Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)最新文献

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Credit Risk Assessment of P2P Lending Borrowers based on SVM 基于SVM的P2P借贷借款人信用风险评估
Wenjing Tao, Dan Chang
{"title":"Credit Risk Assessment of P2P Lending Borrowers based on SVM","authors":"Wenjing Tao, Dan Chang","doi":"10.2991/BEMS-19.2019.33","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.33","url":null,"abstract":"With the development of Internet finance, peer to peer online (P2P) lending, which makes a win-win situation between lenders and borrowers, has become one of the most popular means of Internet finance in China. However, problem platforms and borrower default events have also occurred frequently with an explosive-speed growth of P2P online lending. Reducing credit risk of P2P lending borrowers still holds the key to the steady development of P2P online lending platforms. The results show that the SVM model based on cuckoo algorithm to optimize the parameter has a better classification accuracy. This model can be used to judge the potential credit risk of P2P lending borrowers and provides a theoretical basis for the risk management of Internet financial institutions at the same time.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126597038","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Discussion on the Countermeasures of Ecological Development of Cultural and Creative Industries from the Perspective of Experience Economy 体验经济视角下的文化创意产业生态发展对策探讨
Yuling Wu
{"title":"Discussion on the Countermeasures of Ecological Development of Cultural and Creative Industries from the Perspective of Experience Economy","authors":"Yuling Wu","doi":"10.2991/BEMS-19.2019.13","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.13","url":null,"abstract":"Nowadays, the comprehensive promotion of the intelligent social model and the big data model is conducive to the in-depth development of China's agriculture, tourism and industry. Therefore, it is necessary to combine the experience perspective of the industrial chain construction orientation, fully tap the connotation of the ecological and cultural industries, and improve the social benefits of the industry. On the whole, the development background of the cognitive creative industry is conducive to the practice of \"spiritual civilization\", which has a positive effect on improving people's cultural quality. Based on the above, the article analyzes the content of the eco-cultural creative industry and proposes effective development strategies based on the development characteristics of ecological development.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132449453","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Research on Influencing Factors of Users’ Continuance Intention to Use Car-hailing Apps 用户持续使用打车软件意愿的影响因素研究
Yuhan Guo, Xiyan Lv
{"title":"Research on Influencing Factors of Users’ Continuance Intention to Use Car-hailing Apps","authors":"Yuhan Guo, Xiyan Lv","doi":"10.2991/BEMS-19.2019.34","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.34","url":null,"abstract":"In the era of sharing economy, car-hailing apps play a significant role in our life. Therefore, this paper takes the passengers who use car-hailing apps as the research object and develops a new model based on the Expectation-Confirmation Model of IS Continuance (ECM-ISC). Five influencing factors are introduced including perceived cost, perceived risk, subjective norm, habit and conversion cost. The new model is established in order to analyze the factors that influence users’ continuance intention.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134496993","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Research on the Evolution of Supply Chain based on Complex Adaptive System Theory 基于复杂适应系统理论的供应链演化研究
Zehua Zhang, Hui-hui Wu, Jing Yang, Runjiao Pan, Mo Kuang
{"title":"Research on the Evolution of Supply Chain based on Complex Adaptive System Theory","authors":"Zehua Zhang, Hui-hui Wu, Jing Yang, Runjiao Pan, Mo Kuang","doi":"10.2991/BEMS-19.2019.101","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.101","url":null,"abstract":"The core idea and basic views of the complex adaptive system theory are expounded, and the compatibility between complex adaptive system theory and supply chain is demonstrated. With the independent enterprises participating in the operation of supply chain system as the adaptive agents, a hierarchical system model of department-enterprise-multi-agent is constructed under the theoretical framework of complex adaptive system. The whole evolution process and main characteristics of each stage of supply chain’s evolution and development are revealed. The key technology system of supply chain optimization in the future is studied by using complex adaptive system theory from simulative perspective and entity optimization aspect. This paper proposes a thinking pattern to study the evolution process of supply chain by using complex adaptive system theory.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132280271","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
P2P Default Risk Prediction based on XGBoost, SVM and RF Fusion Model 基于XGBoost、SVM和RF融合模型的P2P违约风险预测
Guanlin Li, Yuliang Shi, Zihao Zhang
{"title":"P2P Default Risk Prediction based on XGBoost, SVM and RF Fusion Model","authors":"Guanlin Li, Yuliang Shi, Zihao Zhang","doi":"10.2991/BEMS-19.2019.83","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.83","url":null,"abstract":"In the P2P platform, the problem of overdue repayment of users often occurs. This phenomenon seriously damages the interests of the platform and creditors. Therefore, how to improve and improve the risk monitoring capability of the P2P online lending platform and reduce the investment risk of investors is the future development of the P2P online lending industry. Very important question. To solve this problem, this paper proposes a P2P default risk prediction model based on XGBoost, SVM and RF fusion model. The model uses the stacking model set framework to model XGBoost, SVM and RF, and combines the advantages of high accuracy, robustness and generalization ability of the three models. The proposed fusion model has better prediction. Effect.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132897677","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Market Reaction of Financial Restatements of Listed Companies 上市公司财务重述的市场反应
Qinfeng Xu, Wenju Kong
