{"title":"A study on financial literacy and investment behaviour among investors: An empirical study","authors":"Vidhi Savaliya","doi":"10.18231/j.jmra.2024.005","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.005","url":null,"abstract":"Financial service plays a crucial role in facilitating economic growth by providing individuals and businesses with access to capital, risk management and financial products. In this context, understanding the ned and awareness about financial literacy is essential for the growth of financial sector. This article presents a descriptive research study focused on understanding the financial literacy and impact of it on the investment decision made by investors. This research aims to investigate the relation between the financial literacy investors have and the impact of it on investment pattern of investment as well as satisfaction level of the investment made by investors. The study employs a convenience sampling method to collect primary data through a structured questionnaire administrated to 100 respondents, the finding from this research provides valuable insights for financial institutions and financial planner as well as to investment advisors to enhance public awareness and encourage for financial literacy ultimately boosting the better financial decision by individuals and corporates and to showcase the growth of the backbone of economy.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"49 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140238571","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Project completion and exist strategy plans: A case study of world bank supported community and social development programme AF (CSDP-AF) in Nigeria","authors":"N. Karunakaran, M. Sadiq, I.P. Singh","doi":"10.18231/j.jmra.2024.011","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.011","url":null,"abstract":"Most programs' ultimate goal is to achieve significant long-term benefits, or results that can be maintained and/or improved after the livelihood support organization has left. In theory, this means indefinite sustainability, but in practice, it can be helpful to project out enough years after exit (project completion) to be able to make some predictions about long-term change long enough to illustrate whether the project appears to be sustainable. Considering resource constraints and multiple livelihood assistance needs, many livelihood support organizations are increasingly realizing that they cannot fund and sustain any one initiative continuously. We should be able to quit responsibly once we've met our objectives, sure that our livelihood support results will not be jeopardized. To accomplish this, we must prepare for long-term sustainability as we design and implement programs.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"7 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140239473","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Cobweb phenomenon in rubber market of Kerala","authors":"N. Karunakaran, M. Vishnuprathap, V. K. Shilpa","doi":"10.18231/j.jmra.2024.006","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.006","url":null,"abstract":"More than 90 percent of rubber produced in India is from Kerala. The state holds a dominant position both in area and production. But now a day farmers are looking at alternative crops or not tapping their rubber as prices have crashed due to lack of demand, imports and labour cost. The study revealed that during high priced season farmers in Kerala shifted from other plantation crops like cashew, coconut, etc. to rubber or they focus only in rubber production but in higher prices, seeks to benefit from higher prices. These results in surplus production, more than the demand, resulting in a price crash, often referred to as the ‘problem of plenty’. Seeing the low prices, farmers switch to different crops or produce less of the same crop, leading to lower than usual production for that particular crop. This increases the prices of crops, completing the cyclical variations in price and production reflects Cobweb phenomenon.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"60 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140238240","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"International double taxation: Interpretation in the Indian context and general mitigation Measures","authors":"Vikram Karuna","doi":"10.18231/j.jmra.2024.008","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.008","url":null,"abstract":"International Double Taxation poses a complex challenge with diverse interpretations, especially in the Indian context. This paper investigates the nuances of double taxation, focusing on legal principles, double taxation avoidance agreements (DTAAs), and their implications for residents and permanent establishments. It analyzes India's engagement in double taxation treaties, considering monistic and dualistic principles, legislative processes, and recent judicial developments. Case studies from French and Indian courts offer insights into treaty interpretation. The paper examines relief methods such as Exemption, Credit, Tax-sparing, and Expense Deduction, emphasizing their application within Indian tax treaties. Notably, Permanent Establishment (PE) significance in international taxation is explored through relevant case law. Conclusively, the paper underscores the importance of addressing international double taxation in the globalized era. It argues that while various relief methods exist, the Exemption method is most effective in mitigating double taxation, contrasting with the partial relief provided by the Credit method. The choice of relief method varies across nations based on financial considerations. This comprehensive exploration contributes to understanding international double taxation in the Indian context, highlighting legal interpretations, treaty dynamics, and mitigation measures. It advocates for harmonizing global approaches to achieve more effective and equitable solutions in international taxation.