Journal of Economics, Management and Trade最新文献

{"title":"Digital Payments Adoption in Emerging Markets: The Context of China’s Digital Currency Electronic Payment","authors":"Cheng Ma, Ziyue Song","doi":"10.9734/jemt/2023/v29i121179","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i121179","url":null,"abstract":"There are still significant gaps in our knowledge of the factors that influence the acceptance and use of digital wallets as well as their transformative effects on payment behaviours in China, even though digital wallets are anticipated to grow in line with the global trend towards cashless payment solutions and despite the quick development of mobile payment platforms. With the aim of providing relevant advice to stakeholders and contributing to the continuing conversation on technology adoption, payment behaviour, and socioeconomic dynamics in China, this research investigates trends in the acceptance and use of digital wallets in the Chinese area. Additionally, it intends to provide insightful information on the function of digital wallets inside the mobile payment system and their influence on China's socioeconomic environment. The research model was experimentally briefed using a questionnaire survey of 405 digital wallet-based users in China. Hedonic motivation and perceived risk, both of which were found to have an influence on the usage of digital wallets, were included to the study in this work. The Unified Theory of Acceptance and Use of Technology (UTAUT) paradigm served as a guide for the study, which was based on existing academic research. The main contributions of this research are to highlight the critical roles that perceived delight and perceived risk play in the adoption of digital wallet technology and to investigate how Chinese individuals perceive the use of digital wallets. The study surfaced the following influences performance expectation (H1), effort expectation (H2), social influence (H3), social impact (H4), facilitation conditions (H5), behavioural intention (H6), and perceived risk (H7).social influence (H3), social impact (H4), facilitation conditions (H5), behavioural intention (H6), hedonic motivation (H7), and perceived risk (H8 ). All have an impact on the use of digital wallets.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"11 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139166681","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Job-seeking Business Administration Degree Holders in Saudi Arabia Based on Universities Outcomes, Gender and Regions: Comparative Study","authors":"Amal Obaikah Alshammari, Nouf Mohammed Al Subaie","doi":"10.9734/jemt/2023/v29i121178","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i121178","url":null,"abstract":"This study aims to not only investigate the employment outcomes of university graduates facing limited job opportunities but also identify regions with high unemployment rates. A sample of 3303 participants from the Statistics Authority's Jadarah program applicants in 2020 was used for this study. The sample was restricted to three universities: King Abdulaziz University, King Saud University, and Imam Muhammad bin Saud Islamic University. The business administration specialization selected for analysis encompasses all academic levels (diploma to master's) and genders. A statistical analysis program, SPSS, was employed to analyze the data. The main result indicates that the university plays a role in increasing the opportunity of getting a job, and the Riyadh region has a high demand of job requests.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139167489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Efficacy of Digital Finance on Financial Inclusion: Evidence from the Nigerian Banking Industry","authors":"Sunday Enebeli-Uzor, Adam Mukhtar","doi":"10.9734/jemt/2023/v29i111169","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i111169","url":null,"abstract":"Globally, the number of adult population who do not have access to financial services continues to pose a challenge to economic development. The problem of financial exclusion is more acute in developing countries where more than half the adult population is unbanked. In 2021, 55 percent of the population of adults in Nigeria were unbanked, which created gaps in financial access for typically excluded and underserved adults, especially the vulnerable groups – the women, the poor, the less educated, the rural dwellers, the young, and those outside the labour force. The motivation for this study arose from a concern of how to use digital finance to bring those who are unbanked and financially excluded into the formal financial system. The study employed the quantitative research method using an ex-post facto research design. Annual time series data spanning from 2004 to 2020 was analysed using the ARDL estimator. The results reveal that commercial bank branches and internet access are the strongest drivers of financial inclusion in Nigeria in the short run. On the contrary, digital credit to the private sector and a period lag in interest rate hinder financial inclusion. In the long run, commercial bank branches, internet access, and exchange rates significantly affect financial inclusion. Conversely, digital credit to the private sector and lending rate are the critical factors contributing to financial exclusion. Based on the findings, the study suggests the need for a holistic financial framework that aims at incorporating the informal financial market into the mainstream financial system with the capacity to integrate majority of the financially excluded Nigerian adults. Such a robust framework should be digitally sensitive, politically neutral, financially inclusive, economically viable and spatially distributed for sustainability purposes.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"2012 17","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139239357","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Exploring the Nexus among Tourism, Information Communication Technology and Economic Growth: A Case Study of Nigeria","authors":"Ifeoluwa Alao-Owunna, Olamide M. Adediwura, Olabisi S. Ayoade","doi":"10.9734/jemt/2023/v29i111168","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i111168","url":null,"abstract":"The research investigates the relationship between economic growth and tourism as well as information and communications technology (ICT) between 1995 and 2021. Using the autoregressive distributed lag (ARDL) process and an enhanced Solow framework for cointegration analysis; we examine how these variables interact. The findings demonstrate that, when all three are forced to depend on one another, economic growth, foreign tourism receipts—which act as a stand-in for tourism—and mobile cellular subscriptions—which indicate the pervasiveness of ICT—all display cointegration. At the 1% level, both ICT and tourism have long-term statistically significant effects. ICT and tourism have short-run coefficients of 0.006 and 0.03 respectively. Furthermore, at the 1% level, the interaction term (LNTOUR*MCS) of tourism receipts and ICT is associated with a long-run coefficient (0.148) that indicates a positive and statistically significant effect on economic growth. This finding highlights the importance of fostering the mutually beneficial interaction between the development of technology and the growth of the tourist industry as key factors in Nigeria's economic prosperity.