Digital Business最新文献_第3页

Emerging dimensions in Fintech: Insights from bibliometric analysis 金融科技的新兴维度：来自文献计量分析的见解

Digital Business Pub Date : 2025-02-20 DOI: 10.1016/j.digbus.2025.100113

Mahak Sethi , Narendra Singh Bohra , Amar Johri , Mohammad Asif

{"title":"Emerging dimensions in Fintech: Insights from bibliometric analysis","authors":"Mahak Sethi , Narendra Singh Bohra , Amar Johri , Mohammad Asif","doi":"10.1016/j.digbus.2025.100113","DOIUrl":"10.1016/j.digbus.2025.100113","url":null,"abstract":"<div><div>Fintech has emerged as a transformative force in the financial industry, promoting inclusivity and efficiency. This study aims to conduct a comprehensive bibliometric analysis of 1416 articles sourced from the Scopus database to map the evolution of fintech research. Employing the PRISMA methodology and VOS viewer software, we identify influential authors, key citations, and leading journals in this domain. Our findings indicate a significant increase in fintech research output since 2015, with China and the UK being the foremost contributors. Notably, the UK leads with the highest average citations per article, underscoring its research quality. Prominent journals identified include <em>Sustainability (Switzerland)</em> and <em>IEEE Access</em>. Despite this growth, our analysis reveals critical gaps in literature regarding financial inclusion, digital finance, and sustainability, which are vital for serving underbanked populations and advancing green finance initiatives. Furthermore, research on emerging technologies such as AI, blockchain, and robo-advisors remains limited, presenting substantial opportunities for future exploration. This study highlights the globalization of fintech research through contributions from diverse countries and outlines key trends shaping the field. It not only assesses the current landscape but also raises pertinent research questions to guide future investigations. While limited to articles from Scopus, this analysis serves as a crucial roadmap for future research directions.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100113"},"PeriodicalIF":0.0,"publicationDate":"2025-02-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143562016","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Examining the role of blockchain and public-private partnerships in design and deployment of blockchain-enabled CBDC 研究区块链和公私伙伴关系在设计和部署支持区块链的CBDC中的作用

Digital Business Pub Date : 2025-02-17 DOI: 10.1016/j.digbus.2025.100111

Mushtaq Ahmad Shah, Navneet Raj

{"title":"Examining the role of blockchain and public-private partnerships in design and deployment of blockchain-enabled CBDC","authors":"Mushtaq Ahmad Shah, Navneet Raj","doi":"10.1016/j.digbus.2025.100111","DOIUrl":"10.1016/j.digbus.2025.100111","url":null,"abstract":"<div><div>The purpose of this study is to examine how blockchain technology with public-private partnerships (PPPs) can mitigate the challenges in design and deployment of Central Bank Digital Currencies (CBDCs). The study employs a quantitative approach, incorporating data from stakeholders through a questionnaire survey and an analysis of existing CBDC literature. The Kruskal-Wallis test is used to analyse survey data, collected from stakeholders, from financial institutions, technological businesses, and academia. The findings highlight the significance of embracing blockchain technology to improve CBDC security, scalability, and operational efficiency. Blockchain's solid framework and cybersecurity characteristics are critical for ensuring the integrity and trustworthiness of digital currency. Furthermore, the paper emphasizes the need of PPPs in driving innovation, building regulatory frameworks, and encouraging public education. These collaborations are critical for overcoming both technological and regulatory hurdles in CBDC deployment. The results highlight the need for balanced collaboration between the public and private sectors to successfully handle these difficulties, while employing blockchain technology to overcome execution constraints. In order to overcome impediments and guarantee the long-term survival and success of CBDCs, stakeholders must collaborate fairly and with openness. This study gives decision-makers and stakeholders insights into the opportunities and collaboration strategies for blockchain-enabled CBDCs.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100111"},"PeriodicalIF":0.0,"publicationDate":"2025-02-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143487944","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Digital entrepreneurship ecosystems: Then vs. now-a future perspectives 数字创业生态系统：过去与现在——未来展望

