Trends in Finance and Economics最新文献

{"title":"Firm Performance Analysis of Relation to the Implementation and use of Enterprise Resource Planning Systems using GRA Method","authors":"","doi":"10.46632/tfe/1/3/2","DOIUrl":"https://doi.org/10.46632/tfe/1/3/2","url":null,"abstract":"Enterprise Resource Planning (ERP) is a business management system that allows organizations to integrate and manage their core business processes in a centralized system. The demand for integrated information system solutions among manufacturing and service companies has led to the development of ERP. The system is designed to streamline business operations and increase efficiency by providing real-time access to critical data across different departments. It encompasses the design, development, and implementation of ERP systems, as well as the processes and methodologies used to manage and optimize the system. Abstractly, ERP involves a thorough analysis of an organization's business processes to identify areas of inefficiency and opportunities for improvement. Based on this analysis, a customized ERP system is designed and developed to meet the organization's specific needs. The system is then implemented, tested, and ongoing maintenance and support are provided to ensure optimal performance. ERP systems typically include modules for accounting, human resources, inventory management, supply chain management, and customer relationship management. By integrating these processes into a single system, organizations can reduce redundant tasks, improve data accuracy, and make better-informed decisions based on real-time information. Overall, ERP is a critical tool for organizations looking to optimize their operations and remain competitive in today's fast-paced business environment. ERP systems have become increasingly popular among businesses of all sizes due to the numerous benefits they offer, such as increased efficiency, better decision-making, and improved customer service. The significance of ERP research lies in the fact that ERP systems have become critical to the success of many organizations, especially in today's fast-paced and competitive business environment. Research in this area can help organizations better understand the benefits and challenges of implementing ERP systems and develop strategies to optimize their use. Deng originally suggested Grey Relational Analysis (GRA) as a tool for MCDM problems, which has been successfully used to address many MCDM challenges. GRA is a model for evaluating effects that can assess the relationship between successions and their fit with certain information analysis techniques or calculation strategies. The factors considered in GRA include credit histories, behavior preferences, performance abilities, identity features, and interpersonal relationships. From the results, it is seen that behavior preference obtained the first rank, whereas performance abilities had the lowest rank among Entrepreneur 1, Entrepreneur 2, Entrepreneur 3, Entrepreneur 4, and Entrepreneur 5. The value of the dataset for Enterprise Resource Planning in the GRA (Gray-related analysis) method shows that it resulted in performance abilities ranking the highest","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"108 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135959860","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Evaluation and Selection of Market Segments Based on the TOPSIS Technique Application","authors":"","doi":"10.46632/tfe/1/2/3","DOIUrl":"https://doi.org/10.46632/tfe/1/2/3","url":null,"abstract":"Researching and choosing market segmentation is one of the most crucial marketing considerations for every company. For many businesses, choosing a target market is one of the most crucial marketing choices. This choice also has an ef-fect on the market mix, purchasing and distribution plans, as well as other business considerations. A strong target mar-ket is selected based on the results of the market segmentation assessment, a variety of parameters, including the size of the segment, the existence of competitors, risk, and profitability are taken into consideration. This article looks at some key segmentation models in respect to the characteristics of industrial markets. Many marketing decisions, including those involving the market mix selection, purchasing, the supply chain, distribution channels, etc., are centered on the target market. Market sector A few steps must be taken to ensure that each market segment's desirability is assessed be-fore one (or more) is selected for entrance. A market is thought to be segmented through this procedure into many sub-groups. The target market that can be reached can be chosen as customers and a subset. a distinctive marketing mixture (Cutler and Keller, 2005). As a multi-objective decision-making process, the TOPSIS approach can be used to address questions with numerous objectives. This study suggests that the TOPSIS approach, which has had positive outcomes, be used to assess foreign players when they are introduced to CBA teams. Because of the increasingly competitive industry, businesses must choose wisely when it comes to marketing issues. One of the most important difficulties is the evaluation and choice of market segmentation. The results show that different sectors may have varying success potential and that choosing the best might help firms fulfill their commitment to expanding their operations. This study can be used as a model for future research and the identification of market categories.