Proceeding of International Conference on Islamic Philantrophy最新文献

{"title":"Optimizing Financial Technology Literacy in Minimizing Phishing Threats (Case Study of Indonesian Sharia Bank Customers)","authors":"Andriani, Bambang Hermantoro","doi":"10.24090/icip.v1i1.302","DOIUrl":"https://doi.org/10.24090/icip.v1i1.302","url":null,"abstract":"The rapid growth of technology has made people switch to making non-cash payments, and banks have made many breakthroughs in improving digital financial services/Financial Technology. Technological advances have both positive and negative impacts. Many technological crimes / Cybercrimes have emerged and continue to increase yearly in line with advances in Fintech, especially Phishing. Phishing comes from the word fishing, which lures victims into providing sensitive data, draining the victim's balance. Bank BSI is a Sharia Bank with the best assets and services in Indonesia, and one of its customers is affected by Phishing. The research method uses qualitative discrete, obtaining data from books, journals, and related issues. Digital financial Literacy combines financial and digital Literacy and manages finances appropriately using current technology. Digital financial attacks include Phishing, Whaling, Covert direct, Spear Phishing, and Clone. In May 2023, one of BSI's customers was affected by Phishing, draining a balance of Rp. 378 million, there was no compensation because it was not the fault of the BSI system. Digital financial Literacy continues to be improved by BSI. In opening accounts, customers are constantly reminded to keep sensitive data confidential. Corporate insights are also provided online via email, SMS, website, and social media, and BSI staff go directly to the field. Optimizing digital financial Literacy must be embedded from an early age considering that the target is the Customer. BSI is also working with the OJK, Bareskrim Polri, and Kominfo. So that the ITE Law will ensnare the Phisers and not disturb the Indonesian people.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"202 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133193456","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Systematic Literature Review of The Role of Islamic Financial Institutions Towards the Growth of Islamic Public Finance","authors":"Afidah Nur Aslamah, Muhammad Irwin Muslimin, Yusi Gumansari, Muhammad Zilal Hamzah","doi":"10.24090/icip.v1i1.303","DOIUrl":"https://doi.org/10.24090/icip.v1i1.303","url":null,"abstract":"This research aims to analyze the role of Islamic Financial Institutions or IFI in facilitating the growth of Islamic public finance worldwide. The research method used is a qualitative method through Systematic Literature Review approach and is described comprehensively through PRISMA flow diagram. The flow diagram potrays information flow through the different stages of a systematic review. It maps out the number of records identified, included and excluded, and the reasons for exclusions. Various templates are available dependent upon the type of review (new or updated) and sources used to identify research. We selected articles from credible and relevant Scopus Q1-Q4 databases that met the standard eligibility criteria. The selected articles were analyzed using the VOSviewer tool to map the article titles, author names, country of origin, and keyword trends related to Islamic Financial Institutions (IFI) and Islamic Public Finance (IPF). The results yielded 76 articles which were then filtered through several stages resulting in seven final articles for further analysis. We critically examined the research findings in these articles and addressed them based on the research questions i.e. the role of IFI, the approach used to measure the role of IFI, and the factors influencing the role of IFI in the growth of IPF. Our analysis revealed that IFI plays a crucial role in the growth of IPF as multi-institutional entities collectively responsible for the social welfare of the ummah. Additionally, the measurement approach to IFI's role can utilize various Islamic public policy instruments such as zakah and waqf. Factors influencing the role of IFI include the need for intensive government-led programs in socializing and improving financial literacy among the public to ensure that Islamic financial inclusivity reaches all segments of society.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126975164","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Enhancing Economic Growth for the Achievement of Sustainable Development Goals through Digital Era Fundraising Schemes for Sustainable Community Development: A Policy Analysis from the Islamic Economic Perspective","authors":"A. Wibowo","doi":"10.24090/icip.v1i1.301","DOIUrl":"https://doi.org/10.24090/icip.v1i1.301","url":null,"abstract":"This paper provides a policy analysis from the Islamic economic perspective on enhancing economic growth and achieving Sustainable Development Goals (SDGs) through digital era fundraising schemes for sustainable community development. It examines the role of zakat, sukuk, and waqf in contributing to specific SDGs in Indonesia. The study highlights the importance of inclusive and environmentally sustainable economic growth for sustainable development. It emphasizes the potential of digital era fundraising schemes in mobilizing resources and promoting sustainable development. The paper specifically explores the impact of zakat on poverty eradication and social welfare