Journal of Economics, Management and Trade最新文献

Analysis of the Effectiveness of the Zakat Fund Distribution Program by BAZNAS West Kalimantan (2019 - 2023) 西加里曼丹省天课基金分配计划（2019 - 2023 年）的成效分析

Journal of Economics, Management and Trade Pub Date : 2024-07-09 DOI: 10.9734/jemt/2024/v30i71229

Helmalea Putri, Abd Mubaraq, Bustami

{"title":"Analysis of the Effectiveness of the Zakat Fund Distribution Program by BAZNAS West Kalimantan (2019 - 2023)","authors":"Helmalea Putri, Abd Mubaraq, Bustami","doi":"10.9734/jemt/2024/v30i71229","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i71229","url":null,"abstract":"This research aims to analyze the effectiveness of the Zakat, Infaq and Sedekah (ZIS) fund distribution program by BAZNAS West Kalimantan in improving the welfare of beneficiary communities during the 2019-2023 period. Using a secondary data analysis approach, data was obtained from BAZNAS annual reports, government publications, scientific articles and other sources. Qualitative research methods with descriptive analysis were used to evaluate the effectiveness of ZIS fund distribution based on the ACR (Allocation to Collection Ratio) ratio in the Zakat Core Principle model. The research results show that ZIS fund collection experienced fluctuations during this period, with fund distribution always reaching 100% of the funds collected each year. The ACR ratio which consistently reaches 100% shows that BAZNAS West Kalimantan is very effective in distributing ZIS funds. The ZIS fund distribution program has a positive impact on community welfare, especially in access to education and health, although the long-term impact on economic empowerment still requires improvement. The success of the program is influenced by the quality of BAZNAS management, community participation, government support, and collaboration with various institutions. Recommendations for increasing effectiveness include strengthening economic empowerment, increasing transparency and accountability, improving program management, collaborating with external parties, and regularly evaluating program impacts. This research provides recommendations for improving the ZIS fund distribution program, with the hope that ZIS fund management can be more optimal and precise the target is to improve the welfare of the beneficiary communities in West Kalimantan.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"57 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141665025","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Autoregressive Distributed Lag (ARDL) Analysis of the Relationship Between Public Health Expenditure and Economic Growth in Benin 贝宁公共卫生支出与经济增长关系的自回归分布滞后（ARDL）分析

Journal of Economics, Management and Trade Pub Date : 2024-07-04 DOI: 10.9734/jemt/2024/v30i71228

Cherif Ayena, Barthelemy Biaou, Camille Guidime, Mouhamadou Djima Baranon, Ambroise Tchando Nahini, Achille Mahuna Soglo

{"title":"Autoregressive Distributed Lag (ARDL) Analysis of the Relationship Between Public Health Expenditure and Economic Growth in Benin","authors":"Cherif Ayena, Barthelemy Biaou, Camille Guidime, Mouhamadou Djima Baranon, Ambroise Tchando Nahini, Achille Mahuna Soglo","doi":"10.9734/jemt/2024/v30i71228","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i71228","url":null,"abstract":"Aims/ Objectives: To examine the impact of public health expenditure on economic growth in Benin. Study Design: Autoregressive Distributed Lag (ARDL) model analysis approach.Place and Duration of Study: E´ cole Nationale de Statistique, de Planification et de De´mographie (ENSPD), Universit ´e de Parakou, Benin, between January and April 2024.Methodology: This research utilizes data from the World Bank’s World Development Indicators (WDI) database, covering the period from 1977 to 2017. The method used is the Autoregressive Distributed Lag (ARDL) model analysis approach with tree models. The study adopts the human capital production function from Romer (1990) as a base model, which is modified to account for factors influencing the total productivity of the factors, following Romon’s (1998) approach.Results: The associated balance correction was negative and significant for each model, confirming the existence of long-term relationships. The results of the study also reveal that public health expenditure has a negative long-term and positive short-term impact on economic growth in Benin. Moreover, life expectancy at birth, in turn, has a positive effect on economic growth in the short and long term. Furthermore, Benin’s policy of openness to the outside world and the inflation rate has a negative impact in the short and long term on economic growth.Conclusion: The results of the selected model indicate that public health spending has a positive impact on economic growth in Benin in the short term, while its effect is negative in the long term.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":" 49","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141680043","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Teachers’ Financial Literacy in Basic Education: A Case Study in Davao City, Philippines 基础教育中教师的财务知识：菲律宾达沃市案例研究

Journal of Economics, Management and Trade Pub Date : 2024-07-04 DOI: 10.9734/jemt/2024/v30i71227

