Trends in Finance and Economics最新文献

{"title":"The Impact of Loan Apps on Students: Exploring Financial Access, Risks, and Implications","authors":"","doi":"10.46632/tfe/2/1/2","DOIUrl":"https://doi.org/10.46632/tfe/2/1/2","url":null,"abstract":"This article explores the influence of loan applications on students, investigating the impact of these apps on their financial behavior, academic performance, and overall well-being. With the rapid proliferation of loan apps in recent years, it is crucial to understand the consequences they may have on student borrowers. The study examines the experiences of students who utilize loan apps, providing insights into the potential advantages and drawbacks associated with these financial tools. By analyzing the data collected from surveys and interviews, the research highlights the significance of responsible borrowing, financial literacy, and regulatory measures in mitigating the negative effects and maximizing the benefits of loan apps. The findings contribute to the existing literature on financial behaviors and offer recommendations for policymakers, educational institutions, and students to navigate this evolving landscape effectively. Loan apps have gained significant popularity among students, offering quick and convenient access to financial resources. These apps provide students with a platform to obtain loans with minimal paperwork and faster processing times compared to traditional lending institutions. While these apps offer benefits such as easy accessibility, they also raise concerns about potential negative consequences. This article aims to delve into the impact of loan apps on students, shedding light on their financial behaviors, academic performance, and overall well-being. The widespread use of loan apps among students has brought forth a variety of issues that warrant examination. Firstly, these apps can influence the financial behaviors of students, shaping their attitudes towards borrowing, spending, and saving. Understanding the impact of loan apps on students is of significant importance for various stakeholders. Firstly, policymakers can benefit from this research by gaining insights into the implications of loan app usage among students. This knowledge can inform the development of regulations and policies to safeguard students' financial well-being and prevent predatory lending practices. It can also aid in implementing initiatives to promote financial literacy and responsible borrowing among students. Educational institutions can utilize the findings to better support their students in managing their finances. By understanding the challenges and potential risks associated with loan apps, institutions can provide targeted resources, workshops, and counseling services to help s. From the result it is seen that Rate your internet accessibility after loan lending entered market got the first rank Rate your internet usage per day where as is the having the lowest rank","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"52 13","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140252225","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analyzing Corporate Social Responsibility Performance with the Grey Relation Coefficient Method","authors":"","doi":"10.46632/tfe/1/4/2","DOIUrl":"https://doi.org/10.46632/tfe/1/4/2","url":null,"abstract":"Corporate Social Responsibility (CSR), often abbreviated as CSR, is poised to take on a pivotal role in corporate reporting. It has become a standard practice for every company to establish CSR policies and produce annual reports that outline their CSR endeavors. This approach allows for the differentiation between socially responsible conduct and actions that lack social responsibility, facilitating their identification. Presently, CSR is acknowledged as a sophisticated and globally accepted concept that has undergone systematic evolution and development. It has become a globally acknowledged language and perspective that is gaining increasing importance. In this contemporary era, stakeholders are expected to prioritize more than mere profit generation and adherence to legal requirements; In addition to their CSR efforts, companies are expected to exhibit a commitment to business growth. CSR has now become an intrinsic component of contemporary business operations. In terms of its social impact, CSR research serves as a means to comprehend the influence of businesses on society and the contributions they offer. This research delves into how businesses champion sustainable practices, confront social and environmental issues, and contribute to the improvement of local communities. Research illuminates the beneficial influence that corporations can exert on society by scrutinizing CSR initiatives and their results. The engagement of stakeholders is a key focus of CSR research, emphasizing the importance of involving diverse stakeholders such as employees, customers, suppliers, local communities, and investors. This research investigates how businesses interact with and respond to these stakeholders, promoting cooperation, open communication, and the development of trust. Through the cultivation of stronger relationships and the exploration of effective strategies for engaging stakeholders, businesses have the opportunity to enhance their social acceptance and credibility. Sustainability is a core focus of CSR research, as it contributes significantly to the progress of sustainable business practices. This research delves into how companies incorporate resource efficiency, environmental concerns, and measures to combat climate change into their everyday activities. By identifying successful sustainability initiatives, CSR research aids in the formulation of best practices and promotes the transition toward a more sustainable economy. The Weighted Point Method (WPM), originally introduced by Deng to address challenges in Multiple Criteria Decision Making (MCDM), offers a framework that explores the sequential relationships, data types, and geometric patterns among measurable impacts in a communication evaluation model. In this particular context, the alternatives under consideration are Community relations, Diversity aspects, Employee relations, Ecological environment, and