Bioekonomika ta agrarnii biznes最新文献

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MARKETING COMMUNICATIONS IN THE TOURISM BUSINESS 旅游行业的营销传播
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(3).2022.57-64
S. Mosiiuk
{"title":"MARKETING COMMUNICATIONS IN THE TOURISM BUSINESS","authors":"S. Mosiiuk","doi":"10.31548/economics13(3).2022.57-64","DOIUrl":"https://doi.org/10.31548/economics13(3).2022.57-64","url":null,"abstract":"In the article the author revealed the essence of marketing communications in the hospitality industry, researched and characterized marketing communication tools that are relevant in the application of improving relations between participants of the tourist market environment. The effective activity of the enterprises of the tourism industry is based on taking into account the satisfaction of the complex of material, social and spiritual needs of consumers, and the use of innovative marketing communication tools. Global conditions of existence and competitive business activity require the use of innovative, effective marketing communication elements, which is covered in this article. The methodological basis for solving the main theoretical and methodological problems was the use of techniques of theoretical generalization, a combination of historical and logical, comparative, and structural-functional approach, and in order to highlight the economic importance of the tourism industry, the methods of information analysis and synthesis, the comparative-legal method, as well as statistical and economic analysis, etc.. The article analyzes the factors that significantly determine the competitiveness of a tourist enterprise on the services market and substantiates the need to use innovative marketing communication tools for effective interaction with consumers in the market tourism environment. The paper highlights and argues, taking into account the challenges facing the tourism business, market requirements, the use of marketing communication elements: advertising; communication with the public; sales promotion and maintaining the company’s image policy. With a professional approach to tourism marketing, you can, using appropriate communication tools, show ways to influence the consumer of tourist services. Therefore, the creation of an effective system of marketing communications in the tourism sphere will allow the formation of a positive image of Ukraine in the market of tourist services, which will lead to investment inflows to the country, reduction of unemployment, etc","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70000403","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ANALYSIS OF ECONOMIC EFFICIENCY OF PROCESSING OF ANIMAL WASTE INTO BIOGAS IN THE CONTEXT OF THREATS TO ENERGY SECURITY OF THE STATE 在国家能源安全受到威胁的背景下,动物粪便转化为沼气的经济效益分析
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/bioeconomy13(1).2022.74-87
Тetiana Mirzoieva, N. Tkach
{"title":"ANALYSIS OF ECONOMIC EFFICIENCY OF PROCESSING OF ANIMAL WASTE INTO BIOGAS IN THE CONTEXT OF THREATS TO ENERGY SECURITY OF THE STATE","authors":"Тetiana Mirzoieva, N. Tkach","doi":"10.31548/bioeconomy13(1).2022.74-87","DOIUrl":"https://doi.org/10.31548/bioeconomy13(1).2022.74-87","url":null,"abstract":"The purpose of the publication is to analyze the economic efficiency of processing animal waste into biogas by substantiating the investment project for biogas production in the studied enterprises of Brovary district, Kyiv region. This issue is especially relevant in the conditions of the current energy crisis. To achieve this goal in the course of the study were used general scientific methods: statistical and computational-mathematical ‒ with which all the necessary initial information for the development of the investment project was formed; experiment ‒ to develop an investment project for biogas production; analysis ‒ to assess its effectiveness using indicators to assess the effectiveness of investment projects. Using the method of scientific generalization, the relevance of the research topic in the face of threats to the energy security of the state was revealed. To form the basis of the study, the dynamics of livestock in the studied enterprises of Brovary district, Kyiv region was analyzed. The main results of the research, representing scientific novelty, were determined: potentially possible output of bio raw materials for biogas production in the context of each of the studied enterprises of Brovary district, Kyiv region; the potential yield of biogas and the amount of possible production of pure methane after purification of biogas; economically possible production of biogas provided the use of animal products in the studied enterprises; investments for a project for the production of gaseous biofuels; potential benefits of the project on the use of biogas plants in the studied enterprises for the 1st period of production; economic efficiency of the proposed project for biogas production for the first two production periods; economic feasibility of the project for biogas production by studying the discounted indicators of economic efficiency in terms of the project life cycle of 5 years. The practical significance of the results obtained due to the presented clear algorithm of actions of the investment project is the possibility of their implementation by ordinary enterprises in their activities","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"69998307","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
