International Journal of Finance & Economics最新文献

{"title":"Brazil: Central Bank Monetary Policy and Economic Growth","authors":"None Siyu Qian","doi":"10.61173/rj6kv974","DOIUrl":"https://doi.org/10.61173/rj6kv974","url":null,"abstract":"The paper mainly talks about the central bank monetary policies in Brazil. It also talks about the economic growth in Brazil. The paper utilizes several analysis skills, such as comparing the economic indicators between Brazil and the United States, analyzing the exchange rate policy, and analyzing the Government Fiscal Debt to explain the viewpoints. Several key findings have emerged throughout this analysis regarding the topics discussed: (1)Regarding social and institutional quality measurements, it is crucial to assess indicators such as the Human Development Index, poverty rates, access to healthcare and education, governance effectiveness, and corruption levels. (2) Policymakers can implement policies to improve foreign investor perceptions, such as enhancing regulatory frameworks, facilitating market access, developing infrastructure, promoting investor education, and encouraging foreign participation.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135512970","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Investment Analysis Based on Intrinsic Value in the Information Technology and Pharmaceutical Sectors for Advancements in Digital Healthcare.","authors":"None Xinlu Zhang","doi":"10.61173/9wjk9v89","DOIUrl":"https://doi.org/10.61173/9wjk9v89","url":null,"abstract":"In the annals of financial literature, the 1930s bore witness to a foundational shift with the publication of “Security Analysis” by Benjamin Graham and David Dodd, scholars at Columbia Business School. As articulated therein, value investing advocates for an analytical focus on equities priced beneath their calculated intrinsic or book values. Fundamentally, discerning investors target equities that, upon rigorous analysis, appear to be undervalued by prevailing market standards. Equities, in an economic construct, signify an entity’s ownership and proffer a claim on a specified tranche of its fiscal assets and revenues. To ascertain an equity’s intrinsic worth, investors meticulously examine a company’s foundational metrics, encompassing earnings, dividends, projected cash inflows, and overall fiscal robustness. The tenets of value investing transcend industry boundaries and are universally applicable. Whether in technology, healthcare, consumer goods, or industrial sectors, the principles remain valid, provided investors possess the insight to identify and leverage market inefficiencies. This paper aims to scrutinize prominent entities within the information technology and pharmaceutical arenas, interpreting their financial dynamics through the value investing paradigm.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135513266","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analysis of Quantitative Investment Decision System in Financial Markets Based on Python","authors":"None Ziju Hou","doi":"10.61173/1m1j9x05","DOIUrl":"https://doi.org/10.61173/1m1j9x05","url":null,"abstract":"The influence of computer technology in financial markets has escalated in recent years. Amidst the financially affluent markets brimming with data, decision analysis via quantitative investing leveraging computer technology enhances investment efficiency. Notably, it mitigates investment risks to some extent. From a business standpoint, the feasibility of quantitative investment projects can be observed with the assistance of computers, facilitating timely adjustments in business strategies to maximize corporate value. The resultant analysis serves as crucial reference material before listing. This thesis will elaborate on the relevant theories of quantitative finance in economics, analyze cases of quantitative investing in financial markets, and establish an investment decision system with Python as the development platform supported by extensive data. It encompasses economic theory, data analysis, and computer technology, ultimately providing a practical platform of reference value for businesses and individuals, contributing to investors’ final decision- making.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135513256","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Adaptability in Adversity: A Comparative Analysis of Tech and Pharmaceutical Sectors Amidst the Global Challenges","authors":"None Xuanzhe Niu, Yue Su","doi":"10.61173/ah738t62","DOIUrl":"https://doi.org/10.61173/ah738t62","url":null,"abstract":"The tumultuous events of recent years, notably the global pandemic, have rigorously tested the adaptability and resilience of various sectors, with the tech and pharmacies- tical industries are emerging prominently. This review juxtaposes the trajectories of these two sectors, highlighting their unparalleled agility amidst challenges. The tech sector, capitalizing on the accelerated digital shift, not only sustained but often flourished, indicating a profound metamorphosis of conventional work paradigms. Conversely, the pharmaceutical industry showcased rapid R&D capabilities, emphasizing the power of collaboration and setting novel benchmarks in vaccine research. The review further explores the post-pandemic implications, predicting a future characterized by digital ubiquity in multiple fields, the potential of mRNA solutions beyond COVID-19, and a heightened emphasis on sustainability and corporate social responsibility. In summa- tion, the insights and strategies birthed during this period are poised to significantly shape the trajectories of both sectors, emphasizing adaptability, collaboration, and a renewed commitment to global welfare.