Product aspects. The evaluation parameters encompass Ownership by family, Owne","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"48 10","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136312070","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Assessing the E-Commerce Consumer Protection Mechanisms for Fostering Digital Economic Advancement in India through the WPM Method","authors":"","doi":"10.46632/tfe/1/4/1","DOIUrl":"https://doi.org/10.46632/tfe/1/4/1","url":null,"abstract":"The rapid proliferation of e-commerce has revolutionized consumer transactions and economic growth in India. This paper delves into the pivotal role of legal consumer protection systems in fostering digital economic growth within the Indian e-commerce landscape, utilizing the Web Performance Monitoring (WPM) method as a foundational framework. The surge in online transactions has necessitated robust mechanisms to safeguard consumers' rights and in still trust in digital marketplaces. The study begins by elucidating the multifaceted challenges faced by Indian consumers in e-commerce transactions, ranging from deceptive advertising practices and counterfeit products to privacy breaches and unfair contract terms. Subsequently, it highlights the indispensable role of effective legal frameworks in addressing these challenges and facilitating seamless digital economic growth. The Web Performance Monitoring (WPM) method is introduced as an innovative approach to assess and enhance the efficacy of consumer protection systems in the digital realm. By analysing real-time data on website performance, transaction security, and dispute resolution mechanisms, the WPM method enables policymakers and stakeholders to identify gaps, optimize processes, and ensure a favourable environment for both consumers and businesses. Drawing on empirical research and case studies, this paper demonstrates the tangible impact of robust consumer protection measures on boosting consumer confidence, encouraging cross-border transactions, and nurturing a conducive ecosystem for digital economic expansion. Furthermore, it emphasizes the need for continuous adaptation and evolution of legal frameworks to keep pace with the dynamic nature of e-commerce. this study underscores the imperative of establishing and fortifying Enhancing consumer protection mechanisms within the realm of e-commerce has the potential to drive digital economic advancement in India. The integration of the Web Performance Monitoring method offers a strategic pathway to continually enhance consumer safeguards, foster trust, and drive sustainable progress in the evolving landscape of online commerce. The alternatives are Self-Regulation by E-Commerce Platforms (A1), Consumer Ombudsman System (A2), Statutory Warranty Requirements (A3), Online Dispute Resolution (ODR) Mechanism (A4), Mandatory Product Liability Insurance (A5), Transparent Return and Refund Policies (A6), Cross-Border Consumer Protection Cooperation (A7) and Digital Signature Authentication (A8). The evaluation parameters are Effectiveness of Dispute Resolution (C1), Consumer Trust and Confidence (C2), Reduction in Fraudulent Transactions (C3), Implementation Cost (C4), Legal Complexity (C5), and Adaptability to Emerging Technologies (C6). The Legal Consumer Protection Systemsresult of Digital Signature Authentication is got first rank and Cross-Border Consumer Protection Cooperation is got lowest rank.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"66 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136318622","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"An Analysis on the Performance of Electronic Payments Systems in India Using the TOPSIS Method","authors":"","doi":"10.46632/tfe/1/3/7","DOIUrl":"https://doi.org/10.46632/tfe/1/3/7","url":null,"abstract":"In recent years, India's electronic payment systems have undergone a substantial expansion and transformation. Digital payments are now more common in the nation because to a number of government programmers and technology developments. This introduction gives a summary of how well India's electronic payment systems perform while underlining the major elements that have contributed to their success. The implementation of programmers like demonetization in 2016, which aimed to lessen the reliance on physical currency and boost digital transactions, has expedited India's transition to a cashless economy. Economic Impact: A nation's economy is greatly influenced by the use of electronic payment systems. Examining their success in India offers information about the development and uptake of digital transactions, the transition to a cashless society, and the effects on financial inclusion. Such study aids informing financial policy and strategy decisions by regulators, economists, and industry professionals about the economic effects of electronic payments. Financial Inclusion: A key element of inclusive economic development is access to financial services and goods. Examining how electronic payment systems operate in India can help determine how effective they are at promoting financial inclusion, especially for underprivileged people. Targeted actions and legislative changes to close the financial gap can result from an understanding of the challenges and opportunities associated with digital payments.The process for examining the effectiveness of electronic payment systems in India might include a number of processes and research techniques. Here is a recommended approach. Decide on a clear study objective, such as assessing the effectiveness, uptake, or effects of electronic payment systems in India. Gather pertinent “data from a variety of sources, such as government reports, business magazines, academic journals, and financial organizations”. Data can contain user demographics, transaction volumes, values, trends, and technological infrastructure.“E-payment systems,ATM, Mobile Money, Net Banking, Credit (Debit)card”.“Reliability, Ease of use, Responsiveness. Security, Usefulness, Cost”.Mobile Money achieves the highest rank of 1, followed by ATM at rank 2, Credit (Debit) card at rank 3, and Internet Banking at rank 4.Mobile Money achieves the highest rank of 1, followed by ATM at rank 2, Credit (Debit) card at rank 3, and Internet Banking at rank 4.by using TOPSIS method we obtained ranks for the performance of e payments system in India.