WAYS TO INCREASE THE EFFICIENCY OF THE DAIRY BUSINESS DIRECTION OF IMK COMPANY 提高imk公司乳品业务效率的途径
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/bioeconomy13(1).2022.88-98
Alona Tіurina, Mykhailo Kanovskyi
{"title":"WAYS TO INCREASE THE EFFICIENCY OF THE DAIRY BUSINESS DIRECTION OF IMK COMPANY","authors":"Alona Tіurina, Mykhailo Kanovskyi","doi":"10.31548/bioeconomy13(1).2022.88-98","DOIUrl":"https://doi.org/10.31548/bioeconomy13(1).2022.88-98","url":null,"abstract":"The search for optimal solutions to increase the economic efficiency of business always remains relevant. The purpose of the study is to analyse the economic efficiency of milk-producing enterprises (on the basis of the IMK agricultural holding) and search for ways to increase their competitiveness based on the adoption of optimal management decisions. During the research, general scientific and special methods are used, such as: dialectical, systematic approach, abstract-logical, analysis, synthesis, graphic presentation, grouping and generalization. It has been proven that the assessment of economic efficiency is an important tool for researching the financial and economic status, competitiveness, investment attractiveness and ensuring rational management of an agricultural enterprise engaged in milk production. It was determined that along with the assessment of the economic efficiency of production based on indicators of gross production, labour productivity, cow productivity, cost of production, profitability of sales, gross income and net profit, it is advisable to carry out a comprehensive assessment of the financial state of the enterprise. The analysis of the economic efficiency of milk production in the subsidiary company \"IMK\" LLC \"Chernihiv Industrial Milk Company\" gave us the opportunity to single out directions for optimizing production costs and form vectors of development of the company's dairy direction. It has been proven that providing the farm with modern equipment and innovative technologies allows for maximum automation and mechanization of the production process, which favourably affects the comfort of animals, labour productivity and optimization of production costs. Practically significant is the substantiation of the feasibility of implementing the strategy of management of feeding and fodder base of LLC \"CHIMK\" has been proven, the implementation of which is expected to increase the milk productivity of cows due to the improvement of the quality of feeding and reduce the irrational use of feed to a minimum","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"69998316","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
THE ROLE OF A LEADER OF ORGANIZATIONAL CHANGES MANAGEMENT IN THE ENTERPRISE 领导者在企业组织变革管理中的角色
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(3).2022.15-24
O. Havrysh, K. Dramaretska
{"title":"THE ROLE OF A LEADER OF ORGANIZATIONAL CHANGES MANAGEMENT IN THE ENTERPRISE","authors":"O. Havrysh, K. Dramaretska","doi":"10.31548/economics13(3).2022.15-24","DOIUrl":"https://doi.org/10.31548/economics13(3).2022.15-24","url":null,"abstract":"In their activities, enterprises are under the influence of external environmental factors, which requires managers to develop and implement appropriate actions. It has proven that the effective functioning of the organization is impossible without stable development, the main element of which is the process of managing organizational changes. That is why, there is a need to make appropriate management decisions, which include the implementation of organizational changes. The article reveals the role of a leader of organizational changes management in the enterprise. The interpretation of the concepts of \"leadership\" and \"management\" by Ukrainian and foreign scientists is given, common and different between them are established. Theoretical and practical approaches to the development of leadership in enterprises are analyzed. Models of organizational changes management and the possibilities of their application in enterprises are presented. Six tasks are presented, which management solves when implementing organizational changes, each of which requires a special management style. The role of the manager-leader in organizational change is investigated and how his experience affects in the vision how to deal with change in order to obtain a successful result. It was established that the leader's authority is important for successfully overcoming resistance to organizational changes, in particular, his informal influence on the team","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"69999400","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
ADVANTAGES OF ORGANIC AGRICULTURE AND THE STATE OF ITS DEVELOPMENT IN UKRAINE 乌克兰有机农业的优势及其发展现状
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(3).2022.25-33
V. Butenko, Pavlo Yastrebov
