{"title":"PENGGUNAAN E-WALLET DALAM TRANSAKSI E-COMMERCE: ANALISIS UNIFIED THEORY OF ACCEPTANCE AND USE OF TECHNOLOGY (UTAUT)","authors":"Rr Natasha Pramesthi Budi Puspaningrum, Apriani Dorkas Rambu Atahau","doi":"10.26740/jepk.v11n2.p191-208","DOIUrl":"https://doi.org/10.26740/jepk.v11n2.p191-208","url":null,"abstract":"E-wallet is an electronic service used as a payment tool in electronic form where the amount of money will be stored in a certain electronic medium. However, there are still problems related to privacy and data security also network access while using e-wallet. The use of e-wallet is expected to increase efficiency and effectiveness in conducting transactions, helping the smoothness of small but frequent mass transactions. The Unified Theory of Acceptance and Use of Technology (UTAUT) analysis is used to predict a person's attitudes and acceptance of the technology used and provide information on what factors can encourage the user's attitudes. The purpose of this study is to analyze the use of e-wallets in transactions on e-commerce using the UTAUT framework and to determine the impact of using E-wallets as a non-cash payment tool for e-commerce using the Unified Theory of Acceptance and Use of Technology (UTAUT) framework on 109 student respondents of Faculty Economics and Business Satya Wacana Christian University using explanatory research through a quantitative approach. The results of this study prove that there are two accepted hypotheses. Only the social influence and facilitating conditions variables have a positive and significant effect on the user's interest in using the ShopeePay service with an interest in transactions on e-commerce.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136200985","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Rajip Sidik, Dini Sundari Sukoco, Wulan Eka Nurmala, Rosida Evi Santihosi
{"title":"PERAN LITERASI DIGITAL DALAM MEMEDIASI PENGARUH ORIENTASI KEWIRAUSAHAAN TERHADAP INTENSI TEKNOPRENEUR","authors":"Rajip Sidik, Dini Sundari Sukoco, Wulan Eka Nurmala, Rosida Evi Santihosi","doi":"10.26740/jepk.v11n2.p209-222","DOIUrl":"https://doi.org/10.26740/jepk.v11n2.p209-222","url":null,"abstract":"Penelitian ini mengkaji peran langsung dan tidak langsung dari orientasi kewirausahaan dalam menentukan intensi teknopreneur siswa melalui mediasi literasi digital. Penelitian ini juga menguji pengaruh orientasi kewirausahaan terhadap literasi digital. Data cross-sectional dikumpulkan dari 157 siswa menggunakan metode saturated sampling. Analisis statistika deskriptif digunakan untuk menilai gambaran umum variabel penelitian, sedangkan hipotesis diuji menggunakan regresi mediasi. Hasil penelitian menunjukkan bahwa orientasi kewirausahaan berpengaruh terhadap intensi teknopreneur, orientasi kewirausahaan berpengaruh terhadap literasi digital, literasi digital mampu memediasi pengaruh orientasi kewirausahaan terhadap intensi teknopreneur siswa. Temuan ini memberikan dukungan kepada pemangku kebijakan untuk menyusun kebijakan pendidikan dalam membantu siswa menumbuhkan intensi berwirausaha dalam bidang teknologi di masa depan.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136200989","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Shifna Aini Farah, Dewi Kusuma Wardani, Muhammad Sabandi
{"title":"PENGARUH PENDAPATAN, PERSPEKTIF WAKTU MASA DEPAN, DAN LITERASI KEUANGAN TERHADAP PERENCANAAN PENSIUN GURU SMK SWASTA DI SURAKARTA","authors":"Shifna Aini Farah, Dewi Kusuma Wardani, Muhammad Sabandi","doi":"10.26740/jepk.v11n2.p169-190","DOIUrl":"https://doi.org/10.26740/jepk.v11n2.p169-190","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui pengaruh (1) pendapatan terhadap perencanaan pensiun, (2) perspektif waktu masa depan terhadap perencanaan pensiun, (3) literasi keuangan terhadap perencanaan pensiun. Jenis penelitian yang digunakan dalam penelitian ini adalah kuantitatif dengan metode survei. Penggunaan metode survei ini berupa pengisian angket atau kuesioner oleh responden secara langsung. Populasi dalam penelitian ini adalah guru SMK swasta di Surakarta sejumlah 912 guru dan sampel penelitian yang ditetapkan sebanyak 278 guru. Teknik pengampilan sampel yang diguakan ialah proportioner random sampling. Teknik analisis data yang digunakan adalah analisis regresi hirarki. Hasil penelitian ini menunjukkan bahwa; 1) terdapat pengaruh positif dan signifikan pendapatan terhadap perencanaan pensiun, 2) terdapat pengaruh positif dan signifikan perspektif waktu masa depan terhadap perencanaan pensiun, 3) terdapat pengaruh positif dan signifikan literasi keuangan terhadap perencanaan pensiun guru SMK swasta di Surakarta.