IJABAHPub Date : 2024-04-17DOI: 10.19184/ijabah.v2i1.772
Wakik Isnani, Rochmatulloh Alaika
{"title":"Faktor-Faktor yang Memengaruhi Minat Nasabah Menggunakan Aplikasi BMT NU-QIMAH Dengan Model Technology Acceptance Model (TAM)","authors":"Wakik Isnani, Rochmatulloh Alaika","doi":"10.19184/ijabah.v2i1.772","DOIUrl":"https://doi.org/10.19184/ijabah.v2i1.772","url":null,"abstract":"This research was conducted with the aim of finding out what factors can influence customer interest in using the BMT NU-Q application, so this research tries to identify using a technology acceptance model, namely the Technology Acceptance Model by selecting the variables ease of use, usefulness, security and promotion in influencing customer interest in using the BMT NU-Q application. This study uses a quantitative approach. The population in this research is the BMT NU Cermee Branch customers who use the BMT NU-Q application, namely 184 customers, while the sample was determined at 114 respondents. The data source in this research is primary data. The data analysis method used is multiple linear regression analysis. The results of this research indicate that partially ease of use does not have a significant effect on customer interest in using the BMT NU-Q application. Usefulness has a significant effect on customer interest in using the BMT NU-Q application. Security also has a significant effect on customer interest in using the BMT NU-Q application. And promotions also have a significant effect on customer interest in using the BMT NU-Q application. Meanwhile, simultaneously ease of use, usefulness, security and promotion have a significant effect on customer interest in using the BMT NU-Q application.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":" 21","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140692921","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
IJABAHPub Date : 2024-04-17DOI: 10.19184/ijabah.v2i1.780
Mohammad egar Aria bagaskara, Purnamie Titisari, A. Munir
{"title":"Keputusan Pedagang Menabung di Koperasi Simpan Pinjam Syariah (KSPS) Baitul Maal Wat Tamwil (BMT) Sidogiri Cabang Silo (Studi Kasus Pasar Sempolan Kecamatan Silo Kabupaten Jember)","authors":"Mohammad egar Aria bagaskara, Purnamie Titisari, A. Munir","doi":"10.19184/ijabah.v2i1.780","DOIUrl":"https://doi.org/10.19184/ijabah.v2i1.780","url":null,"abstract":"The aim of this research is to explore the decisions of traders to save at the Sharia Savings and Loans Cooperative (KSPS) Baitul Maal Wat Tamwil (BMT) Sidogiri Silo Branch (Case Study of Sempolan Market, Silo District, Jember Regency). This research is a type of descriptive qualitative research. Using participant observation methods, interview methods and documentation. The research results show that decision making at BMT Sidogiri is influenced by Islamic principles such as the absence of ribawi elements which are considered as the basis for saving decisions. For affordable locations along highways or cities, it will be easy for customers to find them to save. Speed and accuracy of service carried out in a friendly, fair, fast, precise and ethical manner so as to meet customer needs and satisfaction. For traders, the pick-up system is very important because it allows consumers to pay quickly and easily, making this system more valuable and different from other systems.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":" 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140690815","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Peranan Zakat Community Development Untuk Meningkatkan Pendapatan Mustahik Di Badan Amil Zakat Nasional Kabupaten Bondowoso","authors":"Zakina Rulinda Hijjas, Moehammad Fathorrazi, Anifatul Hanim","doi":"10.19184/ijabah.v2i1.765","DOIUrl":"https://doi.org/10.19184/ijabah.v2i1.765","url":null,"abstract":"This research has a purpose to analyze the role of the Zakat Community Development program conducted by BAZNAS towards the increase in mustahik income. ProgramZakat Community Development in the form of forming livestock groups with funds coming from Zakat, Infaq and alms from muzakki. This research data comes from primary data obtained through interviews and observations with BAZNAS administrators and mustahik while secondary data comes from documents, books and journals that are in accordance with the research. The methodology used in this research uses a qualitative method with a case study approach. The results of this research show that there are two livestock groups formed by BAZNAS, namely goats and rabbits. All needs for forming a livestock group come from zakat funds. These two livestock groups are managed by mustahik who are selected to become members. The livestock group was given assistance in the form of providing livestock, building cages and assistance by BAZNAS in collaboration with Jember University, Bondowoso Campus and the Regional Government. With the existence of a livestock group, mustahik have the opportunity to become a farmer and can increase their income and fulfill their living needs.