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135852995","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Psychological Foundation of financial Planning","authors":"","doi":"10.46632/tfe/1/3/6","DOIUrl":"https://doi.org/10.46632/tfe/1/3/6","url":null,"abstract":"Psychological foundation of financial planning. Knowing how people's ideas, emotions, and behaviors affect their financial decisions constitutes the psychological basis for financial planning. It acknowledges that a person's opinions, beliefs, and personality characteristics greatly influence their financial objectives, risk tolerance, and saving habits. Financial decision-making is influenced by psychological elements such as biases in thought, feelings, self-control, and knowledge of finances. For instance, people may display biases like fear of loss or overconfidence, which can result in poor investment decisions. Furthermore, psychological theories stress the significance of establishing financial literacy, impulse control, and realistic goal-setting. Financial planners are able to comprehend their clients' motives, handle their particular issues, and offer customized advice by taking psychological factors into account. This will help people make wise financial decisions.The psychological underpinnings of financial planning are important for research because they can help us better understand and influence people's financial decisions and behaviors. Researchers can pinpoint cognitive biases, emotional drives, and personality qualities that influence financial decisions by investigating the psychological aspects that affect financial planning. By creating financial literacy programs, tools for individualized financial planning, and interventions that target particular psychological barriers, this knowledge can help develop strategies and interventions that effectively encourage good financial habits. Financial advisers can better assist clients in attaining their financial objectives by comprehending the psychological underpinnings underlying financial planning, which can help policymakers improve financial security and economic outcomes for both individuals and society.A technique for analyzing complicated decision-making issues and assessing the interplay between numerous components is the Decision-Making Experiment and Evaluation Laboratory (DEMATEL). It offers a methodical way to evaluate the causal connections between various variables and their impact on a particular issue. DEMATEL builds a model of structure and measures relationships between elements using surveys or expert opinions. DEMATEL aids in the identification of important factors and the visualization of causal links using cause-and-effect diagrams, considering both the cause and effect features. The technique is frequently used to enhance decision-making processes, prioritize actions, and boost overall effectiveness in a variety of industries, including supply chain management, emergency management, and healthcare. Understanding complicated systems and making decisions based on interconnections between variables is made easier with the help of DEMATEL. Future Time Perspective scored the first rank and Planning Activity Level got the last rank.In this Paper Psychological found","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136342168","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Business Environment Using Evaluation Based on Distance from Average Solution (EDAS) Method","authors":"","doi":"10.46632/tfe/1/2/7","DOIUrl":"https://doi.org/10.46632/tfe/1/2/7","url":null,"abstract":"Business Environment the term \"business environment\" refers to the entirety of all individuals, organizations, and other influences that are independent of the industry but may have an impact on its output. \"Much like the universe, deduct from it in the subset as depicts that system, and the remaining is the environment,\" writes an unknown source. As a result, an organization's environment also includes the economic, cultural, governmental, technological, and other influences at play outside of it. Its environment consists of external factors such as the media, courts, customer groups, competitors, individual clients, or organizations facing management. Business operations, in contrast to ours, do not reside in a prison. Each organization is not even an end unto itself; it develops, survives, and thrives under the restrictions imposed by its particular environment and forces. Even though a single system can delicately modify or control these pressures, it is forced to respond or adapt as necessary. Business managers can recognize and assess external pressures more effectively if they have a deeper understanding of their environment. The term \"business environment\" refers to the whole of all the individuals, organizations, and other influences that are independent of the industry but may have an impact on its output. The business environment aids in planning, identifying business possibilities, utilizing efficient resources, and enhancing the enterprise's general performance, expansion, and profitability. Business environments come in a variety of shapes and sizes, including macro and micro environments. The presence of both the government and industry in the nation's numerous economic operations defines the business climate in India. As a result, numerous national economic policies would encourage the expansion of both segments in diverse industries. The term \"environment\" refers to the entirety of all alive and pro components that have an impact on human life and its outcomes. Non-living or non-biological elements are water, land, sunshine, rocks, and air, whereas all live or biological ingredients do become animals, plants, forests, fish, and birds.based on the distance from the mean solution evaluation (EDAS) is a new and efficient MCDM is proper. In this way alternatives are preferred based on their distance from the mean solution is determined. From the analysis in which EDAS (Avg evaluation based on distance from solution) method is the best solution. Short range and negative the ideal is