{"title":"Financial Performance Analysis Using The Profitability Ratio at PT. Bank Rakyat Indonesia (Persero) Tbk Period 2020-2022","authors":"Alief Salsabila Djilhamzah, Anwar Ramli, Tenri S.P Dipoatmojo, Chalid Imran Musa, Romansyah Sahabuddin","doi":"10.31850/economos.v7i1.3147","DOIUrl":"https://doi.org/10.31850/economos.v7i1.3147","url":null,"abstract":"This study aims to determine the financial performance of PT. Bank BRI (Persero) Tbk during the 2020-2022 period. The research method used is quantitative with data collection techniques through documentation and observation, which involves financial statement data such as balance sheets and profit and loss statements prepared by Bank BRI. The data analysis technique involves the use of profitability financial ratio analysis consisting of Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM). The research findings show that Return on Assets and Return on Equity are experiencing very healthy conditions, while the Net Profit Margin value shows unhealthy conditions in the performance of PT. Bank BRI (Persero)","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"97 51","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141663960","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Kabupaten Sumba, Timur, Jln. Amal Bakti, Kota Parepare, Sulawesi Selatan
{"title":"Income Analysis of Beef Cattle Farmers In Kadumbul Village, Pandawai District, East Sumba Regency","authors":"Kabupaten Sumba, Timur, Jln. Amal Bakti, Kota Parepare, Sulawesi Selatan","doi":"10.31850/economos.v6i1.2274","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2274","url":null,"abstract":"Beef cattle farming is a side business and is still traditional in Kadumbul Village, Pandawai District, East Sumba Regency, where cattle farmers do not have records of expenditure and receipts. The purpose of this study is (1) to determine the characteristics of beef cattle farmers in Kadumbul Village, 2). To analyze beef cattle business income in Kadumbul Village, and 3). To find out the factors that affect beef cattle business income. Sample determination is determined by purposive sampling method. The data analysis used is qualitative analysis using revenue analysis. The results of research on the characteristics of beef cattle farmers in Kadumbul Village showed that the age range of 41-50 years was around 44%, junior high school category education was around 78%, livestock ownership of 1-2 ST was around 38%, and the average income of farmers from beef cattle business in Kadumbul Village for a year was Rp.21, 290,938/year/farmer, with an average livestock ownership of 5 ST. Factors that affect farmers' income are livestock ownership and production costs, while the variables of experience, family responsibility, and age do not affect beef cattle business income.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114767295","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Tafsir of Qur'anic Verses on Consumption","authors":"Samsuriadi Samsuriadi, A. Abubakar, Rusydi Khalid","doi":"10.31850/economos.v6i1.2241","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2241","url":null,"abstract":"The Qur'an is a source of excavation and development of Islamic teachings in various dimensions of human life. This paper tries to develop economic studies from an economic point of view based on the interpretation of the Qur'an. As a methodology, tafsir plays an important role in order to develop the discipline of Islamic economics. The model of economic interpretation derived from the thematic interpretation of the Qur'an is developed through four phases including; Classification of Qur'anic verses related to economics, understanding them based on chronology, micro and macro context, and socioeconomic contextualization. In summary, this paper reveals that consumption behavior in the Qur'an is harmoniously regulated, gradual and systematically to propose a new model of consumption for Muslims through Islamic consumption behavior.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127830049","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Gender In Using Mobile Payments","authors":"Wendy Souisa","doi":"10.31850/economos.v6i1.2146","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2146","url":null,"abstract":"T \u0000Mobile payments have been proposed as a way to promote micropayments in electronic and mobile commerce and as an alternative to reduce the use of cash. This study aims to examine the influence of gender on the intention to make payments via mobile, with a sample of 100 students of the Commercial Administration study program, and the Accounting study program from the Ambon State Polytechnic, Data analysis techniques used using PLS. This study found that women's behavioral intentions were significantly influenced by performance expectations and for men there was no significant influence of performance expectations on behavioral intentions in using mobile payments, it was also found that women's behavioral intentions were significantly influenced by higher social norms than men in using mobile payments, the influence of facility conditions in using mobile payments was more significant on Women versus men are not significant, and a significant effect of price value is also found in women's intention to use mobile payments while this does not affect men's intention to use mobile payments.