International Journal of Entrepreneurship, Business and Creative Economy最新文献_第2页

What Influences User Preferences in Digital Payment Systems? (A Comparative Analysis of E-Wallet in Indonesia) 是什么影响了用户对数字支付系统的偏好？(印度尼西亚电子钱包比较分析）

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2024-01-29 DOI: 10.31098/ijebce.v4i1.2033

Ina Kartika Wati, A. M. Soma, Heri Ispriyahadi

{"title":"What Influences User Preferences in Digital Payment Systems? (A Comparative Analysis of E-Wallet in Indonesia)","authors":"Ina Kartika Wati, A. M. Soma, Heri Ispriyahadi","doi":"10.31098/ijebce.v4i1.2033","DOIUrl":"https://doi.org/10.31098/ijebce.v4i1.2033","url":null,"abstract":"This research explores the growing internet usage and rapid advancements in information and communication technology. Indonesia has witnessed increased adoption of digital financial technology, particularly in the form of fintech and digital payment systems. It is crucial to differentiate the characteristics and advantages among Indonesia’s top three e-wallets: GoPay, OVO, and DANA. This study employs a comparative approach to analyze the relationship between user preferences and factors within GoPay, OVO, and DANA e-Wallets in the context of digital payment systems. Using a quantitative research approach and statistical verification. Data analysis employs SEM with the PLS method, involving 150 respondents whose results are compared across the platforms. The study finds that electronic service quality significantly impacts consumer loyalty and satisfaction across all three platforms. In GoPay and OVO, it notably influences satisfaction, but less so in DANA. Customer satisfaction mediate loyalty in GoPay and OVO but not in DANA. Responsiveness is a key component of e-wallet service excellence. Loyalty is influenced by referrals (GoPay and OVO), regular use (DANA), and pricing (DANA), whereas customer satisfaction (GoPay), pricing (DANA), and convenience (OVO) determine contentment. Limiting the study to three variables and three e-wallets may restrict the comprehensiveness of factors affecting consumer satisfaction and loyalty, potentially limiting the generalizability of findings to other digital payment platforms or market contexts. The novelty lies in the direct comparison of investigative outcomes among these three subjects within the context of digital payment systems, selecting high-value study indicators and advancing the prior research.","PeriodicalId":275205,"journal":{"name":"International Journal of Entrepreneurship, Business and Creative Economy","volume":"227 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140489903","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Customer Satisfaction On E-Banking Service Quality In Malaysia 马来西亚客户对电子银行服务质量的满意度

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1333

K. Lim, S. Yeo, Yen Nee Tey, C. Tan

{"title":"Customer Satisfaction On E-Banking Service Quality In Malaysia","authors":"K. Lim, S. Yeo, Yen Nee Tey, C. Tan","doi":"10.31098/ijebce.v3i2.1333","DOIUrl":"https://doi.org/10.31098/ijebce.v3i2.1333","url":null,"abstract":"Rapid technology developments and the advance in the digital economy created good value for electronic banking. Online banking which is also known as e-banking becomes essential in year 2020 due to Covid outbreaks which can reduce the customer and employee interface and ensure all the transactions can continue conducting with cashless. Consequently, e-banking has become popular with the purpose to continue routine transactions such as paying bills, top up, online transfer to others or for shopping purposes. Apart from that, customer satisfaction is also important to the success of businesses which can reduce the customer losses. With high customer satisfaction also can increase customer loyalty and directly can generate more revenue. The main purpose of this research is to study the factor influencing customer satisfaction on e-banking service quality in Malaysia. This research has included five independent variables which included efficiency, website design, security or privacy, reliability, and responsiveness.to explain the customer satisfaction towards E-banking services. A minimum of 138 target respondents will be interviewed by a set of questionnaires via Google Form. The data collected were then keyed into the SPSS software and further analysed by using the Smart PLS software. The analysis result revealed that all independent variables except efficiency were found to have significant relationship to influence customer satisfaction towards E-banking services. This research study was important to the banking sector and for those other researchers that are interested in this topic research.","PeriodicalId":275205,"journal":{"name":"International Journal of Entrepreneurship, Business and Creative Economy","volume":"320 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130290583","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Accounting Information System Quality's Effect on Accounting Information Quality 会计信息系统质量对会计信息质量的影响

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1491

Rapina Rapina, Y. Carolina, J. Joni, Ridwan Ridwan

引用次数: 0

Informal Street Vendors Survival Strategies during the Covid-19 Pandemic 2019冠状病毒病大流行期间非正规街头摊贩的生存策略

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1304

Karen Joy A. Catacutan, Rona Jay Bernardo, Syra Angelyn Lumaday, Jessa Tabangcura, Justin Marc Benito, G. Tumbali

