Customer Satisfaction On E-Banking Service Quality In Malaysia

K. Lim, S. Yeo, Yen Nee Tey, C. Tan
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Abstract

Rapid technology developments and the advance in the digital economy created good value for electronic banking. Online banking which is also known as e-banking becomes essential in year 2020 due to Covid outbreaks which can reduce the customer and employee interface and ensure all the transactions can continue conducting with cashless. Consequently, e-banking has become popular with the purpose to continue routine transactions such as paying bills, top up, online transfer to others or for shopping purposes. Apart from that, customer satisfaction is also important to the success of businesses which can reduce the customer losses. With high customer satisfaction also can increase customer loyalty and directly can generate more revenue. The main purpose of this research is to study the factor influencing customer satisfaction on e-banking service quality in Malaysia. This research has included five independent variables which included efficiency, website design, security or privacy, reliability, and responsiveness.to explain the customer satisfaction towards E-banking services. A minimum of 138 target respondents will be interviewed by a set of questionnaires via Google Form. The data collected were then keyed into the SPSS software and further analysed by using the Smart PLS software. The analysis result revealed that all independent variables except efficiency were found to have significant relationship to influence customer satisfaction towards E-banking services. This research study was important to the banking sector and for those other researchers that are interested in this topic research.
马来西亚客户对电子银行服务质量的满意度
科技的快速发展和数字经济的发展为电子银行创造了良好的价值。由于新冠疫情的爆发,网上银行(也称为电子银行)在2020年变得至关重要,这可以减少客户和员工之间的接触,并确保所有交易都可以继续以无现金方式进行。因此,电子银行已成为流行的目的,以继续日常交易,如支付账单,充值,网上转账给他人或购物的目的。除此之外,客户满意度对企业的成功也很重要,可以减少客户的流失。拥有较高的客户满意度还可以增加客户忠诚度,直接可以产生更多的收益。本研究的主要目的是研究马来西亚客户满意度对电子银行服务质量的影响因素。这项研究包括了五个独立的变量,包括效率、网站设计、安全或隐私、可靠性和响应能力。解释客户对网上银行服务的满意度。至少138名目标受访者将通过谷歌表格接受一套问卷调查。然后将收集的数据输入SPSS软件,并通过使用智能PLS软件进一步分析。分析结果显示,除效率外,所有自变量都对电子银行服务满意度有显著影响。这项研究对银行业和其他对该主题研究感兴趣的研究人员都很重要。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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