, a protein that supports skin regeneration, muscle building, and pain relief, is studied in Drosophila melanogaster under different diet conditions. This experiment aims to test whether overnutrition affects physiology and collagen due to any anatomical changes in Drosophila Melanogaster, more commonly known as fruit flies. The research conducted over several weeks utilizes two diets: an obesity-inducing diet containing excessive glucose and coconut oil and a traditional diet of blue food medium, yeast, and water. The study groups include a wild-type, collagen-mutated, and obesity-mutated group, with multiple assays measuring how the obesity-inducing diet affects each population and their collagen levels. The results reveal that the obese group experienced higher food consumption levels but had lower locomotive ability than the other test groups. Hydroxyproline, the building amino acid for collagen, and collagen levels were higher in the obesity mutant than in the wild-type and collagen mutated group. The study shows that anatomical changes in organisms are influenced by both diet and movement. The obesity group, on an obesity-inducing diet, experienced decreased movement related to increased food intake and decreased neural activity. The high-fat and high-sugar diet suppressed neuronal autophagy, created inaccurate hunger and satiety perceptions, and increased collagen deposition. Anatomical changes were observed in collagen-heavy tissue areas, whereas decreased neural activity and increased feeding rates were behavioral changes. The study emphasized the importance of a healthy diet and exercise in promoting overall health.","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90756076","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Behavioral and physiological impacts of the hormesis of chemical contaminants on embryonic zebrafish","authors":"Akshay Kumar, Leya Joykutty, Juliana Caulkins","doi":"10.47611/jsrhs.v12i2.4409","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4409","url":null,"abstract":"Pharmaceutical chemicals are being produced, consumed, and excreted in human civilization at an increasing rate. These chemicals have the capacity to accumulate, especially in environments such as freshwater systems, but there have not been any major responses to this threat yet as the present concentrations of the chemicals is not viewed as dangerous. Previous research has shown that the developing concentrations of chemicals is an issue, supporting that these chemicals, though not present in large doses, have impacts on exposed organisms. However, prior research has not been conducted to examine the specific effects of chemicals at hormetic concentrations on freshwater organisms. “Hormetic concentration” defines the concentrations of chemicals at specific levels where the response to a low dose of chemical differs from the response to the high dose, and these were the ranges of concentration that were tested in this experiment. Zebrafish were acquired at zero days post fertilization, transferred to the medium containing the appropriate concentration of chemicals for the group that they would be a part of, and used as a model for aquatic organisms to show the resulting chemical, neural, and physical response to the chemical concentrations. The zebrafish were euthanized via bleaching and freezing prior to seven days post fertilization. The results of this experiment show that there is an ecological risk associated with the environmental accumulation of pharmaceutical chemical contaminants that is inherent to their use in human civilization, a result which makes it clear that this issue needs to be addressed.","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135394931","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Evaluating Machine Learning Models on Predicting Change in Enzyme Thermostability","authors":"Avnith Vijayram, J. Luu","doi":"10.47611/jsrhs.v12i2.4364","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4364","url":null,"abstract":"Enzymes are efficient catalysts for biological reactions and can potentially be designed to speed up non-biological reactions, such as reactions in industrial processes. However, physically experimenting with new protein designs is time consuming, and an efficient method to predict protein stability is needed. Our research problem is finding the best machine learning model to predict the change in enzyme thermostability after a single point mutation in the amino acid sequence. We trained several machine learning models and found that the XGBoost model had the best performance with an R2 score of 0.593 (R2 score is a metric where higher is better and a perfect model would have a score of 1).","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84185001","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Research on the Security System of Social Assistance in Rural China","authors":"Yuyang Feng, Wentao Gu","doi":"10.47611/jsrhs.v12i2.4281","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4281","url":null,"abstract":"China's rural social assistance security system is a national system that meets the basic survival needs of the rural poor, safeguards their rights to survival, and helps them get out of the survival crisis. It is the last layer of safety net to maintain social stability, promote rural economic development, and guarantee the basic living for peasants. China's rural social assistance security system has gone through decades of the development from emergency relief to guaranteed assistance, and many experts and scholars have conducted in-depth research and discussions on it. On the basis of fully searching for domestic and foreign literature, systematic reading of literature content, careful analysis and screening of experts' views, this paper classifies and summarizes the views and discussion of experts and scholars, trying