{"title":"Financial Literacy and Mobile Payment Usage as Financial Inclusion Determinants","authors":"Maria Yohana Kirana, S. A. H. Havidz","doi":"10.1109/ICIMTech50083.2020.9211157","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211157","url":null,"abstract":"Indonesia is categorized as a low level of financial literacy and inclusion when it is being compared to the population. However, it could be risen by trending technology utilization, namely Financial Technology (Fintech), in which mobile payment (m-payment) is one of the instruments. Therefore, the objective of our research is to examine financial literacy and mobile payment usage as financial inclusion determinants. The model of this research involved three indicators of financial literacy and two variables of TAM to indicate m-payment usage as technology adoption. We used primary data by spreading the questionnaire to 100 respondents, in which using the Slovin formula to decide this research sample. Multiple linear regression is employed for data analysis using SPSS 23. The results proved that financial knowledge, financial behavior, perceived usefulness, and perceived ease of use of mobile payments have a positive impact and statistically significant to financial inclusion. Meanwhile, a negative impact and statistically insignificant financial attitudes to financial inclusion are proved as well. Overall, better financial literacy and high usage of mobile payment may increase financial inclusion, especially in the Jabodetabek area. Our research paper contributes valuable insights to the Indonesian government, financial technology association, and the users.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121494251","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Factors Influence the Success of E-Learning Systems for Distance Learning at the University","authors":"Erick Fernando, Titan, Surjandy, Meyliana","doi":"10.1109/ICIMTech50083.2020.9211163","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211163","url":null,"abstract":"The current learning process has evolved frequently with the development of information technology. Information technology is a tool for learning a process commonly known as e-learning. However, many factors must influence the success of the learning process in this form. So this study aims to determine the success factors of e-learning systems at universities in the distance learning process. This research develops using the successful model of IS Delone and McLean as the basis of the model combined with instructor activity and motivation. The research method is quantitative with Structural Equation Model (SEM) analysis. Data collection techniques with snowballs through a questionnaire with Google form conducted online; the respondents generated 234 valid. Results of research, produce factors that are considered in the development of e-learning including (1) System Quality greatly affects User Satisfaction, (2) Service Quality affects System Quality, System Use, and User Satisfaction (3) Information Quality affects System Use (4) Instructor influences System Use (5) User characteristics affect Motivation (6) User characteristics affect User Satisfaction (7) Individual Impact is influenced by User Satisfaction and System Use. This result is expected to help universities in the development and implementation of learning with e-learning going forward for the better.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"310 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115860177","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"2020 International Conference on Information Management and Technology (ICIMTech) - Copyright notice","authors":"","doi":"10.1109/icimtech50083.2020.9211202","DOIUrl":"https://doi.org/10.1109/icimtech50083.2020.9211202","url":null,"abstract":"","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"105 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122389793","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
R. Rahutomo, Yulius Lie, A. S. Perbangsa, B. Pardamean
{"title":"Improving Conversion Rates for Fashion e-Commerce with A/B Testing","authors":"R. Rahutomo, Yulius Lie, A. S. Perbangsa, B. Pardamean","doi":"10.1109/ICIMTech50083.2020.9210947","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9210947","url":null,"abstract":"Shopping centers are transformed from physical stores to e-commerce with more varied product and service offerings. Since fashion is the most favorite item category in Indonesia, there are lots of fashion e-commerce grown in the country. One of the unsatisfactory conditions that are occurred in fashion e-commerce in Indonesia is user drop off. By using funnel analysis, the product detail page of fashion e-commerce founded as the page with the most user drop off. To tackle this problem, several experiments were prepared. With A/B testing, the experiments that possibly improved the conversion rate were identified. This research discovered experimental version of the User Interface (UI) of the product detail page by manipulating button colors, layout, and delivering comprehensible information to users.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128306444","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Yohannes Kurniawan, Johan, G. Bhutkar, Johan Felix Alfarrel, Russel Ruben Theo, Alex, Rio Kristian Denanto, Triwahyu Purnama Putra Nangka, Ignatius Jericho