enhancement, sukuk in financing infrastructure projects and stimulating economic growth, and waqf in supporting education, healthcare, and community development. Using a qualitative research approach that includes literature review and policy analysis, the study evaluates existing policies and strategies related to digital era fundraising schemes in Indonesia. It assesses their effectiveness in achieving SDGs and identifies strengths and challenges in current policies. Based on this analysis, the paper presents policy recommendations to enhance the effectiveness of digital era fundraising schemes for sustainable community development. The recommendations advocate for comprehensive policy frameworks aligned with Islamic economic principles and the integration of digital technologies. They emphasize the importance of improving financial literacy and awareness to encourage active participation in fundraising efforts, fostering collaboration among stakeholders, and developing supportive regulatory frameworks. By implementing the proposed policy recommendations, Indonesia can harness the potential of digital era fundraising schemes to achieve specific SDGs. The paper concludes that a well-designed policy framework embracing Islamic economic principles, leveraging digital technologies, and promoting stakeholder collaboration will facilitate the effective utilization of zakat, sukuk, and waqf for enhancing economic growth and achieving sustainable development goals. Overall, this paper contributes to the understanding of how digital era fundraising schemes, guided by Islamic economic principles, can play a significant role in advancing economic growth and sustainable development. It provides policymakers, organizations, and practitioners with insights and recommendations to optimize the potential of these fundraising schemes in promoting sustainable community development and achieving SDGs in Indonesia.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"210 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115735804","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Construction Of Islamic Philanthropy Based On Local Culture (Study On Wonorejo Digital Village, Poncokusumo District, Malang Regency)","authors":"Lidiawati, A. Maksum, H. Daulay, O. Sukmana","doi":"10.24090/icip.v1i1.306","DOIUrl":"https://doi.org/10.24090/icip.v1i1.306","url":null,"abstract":"Indonesia as a country with a majority Muslim population has philanthropic developments that are quite encouraging both nationally and globally. This cannot be separated from the influence of the dimension of religiosity in Islam which is constructed in the culture of society. One of the customs that has been passed down for generations and continues to be preserved by the people in Wonorejo Village, Poncokusumo District, is the existence of various congregational traditions that become a forum for Islamic philanthropic practices typical of the Wonorejo Village community. This paper aims to analyze: 1) the construction of Islamic philanthropy in the Wonorejo Village community; 2) the process of acculturation of Islamic educational values into the local culture of the Wonorejo village community, and 3) the influence of local culture-based Islamic philanthropy on the socio-economic conditions of the Wonorejo Village community. The theoretical approach used is the social construction theory of Peter L. Berger and Thomas Luckmann and the Koentjoroningrat acculturation theory. Location is restricted in Wonorejo digital village Poncokusumo Malang. This research is a descriptive qualitative research. Data collection is carried out by observation, interview and documentation techniques. Data analysis techniques include data reduction, data presentation and conclusions. While checking the validity of data through triangulation. The results of the study found three things in the moment of externalization (the existence of exemplary characters), objectification (the existence of institutionalized community appreciation) and internalization (normative-theological-conservative, sociological-pragmatic-calculative, sociological-empirical-intuitive typologies). Meanwhile, in the acculturation process of Islamic philanthropy and local culture, there are a) influential scholars, b) group lifestyles, c) the means of practicing Islamic philanthropy, and d) the positive response of the community. Meanwhile, in the process of the influence of local culture-based Islamic philanthropy on the socio-economic conditions of the community, the people of Wonorejo digital village feel that the practice of zakat, infak and sadaqah and waqf has become a necessity and even creates a pattern of friendly, harmonious and peaceful relations even though it is not optimal in alleviating poverty in the local community, especially the absence of the use of technological media as a base for local Islamic philanthropy.