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135959425","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Healthcare Management and Future Prospects Using IBM SPSS Statistics","authors":"","doi":"10.46632/tfe/1/2/4","DOIUrl":"https://doi.org/10.46632/tfe/1/2/4","url":null,"abstract":"Healthcare management hospitals, clinics, drug rehabilitation, and treatment centers for all kinds of health the smooth functions of the facility are health management in ensuring all work involved in health management, and nursing homes and the well-being older care facilities like that. Mba healthcare management is a 2-year course experts for in the health industry focusing on creating. Bachelor of morality graduates and activists national level syndicate 50% of the university% accumulated score, for the course can apply. Health expertise in management a master of business administration (MBA) in health management or management to pursue a career standard for those who want to graduate. A MBA is a business degree this is a business manager finding success information and skills provides for students. healthcare management is by nurses and doctor’s various patient care a wide range of opportunities consideration. Work stability as far as it is concerned, the public and private health departments experts in the long run appoint. So, getting a job to get expertise there is a chance. Health for management professionals demand is much higher than average, between 2021 and 2031 employment will increase by 28 percent expected, 56,600 openings per year expected. Health management professionals include hospitals, medical centers, and physician offices better care for the community, and medical products, and act with services they also have to serve. In the administration of health care, the industry in the industry is the best revenue potential, a person in people's lives opportunity to make a difference, and with high demand for health management professionals popular choices. Health for security management the guide is here, in it to consider a profession including five reasons. Health in industry in management is broad there is scale. In various organizations the availability of opportunities, stock topics, and responsibilities are different. A director or ventry from b level there are levels in position management. This means your experience regardless of size, with opportunities to advance into the field, you usually have plenty there are job options. spss statistics is a data management, advanced analytics, multivariate analytics, business intelligence, and criminal investigation developed by ibm for a statistical software package. A long time, spa inc. Was created by, ibm purchased it in 2009. The brand name for the most recent versions is ibm spss statistics. medical devices, biotechnology industry, pharmacies, nursing homes, diagnostics, pharmaceutical industry, hospital industry the cronbach's alpha reliability result. The overall cronbach's alpha value for the model is .703 which indicates 69% reliability. From the literature review, the above 70% cronbach's alpha value model can be considered for analysis.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135959893","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Evaluation of Relationship Management using SPSS","authors":"","doi":"10.46632/tfe/1/2/2","DOIUrl":"https://doi.org/10.46632/tfe/1/2/2","url":null,"abstract":"Relationship Management. Management of customer relationships (CRM), often known as relationship management, is the practice of maintaining and enhancing a company's commercial ties with its current and potential clients. Tracking a customer's download of a white paper is one of many applicable CRM instances. When that occurs, the website might notify a particular salesperson in that area to contact the potential client again. The idea is that by delegating many of these straightforward actions to the program, you can set up a process. Your interpersonal communication abilities will be crucial to managing relationships. It's about your capacity to bring out the best in others—your capacity to motivate and sway them, your capacity to relate to them and build relationships with them in their final days, and your capacity to support their capacity to adapt, develop, and resolve conflict. Relationship management is a tactic used to build new relationships with clients and suppliers as well as to preserve current ones. By doing this, we can boost customer loyalty to our brand, find and eliminate inefficiencies, cultivate new connections, and boost revenue. Relationship management is a tactic used to build new relationships with clients and suppliers as well as to preserve current ones. By doing this, we can boost customer loyalty to our brand, find and eliminate inefficiencies, cultivate new connections, and boost revenue. A CRM system's primary goal is to enhance the customer experience. Achieving this goal will guarantee excellent outcomes for your company as a whole. Each of the other objectives will serve to further this goal if your CRM's primary mission is to increase customer satisfaction. Similar to life, partnerships can experience ups and downs. However, if you work on your empathy, communication, conflict