{"title":"ADVANTAGES OF ORGANIC AGRICULTURE AND THE STATE OF ITS DEVELOPMENT IN UKRAINE","authors":"V. Butenko, Pavlo Yastrebov","doi":"10.31548/economics13(3).2022.25-33","DOIUrl":"https://doi.org/10.31548/economics13(3).2022.25-33","url":null,"abstract":"The advantages of implementing organic farming on the territory of Ukraine, the development of which is quite relevant even today, in wartime are considered in the article. The negative impact on the condition of agricultural lands due to the use of outdated agricultural technologies and non-compliance with the rules of agricultural activity was determined. It is noted that since the main elements of organic farming are a system of scientifically based soil cultivation, treatment of it as a renewable resource, introduction of permaculture technologies, mulching and other technologies, all this leads to an increase in soil fertility. The advantages of organic farming over traditional farming have been established, namely: environmental, consumer, economic, social, which are manifested mainly through the greening of production, changes in techniques and approaches to planting plants, replacement of traditional chemical fertilizers, poisons, pesticides with organic ones. The ecological advantages consist in preserving soil fertility and structure, reducing the phytopathogenic background, stopping soil degradation processes, and restoring biodiversity. Consumer benefits are mainly the improvement of quality characteristics of organically grown food products. Economic advantages are manifested in the increase in the efficiency of production of organic products, the growth of GDP and the level of employment. Social benefits include reducing the risk of various diseases. An analysis of the dynamics of the main indicators of the development of organic agriculture in Ukraine was carried out, namely: the number of operators (producers) of organic products and the amount of land under organic production. A positive trend of growth in the number of producers of organic products and the area of land on which organic products are grown was noted. Since organic farming contributes to the further strengthening of the ecological balance, its development is observed in more than 180 countries and plays an important role in achieving the goals of sustainable development. The identified advantages of organic farming form the need for the development of this field in Ukraine as well","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70000058","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
HUMAN RESOURCE MANAGEMENT IN THE HOTEL AND RESTAURANT FIELD UNDER THE CONDITIONS OF MARTIAL LAW 戒严条件下酒店餐饮领域的人力资源管理
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(3).2022.34-43
I. Levytska, A. Klymchuk
{"title":"HUMAN RESOURCE MANAGEMENT IN THE HOTEL AND RESTAURANT FIELD UNDER THE CONDITIONS OF MARTIAL LAW","authors":"I. Levytska, A. Klymchuk","doi":"10.31548/economics13(3).2022.34-43","DOIUrl":"https://doi.org/10.31548/economics13(3).2022.34-43","url":null,"abstract":"The full-scale military aggression against Ukraine has become a significant challenge for the hotel and restaurant business as well: some business entities have been forced to completely stop their activities or repurpose them, which, in the first turn, has affected personnel management. The staff that remain are forced to bear double and sometimes triple the burden of obligations, which, however, is not compensated by a corresponding increase in wages. In this aspect, it is important to establish effective mechanisms for supporting employees, designed to provide them with not only material, but also psychological help, provide friendly support in difficult situations, etc. Considering this, one of the key challenges of the new reality is the issue of effective human resource management under the conditions of martial law and active hostilities, which has actualized the need to search for theoretical and practical aspects of its overcoming. The purpose of the research is to characterize the key challenges of martial law from the point of view of personnel management in the hotel and restaurant business and to determine the main opportunities and directions of their application. Methods. The study analyzes the activities of business entities in the hospitality industry, based on the data of official statistics and survey results of leading analytical companies. Systematization and classification methods are applied to group key challenges and opportunities in the field of human resource management of hotel and restaurant business entities in accordance with the criterion of territorial location. The results. An analysis of the key performance indicators of the hospitality industry in Ukraine and domestic business as a whole during the period of martial law is carried out. Key challenges for business in the field of personnel management caused by full-scale military aggression are characterized. Key challenges and opportunities of personnel management of business entities of the hospitality industry according to the criterion of territorial location are systematized. Specific challenges and opportunities of personnel management in the hotel and restaurant business in war conditions are described","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70000278","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
THE INSURANCE MARKET OF UKRAINE UNDER THE CONDITIONS OF THE STATE OF MARTIAL 乌克兰处于戒严状态下的保险市场
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(4).2022.62-70
R. Mamchur, N. Kononchuk