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"27 25","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140240229","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Intrinsic & extrinsic motivation & its impact on organizational performance at Rajkot city: A review","authors":"Jainisha D Pandya","doi":"10.18231/j.jmra.2024.009","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.009","url":null,"abstract":"Motivation is a critical driver of employee engagement and, subsequently, organizational performance. This abstract explores the concepts of intrinsic and extrinsic motivation and their profound influence on the productivity, innovation, and overall success of an organization. Intrinsic motivation stems from internal factors like personal fulfillment and passion, while extrinsic motivation is driven by external rewards such as monetary incentives and recognition. This paper delves into the dynamics of both types of motivation and their interconnectedness within the workplace.Research indicates that a balanced integration of intrinsic and extrinsic motivation strategies can lead to improved job satisfaction, higher productivity, and enhanced organizational performance. Organizations that effectively tap into intrinsic motivation empower employees to find purpose and meaning in their work, fostering long-term commitment and innovation. Additionally, extrinsic motivators, when thoughtfully administered, can provide short-term boosts in productivity and drive employees to achieve specific goals.The paper also discusses the potential pitfalls of overreliance on extrinsic motivation, which may inadvertently stifle intrinsic motivation, creativity, and intrinsic job satisfaction. It emphasizes the importance of understanding individual differences in motivation preferences and tailoring strategies to the unique needs and aspirations of employees.In conclusion, recognizing the intricate interplay between intrinsic and extrinsic motivation and strategically incorporating both can significantly enhance organizational performance. This paper encourages organizations to strike a balance between these motivational forces, empowering employees to contribute their best to achieve the organization's goals while also finding personal fulfillment in their work. Intrinsic motivation, Extrinsic motivation, Organizational performance, Employee engagement, Job satisfaction, Motivation strategies, Employee productivity, Innovation, Leadership, Rewards and recognition, Employee motivation, Workplace culture, Employee empowerment, Individual differences, Work environment, Employee commitment, Performance enhancement, Employee job satisfaction, Motivational factors, Employee motivation balance.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"35 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140240111","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Impact of artificial intelligence on Indian economy","authors":"Ashok Panigrahi, Shrinivas C Ahirrao, Arav Patel","doi":"10.18231/j.jmra.2024.007","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.007","url":null,"abstract":"This study looks into how artificial intelligence (AI) is changing the managerial and economic landscape in India. The paper examines how AI impacts the GDP growth, employment prospects, productivity and other business and economic aspects of the Indian economy. It also looks at how management practises are changing as a result of AI, notably in relation to the development of new business models, improved decision-making processes, and widespread task automation. The methodology entails comprehensive research of the available literature, case studies of significant Indian businesses, and an analysis of key statistical data. The results highlight how AI has the ability to considerably boost India's economic development and also recognise the need to address talent gaps and ethical issues at the same time. Insights on the future of AI in India are highlighted in the paper's conclusion, with a focus on the necessity of talent development and strategic adoption.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"24 13","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140240353","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Working capital management strategies and financial performance: A cause-and-effect analysis","authors":"Ashok Panigrahi","doi":"10.18231/j.jmra.2024.002","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.002","url":null,"abstract":"This study attempts to validate whether the working capital management strategies can be considered as the causes of good or bad financial performance of an organization, particularly in Indian cement industry. Whether the decisions of finance managers of Indian cement companies concerning the components of working capital such as account receivables, inventory, accounts paybles, cash holding etc. affect the firm’s performance individually and in total, a sample of 31 Indian cement companies listed on the Bombay Stock Exchange are being selected and their financial statements are analyzed for a period of 11-years (2010-2020). The findings of Pearson’s correlation coefficient and random effect regression model analysis show that there exists a negative relationship between financial performance measured in terms of return on assets (ROA) and inventory turnover period (ITP) as well as accounts payable period (APP). In contrast, a firm’s performance is not significantly affected by the accounts receivable period (ARP) and cash conversion cycle (CCC). Similarly, it has been observed that liquidity ratios such as current ratio (CR) and quick ratio (QR) have a significant positive association with ROA. Moreover, the size of the firms and leverage are inversely related to ROA but the age of the firms is not significantly affecting their financial performances.