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124147092","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Implementation of Corporate Social Responsibility and Communication (CSR) at PT. Pertani (Persero)","authors":"Ririn Frebianti, Nurita Andriani, M. Syarif","doi":"10.31850/economos.v6i1.2014","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2014","url":null,"abstract":"Implementation of Corporate Social Responsibility and Communication (CSR) at PT. Farmers (Persero). This research is a qualitative descriptive research. This type of research is not to elaborate explanations, control communication symptoms or make predictions, but rather to provide an overview and understanding (understanding) of how and why a symptom or reality of communication occurs. The data collection technique used in this study was in-depth interviews. This type of interview contains questions that are \"open ended\", leads to a depth of information, and is conducted in an unstructured way. Based on the results of research conducted by researchers at PT. Pertani (Pesero), implementing the CSR program of PT. Pertani (Persero) carries out selective processes such as community data, proposals, evaluations, according to criteria, rejected, principle permits, implementation processes, implementation reports, evaluations and CSR profiles so that the program will be implemented effectively and the quality of the benefits is good for the impact of the program itself , In the context of community empowerment, the communication strategy developed by the company with the beneficiary communities greatly influences the success of the CSR program. In implementing the CSR program, communication activities are important to do.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123656700","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
F. Fitriani, St. Nurhayati, Muzdalifah Muhammadun, Syahriah Semaun, Andi Bahri S
{"title":"The Influence of Online Promotion, Service Quality, and Price on The Sustainability of Culinary Msmes In Parepare City After The Covid-19 Pandemic In The Perspective of Maslahah","authors":"F. Fitriani, St. Nurhayati, Muzdalifah Muhammadun, Syahriah Semaun, Andi Bahri S","doi":"10.31850/economos.v6i1.1837","DOIUrl":"https://doi.org/10.31850/economos.v6i1.1837","url":null,"abstract":"Abstract \u0000The purpose of this study is to determine the effect of online promotion, service quality, and price on the sustainability of culinary MSMEs in the city of Parepare after the COVID-19 pandemic in the perspective of the community. This type of research is a mixed method. The approach used is a descriptive and associative approach. The research was conducted in Parepare City to MSME actors. Data collection techniques and instruments were carried out through the distribution of questionnaires to 50 samples. The methods used to test the hypothesis are by using pearson product moment correlation analysis techniques, multiple linear regression, f test, coefficient of determination (R2) and interview. The results showed; 1) Online promotion (X1) is very good, evidenced by respondents' answer scores of 88% in the category of 84.01% - 100% with a very good classification. 2) Service quality (X2) is good, evidenced by respondents' answer scores of 83% in the category of 68.01% - 84.00% with a good classification. 3) The price adjustment (X3) is very good, evidenced by the respondent's answer score of 85% in the category of 84.01% - 100% with a very good classification. 4) Sustainability (Y) is very good, evidenced by respondents' answer scores of 85% in the category of 84.01% - 100% with a very good classification. 5) There is no relationship between online promotion (X1) and weak significance to the sustainability variable (Y), evidenced by significance values of 0.088 > 0.05, so there is no correlation. 6) There is no relationship between service quality (X2) and weak significance to the sustainability variable (Y), evidenced by a significance value of 0.122 > 0.05, so there is no correlation. 7) There is no relationship between price (X3) and weak significance to the variable sustainability (Y) as evidenced by a significance value of 0.129> 0.05. 8) Online promotion (X1), service quality (X2), and pricing (X3) have no partial effect on sustainability (Y), as evidenced by their respective significance values of 0.140, 0.229, 0.211 > 0.05, concluded to have no effect. 9) Online promotion (X1), service quality (X2), and price (X3) simultaneously have no significant effect on sustainability (Y), evidenced by a sig of 0.097> 0.05 or a calculated F value of 2.234 < Ftable 2.81 is concluded to have no effect. (10) The most dominant variable for sustainability (Y) is online promotion (X1) with an unstandardized coefficients value of 0.244.( 11) MSME actors in Parepare City maintain the sustainability of their business by implementing good strategies in accordance with the principles of Hajiyyah benefit.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"125 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114790305","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Andi Bintang Maulana A, Anwar Anwar, Hety Budianty
{"title":"The Effect of Non-Performing Financing of Mudharabah and Murabahah Financing on Profitability of Islamic Banking","authors":"Andi Bintang Maulana A, Anwar Anwar, Hety Budianty","doi":"10.31850/economos.v6i1.2237","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2237","url":null,"abstract":"Sharia Bank is a business entity that collects funds from the public in the form of deposits and distributes them to the community in order to improve the standard of living of many people. This study aims to determine the effect of Non-Performing Financing (NPF) of Mudharabah financing and Murabahah financing on Sharia Banking Profitability. This research is a quantitative research type. This research data is taken from the annual report of Islamic banking and the Financial Services Authority (OJK). The research variables include the independent variable is NPF Mudharabah financing and NPF Murabahah financing and the dependent variable is Profitability. The number of samples in this study, which is 60, is an annual report from 10 Islamic Banking during 2015-2020. The analysis technique used is multiple Linear Regression. The results showed that based on the partial test of Non Performing Financing (NPF), mudharabah financing has a negative and partially significant influence on Profitability in Islamic Banking and Non Performing Financing (NPF) murabahah financing has a negative and significant influence on Profitability in Islamic Banking. and based on simultaneous tests show that Non-Performing Financing (NPF) mudharabah financing and Non Performing Financing (NPF) murabahah financing together have a negative and significant effect on profitability The dominant variable simultaneously affects the level Profitability in Islamic Banking is NPF murabahah financing.