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Investigating E-Wallet Adoption in India: Extending the TAM Model 调查电子钱包在印度的采用:扩展TAM模型
Int. J. E Bus. Res. Pub Date : 2021-07-01 DOI: 10.4018/IJEBR.2021070103
Surabhi Singh, Sanchita Ghatak
{"title":"Investigating E-Wallet Adoption in India: Extending the TAM Model","authors":"Surabhi Singh, Sanchita Ghatak","doi":"10.4018/IJEBR.2021070103","DOIUrl":"https://doi.org/10.4018/IJEBR.2021070103","url":null,"abstract":"This study aims to investigate the customer adoption of e-wallets in India. The paper further seeks to explore the significant relationships amongst the constructs of TAM in explaining consumer intention to use the digital wallet. The present study employs an extended TAM framework. The variables of the study are risk, cost, compatibility, usefulness, ease of use, behavioral intention to use, actual usage, etc. for exploring digital wallet usage intentions in Indian consumers. The sample considered was North Indian customers to understand their plan to use a mobile wallet. A standardized scale was used for the present study. The data was collected using a questionnaire with variables of external factors, perception, preference, and usage. Structured equation modeling has been was used to check the model fit of the proposed model, and path analysis revealed the correlations between the endogenous and exogenous variables of the study.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86362068","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
Factors Influencing Online Purchase Intention in Qatar 影响卡塔尔在线购买意愿的因素
Int. J. E Bus. Res. Pub Date : 2021-07-01 DOI: 10.4018/IJEBR.2021070101
L. Al-kailani, E. Abu-Shanab
{"title":"Factors Influencing Online Purchase Intention in Qatar","authors":"L. Al-kailani, E. Abu-Shanab","doi":"10.4018/IJEBR.2021070101","DOIUrl":"https://doi.org/10.4018/IJEBR.2021070101","url":null,"abstract":"This study investigated the factors influencing consumers' purchase intention from online stores in Qatar. Moreover, it tried to verify if payment method moderates the relationships concerning the suggested factors and online purchase intention. This research extended the theory of reasoned behavior (TRA) with trust as a predictor and payment method as a moderator. A total of 283 valid responses were collected from Qatari residents through an online questionnaire and analyzed the data to test the research hypotheses. The findings of this research indicated that all proposed factors significantly influenced online purchase intention. Results also indicated that there is no moderation effect of payment method on the proposed hypotheses. Further investigations revealed that all proposed factors significantly affect the online purchase intention for customers who prefer to use credit card payment. Managerial implications and recommendations were presented in addition to the study limitations and suggestions for future research.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77115462","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Acceptance of Internet Banking in Tunisian Banks: Evidence From Modified UTAUT Model 突尼斯银行对互联网银行的接受:来自修改的UTAUT模型的证据
Int. J. E Bus. Res. Pub Date : 2021-07-01 DOI: 10.4018/IJEBR.2021070102
Wadie Nasri
{"title":"Acceptance of Internet Banking in Tunisian Banks: Evidence From Modified UTAUT Model","authors":"Wadie Nasri","doi":"10.4018/IJEBR.2021070102","DOIUrl":"https://doi.org/10.4018/IJEBR.2021070102","url":null,"abstract":"The purpose of this study is to examine the factors which affect internet banking adoption acceptance in Tunisian banks by using the modified unified theory of acceptance and use of technology (UTAUT) model by adding attitude, trust, perceived risk, and perceived internet banking services quality. The proposed model was empirically tested using survey data provided by 203 respondents and was analyzed using a structural equation model (SEM). The analysis results indicated that performance expectancy, attitude, facilitating conditions, social influence, and perceived internet banking services quality show a significant positive impact on the users' behavioural intention to use internet banking services. This study contributes to the literature by providing a new research model for understanding internet banking adoption in Tunisia, and its findings provide useful guidelines to develop strategies and to improve their services in order to increase the adoption of mobile banking by their customers.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81098312","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
The Acceptance and Behavior Towards E-Insurance 电子保险的接受与行为
Int. J. E Bus. Res. Pub Date : 2021-04-01 DOI: 10.4018/IJEBR.2021040102
M. Toukabri, S. Ettis
{"title":"The Acceptance and Behavior Towards E-Insurance","authors":"M. Toukabri, S. Ettis","doi":"10.4018/IJEBR.2021040102","DOIUrl":"https://doi.org/10.4018/IJEBR.2021040102","url":null,"abstract":"The expansion of ICTs (information and communication technologies) and the intensification of competition have induced firms to sell online. Insurance companies, for instance, have been urged to rely on such new technologies to be able to strengthen their presence on the market. This research used the technology acceptance model (TAM) and the theory of planned behavior (TPB) to study the factors that influence the e-insurance adoption. This study gathers data through a face-to-face administered survey involving insured persons. The hypotheses and the model were tested using AMOS co-variance-based structural equation modeling. The findings showed that perceived ease of use, subjective norms, perceived behavioral control, and attitude are the predominant predictors of the intention to buy insurance online. Those findings provide decision-makers in insurance companies with information useful in designing online offerings, creating a positive attitude towards e-insurance, and attracting customers.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90397535","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 9