Digital Business Pub Date : 2025-02-12 DOI: 10.1016/j.digbus.2025.100110

Md. Tota Miah , Nurgul Aiupova , Szilvia Erdei-Gally , Mária Fekete-Farkas

{"title":"Digital entrepreneurship ecosystems: Then vs. now-a future perspectives","authors":"Md. Tota Miah , Nurgul Aiupova , Szilvia Erdei-Gally , Mária Fekete-Farkas","doi":"10.1016/j.digbus.2025.100110","DOIUrl":"10.1016/j.digbus.2025.100110","url":null,"abstract":"<div><div>Digital entrepreneurship ecosystem has become a central topic in the digital economy which is characterized by an inclusive and changing framework. This study aims to investigate the key components, trends and latent topics of digital entrepreneurship ecosystem. The data (1234 articles) were obtained from the Web of Science and Scopus database, covering 18 years' data ranging from 2006 to 2023. A hybrid method, integrating topic modeling and bibliometric analysis were adopted. The data were analyzed using R studio software, version (2023.12.0) and the results show notable increase in scientific publications, with a 93 % growth and over 200 articles in the last three years, signifies the growing interest in digital entrepreneurship, particularly in prestigious journals like “Small Business Economics” and “Journal of Technology Transfer.” The study highlights the leading contributions of Anglo-Saxon region (US, UK, Australia), and leading European countries like Germany in this area. Six primary topics emerge: 1) digital entrepreneurship in academia, 2) women entrepreneurship and gender role, 3) entrepreneurship ecosystem and innovation, 4) government policy and economic strategy in entrepreneurship, 5) social entrepreneurship and sustainability and, 6) start-up innovation and incubation. Besides, the study proposes a conceptual framework by integrating Quadruple Helix Model for understanding the sustainable digital ecosystem. The findings suggest a comprehensive approach to support policy framework and practices, aiming to foster an inclusive digital entrepreneurship ecosystem in most developing African and Asian countries.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100110"},"PeriodicalIF":0.0,"publicationDate":"2025-02-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143427919","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Building digital platform ecosystems: A synthetization of fundamental design topics from a literature review 构建数字平台生态系统：从文献综述中对基本设计主题的综合

Digital Business Pub Date : 2025-02-04 DOI: 10.1016/j.digbus.2025.100109

Thomas Goertler, Marcel Papert, Isabel Fischer, Malou Schmidt

{"title":"Building digital platform ecosystems: A synthetization of fundamental design topics from a literature review","authors":"Thomas Goertler, Marcel Papert, Isabel Fischer, Malou Schmidt","doi":"10.1016/j.digbus.2025.100109","DOIUrl":"10.1016/j.digbus.2025.100109","url":null,"abstract":"<div><div>The purpose of this paper is to contribute to the existing body of research on digital platforms by adopting an ecosystem perspective and considering an established framework. Through our work, we synthesize previous findings related to digital platforms and provide new insights into their ecosystem design. To achieve this, we conducted a comprehensive literature review to identify and synthesize relevant findings. Using this framework, we conducted a qualitative content analysis that allowed us to derive design recommendations and aggregate related design themes from the reviewed publications. The results of our study reveal a detailed framework that includes various design topics tailored to different stakeholders within the platform ecosystem. In practical terms, our findings provide valuable guidance to practitioners to help them make informed design and resource allocation decisions in the context of complex transformation projects. The identified themes synthesize the activities necessary to develop a platform's ecosystem and can be viewed as a basic design framework. This framework can serve as a playbook for practitioners seeking to navigate digital transformation processes toward platform-based models. Given the critical role of platform design in both academic and practical domains, this study aims to synthesize existing research on digital platforms and offer a framework that considers possible design topics from a business ecosystem perspective. This contribution is particularly important given the growing importance of platform ecosystems in today's digital economy.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100109"},"PeriodicalIF":0.0,"publicationDate":"2025-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143349254","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Realising value from big data analytics: The process of affordance actualisation 从大数据分析中实现价值：功能实现的过程

