{"title":"ANALISA RASIO LIKUIDITAS DALAM MENGUKUR KINERJA KEUANGAN PT. MARTINA BERTO, TBK (TAHUN 2010 – 2016)","authors":"Selvia Nuriasari","doi":"10.36269/.v0i0.88","DOIUrl":"https://doi.org/10.36269/.v0i0.88","url":null,"abstract":"Rasio keuangan adalah alat dalam menilai kinerja keuangan perusahaan yang bertujuan untuk mengetahui kemampuan perusahaan dalam membayar kewajiban jangka pendek secara tepat waktu serta mengukur kemampuan perusahaan dalam membiayai aktivitas operasi perusahaan. Adapun indikatornya adalah semakin mampu perusahaan membayar kewajiban atau utang jangka pendek perusahaan dan membiayai aktivitas operasi perusahaan, maka semakin sehat atau likud. Semakin turun kemampuan perusahaan membayar utang atau kewajiban jangka pendeknya dan membiayai aktivitas operasi perusahaan, maka semakin tidak sehat atau ill-likuid. ","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132313489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PRINSIP KEHATIAN DALAM PENYALURAN PEMBIAYAAN MIKRO PADA BANK MUAMALAT KCP METRO LAMPUNG","authors":"Suraya Murcitaningrum","doi":"10.36269/.v0i0.87","DOIUrl":"https://doi.org/10.36269/.v0i0.87","url":null,"abstract":"Penyaluran pembiayaan mikro yang ada di Bank Muamalat KCP Metro adalah penyaluran dana kepada pedagang-pedagang mikro yang kekurangan dana dalam modalnya. Pembiayaan mikro ini diterapkan dengan beberapa tujuan yang diinginkan oleh pihak bank. Tujuan-tujuan tersebut adalah untuk mengakomidasi aspirasi para pelaku ekonomi, memiliki potensi bisnis yang besar dan juga pesaing yang sedikit dalam standar bank kepada bank. Penelitian ini bertujuan untuk mengetahui prinsip kehatian dalam penyaluran pembiayaan mikro pada bank muamalat kcp metro lampung. Adapun hasil dari penelitian ini adalah bahwa prinsip kehati-hatian ini diterapkan sebagai aspek jaga-jaga bank muamalah kcp Metro lampung dalam menghindari hal-hal yang tidak diinginkan di keesokan harinya pada penyaluran pembiayaan mikro. Selanjutnya dalam penyaluran pembiayaan mikro tersebut menggunakan fasilitas pembiayaan murabahah dan wakalah.","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"360 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131576226","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"RIBA DALAM TEKS DAN KONTEKS (Studi Tafsir Surat al Imron:130 Melalui Pendekan ma’na-cum-maghza)","authors":"Suraya Murcitaningrum, Muhammad Machsun","doi":"10.36269/.v2i2.166","DOIUrl":"https://doi.org/10.36269/.v2i2.166","url":null,"abstract":"Pembahasan mengenai riba adalah setiap tambahan termasuk bunga, muncul akibat dari pinjam meminjam uang sebagaimana ketentuan nas Surat al Imron ayat 130. Hal ini masih menjadi perselisihan para Ulama, meskipun telah ditetapkan fatwa haramnya. Bagi yang memahami makna tekstual Surat al Imron ayat 130 sehingga setiap bentuk lebihan dari jumlah hutang adalah jelas riba. Dengan menggunakan penekatan ma‟na-cum-maghza, artikel ini melakukan reinterpretasi terhadap al Quran surat al Imron ayat 130. Hasil dari reinterpretasi tersebut menyimpulkan bahwa makna adh’afan mudha’afah yang pertama adalah untuk mensifati suatu peristiwa, bukan sebagai sarat yang menghubungkan dengan suatu hokum”. Kedua adalah riba tidak terbatas pada praktik yang berlaku di zazirah Arab saja, tetapi riba merupakan sifat yang lazim bagi system ini pada setiap waktu.Ketiga bahwa larangan riba bersifat permanen (abadi).","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"79 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122090460","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"KARAKTERISTIK PEMASARAN PARIWISATA PULAU PAHAWANG DALAM PERSPEKTIF EKONOMI SYARIAH","authors":"Putri Susanthiasih","doi":"10.36269/.v0i0.89","DOIUrl":"https://doi.org/10.36269/.v0i0.89","url":null,"abstract":"Pada era modernisasi ini, pariwisata adalah salah satu kebutuhan yang tidak kalah pentingnya. Dapat dilihat dari tempat-tempat wisata yang selalu dipadati pengunjung setiap akhir pekan atau liburan bahkan hari raya. Tempat wisata yang selalu bertambah jumlahnya dan terus melakukan pembangunan guna menambah daya tarik wisatawan. Adapun karakteristik dalam pemasaran yang terjadi pada Agen Travel Pariwisata Pulau Pahawang apakah banyak hal yang mungkin menyimpang atau sudah sesuai dengan perspektif ekonomi syari’ah, mengingat mayoritas masyarakat Lampung adalah penganut agama Islam. Penelitian ini bersifat asosiatif yaitu penelitian yang bermaksud mengadakan pemeriksaan keadaan apa adanya sehingga hanya merupakan penyikapan fakta. Hasil penelitian ini, diperoleh gambaran yaitu ada beberapa karakteristik pemasaran yang dilakukan agar sesuai dengan perspektif ekonomi syari’ah antara lain : Theitis (Rabbaniyah), Etis (Akhlaqiyah), Realitas (Al-Waqiiyyah) dan Humanistis (Al-Insaniyah).","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122375735","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS STRATEGI PROMOSI BANK SYARIAH MANDIRI UNTUK MENINGKATKAN PENJUALAN","authors":"Rus Laini","doi":"10.36269/.v2i2.167","DOIUrl":"https://doi.org/10.36269/.v2i2.167","url":null,"abstract":"In