resolution, commitment, and love abilities, you'll see a strengthening in your relationships. The process for controlling relationships in an organization is known as employee relationship management, or ERM. These connections may exist between the company and staff members and coworkers who are on the same level. Employees need a workplace that supports their creativity in order to be effective. Customers receive individualized guidance from them, develop a rapport with them, and receive timely answers to their questions. Relationship managers look for trends that can enhance business procedures by examining the business's communication strategy, contract discussions, and legal agreements. The participants were asked to rank the importance of the following six elements in a section on romantic partners: commitment, honesty, a healthy sex life, common interests, appropriate personality, and communication. Relationship management at work aids in building cohesive teams with members that respect one another, are open to new ideas, and function well together. Your greatest employees shouldn't feel threatened by chilly workplace dynamics. Poor","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136060334","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Comprehensive Analysis of Indian Public Sector Banks Financial Performance Using the TOPSIS Method","authors":"","doi":"10.46632/tfe/1/2/6","DOIUrl":"https://doi.org/10.46632/tfe/1/2/6","url":null,"abstract":"The government has recently undertaken the consolidation of multiple public sector banks. The primary motivation for conducting this research is to investigate this consolidation effort. The objective of this article is to identify the factors influencing the performance of public sector banks in India and explore the relationships between these factors and the performance of government-operated banks. Within this article, we will analyze financial data from all public sector commercial banks spanning an 11-year period, from 2009 to 2019. Both the system generalized method of moments (GMM) analysis and canonical correlation analysis (CCA) have been employed to assess the impact of determinants on the evaluation of public sector bank performance. The assessment of performance is carried out using the CAMEL framework, which encompasses Capital Adequacy, Assets Quality, Management Efficiency, Earnings, and Liquidity. It's worth noting that the government has recently undergone the consolidation of several public sector banks, which serves as the impetus for this study. The primary aim of this article is to ascertain the variables that shape the performance of Indian public sector banks and their interconnections. Within this research, we will scrutinize financial data from all public sector commercial banks over an 11-year span, spanning from 2009 to 2019. Both the utilization of the system generalized method of moments (GMM) analysis and canonical correlation analysis (CCA) have been deployed to examine how various determinants influence the evaluation of public sector bank performance. The assessment of performance has been conducted through the utilization of the CAMEL framework, an acronym representing Capital Adequacy, Assets Quality, Management Efficiency, Earnings, and Liquidity. This framework is widely employed for appraising the financial soundness of the Indian banking system. The financial well-being of public sector banks (PSBs) holds paramount importance for several reasons. Primarily, PSBs play a pivotal role in delivering financial services to the general populace, especially in rural and semi-urban regions where private banks may not have a significant presence. Consequently, the accessibility of financial services to a broad segment of the population directly influences their financial stability.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136026903","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Comprehensive Analysis of the Financial Performance of Indian Public Sector Banks","authors":"","doi":"10.46632/tfe/1/3/5","DOIUrl":"https://doi.org/10.46632/tfe/1/3/5","url":null,"abstract":"Recently, the government consolidated numerous public sector banks. The basis for conducting this study is this. This article's goal is to pinpoint the variables that influence public sector bank performance in India as well as the connections between those variables and the performance of particular banks operated by the government. In this article, we will examine the financial information from all public sector commercial banks over an 11-year period (from 2009 to 2019). Both the system generalised method of moments (GMM) analysis and the canonical correlation analysis (CCA) have been used to analyse the effects of determinants on public sector bank performance assessment.. CAMEL, which stands for Capital Adequacy, Assets Quality, Management Efficiency, Earning, and Liquidity, has been used to assess performance. Several public sector banks have lately been consolidated by the government. The basis for conducting this study is this. This article's goal is to identify the variables that determine Indian public sector banks' performance as well as the connections between those variables and performance. In this study, we will examine the financial data from all public sector commercial banks over an 11-year period (from 2009 to 2019). Both the system