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":" 54","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140691956","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
IJABAHPub Date : 2024-04-17DOI: 10.19184/ijabah.v2i1.469
M. Jakfar, Purnamie Titisari, Agus Luthfi
{"title":"Pengaruh E-Service Quality, Brand Image dan Etika Bisnis Islam Terhadap Kepuasan Konsumen Shopee pada Mahasiswa Ekonomi Syariah dan Akuntansi di Universitas Jember Kampus Bondowoso","authors":"M. Jakfar, Purnamie Titisari, Agus Luthfi","doi":"10.19184/ijabah.v2i1.469","DOIUrl":"https://doi.org/10.19184/ijabah.v2i1.469","url":null,"abstract":"Shopee is an online shopping platform that is widely used by people from various groups, from the lower middle class to the upper middle class. Shopee has powerful digital services and is accompanied by very easy payment methods and provides many promotions such as discounts and free shipping with or without a minimum purchase, this service is what makes Shopee one of the best e-commerce. The aim of this research is to determine and analyze the influence of E-Service Quality, Brand Image and Islamic Business Ethics on Consumer Satisfaction on the Shopee application. In this research, the Purposive Sampling method was used to obtain samples. Meanwhile, for this research method, a quantitative descriptive method approach is used. The research results can be concluded that partially there is a significant influence of E-Service Quality, Brand Image and Islamic Business Ethics on consumer satisfaction. Apart from that, the results of this research also show that there is a significant positive influence of the variabels E-Service Quality, Brand Image and Islamic Business Ethics simultaneously on Consumer Satisfaction. This indicates that these elements need serious attention for marketing because these variabels will influence consumer considerations in making purchasing decisions.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":" 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140690754","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
IJABAHPub Date : 2024-04-17DOI: 10.19184/ijabah.v2i1.316
Dewi Ayu Windrayati
{"title":"Pengaruh Zakat dan Investasi Terhadap Pertumbuhan Ekonomi di Jawa Timur Tahun 2016-2020","authors":"Dewi Ayu Windrayati","doi":"10.19184/ijabah.v2i1.316","DOIUrl":"https://doi.org/10.19184/ijabah.v2i1.316","url":null,"abstract":"This study aims to determine how the influence of zakat and investment on economic growth in East Java in 2016-2020. The research approach uses a quantitative approach. Using a population of 38 regencies / cities in East Java Province. The data analysis method used uses panel data regression which shows the results that the zakat variable has no significant effect on economic growth in East Java in 2016-2020. Meanwhile, the investment variable has a significant effect on economic growth in East Java in 2016-2020. These results show the importance of increasing awareness to implement zakat in the community so that it can have an influence not only regionally but also nationally.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":" 46","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140692913","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pengaruh Zakat, Infak, dan Sedekah (ZIS) dan Pembiayaan Perbankan Syariah Terhadap Perekonomian di Indonesia Tahun 2012 - 2022","authors":"Mochammad Cholil, Moehammad Fathorrazi, Lilis Yuliati","doi":"10.19184/ijabah.v2i1.764","DOIUrl":"https://doi.org/10.19184/ijabah.v2i1.764","url":null,"abstract":"This research aims to examine and analyze the influence of Zakat, Infaq and Alms (ZIS) and sharia banking financing on the economy in Indonesia, both in the short and long term. The data in this research is secondary