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"50 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136200984","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"MODERASI DIGITAL MARKETING ATAS PENGARUH PRODUCT QUALITY DAN FASHION LIFESTYLE TERHADAP KEPUTUSAN PEMBELIAN PRODUK THRIFT","authors":"Lukiyana Lukiyana, Ickral Brilliant Simadewa","doi":"10.26740/jepk.v11n2.p223-236","DOIUrl":"https://doi.org/10.26740/jepk.v11n2.p223-236","url":null,"abstract":"Tujuan dari penelitian ini adalah untuk menguji kemungkinan pengaruh moderasi dari pemasaran digital terhadap hubungan antara variabel eksogen kualitas produk dan gaya hidup fesyen, dan variabel endogen keputusan pembelian produk thrifting. Penelitian ini menggunakan metodologi penelitian kuantitatif, dengan menggunakan kuesioner sebagai instrumen utama untuk pengumpulan data. Analisis statistik menunjukkan adanya korelasi positif yang signifikan antara variabel kualitas produk dan variabel keputusan pembelian. Variabel gaya hidup fesyen, menunjukkan dampak yang signifikan dan positif secara statistik terhadap variabel keputusan pembelian. Variabel pemasaran digital, telah diakui sebagai faktor intervening yang memberikan pengaruh positif dan signifikan secara statistik terhadap variabel dependen, yang berkaitan dengan keputusan pembelian. Efek moderasi dari pemasaran digital pada hubungan antara kualitas produk dan keputusan pembelian perlu diperhatikan, karena hal ini mengarah pada pelemahan yang signifikan terhadap hubungan antara kedua variabel tersebut. Hubungan antara gaya hidup fesyen dan keputusan pembelian dapat dimoderasi melalui pemanfaatan strategi pemasaran digital.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136200986","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Jefry Aulia Martha, Andy Prasetyo Wati, Aniek Indrawati, Raya Sulistyowati, Puspo Dewi Dirgantari
{"title":"DO ENTREPRENEURIAL INTENTION INFLUENCE ENTREPRENEURIAL ATTITUDE?","authors":"Jefry Aulia Martha, Andy Prasetyo Wati, Aniek Indrawati, Raya Sulistyowati, Puspo Dewi Dirgantari","doi":"10.26740/jepk.v11n2.p237-252","DOIUrl":"https://doi.org/10.26740/jepk.v11n2.p237-252","url":null,"abstract":"This study focuses on determining what factors of entrepreneurial interest can affect student entrepreneurial attitudes, so the population and sample of this study were taken from Business Education Study Program students at the Universitas Negeri Malang, Universitas Negeri Surabaya, Universitas Pendidikan Indonesia, Universitas Negeri Yogyakarta, and Universitas Negeri Jakarta. The sample to be used is 355 respondents with random sampling techniques and online survey applications to collect data from January to April 2023. The analysis technique used is regression analysis. The analysis test results showed that simultaneously, the five independent variables significantly affect the attitude of students in entrepreneurship. In contrast, partially, the variables Locus of Control, Need for Achievement, and Self-Efficacy do not affect students' attitudes toward entrepreneurship, and the variables Risk Taking, and Innovativeness affect the attitude of students toward entrepreneurship. The study results show that the novelty of research emphasizes understanding what factors can bring up the intentions and attitudes of entrepreneurship students. Therefore, there is a need for further research related to variables that can affect student interest in generating a positive attitude towards entrepreneurship.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136200987","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH INKLUSI KEUANGAN, LITERASI KEUANGAN DAN PENGELOLAAN KEUANGAN TERHADAP KINERJA UMKM DI KOTA SALATIGA","authors":"Samuel Martono, Rania Febriyanti","doi":"10.26740/jepk.v11n2.p153-168","DOIUrl":"https://doi.org/10.26740/jepk.v11n2.p153-168","url":null,"abstract":"Community-based economic development is one that the government is planning through the SME sector. There is no doubt about the importance of the SME sector to the Indonesian economy. The percentage of the national workforce absorbed by SMEs is around 97% and they contribute around 57% of the Gross Domestic Product (GDP). SMEs also play an important role in helping improve the community's economy at the city and district level. This is because SMEs are quite large producer and consumer entities. In addition, SMEs are more resilient, making them more resistant to economic and monetary crises. Because the role played by SMEs is economically very significant in driving people's income and welfare, the sustainability of SMEs is very important to note. The purpose of this research is to look at the relationship between financial inclusion and the performance of SMEs, to see the relationship between financial literacy and the performance of SMEs, to Community-based economic development is one that the government is planning through the SME sector. There is no doubt about the importance of the SME sector to the Indonesian economy. The percentage of the national workforce absorbed by SMEs is around 97% and they contribute around 57% of the Gross Domestic Product (GDP). SMEs also play an important role in helping improve the community's economy at the city and district level. This is because SMEs are quite large producer and consumer entities. In addition, SMEs are more resilient, making them more resistant to economic and monetary crises. Because the role played by SMEs is economically very significant in driving people's income and welfare, the sustainability of SMEs is very important to note. The purpose of this research is to look at the relationship between financial inclusion and the performance of SMEs, to see the relationship between financial literacy and the performance of SMEs, to","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"136 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136200988","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pengaruh Pemberdayaan Usaha Kecil dan Menengah terhadap Pembangunan Ekonomi Masyarakat Kabupaten Karo","authors":"Serli Handayani Br. Surbakti, Ripho