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"160 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116237561","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Stock Investment According to Classic and Contemporary Ulama Views: Comparative Law Studies","authors":"Gusti Rian Saputra, Chairul Majid Nasution, Irfa Luthfia Rahmani, Agitya Agung Tridiarto","doi":"10.24090/icip.v1i1.309","DOIUrl":"https://doi.org/10.24090/icip.v1i1.309","url":null,"abstract":"There is an increase in stock problems in the contemporary era. Various economic issues no longer have conventional nuances but are integrated with the digital world. Numerous applications and website portals have been created that promise attractive profits when investing and selling shares on their forums. Investing in stocks became a lucrative business with little effort put into its application. The highest power is vested in the largest shareholder, not in workers who have direct contact with the business it self. Problems arise when discussing the legal validity of the event. This is due to the presence of trade monopoly indications and capitalist elements. Furthermore, the concrete stock issues never discussed by classical ulemas are likely to differ from those discussed by current ulemas living in modern or postmodern society. Therefore, it is considered far more relevant to view contemporary economic problems such as stocks in light of contemporary ulema's views. This article examines the views of famous classical ulemas of their time, as well as contemporary ulemas, regarding stocks in general. This study uses a comparative analysis with a normative review of Islamic law and positive law in Indonesia.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134214195","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Preferences of the Young Generation toward Housing: Is The Opportunity for Islamic Banks?","authors":"Nur Imam Saifuloh, Anas Iswanto Anwar","doi":"10.24090/icip.v1i1.304","DOIUrl":"https://doi.org/10.24090/icip.v1i1.304","url":null,"abstract":"Every generation has a basic desire for a place to call home, especially if they are married. Many things today make it difficult to buy a house. House prices have grown more than pay rises despite an increase in wages. It's interesting to note that residences in villages have a better status than in cities. In the meantime, the number of rental properties in the city has multiplied. This study identifies the perceptions of young people in urban and rural areas regarding home ownership, investigates the differences between rural and urban people, and examines how the younger generation views property ownership. The results of two independent sample studies revealed disparities in the internal and external issues that young people in urban and rural areas face while trying to acquire a home. According to this study, the government can assist the younger generation in purchasing their first home by constructing public housing or offering credit subsidies. Another organization that collaborates with the government to provide houses practices Islamic banking. Sharia Public Housing Loans (KPR), a product of Islamic banking, must be promoted to the general public, particularly the younger generation.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133792508","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Influence of Literacy and Perceptions of Islamic Economics on Sociopreneurs in Surakarta City","authors":"Hidayah Fadli","doi":"10.24090/icip.v1i1.308","DOIUrl":"https://doi.org/10.24090/icip.v1i1.308","url":null,"abstract":"Sharia principles are provisions originating from the Quran and Hadith that regulate worship and human activities in muamalah matters, which are then written in fiqh. This study aims to determine the effect of literacy and perceptions of Islamic economics on sociopreneurs in Surakarta. This type of research is called descriptive research. The data analysis method in this study used multiple linear regression with the SPSS version 25 program. The population of this study was the people of Surakarta, with a sample size of 100 respondents. Collecting data using a questionnaire with a non-probability sampling technique. The results of this study indicate that, partially based on the results of the descriptive analysis of the literacy variable (X1), it has a significance value of 0,024 < 0,05 and a tcount value of 2,597 > ttable of 1,989, and the perception variable (X2) has a significance value of 0,002 < 0,05 and a tcount value of 6,232 > ttable of 1,989. This shows that H0 is rejected, so it can be concluded that the literacy variable and perceptions of Islamic economics partially have a positive effect on the interest of the people of Surakarta to become sociopreneurs. Thus, the first hypothesis (Ha1) states that literacy and perceptions of Islamic economics have a significant positive effect on the interest of the people of Surakarta in becoming sociopreneurs. Furthermore, based on the results of the determination test (R2), it is known that the adjusted R square is 0,654. Thus, the literacy variable (X1) and perception variable (X2) of Islamic economics have a jointly positive contribution of 65% to the interest variable of the Surakarta city community to become sociopreneurs (Y). While the remaining 35% is influenced by other factors that are not included in this study.