such thigh competition, information plays an important role to attract customers or services provided by the bank. The information itself is not always in the from of promotion, but also information of any form delivered by every stakeholder related to banking business. Seeing the advantages, opportunities, prospects and acceleration of the development of Islamic banking above, we need an effective communication as a promotional tool to the community in maximizing income. This research is a type of field research, qualitative descriptive that is describing and describing the state of an object and then analyze it. The data source was obtained from primary data and secondary data, with data collection techniques through interviews with leaders and practitioners of banking and through questionnaire 100 (one hundred) respondents. From the analysis it was found that the promotion carried out by Bank Syariah Mandiri (BSM) uses all the promotion mix (Advertising, personal selling, sales promotion, publicity) not yet oriented to the long term, but rather to the short term emphasis, therefore a promotion strategy is needed to further increase is by personal selling with the approach and education to the community","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"50 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133768723","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pemberdayaan Masyarakat Melalui Pengelolaan Sampah (Studi di Bank Sampah BANGKIT Pondok 1 Widodomartani, Ngemplak, Sleman D.I Yogyakarta)","authors":"Ulil Albab","doi":"10.36269/.v0i0.90","DOIUrl":"https://doi.org/10.36269/.v0i0.90","url":null,"abstract":"Pemberdayaan masyarakat merupakan salah satu unsur yang memungkinkan masyarakat dapat mengembangkan diri dan mencapai kemajuan. Penelitian ini bertujuan untuk mendeskripsikan proses pemberdayaan masyarakat dan manfaat dalam sistem pengelolaan limbah melalui prinsip 3R bank sampah yang berada di Pondok 1 Widodomartani, Ngemplak, Sleman, D.I Yogyakarta. Jenis penelitian bersifat deskriptif kualitatif. Data dikumpulkan dengan observasi, wawancara, dan dokumentasi. Pengujian dan analisis data dilakukan dengan triangulasi data dan klasifikasi data secara sistematis kemudian menguraikan data yang ada di lapangan yang menggambarkan bentuk pemberdayaan masyarakat dalam proses pengelolaan limbah. Hasil penelitian menunjukkan bahwa pemberdayaan masyarakat yang digunakan sebagai metode dalam melakukan pengelolaan limbah melalui sistem bank sampah telah meningkat dalam hal kualitas lingkungan yang bersih dan apik hingga semakin banyak partisipasi masyarakat dalam kegiatan ini. Disimpulkan bahwa tahap deskriptif untuk memberdayakan masyarakat tidak mudah dan cepat namun membutuhkan proses yang sistematis yang dimulai dari tahap sosialisasi, perencanaan, pelaksanaan, dan alat evaluasi yang diperlukan untuk menganalisa keberhasilan pemberdayaan masyarakat melalui sistem bank sampah.","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129613640","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"IMPLEMENTASI BPJS KESEHATAN DALAM UPAYA REFORMASI JAMINAN KESEHATAN MENUJU UNIVERSAL HEALTH COVERAGE DALAM PERSPEKTIF EKONOMI SYARI’AH. (STUDI KASUS PADA BPJS KESEHATAN KOTA BANDAR LAMPUNG)","authors":"Abizar Abizar","doi":"10.36269/.v2i2.168","DOIUrl":"https://doi.org/10.36269/.v2i2.168","url":null,"abstract":"Social security is \"at-takaful al-ijtima`i\" which is defined as solidarity and mutual assistance to help among communities, both individuals and collectives and the role of the state to take positive steps with Islamic motivation. This meaning is in harmony with what has been determined by Al-Qur ʻan Al-Maidah Verse (2). Islam commands the state to guarantee the collective needs of the people without distinguishing between rich and poor with halal corridors. Indonesia needs a development approach that not only pursues economic growth, but is oriented towards aspects of social protection and poverty alleviation. Social security is essentially a protection strategy to sustain and maintain economic stability. BPJS Health was formed to organize the National Health Insurance program. Social security reform is expected to reach Universal Health Covarage. This research seeks to answer and examine the formulation of the problem namely; how is the implementation of Health Insurance reform towards Universal Health Coverage in Bandar Lampung in the Shariah Economic Perspective? . This research belongs to field research and is a qualitative descriptive research. The results showed that the implementation of Health Insurance reform towards Universal Health Coverage in Bandar Lampung City was not in accordance with sharia economic principles and principles. Based on the results of this study, it is recommended to conduct an academic study on the Concept of Social Security in Indonesia which is based on the perspective of Sharia Economy.","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"113 