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"55 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139251648","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Determinants of Industrial Automation Adoption in Bangladesh’s Manufacturing: An Empirical Study","authors":"Mohammad Mohidul Islam","doi":"10.9734/jemt/2023/v29i111167","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i111167","url":null,"abstract":"This study analyzes the potential factors that determine the adoption of industrial automation in the manufacturing industry in Bangladesh using modern time series econometric methodologies from 1991 to 2022. The empirical results indicate that the production volume is a potential determinant of automation adoption in the manufacturing sector. However, increasing per capita income levels may limit the adoption of automation. On the other hand, rapid industrial automation is expected to increase import volume while necessitating significant investment. This study suggests that although automation will improve export performance, further improving manufacturing export performance through product diversity is a prerequisite for an import-dependent economy, as frequent adoption of automation will result in increased import volume, and higher exports will help to stabilize the country’s trade imbalance. For responsible implementation of automation technology in Bangladesh, it is necessary to prioritize strategic planning, invest in education and training, and implement supportive policies. Collaboration between the government, businesses, and educational institutions is crucial to creating a favorable environment for adopting automation technologies. By doing so, Bangladesh can balance the challenges and opportunities for industrial automation utilization in manufacturing industries.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"7 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139262267","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Role of Omni Channel Attributes and Perceived Behavioral Control in Omni Channel Selection","authors":"Shuaib Ahmed Balroo","doi":"10.9734/jemt/2023/v29i111165","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i111165","url":null,"abstract":"The retailing industry worldwide is transitioning from multi-channel retailing to omni channel retailing. In contrast to multi-channel retailing which provides offerings through different and separate channels, all channels are essentially well integrated in omni channel retailing. In the middle eastern region, the transition from multi-channel to omni channel retailing is rapidly taking place in Saudi Arabia. However, managing channels synergistically for providing seamless customer experience is proving out to be challenging task for omni channel retailers. What omni channel attributes are valued necessary by consumers in making them seamlessly choose omni channels for shopping are not explicit in the literature especially in Saudi Arabian context. In order to better integrate and coordinate channels it is very important for omni channel retailers to first understand the behavior of omni channel shoppers. The omni channel retailers need to know what omni channel attributes influence consumer’s perception of ease and ability in selecting omni channels for shopping. This study examines how omni channel attributes namely omni channel transparency, omni channel convenience and omni channel uniformity help in influencing consumer’s perception in selecting omni channels. The study employed snowball sampling method for collecting the sample of omni shoppers from different regions of Saudi Arabia. The study sample comprised of 551 respondents who actively shopped through various omni channel retailers of Saudi Arabia. All hypothesized relationships of the study were tested simultaneously using structural equation modelling technique. The study reported that omni channel transparency, omni channel convenience and omni channel uniformity positively influence consumer’s perception in selecting omni channels in Saudi Arabia. This study tries to combine consumer and omni channel retailer perspectives for the better understanding of shopping behaviors across omni channels. With the better understanding of consumer shopping behaviors, omni channel retailers would be thus able to better integrate their channels and coordinate their supply chains to the best satisfaction of their consumers.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"164 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139264228","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Factors Explaining the Weakness of Intra-Regional Trade Flows in the ECOWAS Region","authors":"Mamadou Saidou Ndao","doi":"10.9734/jemt/2023/v29i111166","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i111166","url":null,"abstract":"With a GDP of over 628 billion dollars and a population of over 350 million, ECOWAS (Benin, Burkina Faso, Côte d'Ivoire, Ghana, Guinea, Mali, Niger, Nigeria, Senegal and Togo) was set to be one of Africa's most powerful economic blocs. However, at ECOWAS level, intracommunity trade is still low, and its share of world trade is around 0.3%.  Moreover, intracommunity trade, which is estimated at 10% of the region's total trade, is also low compared with other regional blocs. The main objective of this article is to identify the main factors explaining the evolution of trade within ECOWAS. The augmented gravity model is used to show that economic and structural factors have a significant impact on intra-regional trade. Geographic, demographic and institutional factors play a key role in the evolution of intraregional trade.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"64 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139265603","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Assessment of Socio-economic Impact of Human-wildlife Conflict on Agriculture: A Case of Smallholder and Subsistence Farmers in Eastern Bhutan","authors":"Karma Yoezer, Rinzin Dema","doi":"10.9734/jemt/2023/v29i111164","DOIUrl":"https://doi.org/10.9734/jemt/2023/v29i111164","url":null,"abstract":"Human-wildlife conflicts are a great concern in where ecosystem services are shared between humans and wildlife animals. This paper examines the socio-economic impacts of human-wildlife conflicts. A descriptive survey design was employed in this study. Primary data were collected by using a simple random sample from 120 households. Data were analyzed using descriptive statistics including frequency and percentages. The study results showed that there is a substantial social and economic impact on the smallholder and marginal farmers through the loss of crops due to wild animals. The majority of farmers (23%) had incurred annual household economic loss ranging from US$49-US$59 per household.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"82 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139274648","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}