the solution with the longest distance from the solution determines, but of these distances the comparison is not significant. Procedures, Time, Cost, Profit Tax Starting a Business, Dealing with Construction Permits, Getting Electricity, Registering Property, Getting Credit, Paying Taxes. From the result it is seen that Dealing with Construction Permitsis got the first rank where as is the Getting Creditis having the lowest rank.the first ranking dealing ","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136337060","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Assessing the Influence of Budgeting and Forecasting Accuracy on Financial Performance in Corporate Accounting using SPSS Statistics","authors":"","doi":"10.46632/tfe/1/3/4","DOIUrl":"https://doi.org/10.46632/tfe/1/3/4","url":null,"abstract":"corporate accounting, Corporate accounting is a fundamental facet of modern business operations, serving as the backbone of financial management and reporting within organizations. It encompasses the systematic recording, analysis, and interpretation of financial data to provide accurate insights into a company's economic activities. This branch of accounting operates within the corporate context, dealing with the financial transactions and events that transpire within a business entity. At its core, corporate accounting enables companies to track their financial health, make informed decisions, and fulfill regulatory requirements. It involves processes such as recording revenue, expenses, assets, and liabilities, as well as preparing financial statements like balance sheets, income statements, and cash flow statements. These financial reports play a pivotal role in communicating the company's financial performance and position to various stakeholders, including investors, creditors, regulatory bodies, and management. In the dynamic landscape of modern business, corporate accounting is constantly evolving. Advancements in technology have introduced innovative software and tools that streamline accounting processes, enhance accuracy, and enable real-time reporting. Additionally, the complexity of global markets and regulatory frameworks has heightened the importance of adhering to accounting standards such as Generally Accepted Accounting Principles (GAAP) or International Financial Reporting Standards (IFRS). In essence, corporate accounting serves as the financial compass of a company, guiding it towards prudent financial management, effective resource allocation, and transparency in reporting. It plays an integral role in supporting strategic decision-making, fostering investor confidence, and ensuring the organization's compliance with financial regulations.Research in corporate accounting holds significant value as it ensures financial transparency, guides ethical conduct, and aids in compliance with international standards. By refining accounting practices, detecting fraud, and informing strategic decisions, such research promotes accurate financial reporting, safeguards against mismanagement, and supports sustainable business growth in a complex and interconnected global economy.SPSS (Statistical Package for the Social Sciences) is a comprehensive software tool used for statistical analysis and data management. It offers a user-friendly interface for researchers and analysts to conduct various statistical tests, create visualizations, and explore data relationships. SPSS facilitates tasks such as data cleaning, descriptive statistics, hypothesis testing, regression analysis, and more. It's widely employed in research, social sciences, and business for its ability to process and interpret data, aiding in evidence-based decision-making and insights generation.Financial Statement Analysis, Budgeting and Forecasting, Tax Compliance, generally a","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135344656","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Government Initiative Through Self-Help Group Scheme in North Western States of India in Promoting Rural Development","authors":"","doi":"10.46632/tfe/1/3/3","DOIUrl":"https://doi.org/10.46632/tfe/1/3/3","url":null,"abstract":"North western parts of India are culturally diverse and they are traditionally rules by the dynasty in the historical times. The north western states cover the parts of Haryana, Himachal Pradesh, Jammu & Kashmir, Punjab and Uttara hand. The employment opportunities with respect to the north western parts of India is with agriculture, education, Production of Handicrafts, preparing of food items, factories and cultural performance apart from that tea stalls, repairing machines, and vocational opportunities. With the government initiative towards urbanization and creating employment opportunities for the youth and the society. One such initiative developed through the scheme is self-help group launched by the National Rural Livelihood Mission, by Ministry of Rural Development. So, these self-help group has created an opportunity for the informal people with unemployment to generate a source of income through improving their living condition which is generally self-governed and peer controlled. The main aim of these groups is that they get associated with NGOs or government agency to get their issues resolved especially they are focusing on creating self-employment through loans from the banks linked to the groups. This paper focuses on deeply analyzing the outcome of the self-help group and to know the current position of the self-help groups, in which state the number of self-help group is high and which category of people are much availing these opportunities.","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"78 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135579938","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Electronic Banking and Information Technology using the TOPSIS Method","authors":"","doi":"10.46632/tfe/1/2/5","DOIUrl":"https://doi.org/10.46632/tfe/1/2/5","url":null,"abstract":"Electronic banking, sometimes referred to as electronic transfer of funds (EFT), is the process of moving money electronically from one account to another. A 2015 Treasury Department poll found that 22% of mobile telephone owners conduct banking transactions online or over