to reflect the development of China's rural social assistance security system and running status. It can make readers further study China's rural social security system, at the same time, providing a reference for other developing countries in the world to improve the progress of social security.","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84061552","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pancreatic Cancer and the Promise of Personalized Medicine","authors":"L. Kim, Yujin Lee","doi":"10.47611/jsr.v12i2.1920","DOIUrl":"https://doi.org/10.47611/jsr.v12i2.1920","url":null,"abstract":"Pancreatic cancer, among which pancreatic ductal adenocarcinoma (PDAC) is the most common type, has a nearly identical incidence to mortality rate. Difficulties in early detection, diagnosis, and treatment are primarily responsible, all of which are further complicated by the molecular biology and etiology of the disease. To succeed in improving treatment options and survival rates, a deeper understanding of pancreatic cancer pathogenesis, as well as the pathogenesis of individual patients, is crucial. This is where personalized medicine comes into play, as it allows for a more specific diagnosis and choice of treatment that utilizes the genetic and cellular makeup of an individual’s cancer cells to provide a basis for the diagnosis and treatment. Personalized medicine is a rapidly growing field that shows promise in overcoming challenges in treating pancreatic cancer, all of which are explored in this article.","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88005555","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Why We Speak Up: The Effect of Preconceived Cause of Sexual Orientation on Heterosexual Engagement in the Homosexual Movement for Social Equality","authors":"Simran Goraya","doi":"10.47611/jsrhs.v12i2.4243","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4243","url":null,"abstract":"Despite the increasing societal acceptance of homosexual individuals, the perception of homosexuality by heterosexual individuals is polluted by personal bias. My study observed the interaction between 422 heterosexuals and the homosexual community. First, my subjects self reported their beliefs on the determinant of sexual orientation (genetic or lifestyle). Next, they took the Activism Orientation (AO) and Sexual Prejudice (SP) Scales as a baseline measure of their relationship with members homosexual community. Subjects were randomly assigned to listen to an interview of two fictional homosexual individuals that spoke of life experience which either supported or contradicted the subjects’ self reported beliefs. Additionally, subjects were assigned to a high or low empathy condition toward the interviewee. After listening to the interview, subjects were given the choice to allocate $0 - $8,000 in support of a pro - LGBT charity. Subjects then retook the AO and SP scales to measure for significant changes in perception of homsexuals after the fictional scenario. Results indicated a significant decrease in the AO of subjects that viewed interviews that contradicted their beliefs. Additionally, subjects assigned to the low empathy condition donated significantly larger amounts. The present study has two main implications: Heterosexual individuals’ generalize their advocacy toward the LGBT community based on the actions of a singular homosexual. Furthermore, many activists naturally approach issues regarding social justice from a place of empathy, it is more sustainable to approach social justice movements from a logical perspective to allow for more meaningful and long term participation in a social justice movement. \u0000","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85777673","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Effects of Parasocial Relationships and Identification with TV Characters on Teens","authors":"Lara Grosskopf","doi":"10.47611/jsrhs.v12i2.4314","DOIUrl":"https://doi.org/10.47611/jsrhs.v12i2.4314","url":null,"abstract":"With the rise of “binge watching” and increasing use of social media, teens are interacting more with tv shows, or more specifically the characters. Previous research has identified that parasocial relationships (PSR) and identification impact loneliness, body image, and one’s personality and behaviors, but has failed to address the extent to which the effects are positive or negative. PSR and Identification have also not been studied together, despite the likelihood of someone who has formed a relationship with a character to also put themselves in the shoes of said character. My study addressed these gaps and aimed to explore the extent to which the effects of PSR and identification with tv characters are negative on teens ages 14-18. My study also explored the subquestion, are ineffective age-ratings a possible cause of any specific negative effects of PSR and/or identification? I conducted a phenomenological study using a quantitative survey method. I determined participants’ level of PSR and identification with their favorite tv-show character and the number of positive, negative, and neutral effects the phenomenons had on them. A strong correlation between one’s level of PSR and identification confirmed that the two should be studied together. However, no correlation was found between one’s level of PSR or Identification and the positivity or negativity of effects. My subquestion did reveal that PSR and identification pose a problem when with characters from shows rated for an older audience. These findings may have implications on the presence and use of parental controls on television. ","PeriodicalId":46753,"journal":{"name":"Journal of Student Affairs Research and Practice","volume":null,"pages":null},"PeriodicalIF":1.1,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77564542","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}