Delzy Perkasa","doi":"10.47668/pkwu.v11i3.986","DOIUrl":"https://doi.org/10.47668/pkwu.v11i3.986","url":null,"abstract":"As a component of economic growth, small and medium enterprises (SMEs) are in a strategic position to accelerate structural change and improve people's livelihoods, especially in the Kabanjahe region of the Karo region. This study uses descriptive research with a qualitative approach. To accomplish this, the researchers went directly to the scene and interviewed one of his staff members working at his UKM in Kabanjahe district of Karorigency. In its role, SMEs can increase their own employment and become a source of sustainable business development and smooth income growth. This motivated researchers to explore approaches that would lead to success in the Kabanjahe area of the Karo region. The purpose of this study was to investigate the extent to which the strengthening of SMEs affects the economic development of municipalities.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136037110","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Peningkatan Aktivitas dan Prestasi Belajar pada Bidang Akuntansi dengan Penerapan Model Teams Games Tournament Kooperatif","authors":"Karina Diamanda Yuana Putri","doi":"10.47668/pkwu.v11i3.954","DOIUrl":"https://doi.org/10.47668/pkwu.v11i3.954","url":null,"abstract":"Tujuan penelitian ini adalah untuk meningkatkan aktivitas dan hasil belajar mata pelajaran Akuntansi Keuangan Program Keahlian Akuntansi Keuangan dan Lembaga SMK Kharisma Nusantara Purwakarta Tahun Ajaran 2022/2023 menggunakan model pembelajaran kolaboratif Team Games Tournament (TGT). Investigasi ini merupakan tindakan kelas yang berlangsung dalam dua tahap. Teknik pengumpulan data yang digunakan meliputi observasi partisipan, tes, dokumentasi dan catatan lapangan. Analisis data yang digunakan adalah analisis deskriptif kuantitatif. Hasil penelitian menunjukkan bahwa penerapan pembelajaran kooperatif Team Games Tournament (TGT) dapat meningkatkan aktivitas dan prestasi belajar akuntansi siswa. Nilai rata-rata aritmatika meningkat dari 80% pada Siklus I menjadi 81% pada Siklus II. Selain itu, rata-rata hasil belajar akuntansi pada pretest Siklus I meningkat dari 80% menjadi 85% pada posttest. Pada periode II hasil belajar akuntansi pada pre-test rata-rata 80 meningkat menjadi 85 pada post-test. Derajat penguasaan hasil belajar akuntansi pada periode I sebesar 70%, sedangkan hasil belajar kegiatan akuntansi pada periode II mencapai 83%.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135022328","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analisis Faktor-faktor Penyebab Nasabah Debitur Melakukan Kedit Macet pada Koperasi Simpan Pinjam Pegawai Negeri MAN 2 Model Medan","authors":"Faadila Reva Alfazira, Ripho Delzy Perkasa","doi":"10.47668/pkwu.v11i3.984","DOIUrl":"https://doi.org/10.47668/pkwu.v11i3.984","url":null,"abstract":"This study aims to determine the factors that cause debtor customers to engage in bad credit at the Employee Savings and Loans Cooperative of MAN 2 Model Medan. The method used in this research is descriptive qualitative, namely reference sources are taken from primary and secondary data, through interviews, documentation, and from several reference sources. The results of the study show that the factors that cause debtor customers to do bad credit are; honorary teachers who do not have a fixed salary and are in a poor financial condition, then the character of the debtor's customers is also the cause of the debtor's bad credit.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135022330","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Dewi Suriyani Djamdjuri, Mastur Thoyib, Nanik Retnowati, Muhammad Furqan, Muharani Holifah
{"title":"EFL Students' Perception on Vocabulary Learning with Quizlet","authors":"Dewi Suriyani Djamdjuri, Mastur Thoyib, Nanik Retnowati, Muhammad Furqan, Muharani Holifah","doi":"10.47668/pkwu.v11i3.1005","DOIUrl":"https://doi.org/10.47668/pkwu.v11i3.1005","url":null,"abstract":"Vocabulary plays a crucial role in communication and is considered one of the important aspects of the English language. Insufficient vocabulary knowledge can impede the process of learning English. Technology can serve as a valuable option for learning English vocabulary, as it provides various resources such as language learning apps that can enhance vocabulary and language skills. Quizlet is one such application that assists students in learning vocabulary concepts interactively and enjoyably. Student perceptions in learning activities are important things to know. This study aims to find out how students perceive the use of the Quizlet application in learning vocabulary whether they have negative or positive perceptions. This study uses qualitative methods in data collection. Ten students from grade seven became participants in this study. Researchers used two instruments, namely questionnaires and interviews. After distributing the questionnaires to students, the researcher also conducted interviews with five students to obtain more detailed information. The results showed that students had a positive perception of using Quizlet.","PeriodicalId":31926,"journal":{"name":"Jurnal Ekonomi Pendidikan dan Kewirausahaan","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135597682","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}