the phone as opposed to in person. They accomplish this via computer technology, telecommunications, and mobile payments. Automatic bill and paycheck deductions, computerized money transfers for online spending, and payment machines (ATMs) are some of its features. In the banking sector, information technology refers to the application of cutting-edge computer science and information and communication technologies. It retains a strategic advantage over all the other banks by offering its customers safe, dependable, and inexpensive services. A variety of banking services and other facilities that use electronic technology are referred to as electronic banking. Services for debit cards and ATMs. Banking over the phone. Online banking is one of the main services offered by banks, and it is also a relatively safe platform. Banks often use encryption technology to safeguard all client data and stop security lapses. Last, it provides protection from online scams and account hacking. Electronic banking, sometimes known as e-banking, is a broad term for using technology to access banking services, Internet banking, on the other hand, is a type of electronic banking. It employs electronic ways to move money straight from one accounts to another and is also referred to as a \"Electronic Funds Transfer\" (EFT). Automatic Teller Machines (ATMs) are online banking facilities that let customers do transactions without going to a bank location. Some ATMs only let you withdraw cash, while others let you do a wide range of things like check deposits, current accounts, and bill payments. Mobile banking is only possible through mobile devices, but digital banking gives you access to a variety of banking options from your desktop, tablet, laptop, etc. Also, you can do mobile banking through SMS or banking applications without the need for the internet. By replacing document and labor-intensive techniques with automated processes, internet banking has become an effective resource for increased productivity and profitability, operational control, and cost savings. Examining how online banking affects consumer happiness is the goal of this empirical study. The goal of electronic banking is to increase customer happiness and lessen crowding in bank lobby areas. Banks have not adequately utilised these facilities despite their introduction. Customers' unhappiness and crowded in the financial institutions are results of this. To convey different financial services and goods, telecommunication systems and electronic networks are used. A customer can use his or her computer or mobile device to access his or her account and manage several transactions with e-banking. E-banking has become a more important asp","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135958390","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Assessing the Influence of Budgeting and Forecasting Accuracy on Financial Performance in Corporate Accounting using SPSS Statistics","authors":"","doi":"10.46632/tfe/1/3/1","DOIUrl":"https://doi.org/10.46632/tfe/1/3/1","url":null,"abstract":"corporate accounting Corporate accounting is a fundamental facet of modern business operations, serving as the backbone of financial management and reporting within organizations. It encompasses the systematic recording, analysis, and interpretation of financial data to provide accurate insights into a company's economic activities. This branch of accounting operates within the corporate context, dealing with the financial transactions and events that transpire within a business entity. At its core, corporate accounting enables companies to track their financial health, make informed decisions, and fulfill regulatory requirements. It involves processes such as recording revenue, expenses, assets, and liabilities, as well as preparing financial statements like balance sheets, income statements, and cash flow statements. These financial reports play a pivotal role in communicating the company's financial performance and position to various stakeholders, including investors, creditors, regulatory bodies, and management. In the dynamic landscape of modern business, corporate accounting is constantly evolving. Advancements in technology have introduced innovative software and tools that streamline accounting processes, enhance accuracy, and enable real-time reporting. Additionally, the complexity of global markets and regulatory frameworks has heightened the importance of adhering to accounting standards such as Generally Accepted Accounting Principles (GAAP) or International Financial Reporting Standards (IFRS). In essence, corporate accounting serves as the financial compass of a company, guiding it towards prudent financial management, effective resource allocation, and transparency in reporting. It plays an integral role in supporting strategic decision-making, fostering investor confidence, and ensuring the organization's compliance with financial regulations. Research in corporate accounting holds significant value as it ensures financial transparency, guides ethical conduct, and aids in compliance with international standards. By refining accounting practices, detecting fraud, and informing strategic decisions, such research promotes accurate financial reporting, safeguards against mismanagement, and supports sustainable business growth in a complex and interconnected global economy. SPSS (Statistical Package for the Social Sciences) is a comprehensive software tool used for statistical analysis and data management. It offers a user-friendly interface for researchers and analysts to conduct various statistical tests, create visualizations, and explore data relationships. SPSS facilitates tasks such as data cleaning, descriptive statistics, hypothesis testing, regression analysis, and more. It's widely employed in research, social sciences, and business for its ability to process and interpret data, aiding in evidence-based decision-making and insights generation. Financial Statement Analysis, Budgeting and Forecasting, Tax Compliance, generally","PeriodicalId":498004,"journal":{"name":"Trends in Finance and Economics","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135958404","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}