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132518207","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Strategies and Innovations in the Management of ZISWAF Funds through Digital Platforms for Sustainable Community Development","authors":"Abdul Rahman Ramadhan, Syahfidz Rosyalqin Azri, Muhammad Rasyid Ridha","doi":"10.24090/icip.v1i1.305","DOIUrl":"https://doi.org/10.24090/icip.v1i1.305","url":null,"abstract":"This research aims to analyze the management of ZISWAF (zakat, infaq, shadaqah, and waqf) funds in Indonesia, to analyze the opportunities and challenges of managing zakat, infaq, shadaqah, and waqf funds in the digital era, and describe the concept of innovation in developing digital platforms for the management of zakat, infaq, shadaqah, and waqf funds for sustainable community development. In recent years, digital technology advancements have had a significant impact on various aspects of life, including the management of zakat, infaq, shadaqah, and waqf funds. More and more charitable organizations and financial institutions are utilizing digital platforms to fundraise and manage zakat, infaq, shadaqah, and waqf funds. The management of zakat, infaq, shadaqah, and waqf funds plays a crucial role in efforts to achieve sustainable community development. Zakat, infaq, shadaqah, and waqf are pillars of Islamic philanthropy that have great potential to address issues of poverty, social inequality, and improve the welfare of the ummah. In the constantly evolving global context, innovation in fundraising is needed to address challenges and leverage existing opportunities. By utilizing digital technology and developing dedicated platforms, the potential of zakat, infaq, shadaqah, and waqf can be significantly enhanced, thereby making a greater impact on achieving sustainable community development. The development of digital platforms is also expected to bring many benefits such as increased accessibility, transparency, and broader community participation. This research is qualitative research that employs a library research approach and deductive analysis techniques. The data sources used in this research are secondary sources such as books, research journals, scientific articles, and official websites containing relevant information on topics such as zakat, infaq, shadaqah, waqf, and digital technology. The results of this research are expected to contribute to the development of effective and innovative digital platforms. The appropriate use of digital technology is expected to increase community participation in the allocation of zakat, infaq, shadaqah, and waqf funds, as well as strengthen transparency and accountability in the management of Islamic philanthropic funds. Furthermore, this research provides guidance and recommendations for further development in fundraising for sustainable community development in the digital era.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123817988","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analysis of Qardhul Hassan Based on Islamic Philantrophy Funds at Bankziska Lazismu East Java","authors":"Haryani Santo Hartono, Faruq Ahmad Futaqi","doi":"10.24090/icip.v1i1.311","DOIUrl":"https://doi.org/10.24090/icip.v1i1.311","url":null,"abstract":"The rampant of bank plecit in Indonesia as the country with the most Muslim population in the world is an irony in itself, because Islam actually has a solution for every problem, including poverty alleviation. In the Islamic economy there are good loan terms, which are a solution to the usury economic system. Sources of funds can be taken from Islamic philanthropic funds managed by zakat institutions. Of the several financial assistance institutions based on socio-religious funds in Indonesia, BankZiska is among those that survive to manage. The purpose of this study is to analyze the implementation of qardhul hassan based on Islamic philanthropy funds at BankZiska. By using descriptive quantitative methods, this study describes the implementation of qardhul hassan using indicators of increasing the collection of philanthropic funds, increasing the distribution of funds to partners, increasing the number of transactions, and increasing the number of partners who are free from loan sharks which is about 65%.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130872898","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Development of Ulos Batak Woven Products in Economic Growth for Sustainable Development","authors":"Sri Meylinda, Aliman Syahuri Zein, Delima Sari Lubis","doi":"10.24090/icip.v1i1.310","DOIUrl":"https://doi.org/10.24090/icip.v1i1.310","url":null,"abstract":"The type of research used in this study is a type of qualitative research. As for the data obtained are from books, journals, articles, magazines, news, theses, and other libraries. Indonesia is a country heritage that has a role is Batak ulos weaving products. Batak ulos weaving products are woven fabrics made by the ancestors of  the Batak tribe for generation since ancient times. Ulos are usually used as shawls and clothes that have a variety of distinctive and interesting motifs. This ulos cloth is also used for formal events such as weddings, mourning, and traditional event. In the development of ulos Batak products, we can improve the quality and quantity of a product, expand the product market, and increase the added value of products. Batak ulos weaving also has enormous potential that can be sold at a fairly high price. Ulos Batak weaving products can also be exported abroad and are able to compete in the modern market. This is a way to increase the country’s foreigh exchange. In the development of Batak Ulos weaving products has a positive impact on economic growth and sustainable development. However, product development must be carried out with due regard to aspects of sustainability and preservation of culture and the environment. Product exhibitions can also be a means to promote Batak ulos weaving products to the wider community.","PeriodicalId":123211,"journal":{"name":"Proceeding of International Conference on Islamic Philantrophy","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127693950","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}