MANAGEMENT AND ECONOMICS REVIEW最新文献_第5页

Loan-to-Deposit Ratio Analysis Before and During the COVID-19 Pandemic COVID-19大流行之前和期间的贷存比分析

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2023-02-10 DOI: 10.24818/mer/2023.02-03

Xenaneira Shodrokova, I. Asngari, A. Hidayat

{"title":"Loan-to-Deposit Ratio Analysis Before and During the COVID-19 Pandemic","authors":"Xenaneira Shodrokova, I. Asngari, A. Hidayat","doi":"10.24818/mer/2023.02-03","DOIUrl":"https://doi.org/10.24818/mer/2023.02-03","url":null,"abstract":"The banking sector contributes to the pace of the economy. Since the increasing outbreak of the COVID-19 virus, there are many risks that banks will face, such as bad loans as measured by the Non-Performing Loan (NPL) ratio, a decrease in net interest margin as measured by the Net Interest Margin (NIM) ratio, increasing Operating Costs to Operating Income (BOPO), and increasing Third Party Funds (DPK) but not followed by high lending. This disrupts the balance between loans and deposits, measured through the Loan-to-Deposit Ratio (LDR). In this study using secondary data types in the form of data on the highest Core Capital Bank Group (BUKU IV) in Indonesia, using quarterly data for the 2018-2021 period using the Fixed Effect Model method. This data is obtained from the website of the Financial Services Authority (OJK) Indonesia, and Worldometer. The purpose of this study was to analyze the effect of the NPL, NIM, BOPO, and Dummy COVID-19 variables on LDR. The results showed that during the COVID-19 pandemic, the NIM and BOPO variables had a positive and significant effect while the NPL and Dummy Covid variables showed a negative and significant relationship to the Loan-to-Deposit Ratio (LDR).","PeriodicalId":223559,"journal":{"name":"MANAGEMENT AND ECONOMICS REVIEW","volume":"93 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132415409","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Participation of Value Co-creation in the Development of Electronic Commerce 价值共同创造在电子商务发展中的参与

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-04

Djalel Eddine Yahiaoui, Samiha Mansouri, Lynda Fadel, Hadia Zaraa

{"title":"The Participation of Value Co-creation in the Development of Electronic Commerce","authors":"Djalel Eddine Yahiaoui, Samiha Mansouri, Lynda Fadel, Hadia Zaraa","doi":"10.24818/mer/2022.10-04","DOIUrl":"https://doi.org/10.24818/mer/2022.10-04","url":null,"abstract":"This paper aims to study whether and how can value co-creation work online, and what interactions customers think are highly important to continue or keep their relationship with the company.\u0000We try to discover how to create value in an online environment requiring face-to-face interaction elements and no switching costs faced by customers to establish long-term relationships with customers. There is little research on value co-creation in the online Algerian environment and how value co-creation affects the ability to establish and maintain customer relationships.\u0000This article uses mixed approach qualitative and quantitative research methods to investigate how these activities are perceived through case studies that thoroughly analyze marketing plans and company value creation activities, as well as structured interviews with 10 customers of the company plus a survey that contains 104 participants.\u0000The conclusion of this study is that the activities performed by the company “X” allowed the co-creation of value to be crated. In addition, it is concluded that the services provided by the company to contribute the following important factors trying to establish and maintain relationships with customers.","PeriodicalId":223559,"journal":{"name":"MANAGEMENT AND ECONOMICS REVIEW","volume":"95 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114853776","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Systematic Literature Review of Strategic Behavior in Negotiation 谈判策略行为的系统文献综述

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-05

Rafi Ndari Ardianto, P. Hermawan

引用次数: 0

A Creative Thinking Approach to the Role of Procurement as a Competitive Advantage in the Context of the Circular Economy Transition 循环经济转型背景下采购作为竞争优势作用的创造性思维方法

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-11

Ovidiu Bunea, Răzvan-Andrei Corboș

引用次数: 0

Work-Family Conflicts in the Context of Labour Market Change: A Systematic Literature Review 劳动力市场变化背景下的工作-家庭冲突:系统文献综述

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-06

K. G. Priyashantha, A. D. De Alwis, I. Welmilla

引用次数: 4

COVID-19 Pandemic, Oil Slump and the Nigerian Economy COVID-19大流行、石油暴跌和尼日利亚经济

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-12

K. Bello, Matthew Oladapo Gidigbi

{"title":"COVID-19 Pandemic, Oil Slump and the Nigerian Economy","authors":"K. Bello, Matthew Oladapo Gidigbi","doi":"10.24818/mer/2022.10-12","DOIUrl":"https://doi.org/10.24818/mer/2022.10-12","url":null,"abstract":"The COVID-19 pandemic came as a shock to the global economy and its impact was well felt. However, it came with the possibility of implementing structural policies and reforms. The pandemic slowed down economic activities in the global market and translated into crashed oil prices, which gave room for reforms such as subsidy removal. Nigeria maximized the opportunity to remove the full subsidy on petroleum products, especially Premium Motor Spirit (PMS). But the possibility was not last enough for the populace to enjoy. COVID-19 pandemic and its consequence on oil price had affected the Nigerian economy by ways of fiscal constraint, loss of revenue, the exit of businesses in the market, job cuts and soaring unemployment rate. Exchange rate fluctuation is prevalent, the inflation rate is on the rise and thereby, poverty incidence has increased. In cushioning the effect of the pandemic, governments at all levels, religious bodies, businesses and individuals donated towards the fight and support of people during the pandemic. Nigeria should maintain a strong economic basis, single its double sides of being exporter and importer at the same time; and ensure local refining of the petroleum products. Also, it has come of age for developing a national package to forestall a similar crisis in an instance of similar occurrence.","PeriodicalId":223559,"journal":{"name":"MANAGEMENT AND ECONOMICS REVIEW","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133429640","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Designing a Customer Journey Experience for Income Generation Tourism Industry, Case Study: Dusun Bambu 为创收旅游业设计顾客旅行体验，案例研究:Dusun Bambu

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-09

Dina Rizkia Rachmah, Irham Iskandar, P. F. Belgiawan

引用次数: 1

Developing an Organizational Resilience Model for Engineering Consulting Companies in Indonesia: New Findings from a Leadership and Organizational Culture Perspective 为印度尼西亚工程咨询公司开发组织弹性模型:从领导和组织文化角度的新发现

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-02

Novia Hafnidah, Aurik Gustomo, E. Prasetio

引用次数: 1

The Impact of Accounting Information Systems on Bank Performance: The Case of Lebanon 会计信息系统对银行绩效的影响:以黎巴嫩为例

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-10

Suha Jalloul, Ghina Awwad, K. Shatila

引用次数: 3

SWOT Analysis of the Health System in Egypt 埃及卫生系统的SWOT分析

MANAGEMENT AND ECONOMICS REVIEW Pub Date : 2022-10-20 DOI: 10.24818/mer/2022.10-03

Yasmin A. Mobasher

引用次数: 0