{"title":"Unlocking Student's Preference on Two BINUS Mobile Learning Management System","authors":"Yohannes Kurniawan, Johan, G. Bhutkar, Johan Felix Alfarrel, Russel Ruben Theo, Alex, Rio Kristian Denanto, Triwahyu Purnama Putra Nangka, Ignatius Jericho","doi":"10.1109/ICIMTech50083.2020.9211253","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211253","url":null,"abstract":"Many universities in the World have their own unique way for informing their students. The methods may vary for each university, but most of the modern universities today use a Learning Management Systems (LMS). The LMS application is widely used by the lecturers and students of Bina Nusantara University called BINUMAYA. The system was originally created as a website application, but now its mobile version is also available and is widely used by amongst the students and the lecturers. However, the existing student version of the mobile application have two separate applications, that function almost identically with the official BINUMAYA system. We are interested in finding out the students' perceptions about the two applications. Therefore, we ran a user survey on BINUS students that were randomly selected by convenience sampling. Respondents were asked several questions related to performance, trustworthiness and preferability using the applications. The data collected was analysed using the two mean difference tests for each variable. Our findings showed that the students have a few reasons on why they prefer to choose one application compared to the other and, why they only trust the information presented by the official mobile LMS.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130473363","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
A. Purnomo, Y. K. P. Sari, M. Firdaus, Fatkul Anam, Elsa Royidah
{"title":"Digital Literacy Research: A Scientometric Mapping over the Past 22 Years","authors":"A. Purnomo, Y. K. P. Sari, M. Firdaus, Fatkul Anam, Elsa Royidah","doi":"10.1109/ICIMTech50083.2020.9211267","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211267","url":null,"abstract":"Digital literacy as a necessity for the industrial revolution 4.0 is a new challenge for teachers and students to prepare themselves to use digital resources to learn and digital benefits based on entrepreneurial spirit. It has been research yet the notion about digital literacy review which showed the big picture using data from all countries. This research aims to study the status of international digital literacy research that is indexed by Scopus using scientometric mapping. The study has carried out scientometric methods and analyzed research data using the analyze search results service from Scopus and the VOSviewer application. The research data of 2,749 documents published from 1997 to 2019 were obtained from the Scopus database. The results showed an increasing trend in the number of digital literacy publications at the international level each year. Most countries, affiliation, and authors in digital literacy research were the United States, Monash University, and Marsh, J. The most intensive subject areas and sources of publications in digital literacy research are computer science and the ACM international conference proceeding series. There were two collaborative researchers' patterns in digital literacy research. This research proposes a convergence axis classification consisting of digital literacy research to characterize the body of knowledge generated from two decades of research: Learning, Information communication, Technology, Human, and Education, abbreviated as LITHE themes.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"150 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128187524","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Meyliana, Cadelina Cassandra, Surjandy, H. A. Widjaja, Harjanto Prabowo, Erick Fernando, Y. U. Chandra
{"title":"A Blockchain Technology-Based for University Teaching and Learning Processes","authors":"Meyliana, Cadelina Cassandra, Surjandy, H. A. Widjaja, Harjanto Prabowo, Erick Fernando, Y. U. Chandra","doi":"10.1109/ICIMTech50083.2020.9211209","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211209","url":null,"abstract":"Contemporary, Indonesia is looking for an innovative solution to securing diploma certificate and transcript from forgery. Several cases had been reported due to the usage of a fake transcript. One modus of using fake transcript is to enter a higher level of education and job promotion. The new technology found called Blockchain believes in solving the problem. Characteristics of Blockchain Technology such as secured, immutable, distributed, transparent seem to be matched with transcript document requirement. Therefore, the research tries to create a process model of the university teaching and learning process. Several studies have been done; however, no detailed process shown especially for teaching and learning activities. The research question is, how are teaching, and learning activities can be supported by Blockchain Technology? Qualitative method used in this research, focus group discussion with 9 reputable universities discussed the academic operation process and the result show that it is possible to adopt Blockchain Technology into the teaching and learning process to avoid forgery of university transcript documents.