time series data in the form of quarters from 2012 to 2022. The analysis in this research uses VAR/VECM estimation with independent variables namely Zakat, Infaq and Alms (ZIS) and sharia banking financing while the dependent variable is Gross Domestic Product (GDP) Indonesia. The VECM estimation results in this research show that in the short term Zakat, Infaq and Alms (ZIS) during the past 3 quarters had a positive and significant effect on Indonesia's Gross Domestic Product (GDP), then in the long term Zakat, Infaq and Alms (ZIS) during 1 quarter ago had a positive and significant impact on Indonesia's Gross Domestic Product (GDP). Meanwhile, sharia banking financing (IBF) in the short term did not have a significant effect on Indonesia's Gross Domestic Product (GDP), while in the long term sharia banking financing (IBF) 1 quarter ago had a positive and significant effect on Indonesia's Gross Domestic Product (GDP).\u0000 \u0000 ","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":" 32","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140691045","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
IJABAHPub Date : 2023-10-13DOI: 10.19184/ijabah.v1i2.374
Ahmad Fajar Dewantara
{"title":"Pengaruh Religiusitas, Kesadaran Halal, dan Alasan Kesehatan terhadap Keputusan Pembelian di Mcdonald’s Gresik Kota Baru","authors":"Ahmad Fajar Dewantara","doi":"10.19184/ijabah.v1i2.374","DOIUrl":"https://doi.org/10.19184/ijabah.v1i2.374","url":null,"abstract":"ABSTRACT 
 Allah SWT commands humans to always consume halal, healthy food and have complete faith in Allah SWT. The purpose of this study was to analyze the effect of religiosity, halal awareness, and health reasons on purchasing decisions at McDonald's GKB. The object of this research is the Muslim consumers of McDonald's Gresik Kota Baru with a total of 97 respondents using the incidental sampling technique. This study uses path analysis as an analytical tool. Based on the results of this study, religiosity has a positive effect of 1.5% but not significant on purchasing decisions, halal awareness has a positive effect of 1.3% but not significant on purchasing decisions, health reasons have a positive effect of 5.2% but not significant on purchasing decisions.
 
 ABSTRAK
 Allah SWT memerintahkan kepada manusia untuk selalu mengonsumsi makanan yang halal, menyehatkan dan beriman dengan sepenuh kepada Allah SWT. Tujuan penelitian ini menganalisis pengaruh religiusitas, kesadaran halal, dan alasan kesehatan terhadap keputusan pembelian di McDonald’s GKB. Objek penelitian ini adalah konsumen muslim McDonald’s Gresik Kota Baru dengan jumlah 97 responden yang menggunakan teknik insidental sampling. Penelitian ini menggunakan analisis jalur sebagai alat analisis. Berdasarkan hasil penelitian ini religiusitas berpengaruh positif sebesar 1,5% tetapi tidak signifikan terhadap keputusan pembelian, kesadaran halal berpengaruh positif sebesar 1,3% tetapi tidak signifikan terhadap keputusan pembelian, alasan kesehatan berpengaruh positif sebesar 5,2% tetapi tidak signifikan terhadap keputusan pembelian.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":"46 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135855204","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
IJABAHPub Date : 2023-10-13DOI: 10.19184/ijabah.v1i2.405
Cantika Ardiaprila, Novi Puspitasari, Moch. Sulthoni
{"title":"Analisis Model Altman Z-Score dalam Memprediksi Potensi Kebangkrutan Perusahaan Asuransi Jiwa Syariah di Indonesia","authors":"Cantika Ardiaprila, Novi Puspitasari, Moch. Sulthoni","doi":"10.19184/ijabah.v1i2.405","DOIUrl":"https://doi.org/10.19184/ijabah.v1i2.405","url":null,"abstract":"This research is a qualitative study with a population of Sharia Life Insurance in Indonesia. The research sample is a Sharia Life Insurance company registered with the Financial Services Authority (OJK) for the 2017-2021 period, namely Full Sharia Life Insurance and published financial reports that have been audited, namely the company PT. Family Takaful, PT. Al-Amin, PT. Amanahjiwa Giri Artha, PT. Jasa Mitra Abadi, and PT. Indonesian family. Data obtained through OJK from the company's official website. The research data were processed using the modified Altman Z-score formula. The analysis in this study was carried out using descriptive statistics. The results of this study were taken based on the cut off value. A Z value <1.23 is