generalised method of moments (GMM) analysis and canonical correlation analysis (CCA) have been employed to assess the influence of determinants on the performance measurement of public sector banks Performance has been assessed using the CAMEL framework, which stands for Capital Adequacy, Assets Quality, Management Efficiency, Earnings, and Liquidity. This framework is widely used to evaluate the financial system in India. For a number of reasons, the financial health of public sector banks (PSBs) is crucial.First and foremost, PSBs are essential in delivering financial services to the general population, particularly in rural and semi-urban areas where private banks might not be present. Therefore, the availability of financial services to a wide portion of the public has a direct impact on their financial health.Second, PSBs frequently serve as the primary lenders to important economic sectors like infrastructure, SMEs, and agriculture. As a result, their financial performance may have a big impact on how these industries grow and develop. Thirdly, PSBs frequently have government ownership and are subject to public scrutiny. As a result, one key indicator of their efficiency is their financial performance. Alternate Parameters taken as SBI, BOB, PNB, BOI, CANARA. Evaluation Parameter taken as The following financial performance indicators have been considered: net profit margin%, return on assets%, return on net worth%, interest income to total assets%, interest expenses to total assets%, and operating expenses to total. In August 2015, a target was set for PSBs to raise $110,000 crore from the markets by the years 2018-19. However, compared to this target, only Rs. 7,726 crore was raised between","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136073409","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The performance Analysis of Mutual Fund Investment using Weight Product Method","authors":"","doi":"10.46632/tfe/1/2/1","DOIUrl":"https://doi.org/10.46632/tfe/1/2/1","url":null,"abstract":"A mutual fund is an investment vehicle that combines money from multiple investors to buy a diverse portfolio of securities, like stocks, bonds, and other assets. It is managed by a professional fund manager who makes investment decisions on behalf of the investors. Mutual funds offer individuals the opportunity to access a variety of assets and benefit from pooled investments. They can be obtained through brokers, financial advisors, or directly from the mutual fund company. Various types of mutual funds exist, each with its own investment objective and risk level. Examples include equity funds, bond funds, money market funds, and balanced funds. Before investing in mutual funds, individuals should consider their investment goals, risk tolerance, and time frame. Researching a fund's performance, fees, and expenses is also important for making an informed decision. Mutual funds provide advantages such as diversification, professional management, and liquidity. However, potential disadvantages include high fees, minimum investment requirements, and redemption fees that may deter smaller investors.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"349 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135004271","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Evaluation of Business Management using COPRAS Method","authors":"","doi":"10.46632/tfe/1/1/4","DOIUrl":"https://doi.org/10.46632/tfe/1/1/4","url":null,"abstract":"Business Management. \"Business management\" is the coordination and organization of business activities. Business managers supervise operations while assisting employees to reach their greatest level of productivity. An organization's operational and financial goals can be met with the assistance of a business manager who can also supervise or train new hires. A business administration degree is still an attractive choice for ambitious young entrepreneurs as well as company leaders. It provides academic expertise and abilities to pursue company-based based possibilities as well as develop a broad comprehension of industries and specific locations including finance and human capital. An advanced degree given to those pursuing higher education in business administration is the master of business administration. Typically, processes, financial reporting, finance, and marketing are all included in an MBA program. Management styles can be divided into three major categories: autocratic, democratic, and laissez-faire. There are particular subcategories of management styles within each of these categories, each with advantages and disadvantages. However, since business administration is a difficult and complicated field with such a lot to learn in order to prepare for a successful managerial position, that doesn't presume it's a main topic you should avoid. Economics and administration are the core subject of business education. But you'll also pick up knowledge on subjects like marketing, public relations, finance, and human resources. Additionally, you will pick up valuable skills and information from the process, like how organizations function. Business management refers to the act of planning and coordinating an organization’s information, including employees, revenue, knowledge, and more. Business management centers on monitoring individual personnel and huge initiatives. Create goals and objectives for the