"Smart Home Sweet Smart Home": An Examination of Smart Home Acceptance “智能家居，甜蜜智能家居”:智能家居接受度调查
Int. J. E Bus. Res. Pub Date : 2021-04-01 DOI: 10.4018/IJEBR.2021040101
D. Marikyan, S. Papagiannidis, E. Alamanos
{"title":"\"Smart Home Sweet Smart Home\": An Examination of Smart Home Acceptance","authors":"D. Marikyan, S. Papagiannidis, E. Alamanos","doi":"10.4018/IJEBR.2021040101","DOIUrl":"https://doi.org/10.4018/IJEBR.2021040101","url":null,"abstract":"Technology acceptance in private spaces has not received much attention, although users' behaviour may be different due to the space in which usage takes place. To address this gap, the present study proposed a model exploring individuals' values, users' perception of technology performance and attitudinal beliefs in relation to use behaviour and satisfaction when using smart technologies in their homes. The study employed a sample of 422 participants in the USA. Structural equation modelling was utilised to test the proposed hypotheses. The model provided robust results explaining factors underpinning the use of pervasive technology in private settings. Specifically, the study showed that hedonic and utilitarian beliefs are critical for the perception of task fit, whereas privacy and financial factors were found to be not significant. The fit between tasks and technology demonstrated a significant role in predicting perceived usefulness, perceived ease of use, use behaviour, and satisfaction. Lastly, use behaviour showed a positive correlation with satisfaction.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87872725","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 17
A Resource-Based Technological View in the Adoption of an E-Procurement System: Evidence From Textile Sector SMEs 采用电子采购系统的资源基础技术视角:来自纺织行业中小企业的证据
Int. J. E Bus. Res. Pub Date : 2021-04-01 DOI: 10.4018/IJEBR.2021040103
M. Naeem, Ahmed Hamed Abdullah Al Sulaimani, S. Anwar
{"title":"A Resource-Based Technological View in the Adoption of an E-Procurement System: Evidence From Textile Sector SMEs","authors":"M. Naeem, Ahmed Hamed Abdullah Al Sulaimani, S. Anwar","doi":"10.4018/IJEBR.2021040103","DOIUrl":"https://doi.org/10.4018/IJEBR.2021040103","url":null,"abstract":"The large organizations are more interested in adopting new technology because these organizations have more financial resources, human capital, technological competencies, employees, and organizational support. On the other hand, small- and medium-sized enterprises (SMEs) have more challenges with respect to suppliers, organizational contextual factors, technological competencies, and financial resources which negatively influence the adoption rate of e-procurement system. The present study aims to identify these challenges with the purpose to understand the adoption capabilities that can help SMEs to adopt e-procurement systems in the perspective of a developing country. To achieve this aim, the researcher data had gathered from the internal and external stakeholders of five SMEs of textile sector. Findings highlighted that SMEs are facing many challenges such as complexity and formalization, formal and informal linking structures, financial and strategic integration, industry characteristics, and technology infrastructure. The adoption of e-procurement systems can improve the employee abilities, motivation, opportunities, interconnectedness and system openness, inventory system, purchasing process, and organizational capabilities.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89112100","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Prioritizing the Components of Online Environment to Assess Customer Experience: An Interpretive Structural Modeling Approach 在线环境组件的优先级评估客户体验:一种解释结构建模方法
Int. J. E Bus. Res. Pub Date : 2021-04-01 DOI: 10.4018/IJEBR.2021040105
R. Garg, Vandana, Vinod Kumar
{"title":"Prioritizing the Components of Online Environment to Assess Customer Experience: An Interpretive Structural Modeling Approach","authors":"R. Garg, Vandana, Vinod Kumar","doi":"10.4018/IJEBR.2021040105","DOIUrl":"https://doi.org/10.4018/IJEBR.2021040105","url":null,"abstract":"The present study aims to identify and prioritize the components of customer experience in online environment. The study employs Pareto analysis and interpretive structural modeling (ISM) to accomplish above-mentioned objective. Firstly, 36 components have been derived from extensively reviewed literature, and out of them, 15 were finalized as vital few variables having 80% influence in creating customer experience in online environment. To assess the impact of these 15 components, one outcome component ‘Customer Experience (Flow)' has been added. So, an ISM technique is applied on a total of 16 components of customer experience in online environment. The aim of this technique is to highlight the interrelationships among the components and to prioritize them. Further, the findings are strengthened by using MICMAC analysis. Results revealed that time distortion, skill, focused attention, interactivity, playfulness, start web, and involvement are found to have weak dependence powers but with strong driving powers. However, control, challenge, arousal, telepresence, flow, positive affect, and exploratory behavior were found to possess weak driving power and strong dependence power. The results of the present study carry implications for academicians and marketers handling online experience of their customers.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78255991","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Technology Acceptance Dynamics and Adoption of E-Payment Systems: Empirical Evidence From Jordan 技术接受动态和电子支付系统的采用:来自约旦的经验证据