declared bankrupt, a value between 1.23 and 2.9 is declared a gray area or prone to bankruptcy, and a value > 2.9 is declared not bankrupt. The results of the analysis of potential bankruptcy predictions Altman z-score that PT Takaful Keluarga, PT Amanahjiwa Giri Artha and PT Keluarga Indonesia are in the category of non-bankrupt companies. Meanwhile, PT Al-Amin is in the unsafe category or is called the gray area because Al-Amin in 2019, 2020 and 2021. The last company, namely PT Jasa Mitra Abadi, was included in the bankrupt category in 2017 showing results Z < 1.23, namely - 67.74 Furthermore, PT Jasa Mitra Abadi also entered a gray area or prone to bankruptcy from 2018 to 2021.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135855386","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
IJABAHPub Date : 2023-10-13DOI: 10.19184/ijabah.v1i2.392
Mochammad Ali Wafa, None Lilis Yuliati, None Agung Budi Sulistiyo
{"title":"Pengaruh Kualitas Pelayanan dan Keragaman Produk Tabungan terhadap Minat Menabung Masyarakat Bondowoso pada Bank Muamalat","authors":"Mochammad Ali Wafa, None Lilis Yuliati, None Agung Budi Sulistiyo","doi":"10.19184/ijabah.v1i2.392","DOIUrl":"https://doi.org/10.19184/ijabah.v1i2.392","url":null,"abstract":"The aim of this research is to find and examine the relationship between service quality and the diversity of savings products in attracting Bondowoso people's interest in saving at Bank Muamalat. Quantitative research is the type now used. The Bondowoso community was the target of this research, which included a sample of 100 respondents from each of the five sub-districts of Sukosari, Tapen, Wonosari, Tenggarang and Bondowoso. Multiple linear regression is the analysis tool used. The following are the findings from the multiple linear regression analysis coefficient assessment: 1) With a beta test coefficient of 0.249, service quality has a good and significant effect on the Bondowoso people's desire to save at Muamalat Bank; 2) With a beta test coefficient of 0.446, the diversity of savings products has a good and significant effect on the Bondowoso people's desire to save at Bank Muamalat; 3) With the beta test coefficient, service quality and diversity of savings products have a good and significant effect on the Bondowoso people's desire to save at Bank Muamalat.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135854098","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
IJABAHPub Date : 2023-10-13DOI: 10.19184/ijabah.v1i2.380
Beti Sari Dewi, Purnamie Titisari, Lilis Yuliati
{"title":"Analisis Strategi Pemasaran Dalam Meningkatkan Penjualan Produk Pada Toko Ozie Sejahtera Di Jember","authors":"Beti Sari Dewi, Purnamie Titisari, Lilis Yuliati","doi":"10.19184/ijabah.v1i2.380","DOIUrl":"https://doi.org/10.19184/ijabah.v1i2.380","url":null,"abstract":"The purpose of this study was to identify and analyze marketing strategies to increase product sales at Toko Ozie Sejahtera in Jember (Viewed from the Perspective of Islamic Economics). In this study, the informants were the owner, employees, and several consumers of Toko Ozie Sejahtera.The research method used in this research is qualitative by conducting interviews and making observations at the Ozie Sejahtera Shop. Field research procedures that produce descriptive data in the form of data from interviews and written data from the owners, employees and consumers of Toko Ozie Sejahtera.The results of this study stated that the strategy carried out by Toko Ozie Sejahtera was an Islamic marketing mix which contained 9 (nine) elements, namely product, price, place, promotion, people, process, physical evidence, promise, and patience; The most effective marketing strategies in increasing sales by Toko Ozie Sejahtera are product and location strategies. The products provided are many choices, many models and always follow current trends. A strategic location that makes it easier for the public to find the existence of Toko Ozie Sejahtera; and the strategy implemented by Toko Ozie Sejahtera is in accordance with sharia marketing which has 9 (nine) elements and also by applying the characteristics of the Islamic marketing mix, namely with the characteristics of rabbaniyyah, akhlaqiyyah, waqi'iyyah and insaniyyah.","PeriodicalId":482802,"journal":{"name":"IJABAH","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135855391","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}