{"title":"Analysis of financial inclusion indicators FINDEX - a study of a group of Arab countries-","authors":"Noura Zebiri","doi":"10.58205/fber.v6i2.627","DOIUrl":"https://doi.org/10.58205/fber.v6i2.627","url":null,"abstract":"This research paper aimed to address the reality of financial inclusion in the Arab countries, by analyzing the most important indicators of financial inclusion for a group of Arab countries. In order to answer the problem of the study, and achieve its objectives, Using the descriptive method and the analytical method, using the descriptive method. The study found many results, the most important of which is the decline in financial inclusion indicators in the group of Arab countries under study, with the exception of the United Arab Emirates, for each of the bank account ownership with official financial institutions, the index of access to financial and banking services and products and the index of digital financial services, as recommended The study stressed the need to intensify the financial, legislative and legal efforts of the group of Arab countries under study in order to enhance the process of financial inclusion in them","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"91 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124308472","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The role of Zakat in developing Islamic social finance and enhancing its effectiveness during the Covid-19 pandemic _The Zakat Fund for ANNABA City Model_","authors":"Sabah Guerid, Wahiba Nasri","doi":"10.58205/fber.v6i2.890","DOIUrl":"https://doi.org/10.58205/fber.v6i2.890","url":null,"abstract":"This study aimed to show the importance of Zakat for development of Islamic social finance, and enhance its effectiveness during Covid-19 pandemic. The Zakat is one of Islamic social financing tools distributed between profit-making and charitable financing tools, where it is a stable and permanent source of funding and an important component of emergency support programs in times of crises and pandemics. By studying the case of ANNABA Zakat, the study concluded that it works to provide important Islamic social financing, by financing consumer requirements according to priority, and financing investment according to the good loan formula but it was canceled since 2014 because due to the lack of resources allocated for investment and the low rate of loan recovery. In the Covid-19 pandemic, all the resources of the Fund where allocated to finance the consumption of those affected by it. The study recommended diversifying the investment formulas for Zakat resources to enhance the effectiveness of Islamic social financing which is to be achieved within the framework of the executive decree NO 21-179.","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"53 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125952052","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Disclosure of the integrity of the Algerian banking system through the analysis of macroeconomic indicators for the period (2006/2019)","authors":"Hichame Tardkhodja","doi":"10.58205/fber.v6i2.597","DOIUrl":"https://doi.org/10.58205/fber.v6i2.597","url":null,"abstract":"This study aims to reveal the integrity of the banking system through the analysis of macroeconomic indicators, which is included in the quantitative indicators of total prudence, which is one of the most important components of the early warning system for banking crises, in addition to the method of structural control represented in the indicators of partial prudence in addition to the standard of analysis of current expenditures and revenues. And the international rules of caution represented by the Basel Accords. The study reached a set of results, most notably that the process of tracking macroeconomic indicators is of paramount importance, as they are often a main source of crises. The study also concluded that the Algerian banking system cannot be exposed to a crisis, at least in the short term.","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130865256","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The impact of e-management on the effectiveness of the public service Case Study of National Social Security Fund for Workers, Saida Agency","authors":"Amine Mouissat, D. Benabou","doi":"10.58205/fber.v6i2.1312","DOIUrl":"https://doi.org/10.58205/fber.v6i2.1312","url":null,"abstract":"The effectiveness of the public service through the application of e-management is achieved through the optimal exploitation of the elements of e-management (computers, software, processes, knowledge makers), while achieving the goals of the public service (Response, Accuracy, Quality of Service, Speed, Transparency). In order to answer the problem of the study and to arrive at more accurate results, we have adopted a main hypothesis, indicating that there is relationship to the impact of the application of e-management elements on the effectiveness of the public service. We designed a two-pronged questionnaire, The first axis concerns the extent to which e-management is implemented by the National Fund for Social Insurance for Workers, of Saida agency, that is answered by the Agency's staff. The second axis relates to the degree of effectiveness of the public service, that is answered by the socially insured, After presenting the data and analyzing it through the SPSS program, we reached the conclusion that the application of e-administration Affects the effectiveness of the services provided by the National Fund for Social Insurance for Workers, Saida Agency","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132032477","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The impact of Foreign Direct Investment on poverty in Algeria 1990-2019","authors":"M. Bouabdallah, Naima Baroudi","doi":"10.58205/fber.v6i2.1066","DOIUrl":"https://doi.org/10.58205/fber.v6i2.1066","url":null,"abstract":"The research paper aimed to study the impact of Foreign Direct Investment (FDI) on Poverty in Algeria during the period 1990 to 2019, where the following variables were used: Foreign Direct Investment, Inflation Rate, Trade Openness rate and Per Capita GDP as an indicator for Poverty rate in Algeria. In the long term using the Auto-Regressive Distributed Lag (ARDL) model. The results the study concluded that foreign direct investment had a very weak positive and significant impact on poverty rates in Algeria during the study period","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116857897","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Conditioning