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"67 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140238196","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Ethical issues in un-organized market for fruits and vegetables in Mysore district","authors":"Gowhar Fathima","doi":"10.18231/j.jmra.2024.010","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.010","url":null,"abstract":"Markets for fresh Fruits and vegetables in India are mainly characterized as unorganized markets. Most farmers either willingly or forcefully sell away fresh fruits and vegetables at the farmyard or in the unorganized market. Lack of marketing knowledge, inability in time management, timidness in moving forward into the advanced world, working capital crunches, domestic compulsions, absence of proper logistic arrangements, poor storage facilities, and social stigma influence the farmers in disposing of fruits and vegetables grown by them in the unorganized markets. Heavy price fluctuations either act as a boon sometimes or bane other times. Further, the deceptive practices of intermediaries add to the woes of farmers. Charging high commissions, improper weighing, and irregular payments are important deceptive practices of middlemen. The farmers get elated when prices shoot up and dishearten when prices crash. The incidences of throwing vegetables on the street when the prices get down to the nadir and getting back to the villages cursing by the farmers are often reported. Lacking market intelligentsia is affecting gullible farmers very much. Ninety-nine percent of the businesses are in the unorganized sector, and reports suggest they are declining. The divergence between the two sectors is visible. The head of the largest luggage manufacturer recently said their growth is surging because the smaller units are not doing well. The rules of economic gains enable the organized sector to corner most of the development gains. The marginalized sections are expected to be satisfied with their meager material gains. Secondary data is used to collect the data, and the study is focused only on Ethical issues in Unorganized markets for fruits and vegetables in Mysore District.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"90 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140239536","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Sustainable and Renewable Energy initiatives across the globe: Opportunities and challenges","authors":"Nguyen Ha Trang, Rao MVKS","doi":"10.18231/j.jmra.2024.004","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.004","url":null,"abstract":"In 2023, China, USA, India, Russia, and Japan are the top 5 countries in the world with the highest electricity consumption per year respectively. Similarly, Most of the countries across the globe are utilising massive electricity, coal, petroleum, and other natural resources. Hence, it is inevitable to produce sustainable and renewable energy for domestic and industrial purposes. Right now, the majority of the countries have taken initiatives to generate sustainable and renewable energy across the globe. China is at the top list in sustainable and renewable energy initiatives and production, followed by the USA, India, Russia, and Japan.Hence, an attempt is made to study sustainable and renewable energy initiatives across the globe and also observe the opportunities and challenges on the same across the globe would be very helpful to proceed further in this area of knowledge with the main objectives of understanding the concept of sustainable and renewable energy; reviewing the existing literature on the topic concerned; reviewing opportunities and challenges of the same across the globe. The study is an observatory in nature and revealed that the main opportunity is to get support from respective governments of the countries to exploit the sustainable and renewable energy sources that are abundant and helpful for economic development. Similarly, mitigating environmental impact, ensuring electricity security, applying technological advances and creating jobs are other opportunities to discover. Besides these opportunities, sustainable and renewable energy initiatives also face some challenges, via lack of facilities and infrastructures to bring these initiatives into our lives; additionally, cost, time, manpower and awareness are also becoming challenges for these initiatives. In some perspectives, sustainable and renewable energy is still a new field that needs a lot of time to be fully understood and make it a part of our lives.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"13 9","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140239330","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Identification of successful factors for block chain implementation in supply chain based on business life cycle","authors":"Alex Nero, Prasad Vallabh Mulay","doi":"10.18231/j.jmra.2024.003","DOIUrl":"https://doi.org/10.18231/j.jmra.2024.003","url":null,"abstract":"The implementation of blockchain technology in the supply chain has gained significant attention in recent years due to its potential to enhance transparency, security, and efficiency. However, achieving successful blockchain implementation in the supply chain requires a thorough understanding of the factors that contribute to its success. This research paper aims to identify the successful factors for blockchain implementation in the supply chain through a comprehensive analysis. The identified successful factors are categorized into technological, organizational, external dimensions. Overall, this research paper offers valuable insights into the identification of successful factors for blockchain implementation in the supply chain. It serves as a foundation for future research, providing a comprehensive understanding of the complexities and nuances involved in the successful adoption of blockchain technology in supply chain management.","PeriodicalId":394459,"journal":{"name":"Journal of Management Research and Analysis","volume":"3 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140238836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}