{"title":"THE INSURANCE MARKET OF UKRAINE UNDER THE CONDITIONS OF THE STATE OF MARTIAL","authors":"R. Mamchur, N. Kononchuk","doi":"10.31548/economics13(4).2022.62-70","DOIUrl":"https://doi.org/10.31548/economics13(4).2022.62-70","url":null,"abstract":"The purpose of the article is to study the peculiarities of the regulation of insurance activity in Ukraine under martial law and to determine the prospects for the development of national insurance. This article examines the theoretical aspects that define insurance markets and their structure. The dynamics of the number of insurance companies by type and the main indicators of the insurance market are presented in detail.To analyze the state of the insurance market, the amount of insurance premiums and insurance costs, the number of concluded insurance contracts, the amount of income, the share of total insurance premiums, insurance reserves and assets of insurance companies are taken into account. Factors affecting the insurance market of Ukraine are considered. The rating of the leaders of insurance companies of Ukraine by net premiums is given. A number of problems were identified that must be solved to ensure the competitive functioning of insurance markets. In order to overcome the problems of the effective functioning of the insurance market of Ukraine, the methods of improving its activity are given.At the theoretical level of research, it is possible to highlight insurance activity in Ukraine, as it is based on the norms of the Law on National Insurance, the development of which in the pre-war period took a difficult path, but provides a reliable basis for insurance even in the conditions of martial law. Furthermore, there is no doubt that, despite the martial law, there is still room for further development of insurance, especially as an investment vehicle. It looks promising to attract the investment opportunities of insurance companies to restore the nationwide network of medical and pharmaceutical institutions destroyed by the war. Reasoned opinion, the state can introduce new state securities, focusing on insurance investors, etc., the funds will be directed to the restoration of the state health care system","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70000292","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
PRIORITY OF ANTI-CRISIS ECONOMIC POLICY BASED ON INNOVATIVE AND INSTITUTIONAL CHANGES 基于创新和制度变革的反危机经济政策优先
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(3).2022.44-56
Vitalii Kostylianu
{"title":"PRIORITY OF ANTI-CRISIS ECONOMIC POLICY BASED ON INNOVATIVE AND INSTITUTIONAL CHANGES","authors":"Vitalii Kostylianu","doi":"10.31548/economics13(3).2022.44-56","DOIUrl":"https://doi.org/10.31548/economics13(3).2022.44-56","url":null,"abstract":"The combination of global and local factors gives the modern financial and economic crisis specificity. The aim of this paper is to point to the urgent need of the consistent anti-crisis economic policy creation, which must take into account local and global crisis and risks factors. This article discusses the influence of real institutionalization on the efficiency of the economic policy. It points out at a primary significance of institutionalization on economic policy. It departs from the hypotheses that the creation efficient anti-crisis economic policy requires a correct and timely identification of the problems and crisis process, defining the necessary measures and creating a development approach, which should be based on innovative-institutional modeling. Anti-crisis measures aimed at meeting elimination of the consequences of the crisis and related processes experience an impact of factors determining economic crisis in staff of technology and finance enterprises. One of the circumstances that makes the subject of this study burning is the dominance of negative feedback from community members in terms of activities by state structures, which are reflected in further disappointing results in employee's performance. For government agencies, image is an important functional and status value. Other than this, it is an indicator of trust level and a measure of the efficiency of management activities carried out in accordance with reforms in state institutions, fixing the degree of conformity of employees' actions with requirements and expectations of particular social groups and national economy. Consequently, the competence of anti-crisis management largely determines the attitude of society towards government officials, it also determines the degree of perception of activities of representatives of government officials and restructuring programmers","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70000336","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
NON-FINANCIAL AND MANAGEMENT REPORTING – INFORMATION TOOL OF RISK MANAGEMENT 非财务和管理报告——风险管理的信息工具
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(4).2022.14-23
L. Gutsalenko, O. Kolesnikova
{"title":"NON-FINANCIAL AND MANAGEMENT REPORTING – INFORMATION TOOL OF RISK MANAGEMENT","authors":"L. Gutsalenko, O. Kolesnikova","doi":"10.31548/economics13(4).2022.14-23","DOIUrl":"https://doi.org/10.31548/economics13(4).2022.14-23","url":null,"abstract":"The publication purpose is to investigate the assessment of the place and role of non-financial and management reporting as an information tool for risk management in the management system of economic entities. This issue is especially relevant in the conditions of uncertainty caused by the challenges of the global pandemic and military actions by the russian federation on the territory of Ukraine. To achieve the set goal, the research process used general scientific research methods: empirical methods, in particular: observation and description, with the help of which the theoretical approaches