Annaliza C. Lopez, Ivy D. Manguiob, Marleonie M. Bauyot

{"title":"Teachers’ Financial Literacy in Basic Education: A Case Study in Davao City, Philippines","authors":"Annaliza C. Lopez, Ivy D. Manguiob, Marleonie M. Bauyot","doi":"10.9734/jemt/2024/v30i71227","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i71227","url":null,"abstract":"Aims: This study assessed the current state of financial literacy among teachers in basic education in Davao City, to identify the factors that influence their financial literacy, and to explore the implications for policy and practice. It attempted to delve even more into their challenges, strategies, and significant insights. \u0000Study Design: In the light of the case study approach, this study was qualitative. Data was collected using interviews, which were coded and analyzed for themes. \u0000Place and Duration of Study: Division of Davao City participated in this study for School Year 2023-2024. Methodology: Seven (7) teachers from the Division of Davao City participated in this study, which was limited to their responses. \u0000Results: Results revealed that participants' challenges in the study emerged in four main themes: financial strain insufficiency, financial struggles, emotional distress, and impacts teaching performance Meanwhile, when it comes to strategies to enhance the financial literacy of teachers in Davao City, three major themes were formulated: proactive pursuit of financial education, seeking financial guidance and expertise, and financial discipline. On the other hand, the participants in this case study shared their insights and suggestions when it comes to improving their financial literacy. Out of the common insights, two themes emerge. It includes financial literacy programs and financial planning. \u0000Conclusion: Thus, researchers may look at further strategies in the future to address the problems. Further, they may look more closely at the specific financial difficulties that teachers in various places and demographic groups deal with in order to better tailor financial literacy initiatives.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":" 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141677548","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Exploring the Likely Impacts of April 2024 Dubai Floods on Ghana’s Trade and Economic Outlook: Addressing the Challenges and Forging New Directions: A Literature Review 探索 2024 年 4 月迪拜洪灾对加纳贸易和经济前景的可能影响：应对挑战，开辟新方向：文献综述

Journal of Economics, Management and Trade Pub Date : 2024-05-16 DOI: 10.9734/jemt/2024/v30i61217

I. Nyarko

{"title":"Exploring the Likely Impacts of April 2024 Dubai Floods on Ghana’s Trade and Economic Outlook: Addressing the Challenges and Forging New Directions: A Literature Review","authors":"I. Nyarko","doi":"10.9734/jemt/2024/v30i61217","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i61217","url":null,"abstract":"The study examines the repercussions of Dubai's flooding on Ghana’s trade and proposes actionable strategies for resilience and growth. Through a literature review, it investigates the influence of natural disasters on international trade, focusing on challenges encountered by developing economies like Ghana. The study emphasizes the interconnectedness of global trade networks and the need for proactive risk management. Existing qualitative literature from previous studies was synthesized and analyzed for the study which revealed that over the last three years, Ghana's exports to the United Arab Emirates have grown significantly, from $117 million in 2021 to $1.71 billion in 2023. This suggests that the market for Ghanaian goods in the United Arab Emirates is growing, maybe as a result of enhanced market access, diversified product offerings, or rising demand. Although Ghana's exports to the United Arab Emirates have been increasing, the UAE's imports into Ghana have varied over time. Ghana has a trade deficit as a result of the steady tendency of imports to exceed exports, notwithstanding fluctuations. Findings suggest potential disruptions to Ghana's trade activities and economic growth due to Dubai's flooding, highlighting the importance of resilience-building measures and diversification of trade partners and markets. Recommendations include investing in resilient infrastructure, promoting digital trade, enhancing institutional capacity, and fostering regional cooperation. By offering insights for policymakers, businesses, and stakeholders, this study contributes to understanding the resilience of developing economies to natural disasters and provides practical guidance for Ghana to navigate the challenges posed by Dubai's flooding and achieve sustainable growth.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"60 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140970852","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Impact of Digital Financial Inclusion on Rural Revitalization in Tanzania 数字普惠金融对坦桑尼亚乡村振兴的影响

Journal of Economics, Management and Trade Pub Date : 2024-05-15 DOI: 10.9734/jemt/2024/v30i61216

Njige Magreth George, Heping Ge, Decai Tang

{"title":"Impact of Digital Financial Inclusion on Rural Revitalization in Tanzania","authors":"Njige Magreth George, Heping Ge, Decai Tang","doi":"10.9734/jemt/2024/v30i61216","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i61216","url":null,"abstract":"Technology has changed the financial industry through digitization, pushing financial services to be included. A sustainable rural economy has been developed due to the expansion of digital financial inclusion, which also significantly contributes to the revitalization of rural communities. This paper analyzes the theoretical connotations and mechanisms related to the study of the impact of digital inclusive of finance on rural revitalization in Tanzania; it empirically investigates the relationship between digital inclusive finance and rural revival by combining data at a national level in Tanzania. This study shows that digital inclusive finance can effectively promote the development of rural revitalization. By employing a time series model to measure the relationship between the digital inclusion of finance and rural revitalization. However, due limitations such as data unavailability of most years due to the nature of the context being new in Tanzania and Africa as well; this paper highly recommends the development of rural digital infrastructure, enhancing the digitalization of inclusive finance with the aid of digital technologies, expanding the breadth and depth of digital inclusive finance services in rural areas, especially in economically underdeveloped regions, to promote the comprehensive and high-quality development of rural areas effectively.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"8 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140974862","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Artificial Intelligence in the Effective Execution Process of Construction Projects in the Future 人工智能在未来建筑项目有效执行过程中的应用