business management that will promote expansion and prosperity. Develop and carry out company plans and approaches to encourage the achievement of goals. Ensuring that the organization has sufficient and suitable assets to finish its activities. Business management gives skills and information that are immediately applicable to all elements of your life. Business management aids in the development of crucial skills that will enhance your employment prospects and eventually lead to success, whether you're planning, persuading, analyzing, networking, or organizing. A business degree can help you gain a solid understanding of fundamental economic concepts, how global events affect markets, as well as how to assess the economic health of businesses. Especially when coupled, this will allow you to make knowledgeable investment choices and eventually figure out how to reach greater ROI. The organization and coordination of business activities are known as business management. Operations are overseen by managers, who also assist staff in maximizing pro","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136156890","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Microfinance for Women Micro and Small-Scale Entrepreneurs Using COPRAS Method","authors":"","doi":"10.46632/tfe/1/1/5","DOIUrl":"https://doi.org/10.46632/tfe/1/1/5","url":null,"abstract":"A micro entrepreneur is, to put it bluntly, the person who started a small company. These \"super small\" firms are commonly understood to be those that have less than ten personnel and a low initial expenditure. Entrepreneurs utilise money—often the money of others—to create a company that is larger than oneself and a reliable source of long-term profits. Entrepreneurs prioritise expansion and scaling their work. While they sleep, business owners generate revenue. Microbusiness owners, on the other hand, get compensated for their own labour. Macro companies handle financial matters that are associated with the country as a whole on a large scale, such as the gross creation/production in a year, whereas micro companies control monetary matters that are related to a particular industry or specific location, the linkages of firms and individuals inside the market. Alternative: Credit histories, Behaviour preference, Performance abilities, Identity features, Interpersonal relationships. Evaluation option: Entrepreneur 1, Entrepreneur 2, Entrepreneur 3, Entrepreneur 4, Entrepreneur 5. Entrepreneurs 2 is got the first rank whereas is the Entrepreneurs3is having the Lowest rank. The value of the dataset for Micro and Entrepreneurs in COPRAS method shows that it results in Entrepreneurs 2 and top ranking.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"269 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136156889","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Investors Investment Decision making criterion of Individual salaried person","authors":"","doi":"10.46632/tfe/1/1/3","DOIUrl":"https://doi.org/10.46632/tfe/1/1/3","url":null,"abstract":"Investing is a financial activity that provides a wide array of options for individuals looking to grow their wealth. Recent trends show that investors exhibit highly dynamic behavior, which is influenced by a multitude of factors related to investments. These factors impact individual investors based on their investment goals, perceptions, attitudes, and expectations regarding risk and returns. This research delves into investment guidelines tailored for various types of organizations, each characterized by distinct residual claim attributes. Varied limitations on residual claims result in different decision-making principles. The analysis suggests that open corporations, financial mutual funds, and nonprofit organizations can be modeled using the principle of maximizing value. However, this principle may not generally apply to proprietorships, partnerships, and closed corporations. The primary drivers affecting individual investment decision-making are financial and geographical considerations. Therefore, this study aims to identify the factors influencing individual investment choices and explore gender-based disparities in investors' perceptions when making investment decisions. The study concludes that the risk appetite of investors predominantly shapes their investment decisions. In this research, we apply the Technique for Order of Preference by Similarity to Ideal Solution (TOPSIS) method to assess investment options tailored for salaried individuals. We systematically examine six critical criteria: Return on Investment (ROI), Liquidity, Risk, Lock-in Period, Tax Implications, and Initial Investment Amount. Our analysis covers five investment choices—Stock Market, Real Estate, Fixed Deposits, Mutual Funds, and Gold. The findings indicate that Stock Market emerges as the top choice due to its strong performance in terms of potential returns and risk management. Mutual Funds and Gold closely follow suit. Fixed Deposits and Real Estate, while still viable options, hold lower rankings primarily due to specific trade-offs. This study provides a structured approach for individuals to make informed investment decisions, taking into account their distinct financial objectives, risk tolerance, and available resources.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136180063","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}