{"title":"Informal Street Vendors Survival Strategies during the Covid-19 Pandemic","authors":"Karen Joy A. Catacutan, Rona Jay Bernardo, Syra Angelyn Lumaday, Jessa Tabangcura, Justin Marc Benito, G. Tumbali","doi":"10.31098/ijebce.v3i2.1304","DOIUrl":"https://doi.org/10.31098/ijebce.v3i2.1304","url":null,"abstract":"Due to the COVID-19 pandemic, our government has been forced to implement strict quarantine measures. As a result, social interaction, particularly among informal street vendors, has been restricted. The researchers undertook this study to learn more about the survival methods used by informal street vendors of Tuguegarao City, Cagayan. The current study used Interpretative Phenomenological Analysis as a qualitative research design. The informants in this study were 15 informal street vendors who were chosen through a random sampling technique. The data was gathered using an interview schedule. Two major findings were extracted from this study: (1) the effects of the COVID-19 pandemic are primarily negative to informal street vending businesses. In contrast, informal street vendors suffered from a decline in sales, inconvenience in selling, increased operating expenses, and disruption in operations. (2) Due to the resilience of the informants, they are able to cope-up by employing survival strategies such as adaptation of business strategies, policy adherence, and optimism. The results of the study will provide insights to the local government on how to possibly intervene in the affairs of the informal street vendors in order to contribute to the city's local development as they are part of the economy.","PeriodicalId":275205,"journal":{"name":"International Journal of Entrepreneurship, Business and Creative Economy","volume":" 28","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113950353","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Evaluation of The Performance of Incubation Business Services in Morocco 摩洛哥孵化企业服务绩效评价

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1517

Kenza Bouarara, Mohamed Oudgou, Abdelilah Baguare

引用次数: 0

Development of Small-Medium Industry in Urban Kampong to Realize a Sustainable Creative Economy Area 发展城市磅市中小产业，实现可持续的创意经济区

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1547

Siti Sujatini, Euis Puspita D, Dwi Dinariana, Henni Henni, A. Wijaya

{"title":"Development of Small-Medium Industry in Urban Kampong to Realize a Sustainable Creative Economy Area","authors":"Siti Sujatini, Euis Puspita D, Dwi Dinariana, Henni Henni, A. Wijaya","doi":"10.31098/ijebce.v3i2.1547","DOIUrl":"https://doi.org/10.31098/ijebce.v3i2.1547","url":null,"abstract":"The concept of the creative economy has emerged recently, one of which is the emergence of small and medium industries (IKM) in urban kampong. The creative economy is the driving force for the nation's economy, so its existence needs to be managed and developed. The emergence of the IKM creative economy concept is inseparable from the cultural characteristics of rural communities, which have characteristics of \"gotong royong\" and \"guyub\". The community's cultural character triggers the emergence of creative economic areas in urban kampong corridors. This study aims to determine the sustainability of the creative economy area in urban kampong now and in the future by referring to the Penta helix concept. The method used is qualitative, namely conducting observations and interviews and exploring the research that has been carried out regarding the title and the actions needed for the sustainability of the current and future creative economy areas. The location used as a case study is an urban kampong settlement in the Paseban area of Central Jakarta. The results of this study indicate that the sustainability of the creative economy area in urban kampong settlements has not been fully implemented according to the penta helix model, nor has it been implemented sustainably. The researcher's suggestion that the community's creative economy area is always sustainable is that the Penta helix model must always be applied, and cooperation between the 5 elements must always be compact.","PeriodicalId":275205,"journal":{"name":"International Journal of Entrepreneurship, Business and Creative Economy","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124786410","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Determinates of Entrepreneurial Intention among Graduating Students of Bonga Polytechnic College, Kaffa Zone, Ethiopia 埃塞俄比亚卡法区Bonga理工学院毕业生创业意向的决定因素

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1455

Abera Atto Ambo

{"title":"Determinates of Entrepreneurial Intention among Graduating Students of Bonga Polytechnic College, Kaffa Zone, Ethiopia","authors":"Abera Atto Ambo","doi":"10.31098/ijebce.v3i2.1455","DOIUrl":"https://doi.org/10.31098/ijebce.v3i2.1455","url":null,"abstract":"The globe is currently experiencing a problem with unemployment, and entrepreneurship is the primary remedy to help economies recover from this crisis. Most TVET graduates are stressed by searching for salaried jobs rather than creating their businesses, which is against the mission of TVET. This motivated the researcher to study the factors determining the entrepreneurial intention of TVET students. The primary goal of this study was to identify factors that predict students at Bonga Polytechnic College to pursue entrepreneurial endeavors. The study used a quantitative technique and an explanatory research design. Primary data was collected through a survey questionnaire designed in the form of a Likert scale. Samples of 297 students were asked to complete a survey. The sample size was established using the stratified sampling technique. After the data had been collected, it was analyzed using inferential statistics such as correlation and regression with the help of SPSS v.24. The researcher found that student entrepreneurial intention was significantly influenced by gender, age, family background, attitude, entrepreneurship education, government policy, access to finance, physical infrastructure, commercial and legal infrastructure, and cultural and social norms. According to the findings of this study, each factor significantly influences entrepreneurial intention. The findings of this study contribute to the increasing body of literature on the factors that determine the entrepreneurial intentions of TVET students by providing practical contributions.","PeriodicalId":275205,"journal":{"name":"International Journal of Entrepreneurship, Business and Creative Economy","volume":"183 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133568502","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Tourist Engagement and Destination Loyalty Among Local Visitors in the Philippines 菲律宾当地游客的旅游参与和目的地忠诚度