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124333328","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"EFISIENSI BMT SEBAGAI NADZIR DALAM PENGELOLAAN WAKAF UANG","authors":"M. U. Azmi","doi":"10.36269/.v2i2.165","DOIUrl":"https://doi.org/10.36269/.v2i2.165","url":null,"abstract":"Waqf is one of the Islamic economics instruments that is very important in the economisc empowerment of Muslims. So far waqf is only synonymous with Islamic charity in the form of fixed assets, such as land and buildings, but now the development of waqf is increasingly widespread with the existence of cash waqf. Cash waqf makes it easy to mobilize funds from the community through cash waqf certificates that can be made in various fractions according to the segment of the community, so that everyone can be a wakif. However, management of waqf has not been optimally empowered, so measurement of efficiency performance is expected to help in optimizing the potential of cash waqf management.This study aims to analyze the level of efficiency of cash waqf management institutions from several BMTs listed as Nadzir by BWI during the period 2012-2017. Two Stage DEA is used to measure the efficiency level of cash waqf management institutions and the factors that influence the level of efficiency. The collected funds, total labor and labor costs (X3) are input variables. The distribution of managed funds and profits are output variables.","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129081354","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"AKAD JUAL BELI DROPSHIP BISNIS ONLINE DITINJAU DARI PERSPEKTIF EKONOMI SYARIAH” (Studi Pada Komunitas Dropship Bukalapak Wilayah Lampung)","authors":"M. W. S. Budi, R. Ruslaini, Anggoro Sugeng","doi":"10.36269/.v2i2.169","DOIUrl":"https://doi.org/10.36269/.v2i2.169","url":null,"abstract":"Technological developments accompanied by advances in the economy gave rise to various transactions in the community, Islam is a religion that syamil is required to answer problems that have not existed before, one of which is a dropshipping transaction, this thesis discusses how the contract in the dropshipping system is in accordance with Islamic economics, in general Islam allows transactions in muamalah as long as it does not conflict with the principles of muamalah, the dropshipping system is allowed to use a contract known in Islam, namely the salam contract. The purpose of this study is to determine the concept of droshipping in the business world, to identify Dropshipping Transactions in line with the concept of Islamic economics. This research is a field research, with the type of research is qualitative research. Data collection techniques, with interviews with Dropship actors in Lampung Bukalapak Community. From the data obtained then presented based on analysis. In this case, the composer describes the problem which is then analyzed based on the perspective of Islamic economics. After conducting research, the online trading in dropship is the same as buying and selling contracts so that according to a review of Islamic economics is permitted and valid, unless casually there is a deviation, manipulation, fraud and the like, then casuistics are also applied, namely haram.","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133420465","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Peranan Zakat dalam Kegiatan Ekonomi","authors":"A. Prawira, Rus Laini","doi":"10.36269/.v0i0.91","DOIUrl":"https://doi.org/10.36269/.v0i0.91","url":null,"abstract":"Islam mengatur tatan hidup dengan sempurna, tidak hanya mengatur masalah ibadah seseorang kepada Tuhanya, tetapi juga mengatur masalah muamalah yaitu hubungan sesama manusia, hubungan manusia dengan mahluk lain dan dengan alam sekitarnya, seperti sosial budaya, pertanian, teknologi, tidak terkecuali di bidang ekonomi. Islam memandang penting persoalan ekonomi, hal ini di karenakan ekonomi merupakan bagian dari kehidupan manusia yang tidak dapat di pisahkan. Setiap manusia mempunyai kebutuhan pokok, yaitu sandang, pangan dan papan. Semua kebutuhan tersebut tidak dapat di peroleh secara gratis tetapi harus di usahakan dengan benar dan sah. Zakat sebagai rukun Islam merupakan kewajiban setiap muslim yang mampu untuk membayarnya dan di peruntukkan bagi mereka yang berhak menerimanya. Dengan pengelolaan yang baik zakat merupakan sumber dana potensial yang dapat di manfaatkan untuk memajukan kesejahteraan umum bagi seluruh masyarakat. Tujuan penelitian ini untuk mengetahui pengeruh zakat terhadap kegiatan ekonomi. Metode yang digunakan adalah menggunakan jenis penelitian literatur (library research) dengan pendekatan teoritis.Hasil penelitian ini adalah bahwa adanya peranan zakat terhadap produksi, peranan zakat terhadap konsumsi, dan peranan zakat terhadap Distribusi. sehingga zakat dapat memberdayakan ekonomi umat.Kata kunci : zakat, produksi, konsumsi, distribusi","PeriodicalId":143232,"journal":{"name":"Mu'amalatuna: Jurnal Ekonomi Syariah","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116101534","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}