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132431618","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Organizational Culture, Compensation, Interpersonal Communication on Job Satisfaction In Employees of The Land and Spatial Planning Office Yogyakarta City","authors":"Lucky Bayu Nugroho, Prayekti Prayekti","doi":"10.31850/economos.v6i1.2238","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2238","url":null,"abstract":"Organizational culture has a long-term impact on performance and as a major factor in determining or influencing the failure or success of an organization for the next few years. The purpose of this study is to describe (1) the influence of organizational culture on employee job satisfaction. (2) The effect of compensation on employee job satisfaction. (3) The effect of interpersonal communication on employee job satisfaction. (4) The influence of organizational culture, compensation, and interpersonal communication on employee job satisfaction. This research is a type of quantitative research, with the total population of all employees of the Yogyakarta City Land and Spatial Planning Office. The sampling technique in this study is a non-probability sampling technique where the technique used is saturated sampling (census). The number of samples in this study was 65 employees of the Yogyakarta City Land and Spatial Planning Office. The data collection technique in this study used questionnaires. The data analysis methods used in this study are validity test, reliability test, descriptive test, classical assumption test, and multiple linear regression. Data analysis is performed to identify the independent variable that affects the dependent variable. The results showed that (1) Organizational culture has a positive and significant effect on employee job satisfaction. (2) Compensation has a positive and significant effect on employee job satisfaction. (3) Interpersonal communication has a positive and significant effect on employee job satisfaction. (4) Organizational culture, compensation, and interpersonal communication simultaneously affect employee job satisfaction.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125773820","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect of Managerial Ownership, Company Size, and Profitability on Firm Value With Profit Management as Moderation Variables","authors":"Sri Ayem, Yasinta Angelina Seldis","doi":"10.31850/economos.v6i1.2239","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2239","url":null,"abstract":"Increasing the value of the company is carried out to obtain profits (profit). This research proves that managerial ownership of firm size and profitability to firm value: Profit management as a moderating variable. The purpose of this study is to determine managerial ownership, company size, profitability to company value and also to determine the effect of profit management as a moderate variable in moderating managerial ownership, company size and profitability to company value. Manufacturing companies in the Food and Beverag subsector listed on the Indonesia Stock Exchange (IDX) in 2018-2020 are the samples used in this study. Sampling using purposive sampling method and obtained 13 companies with data processing 31 annual financial statements and annual reports. This research method uses multiple linear analysis and moderate regression analysis. Data analysis using descriptive statistics, classical assumption tests, multiple linear regression, hypothesis testing and absolute analysis value tests using SPSS version 20.The results prove that managerial ownership has no effect on company value, company size variables have a positive effect on company value, profitability variables have no effect on company value. Profit management variables weaken the influence of managerial ownership on company value, profit management can strengthen the positive influence of company size on company value, profit management can weaken the effect of profitability on company value.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116112507","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nurfatwa Andriani Yasin, Muhammad Akash Bin Nasir, Kurniawaty Kurniawaty
{"title":"The Influence of Leadership and Organizational Culture on Organizational Commitment To Employees of Grand Mode Cendrawasih","authors":"Nurfatwa Andriani Yasin, Muhammad Akash Bin Nasir, Kurniawaty Kurniawaty","doi":"10.31850/economos.v6i1.2242","DOIUrl":"https://doi.org/10.31850/economos.v6i1.2242","url":null,"abstract":"An organization needs a leader who can bring the company or organization to maintain consistency and be able to compete in the business world. This study aims to examine the influence of leadership and organizational culture on organizational commitment in 300 employees of Grand Mode Makassar consisting of staff, security and employees. The analysis method used in this study is multiple linear regression analysis with the help of SPSS. 14. This study found that there is a positive and significant influence between leadership on organizational commitment, and there is a positive and significant influence between organizational culture on organizational commitment. This research found that leadership is believed to be a major force or key driving an organization to build a new culture that must be adjusted to change, and organizational culture is very influential on employee behavior because the value system in organizational culture can be used as a reference for behavior in organizations that are oriented towards achieving goals or performance results set.","PeriodicalId":228447,"journal":{"name":"Economos : Jurnal Ekonomi dan Bisnis","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126670462","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}