of foreign scientists and scientists of Ukraine regarding the dissemination of non-financial reporting standards were studied: GRI, Progress Report (COP) within the framework of the Global Compact UN, ISO 26000, as the largest platform for promoting and stimulating corporate citizenship and sustainable development. The use of theoretical research methods made it possible to carry out an assessment to identify areas of benefit to the company from the making of non-financial and management reporting; graphic - for the analysis of the number of non-financial reports presented by Ukrainian enterprises in the section of economic sectors, the reporting practices of the TOP-20 largest agricultural companies of Ukraine. The justification methods made it possible to single out the advantages of the information presented in non-financial reporting, in particular: it is easier to get financing; it is easier to enter foreign markets; will have more opportunities to attract customers; will be able to maintain its reputation at a high level; will have useful information for business owners; the company will get opportunities to support its reputation in the information space. The use of the generalization method made it possible to single out the qualitative characteristics of information in management reporting, to form blocks of information that can be placed in a non-financial annual report, and to outline the place and role of non-financial and management reporting as an information tool for risk management. The practical significance of the obtained results lies in the possibility of risk management by business entities, provided that a coordinated system of management of all services of the business entity with top management is functioning.","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70000595","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
FORMATION OF A QUALITY CREDIT PORTFOLIO OF UKRAINIAN BANKS: STATE AND STRUCTURE OF THE CREDIT PORTFOLIO OF PRIVATBANK JSC BY DIFFERENT SECTORS OF THE ECONOMY 乌克兰银行优质信贷组合的形成:不同经济部门的私人银行JSC信贷组合的状态和结构
Bioekonomika ta agrarnii biznes Pub Date : 2022-01-01 DOI: 10.31548/economics13(4).2022.46-61
O. Zharikova, Iryna Verbovenko
{"title":"FORMATION OF A QUALITY CREDIT PORTFOLIO OF UKRAINIAN BANKS: STATE AND STRUCTURE OF THE CREDIT PORTFOLIO OF PRIVATBANK JSC BY DIFFERENT SECTORS OF THE ECONOMY","authors":"O. Zharikova, Iryna Verbovenko","doi":"10.31548/economics13(4).2022.46-61","DOIUrl":"https://doi.org/10.31548/economics13(4).2022.46-61","url":null,"abstract":"The purpose of the article is to consider the state and structure of the credit portfolio of JSC CB \"PrivatBank\" in various sectors of the economy. Analyzing the financial indicators, it has been proven that one of the priority directions in the activities of this Bank is the development of lending while maintaining the high quality of the loan portfolio. The Bank's strategic goal is to build a high-quality credit portfolio of retail and SME loans.As a result of the research, an analysis of the main analytical indicators of credit portfolio management was carried out, the structure of the credit portfolio and the structure of the credit quality of the bank's portfolio were determined during 2019–2021. The practical activities of JSC CB \"PrivatBank\" were studied and it was established that large loans granted to large enterprises mean big risks for the bank and its millions of depositors. But adhering to this balanced credit policy, the Bank still manages to increase its own credit activity, as evidenced by analytical calculations.To achieve the goal, the research used general scientific research methods: observation (systematic study of the bank, obtaining primary information in the form of financial reporting indicators for the analyzed period), comparison (comparison of the analyzed parameters, coefficients, balance sheet items with each other or with a basic indicator, normative value), abstraction (departure in the definition of categories from non-essential properties and selection of several essential characteristics), grouping method (when considering the classification of loans); various methods of statistical methods, in particular comparison - when comparing actual data for the relevant periods; observations were used to study and assess the financial condition of JSC CB \"PrivatBank\", methods of analysis and synthesis, induction and deduction.It has been analyzed and proven that the decline in business activity since the beginning of the full-scale war has led to a drop in business demand for loans. At the same time, the deterioration of macroeconomic expectations significantly reduced the risk appetite of banks. Accordingly, financial institutions have tightened lending standards for businesses. Therefore, the growth of the loan portfolio almost stopped: the amount of foreign currency loans decreased, while hryvnia loans increased several times slower than last year, and the hryvnia net corporate loan portfolio increased by 8% since the beginning of the full-scale war.Ways to solve the problems of improving and improving the quality of the bank's credit activity remain prospects for further research","PeriodicalId":33687,"journal":{"name":"Bioekonomika ta agrarnii biznes","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70000672","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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