Int. J. E Bus. Res. Pub Date : 2021-04-01 DOI: 10.4018/IJEBR.2021040104
A. Al-Dmour, H. Al-dmour, Rawan Brghuthi, R. Al-Dmour
{"title":"Technology Acceptance Dynamics and Adoption of E-Payment Systems: Empirical Evidence From Jordan","authors":"A. Al-Dmour, H. Al-dmour, Rawan Brghuthi, R. Al-Dmour","doi":"10.4018/IJEBR.2021040104","DOIUrl":"https://doi.org/10.4018/IJEBR.2021040104","url":null,"abstract":"This study aimed to identify the main factors associated with consumers' intentions to adopt electronic payment systems (EPS) in Jordan. To achieve this objective, an integrated conceptual framework based on the technology acceptance model (TAM) and content analysis of the previous studies was developed. A quantitative approach using a convenience sample of 487 Jordanian banking customers was employed with the required data obtained via a survey questionnaire. The study findings indicated that all proposed factors (perceived usefulness, ease of use, security, self-efficacy, and trust) have statistically significant positive relationships with electronic payment adoption intention, with the explanation power of all examined factors reaching 49% (R Square=0.49). Perceived usefulness and ease of use were found to be the most important factors associated with the adoption of e-payment. However, education level was the only individual demographic variable with a significant relationship with adoption intention; age and gender were found to have only insignificant relationships.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82358438","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Factors That Influence Customer Trust and Satisfaction in Mobile Banking: A Problematization Approach 影响手机银行客户信任和满意度的因素:一个问题化的方法
Int. J. E Bus. Res. Pub Date : 2021-02-25 DOI: 10.4018/IJEBR.2021070105
Ahmed Geebren, Abdul Jabbar
{"title":"Factors That Influence Customer Trust and Satisfaction in Mobile Banking: A Problematization Approach","authors":"Ahmed Geebren, Abdul Jabbar","doi":"10.4018/IJEBR.2021070105","DOIUrl":"https://doi.org/10.4018/IJEBR.2021070105","url":null,"abstract":"Over the last decade, banks have significantly invested in mobile banking. While mobile banking research focuses increasingly on adoption and behavioural intention, and post-adoption behaviours such as customer satisfaction have been given little attention. This paper draws on the information system success model to look into the antecedents of trust and satisfaction in mobile banking. It adopts the problematization and the systematic literature review approaches to problematize, organise, and integrate previously published literature related to trust in mobile banking in the post-adoption stage. The paper proposes a conceptual model with five factors that influence customer trust in mobile banking: system quality, information quality, services quality, structural insurance, and task characteristics. The relationships between the independent variables and satisfaction are mediated by trust. This paper is one of the first to discuss the Delone and Mclean model within a customer trust and satisfaction framework.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-02-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89663932","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
An Investigation of the Factors That Motivate Users to Participate in Online Communities 激励用户参与网络社区的因素调查
Int. J. E Bus. Res. Pub Date : 2021-01-01 DOI: 10.4018/ijebr.2021010102
M. Khasawneh, Ola A. Al Hadeed, Tariq Abdrabbo, Mohammad Yousef Abu Hashesh, Muhammad Al-Abdullah
{"title":"An Investigation of the Factors That Motivate Users to Participate in Online Communities","authors":"M. Khasawneh, Ola A. Al Hadeed, Tariq Abdrabbo, Mohammad Yousef Abu Hashesh, Muhammad Al-Abdullah","doi":"10.4018/ijebr.2021010102","DOIUrl":"https://doi.org/10.4018/ijebr.2021010102","url":null,"abstract":"The objective of this research is to contribute to the understanding of the online community by empirically examining the major factors motivating online community members to participate and actively contribute to their communities. In pursuing this endeavor, a comprehensive conceptual model of motivations that drive online community participation is developed based on an extensive revision of the existing relevant literature. However, modest research had been conducted to understand the online participant's motivation to participate in online communities. Thus, the current research model will enhance understanding and add to the relevant existing knowledge by categorizing digital user's motivation to participate in online communities, through the employment of Maslow's hierarchy of needs theory and Herzberg's two-factor theory. The paper used a deductive methodological approach adopted.","PeriodicalId":13628,"journal":{"name":"Int. J. E Bus. Res.","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87263547","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
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