乌克兰处于戒严状态下的保险市场

R. Mamchur, N. Kononchuk
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引用次数: 0

摘要

本文的目的是研究戒严令下乌克兰保险活动监管的特点,并确定国民保险的发展前景。本文考察了定义保险市场及其结构的理论方面。详细介绍了保险公司类型的数量动态和保险市场的主要指标。在分析保险市场状况时,考虑了保险公司的保费和保险费用金额、订立的保险合同数量、收入金额、保费总额的份额、保险准备金和资产。考虑了影响乌克兰保险市场的因素。给出了乌克兰各保险公司负责人的净保费等级。会议确定了必须解决的若干问题,以确保保险市场的竞争性运作。为了克服乌克兰保险市场有效运作的问题,提出了改善其活动的方法。在理论研究方面,有可能强调乌克兰的保险活动,因为它是以《国民保险法》的规范为基础的,该法律的发展在战前时期走过了一条艰难的道路,但即使在戒严法的条件下,它也为保险提供了可靠的基础。此外,毫无疑问,尽管实行戒严,但保险仍有进一步发展的空间,特别是作为一种投资工具。它有望吸引保险公司的投资机会,以恢复被战争破坏的全国医疗和制药机构网络。有理由认为,国家可以推出新的国家证券,重点针对保险投资者等,将资金直接用于恢复国家医疗保健体系
本文章由计算机程序翻译,如有差异,请以英文原文为准。
THE INSURANCE MARKET OF UKRAINE UNDER THE CONDITIONS OF THE STATE OF MARTIAL
The purpose of the article is to study the peculiarities of the regulation of insurance activity in Ukraine under martial law and to determine the prospects for the development of national insurance. This article examines the theoretical aspects that define insurance markets and their structure. The dynamics of the number of insurance companies by type and the main indicators of the insurance market are presented in detail.To analyze the state of the insurance market, the amount of insurance premiums and insurance costs, the number of concluded insurance contracts, the amount of income, the share of total insurance premiums, insurance reserves and assets of insurance companies are taken into account. Factors affecting the insurance market of Ukraine are considered. The rating of the leaders of insurance companies of Ukraine by net premiums is given. A number of problems were identified that must be solved to ensure the competitive functioning of insurance markets. In order to overcome the problems of the effective functioning of the insurance market of Ukraine, the methods of improving its activity are given.At the theoretical level of research, it is possible to highlight insurance activity in Ukraine, as it is based on the norms of the Law on National Insurance, the development of which in the pre-war period took a difficult path, but provides a reliable basis for insurance even in the conditions of martial law. Furthermore, there is no doubt that, despite the martial law, there is still room for further development of insurance, especially as an investment vehicle. It looks promising to attract the investment opportunities of insurance companies to restore the nationwide network of medical and pharmaceutical institutions destroyed by the war. Reasoned opinion, the state can introduce new state securities, focusing on insurance investors, etc., the funds will be directed to the restoration of the state health care system
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