{"title":"Market Reaction of Financial Restatements of Listed Companies","authors":"Qinfeng Xu, Wenju Kong","doi":"10.2991/BEMS-19.2019.92","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.92","url":null,"abstract":"","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"375 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131935069","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Research of User Innovation Diffusion based on System Dynamics 基于系统动力学的用户创新扩散研究
X. Ren
{"title":"Research of User Innovation Diffusion based on System Dynamics","authors":"X. Ren","doi":"10.2991/BEMS-19.2019.23","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.23","url":null,"abstract":"From a system dynamics perspective, the basic analysis frame of user innovation diffusion has been proposed, causality of diffusion is analyzed from three aspects of external environment, innovation user community and the influence of lead user, a flow chart and system dynamics model are established. Vensim PLE is used to simulate and test the model. The simulation results show that in the initial period of user innovation diffusion, the external environment is the main way, and then the innovation user community has gradually become the main way. Lead user diffusion play a crucial role in the whole user innovation diffusion system, after the initial fluctuations, it becomes the main way of later diffusion. Based on this, it can provide decision support for enterprises to make full use of user innovation and promote the transformation of user innovation.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133445884","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysis of Intellectual Property Dilemma in the Internationalization of Chinese High-speed Rail 中国高铁国际化中的知识产权困境分析
Xiangzhi Zhang, Mengdi Yang, Ruoqu Xiong
{"title":"Analysis of Intellectual Property Dilemma in the Internationalization of Chinese High-speed Rail","authors":"Xiangzhi Zhang, Mengdi Yang, Ruoqu Xiong","doi":"10.2991/BEMS-19.2019.42","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.42","url":null,"abstract":"With the processing of national development strategy \"one belt and one road\", Chinese high-speed rail maintains a good momentum. However, the failing construction of the \"Western Express Line\" project in United States and high-speed Railway project in Mexican as well as the current dilemma of technology lawsuit force us to think how can Chinese high-speed railway go out in a better way. There are risks in the process of internationalization of Chinese high-speed rail, such as inadequate international patent insight, inactive patent litigation response, and incomplete combat protection system, which put forward higher requirement for Chinese high-speed rail \"going out\" that we should strengthen patent protection in the railway field.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116825646","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Research on Key Issues Related to Investment Control in Guangzhou Metro EPC Mode -- Taking the 18/22 line of Guangzhou Metro as an example 广州地铁EPC模式投资控制关键问题研究——以广州地铁18/22号线为例
Qian Zhang
{"title":"Research on Key Issues Related to Investment Control in Guangzhou Metro EPC Mode -- Taking the 18/22 line of Guangzhou Metro as an example","authors":"Qian Zhang","doi":"10.2991/BEMS-19.2019.74","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.74","url":null,"abstract":"The development of the city is often accompanied by the construction of infrastructure. Various models also impact the Chinese construction market. As a kind of contracting and forwarding model, EPC has a positive effect on improving the level of engineering construction, so it is gradually applied and implemented extensively in China. However, there may be problems with the project getting out of control during the operation. Guangzhou Metro Line 18/22 is piloted by this model. This paper uses the method of research on the contract terms of Guangzhou Metro Line 18/22 to analyze the project control rights allocation, contract risk sharing and flexible clauses. To identify the key elements of investment management and control of the Guangzhou Metro 18/22 line project, and to enhance the success of the metro project construction management under this mode by strengthening the investment control of the owner under the EPC model.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129380194","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Integration and Innovation of Rural Industries based on the Concept of Blockchain 基于区块链理念的农村产业整合与创新
Guiduo Wang
{"title":"Integration and Innovation of Rural Industries based on the Concept of Blockchain","authors":"Guiduo Wang","doi":"10.2991/BEMS-19.2019.106","DOIUrl":"https://doi.org/10.2991/BEMS-19.2019.106","url":null,"abstract":"The purpose of this study is to explore the integration and innovation of rural industries based on the concept of blockchain. In this study, firstly, the current research status of the integration and innovation of rural industries under the background of blockchain is summarized. Secondly, taking the rural areas of Xinxiang in Henan province as an example, and Grey Relational Analysis (GRA) model is used to analyze the correlation between agriculture and secondary and tertiary industries. The results show that the correlation between agriculture and non-staple food processing industry is the highest; The correlation between agriculture and culture, sports and entertainment industry is second only to non-staple food processing industry; the correlation between agriculture and transportation, storage and postal service industry is moderate; and the correlation between agriculture and food manufacturing industry, education industry, scientific research technology service and geological survey industry is relatively low. Finally, the strategy of the integration and innovation of agriculture and the secondary and tertiary industries is proposed, that is, the government encourages integrated industrial development based on financial support; develop the agricultural Internet of things; and improve the agricultural education service system. Therefore, this study has some practical significance.","PeriodicalId":371455,"journal":{"name":"Proceedings of the 1st International Conference on Business, Economics, Management Science (BEMS 2019)","volume":"93 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126196580","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
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