Journal of Economics, Management and Trade Pub Date : 2024-05-14 DOI: 10.9734/jemt/2024/v30i61215

Roozbeh Shakibaei

{"title":"Artificial Intelligence in the Effective Execution Process of Construction Projects in the Future","authors":"Roozbeh Shakibaei","doi":"10.9734/jemt/2024/v30i61215","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i61215","url":null,"abstract":"The construction industry currently constitutes 13% of the global gross domestic product (GDP), with projections indicating an 85% increase in value to $15.5 trillion by 2030. The widespread adoption of information technology (IT) has significantly enhanced the integration of disparate data in construction project environments. Consequently, the construction sector including full construction value chain, is undergoing a transformative phase. The increasing investment in artificial intelligence (AI) makes it impossible to keep pace with its rapid advancements. Hence, this study aims to examine the role of AI in facilitating the effective execution of construction projects in the future. This research employs a document analysis approach and scrutinizes 20 relevant papers from both domestic and international scientific databases. Methodologically, this study adopts an applied research approach, and based on the method of data collection, it is considered a descriptive survey method. Therefore, a questionnaire was designed and distributed among 100 experts and practitioners familiar with AI concepts in Tehran for data collection to conduct a census-style field study. Subsequently, Smart PLS software was employed for data analysis. The findings not only validate the model's reliability, validity and fit but also present solutions and pertinent issues related to challenges concerning AI future role in enhancing project execution efficacy.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"26 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140979517","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Effect of Customer Relationship Management on Customer Behaviors with the Mediating Role of Customer Value Creation in the Insurance Industry: A Case Study of Karafarin Insurance 客户关系管理对保险业客户行为的影响与客户价值创造的中介作用：卡拉法林保险公司案例研究

Journal of Economics, Management and Trade Pub Date : 2024-05-03 DOI: 10.9734/jemt/2024/v30i61214

Sanaz Feyzi

{"title":"Effect of Customer Relationship Management on Customer Behaviors with the Mediating Role of Customer Value Creation in the Insurance Industry: A Case Study of Karafarin Insurance","authors":"Sanaz Feyzi","doi":"10.9734/jemt/2024/v30i61214","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i61214","url":null,"abstract":"The service industry is highly competitive. In order to provide value-added services, many companies rely on customers as powerful tools for solidifying company performance through discourse, participation, and social presence. In this Research, the main purpose was to study the effect of Customer Relationship Management on customer behaviors with the mediating role of customer value creation in the insurance industry (Case Study: Karafarin Insurance). The research method employed in this study was a descriptive-survey, and the statistical population consisted of 800 employees from branches of Karafarin Insurance. A sample of 260 individuals was selected as the statistical sample using the simple random sampling method, with appropriate allocation determined by referring to the Morgan Table. For data collection, the Customer Relationship Management questionnaire by Sin et al. [1], the Customer Value Creation questionnaire by Kalra & Kalra (2010), and the Consumer Behavior questionnaire by Lerman (2006) were employed. Data was analyzed using descriptive and inferential statistics, and utilizing the SPSS and PLS softwires. The analysis showed that Customer Relationship Management and its components (focusing on key customers, organizational Customer Relationship Management, knowledge management, technology-based Customer Relationship Management) have an effect on customer behaviors and customer value creation. The Findings demonstrate that customer value creation have effect on customer behaviors. The Sobel test results also indicate that customer value creation plays a mediating role between Customer Relationship Management and customer behaviors.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"17 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141016877","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Impact of Service Quality and Tax Socialization on Taxpayer Awareness Performance: Case from Mimika Papua, Indonesia 服务质量和税收社会化对纳税人意识表现的影响：印度尼西亚巴布亚米米卡案例

Journal of Economics, Management and Trade Pub Date : 2024-05-01 DOI: 10.9734/jemt/2024/v30i61213