Digital Business Pub Date : 2025-01-30 DOI: 10.1016/j.digbus.2025.100108

Firdous Mohd Farouk , Christophe Schinckus , Sandra Smith

{"title":"Realising value from big data analytics: The process of affordance actualisation","authors":"Firdous Mohd Farouk , Christophe Schinckus , Sandra Smith","doi":"10.1016/j.digbus.2025.100108","DOIUrl":"10.1016/j.digbus.2025.100108","url":null,"abstract":"<div><div>Recent developments in big data analytics (BDA) enable financial institutions to optimize their decision-making processes. However, many BDA projects fail due to a lack of understanding of the value related to the realisation process. Guided by affordance actualisation theory, this article uses a critical realist case study approach to examine BDA affordance actualisation in a Malaysian-owned regional bank. Data collection involved an online survey, semi-structured interviews, and archival reviews. Using four BDA affordances specific to the banking industry, along with contextual mechanisms shaping organisational actions, interactions, and structures, our study highlights the importance the process of building BDA capabilities to realise BDA value. By highlighting the iterative and dynamic nature of the affordance actualisation process, this research extends theoretical insights into how organisations build BDA capabilities to realise value.This multi-layered research provides practitioners in banking and other sectors with actionable insights to enhance BDA implementation and realise its potential value.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100108"},"PeriodicalIF":0.0,"publicationDate":"2025-01-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143349255","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Sequential film marketing in China: The study of social platforms and their impacts 中国电影序贯营销：社交平台及其影响研究

Digital Business Pub Date : 2025-01-28 DOI: 10.1016/j.digbus.2025.100107

Yuntsai Chou , Wei Lin

引用次数: 0

Understanding determinants of digital transformation and digitizing management functions in incumbent SMEs 了解现有中小企业数字化转型和数字化管理职能的决定因素

Digital Business Pub Date : 2025-01-27 DOI: 10.1016/j.digbus.2025.100106

Sami Seppänen, Juhani Ukko, Minna Saunila

{"title":"Understanding determinants of digital transformation and digitizing management functions in incumbent SMEs","authors":"Sami Seppänen, Juhani Ukko, Minna Saunila","doi":"10.1016/j.digbus.2025.100106","DOIUrl":"10.1016/j.digbus.2025.100106","url":null,"abstract":"<div><div>This study focused on the factors enabling digital transformation and the digitization of management functions in small- and medium-sized enterprises (SMEs). Empirical evidence was derived from case studies involving 22 incumbent SMEs. The findings indicate that while employee capabilities and digital know-how are essential enablers of digital transformation, they also present challenges, including skill gaps, resistance to change, and reliance on legacy systems. To facilitate effective digital transformation, we propose that SMEs enhance technological skills within their workforce, cultivate innovation-friendly cultures, and address the disconnect between public discourse and actual digital tool adoption. Companies should adopt a cautious approach when integrating new technologies, emphasizing sustainable and human-centric transition. Furthermore, developing leadership skills that promote data-driven decision-making, collaborative problem-solving, and adaptive management is crucial. This study provides valuable insights into the dual role of employee capabilities in both facilitating and obstructing digital transformation within SMEs, offering guidance on strategies to successfully overcome the challenges that this transformation brings.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100106"},"PeriodicalIF":0.0,"publicationDate":"2025-01-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143166728","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Corrigendum to “Adoption of UPI among Indian users: Using extended meta-UTAUT model” [Digital Business 4 (2024) 100093] “印度用户采用UPI：使用扩展元utaut模型”的勘误表[Digital Business 4 (2024) 100093]