of the Role Bank of Algeria to Activate Islamic Banking in Light of the Sudanese Experience","authors":"Abd naser Berani, Mousa Kassehi, Kamel Bouchair","doi":"10.58205/fber.v6i2.636","DOIUrl":"https://doi.org/10.58205/fber.v6i2.636","url":null,"abstract":"The study aims to focus on the nature of the banking environment in which Islamic banks operating in Algeria, especially those related to their relationship with the central bank, which were formulated mainly according to the logic of work based on interest rate, which makes them the subject of many problems and challenges and limits their efficiency, which requires a review of the nature of the regulatory system in place and the orientation towards a dual regulatory system that takes into account the specificity of the work of Islamic banks by presenting the Sudanese experience to benefit from it.","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"170 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132118227","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Customer Relationship Management on Tourists’ Attitudes towards Domestic Tourism in Algeria in Light of Corona Pandemic: A Field Study of a Sample of Clients of Algerian Tourism Agencies","authors":"GHozlan Maazi, Fatima zohra Kassoul","doi":"10.58205/fber.v6i2.1304","DOIUrl":"https://doi.org/10.58205/fber.v6i2.1304","url":null,"abstract":"The study aimed to know the impact of customer relationship management on the trends of tourists towards domestic tourism in Algeria in light of the Corona pandemic, and to clarify this, a form was designed and distributed to a sample of local tourists dealing with tourism agencies consisting of 200 tourists, then the data was analyzed and hypotheses tested using the SPSS V20 program, and the study concluded that there is a significant effect of customer relationship management on the trends of tourists towards domestic tourism in Algeria in light of the Corona pandemic","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125571291","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Asaad mohamed ali Wahab, Abass murad Henital zabidi
{"title":"The Role of Internal Auditor Reports in Reducing Financial Corruption and Rationalizing Public Expenditure in the Crises","authors":"Asaad mohamed ali Wahab, Abass murad Henital zabidi","doi":"10.58205/fber.v6i2.1262","DOIUrl":"https://doi.org/10.58205/fber.v6i2.1262","url":null,"abstract":"The research aims to find scientific and professional solutions to rationalize public expenditure and reduce financial corruption in entities In the crises, a sample of internal auditors in government entities -Qadisiyah governorate, was selected and 150 questionnaires were distributed to them, 140 were retrieved from them and (5) forms were neglected. The two researches depended on (135) valid questionnaires for analysis, using relationships Correlation, simple linear regression, and (T) tests to prove hypotheses, and the research reached a set of conclusions, the most important of which were: The existence of a correlation relationship between internal audit reports and the rationalization of capital expenditures. and current, and it was found that there is a significant direct correlation between them, as the correlation coefficient reached (0.947) with a significant level (P-Value = 0.000), which is less than the significant level (α = 0.05) specified for the test.","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"70 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116965530","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The impact of trade openness on the growth of the industrial sector in Algeria","authors":"Antar Oukkal","doi":"10.58205/fber.v6i2.903","DOIUrl":"https://doi.org/10.58205/fber.v6i2.903","url":null,"abstract":"The study aims to test the relationship between the trade openness and the growth of industrial sector During the period (1990-2019), we used the latest statistical methods have been modern in time series of estimation of the unrestricted regression error correction model (autoregressive Distribution lag (ARDL), Using the statistical program (EVIEWS-10). The study concludes that There is an inverse relationship between trade openness and the growth of the industrial sector, and it’s no statistical significance, the technological and technical flows bear won't have any positive impact if it won't lead to the expansion of exports and this what is noticed in the Algerian economy as more than 95% of its exports are oil. The study also recommended directing the financial resources derived from the foreign trade sector and foreign direct investments towards the industrial sector to raise its productivity, especially the industrial sector outside of hydrocarbons","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"91 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132701437","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Fiscal Policy on Economic Inflation Rates in Palestine, During the Period 1996-2017","authors":"Manel Mohamed hasen awad","doi":"10.58205/fber.v6i2.1320","DOIUrl":"https://doi.org/10.58205/fber.v6i2.1320","url":null,"abstract":"This study aimed to identify the impact of the evolution in the volume of both government expenditure and tax revenues on the economic inflation rates in Palestine. The study used the analytical descriptive method based on time series data 1996-2017 and the application of multiple regression technique to reach the real effect of these variables on economic inflation rates. The study has come to a range of results, of which, most importantly, was the significant effect of the financial policy on the inflation rates in the Palestinian territories represented by government expenditure, where the regression coefficient (0.01) with economic, The results also showed a positive and slow effect of one time period (one year), which is statistically significant at 10% of tax revenues on economic inflation rates in Palestine, Where the coefficient of regression (0.01) With a positive economic elasticity ( ...0 .) The study also recommended that the Palestinian National Authority should review the economic agreements with the occupation authority in order to re-crystallize new directions to enable them to control the tools of monetary policy as well as fiscal policy to be able to real treatment and control of the phenomenon of inflation ","PeriodicalId":194517,"journal":{"name":"Finance and Business Economies Review","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130802298","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}