Dwi Cholifah, Bachtiar Usman, Hermanto Yaputra

{"title":"The Impact of Service Quality and Tax Socialization on Taxpayer Awareness Performance: Case from Mimika Papua, Indonesia","authors":"Dwi Cholifah, Bachtiar Usman, Hermanto Yaputra","doi":"10.9734/jemt/2024/v30i61213","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i61213","url":null,"abstract":"Taxation plays a crucial role as the largest source of income for governments, including local governments such as Mimika Regency, Papua Province. Therefore, the impact of Tax Socialization, Taxpayer Compliance and Awareness, and Service Quality on Taxpayer Service Performance remains relevant to be studied. This study employs an empirical test with 100 taxpayer respondents in Mimika Regency, Papua Province, Indonesia. Hypothesis testing was conducted using Structural Equation Modeling – Partial Least Square (SEM-PLS). The results of the test prove that service quality, tax socialization, and taxpayer awareness have a positive influence on taxpayer compliance. Service quality, tax socialization, and taxpayer awareness also have a positive influence on service performance. Taxpayer compliance does not have a positive influence on service performance, but taxpayer awareness does. The theoretical implications of this research information serve as a guide for researchers to develop tax and tax knowledge, and the determinants of non-compliance can be used for future research. From a policy maker's perspective, this information will assist tax authorities in developing tax education programs.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"19 9","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141038246","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Empirical Evidence on the Validity of the Conditional Higher Moment Capm in the Bombay Stock Exchange 孟买证券交易所条件高矩阵 Capm 有效性的经验证据

Journal of Economics, Management and Trade Pub Date : 2024-03-27 DOI: 10.9734/jemt/2024/v30i41203

Akash Asthana, Syed Shafi Ahmed, Anjana Tiwari

{"title":"Empirical Evidence on the Validity of the Conditional Higher Moment Capm in the Bombay Stock Exchange","authors":"Akash Asthana, Syed Shafi Ahmed, Anjana Tiwari","doi":"10.9734/jemt/2024/v30i41203","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i41203","url":null,"abstract":"Various researchers criticized the assumption of a normal distribution of returns in the traditional Capital Asset Pricing Model (CAPM), leading to the recognition of the non-normal distribution of returns and the mean and variance were insufficient to characterize the distribution of returns completely which led the researchers to look for higher order moments. The present study investigated empirical validity of the conditional higher order moment Capital Asset Pricing Model (CAPM) in the context of the Indian stock market, specifically the Bombay Stock Exchange utilizing the data from sectoral indices for the period from April 2011 to March 2021. To test the four moment CAPM empirically, the specification derived from Bollerslev et al. (1988) has been used in the study. The study's findings reveals that the higher moment i.e. conditional coskewness and cokurtosis hold significant pricing implications and do have an impact on returns in the Indian stock market. The explanatory power of the model showed an increase as compared to the unconditional CAPM as the R-square value obtained was greater than the latter model. The results of the study were found to be mixed and inconclusive. Hence, the conditional higher moment CAPM cannot be validated in the Indian context.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"77 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140376109","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Effect of Risks Management on the Financial Performance of Listed Deposit Money Banks in Nigeria 风险管理对尼日利亚上市存款银行财务业绩的影响

Journal of Economics, Management and Trade Pub Date : 2024-03-26 DOI: 10.9734/jemt/2024/v30i41202

Hauwa Modu Kumshe, Bamanga Umar, Salihu Aliyu Modibbo

{"title":"Effect of Risks Management on the Financial Performance of Listed Deposit Money Banks in Nigeria","authors":"Hauwa Modu Kumshe, Bamanga Umar, Salihu Aliyu Modibbo","doi":"10.9734/jemt/2024/v30i41202","DOIUrl":"https://doi.org/10.9734/jemt/2024/v30i41202","url":null,"abstract":"This study examined the effect of risk management on the financial performance of listed DMBs in Nigeria. Adopting correlation research design, the target population was all the listed DMBs in Nigeria as at 31st December, 2022 and were nineteen (19) in number. Out of the 19 banks, 16 were purposively selected as sample based on the criteria that, the bank must have been listed before 31st December 2017 and also have complete annual report and account over the period of five years from 2018-2022. The study used descriptive statistics and panel regression analysis to analyze the data collected, and the results of the analyses revealed that, credit risk management, market risk management and capital adequacy risk management have positive and significant effect on the financial performance of the listed DMBs in Nigeria over the period of the study. However, liquidity risk management was found to have negative but insignificant effect on the financial performance of the banks. Hence, the study concluded that; effective risk management have positive and significant effect on the financial performance of listed DMBs in Nigeria. Based on these findings, this study recommends that; the management of listed DMBs in Nigeria should improve and strengthen their liquidity management strategies, while keeping adequate watch on credit risk, market risk, and capital adequacy risk to further improve their financial performance. Therefore, further studies could look into the effect of effective risk management process (risk identification, assessment, monitoring, and controlling process) on the financial performance of DMBs. Also, future studies could consider the impact of the adoption of IFRS on risk management and financial performance of listed DMBs in Nigeria.","PeriodicalId":502721,"journal":{"name":"Journal of Economics, Management and Trade","volume":"112 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140380645","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0