Digital Business Pub Date : 2025-01-04 DOI: 10.1016/j.digbus.2024.100105

Mohammad Razi-ur-Rahim , Mustafa Raza Rabbani , Furquan Uddin , Zakir Hossen Shaikh

引用次数: 0

Reinvestment intentions in cryptocurrency: Examining the dynamics of risks and investor risk tolerance 加密货币的再投资意图：检查风险动态和投资者风险承受能力

Digital Business Pub Date : 2024-12-31 DOI: 10.1016/j.digbus.2024.100104

Ishtiaq Ahmad Bajwa

{"title":"Reinvestment intentions in cryptocurrency: Examining the dynamics of risks and investor risk tolerance","authors":"Ishtiaq Ahmad Bajwa","doi":"10.1016/j.digbus.2024.100104","DOIUrl":"10.1016/j.digbus.2024.100104","url":null,"abstract":"<div><div>Digital currencies, including Bitcoins, Ethereum, and others, are an established alternative asset class opted by individual and institutional investors worldwide. However, this digital asset class carries several inherent risks. This study investigates the influence of three key risks, including liquidity risk, cyber risk, and regulatory risk, on the reinvestment intentions of investors. Data was collected from global crypto investors via a questionnaire and analyzed using PLS structural equation modeling. The study further used Investors' risk tolerance as a moderating variable. The findings of the study reveal that a significant and negative relationship exists between liquidity risk, cyber risk, regulatory risk, and investors' reinvestment intentions. Interestingly, investors with high-risk tolerance levels seem less affected by cyber security concerns, as they are more capable of absorbing or overlooking such risks. On the other hand, liquidity and regulatory risks appear to affect all types of investors irrespective of their risk tolerance level. This study bridges an important research gap by providing clear evidence on how these specific risks influence reinvestment decisions in the growing crypto market. It highlights the critical need for effective risk management strategies and stronger regulatory frameworks to address cyber vulnerabilities, tackle liquidity issues, and offer regulatory clarity. Taking these steps are essential for boosting investor confidence and encouraging their sustained involvement in the cryptocurrency ecosystem.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100104"},"PeriodicalIF":0.0,"publicationDate":"2024-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143166729","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

An empirical study on the use of artificial intelligence in the banking sector of Indonesia by extending the TAM model and the moderating effect of perceived trust 基于TAM模型的印尼银行业人工智能应用实证研究及感知信任的调节效应

Digital Business Pub Date : 2024-12-29 DOI: 10.1016/j.digbus.2024.100103

Ridho Bramulya Ikhsan , Yudi Fernando , Hartiwi Prabowo , Yuniarty , Anderes Gui , Engkos Achmad Kuncoro

{"title":"An empirical study on the use of artificial intelligence in the banking sector of Indonesia by extending the TAM model and the moderating effect of perceived trust","authors":"Ridho Bramulya Ikhsan , Yudi Fernando , Hartiwi Prabowo , Yuniarty , Anderes Gui , Engkos Achmad Kuncoro","doi":"10.1016/j.digbus.2024.100103","DOIUrl":"10.1016/j.digbus.2024.100103","url":null,"abstract":"<div><div>Artificial intelligence technology is increasingly becoming integral in business, and banks need to implement this technology on a large scale for competitiveness. However, studies on artificial intelligence in the banking sector are limited, and customers are concerned about its implementation. Therefore, this study aims to measure the intention to continue adopting artificial intelligence in Indonesia's banking sector. This study proposed nineteen hypotheses and used a technology acceptance model framework with the awareness of artificial intelligence, subjective norms, perceived risk, and perceived trust as extensions. The researchers surveyed 388 bank customers who have interacted with artificial intelligence. The survey results extended the technology acceptance model framework by accepting all the hypotheses. This study contributes to the banking industry of developing countries by generating artificial intelligence technology with a high level of security.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100103"},"PeriodicalIF":0.0,"publicationDate":"2024-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143165705","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0