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1272

Eric S Parilla

引用次数: 0

Entrepreneurial Innovation Mediating among Marketing Strategies and Venture Sustainability in Ethiopia's 埃塞俄比亚创业创新在营销策略和创业可持续性之间的中介作用

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1062

Shashi Kant, Metasebia Adula, Fisseha Dejene Yadete, Kebedew Asefa

{"title":"Entrepreneurial Innovation Mediating among Marketing Strategies and Venture Sustainability in Ethiopia's","authors":"Shashi Kant, Metasebia Adula, Fisseha Dejene Yadete, Kebedew Asefa","doi":"10.31098/ijebce.v3i2.1062","DOIUrl":"https://doi.org/10.31098/ijebce.v3i2.1062","url":null,"abstract":"This research aimed to examine, in the context of an African company, the effects of its marketing approach predictors on enterprise sustainability as measured by organisation performance. The researchers developed several strategies and statistics that were both descriptive and inferential. The sampling approach incorporated both probabilities and non-probability components and used a simple random sampling procedure. The data for this study was provided by Oromia International Bank, a representative organisation in Ethiopia, by investigating 426 of its customer base, including those working in modern organisations and sectors at the Bule-Hora branch. The investigation's final findings demonstrate that organisational sustainability is deteriorating and fewer marketing tactics are being implemented. The leading causes of these findings are a lack of worker dedication, a hostile work atmosphere, weak leader competency, and slow adoption of new technology. Related predictors were one of the main problems when entrepreneurial breakthrough mediation was implemented. A leader's ability is one of the most promising strategies for promoting organisational sustainability in Ethiopia. The researchers provided the appropriate body with recommendations on how to handle the predictions, resolve the problems encountered during the execution of marketing strategies, and eventually provide effective marketing strategy compliance and strong organisation sustainability.","PeriodicalId":275205,"journal":{"name":"International Journal of Entrepreneurship, Business and Creative Economy","volume":"60 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124750168","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

Covid-19 Pandemic and ICT Performance in Nigerian Banks: Financial Transaction Perspective 2019冠状病毒病大流行和尼日利亚银行的ICT绩效:金融交易视角

International Journal of Entrepreneurship, Business and Creative Economy Pub Date : 2023-07-27 DOI: 10.31098/ijebce.v3i2.1312

M. Frances, Audu Tanimu, Vincent Aghaegbunam Onodugo, E. Isichei

{"title":"Covid-19 Pandemic and ICT Performance in Nigerian Banks: Financial Transaction Perspective","authors":"M. Frances, Audu Tanimu, Vincent Aghaegbunam Onodugo, E. Isichei","doi":"10.31098/ijebce.v3i2.1312","DOIUrl":"https://doi.org/10.31098/ijebce.v3i2.1312","url":null,"abstract":"The global outbreak and spread of coronavirus disease (COVID-19) have been referred to as the most dangerous pandemic since World War II. The speed of the spread and the severity of the damage caused by the virus has traumatized the global economy affecting both banks and customers. With the lockdown imposed by the government to restrict the movement of people and activities caused by the increased level of coronavirus cases in Nigeria, the fate of the financial users of about 40 million became unknown. Given the analysis of data on trends of COVID-19 infections from the World Health Organization and Nigerian Centres for Disease Control and Prevention, the study assessed the current situation. It indicated some specific concepts that the banking sector should consider and address while taking the necessary measures to cope with the new change. The study used an ex-post-facto research design, enabling the researcher to measure the effect or relationship between the dependent variable and explanatory variables using time-series secondary data. The data collected was reviewed, and validated by CBN, the Nigeria Bureau of Statistics, and the Nigerian Inter-Bank Settlement System (NIBSS) websites. The study concluded that the ICT volume of e-payment has no significant effect on operational efficiency in Nigeria Banks, and the ICT value of e-payment significantly affects operational efficiency in Nigeria Banks during the coronavirus lockdown.","PeriodicalId":275205,"journal":{"name":"International Journal of Entrepreneurship, Business and Creative Economy","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114547545","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0