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"38 6","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114039396","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Mobile Application Design of Embedded Weighbridge System for Palm Oil Industry","authors":"M. Jaya, Suharjito, E. H. Yossy","doi":"10.1109/ICIMTech50083.2020.9211194","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211194","url":null,"abstract":"Weighbridges are tools for determining plant productivity in the palm oil industry. Weighbridge is an embedded system that is connected to the computer via the RS-232 port. Used to measure the weight of products like CPO (Crude Palm Oil), Kernel and Shell. Some problems caused by weighbridges system in Palm Oil Industry such as incorrect of Fresh Fruit Bunch (FFB) suppliers are often occurring, then incorrect selection of the FFB area, not saving weighing data, incorrect entry of the FFB sorting data, and incorrect selection of the sales contract. Therefore, the aim of the development is a more optimal system for solving these five problems and increasing the accuracy of the weighbridge. The research methodology used is the system development life cycle using a prototype model because it is more flexible and active, so that users can see, feel, and experience the development process, and repair errors relatively quickly. The results of the development of this system are systems designed to be more efficient by developing systems with application concepts that are connected to local network connections, so that one stage of the process can be combined with other processes and data can be interconnected between one process and another.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127540149","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Amira Luthfia Fitriani, P. W. Handayani, F. Azzahro
{"title":"Retailers' Intention in Using Mobile Payment in Indonesia","authors":"Amira Luthfia Fitriani, P. W. Handayani, F. Azzahro","doi":"10.1109/ICIMTech50083.2020.9211123","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211123","url":null,"abstract":"The rapid growth of internet in Indonesia is making a significant difference to the retails business in attracting the attention of its customers. Mobile payment is required to support the small-medium retailers to run their business online. The authors conducted this research to identity factors influencing user's intention to use mobile payment from a retailer's perspective in Indonesia. The target of the respondents in this study are online retailers that have been using or will be using mobile payment applications as online payment transactions method. The authors managed to collect 671 respondents during the two months period of online questionnaire in social media. The data from the questionnaire was analyzed with CB-SEM method using AMOS 21.0 software. The result from data processing shows that the factors influencing intention to use mobile payment from the retailers' perspective are government regulations, trust on platform, retailer's engagement, brand value, network externalities, and retailer's satisfaction. In this research, trust on platform directly affects retailer's satisfaction and has the highest correlation value among other factors. This study can provide guidance to the retailers on the benefits of using mobile-based payments in their business.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134020415","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"SHARC as Home Electricity Controlling Applications Based on Android and Arduino: A Case Study","authors":"S. R. Manalu, Arthur Salomo Hamonangan Gultom","doi":"10.1109/ICIMTech50083.2020.9211234","DOIUrl":"https://doi.org/10.1109/ICIMTech50083.2020.9211234","url":null,"abstract":"This study aims to generate client-server design and applications to control home electronics implemented using Android and Arduino devices, which are named SHARC. Applications generated from this research can provide convenience to the user to control electronic devices via Android. The analytical methodology used is literature study, and comparison of similar applications. The development methodology used is the Scrum method and uses UML in designing and modeling applications. Electronic control systems are designed with Arduino, relays, and sensors for electronic monitoring. The connectivity used to control is Bluetooth, to be able to control every electronic device must first connect to the specified Bluetooth. The results achieved are Android applications that can be used to control and electronic monitoring. The results of this study in the form of SHARC application proved to provide convenience and help users to control electronics.","PeriodicalId":407765,"journal":{"name":"2020 International Conference on Information Management and Technology (ICIMTech)","volume":"108 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115856379","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}