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135512413","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A brief analysis of the dilemma China’s housing market encountered- the formation process of the domestic housing market and what course to follow","authors":"None Tian Lu","doi":"10.61173/6dh8ha91","DOIUrl":"https://doi.org/10.61173/6dh8ha91","url":null,"abstract":"This paper aims to discuss the dramatic impact of the pandemic on China’s housing industry and the underlying problems of the industry. Many seemingly strange circumstances happened in China, such as the continuously growing housing bubble and the housing prices that have not fallen in the recent decade. This paper uses the statistics collected by the authoritative data collection organization, the banks, and the housing agencies in Shanghai and the previous economics theory to briefly analyze China’s housing industry’s current situation and drawbacks and help explain the dilemmas as mentioned earlier. China’s housing market has its particularity, which makes it distinct from the markets in Western countries. This makes it hard to mechanically apply the old crisis theories to China’s market. Consequently, the actual situation, such as the government’s policy, must be taken into consideration- for example, in big cities, parking space prices rose even faster than housing prices. Different from ordinary economic analysis, the paper was written from the perspective of an ordinary citizen who had witnessed the growth of China’s housing market. For this reason, financial aspects and other aspects, such as the people’s livelihood and other industries, were considered. China’s housing bubble was gradually formed for many historical reasons, and its elimination will also take a long time. However, with our government and our people’s cooperation and coordination, it can be made sure that our market will be on the right track one day.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135512559","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Impact of China-US trade war on China’s import and export structure","authors":"None Feifan Huo","doi":"10.61173/3hw0se44","DOIUrl":"https://doi.org/10.61173/3hw0se44","url":null,"abstract":"This article examines the impact of the China-US trade war on China’s import and export structure. The article highlights the rise of protectionism amidst the deceleration of economic globalization. The outbreak of the China-US trade war in 2018 and the UK’s departure from the EU are illustrative examples of this trend. It analyzes the impact of the trade war on trade flows and sectoral adjustments. The conclusion states that the trade war has decreased trade between China and the US. China has established alternative partnerships with Brazil, Germany, Japan, Argentina, and the UK. Additionally, there has been a slight decline in the proportion of imported industrial goods. The long-term effects of the trade war on China’s import and export structure continue to evolve.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135512231","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Research on the Indian Rupee (INR)","authors":"None Jiaying Li","doi":"10.61173/qmqmqn69","DOIUrl":"https://doi.org/10.61173/qmqmqn69","url":null,"abstract":"This paper mainly discusses the Indian rupee. The Indian rupee is one of the essential components of global foreign exchange. This article analyzes the importance of the rupee in the global market through turnover analysis, trade restrictions, onshore and offshore interest rate analysis, etc. This paper discovers the importance of the Indian Rupee as an economic dominance of India, as well as the volatility and riskiness of the Indian Rupee in the context of global economic conditions due to global dynamics.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135513258","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"2023 Investment Report on Vietnam An Outlook for Investing Opportunities in Vietnam","authors":"None Ryan Tang","doi":"10.61173/vhq1mc48","DOIUrl":"https://doi.org/10.61173/vhq1mc48","url":null,"abstract":"This report presents a comprehensive analysis of the investment landscape in Vietnam, highlighting the opportunities and challenges that investors may encounter. The nation is desirable for foreign investment as it is a quickly growing emerging market that has adopted robust economic development, favorable demographics, and a pro-business climate. The report begins by introducing the statistics regarding the economy, such as the macroeconomic indicators, social and institutional quality measures, and the political climate that helped shape Vietnam's economy today. In addition, the report will analyze government policies and debt to evaluate whether the nation is in a crisis and embraces foreign investors. Furthermore, the report will assess the domestic equity market to present the potential benefits investors might gain. Finally, based on the report's findings, Vietnam presents compelling investment opportunities driven by its favorable economic conditions, supportive government policies, and vibrant sectors. However, navigating such opportunities in the Vietnamese market would still require a nuanced understanding of the risk investors are willing to take compared to the potential benefits. This investment report aims to assist potential investors in making informed decisions and capturing the perspective of this dynamic emerging market.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135512228","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Evaluation of Customer Default Risk in Tianchi Financial risk","authors":"None Chuhan Su","doi":"10.61173/ry2b9753","DOIUrl":"https://doi.org/10.61173/ry2b9753","url":null,"abstract":"Based on the PCA(principal component analysis) and logistic regression model, this essay evaluates the default Risk of the borrowers’ information in the Tianchi Financial Risk dataset. The research finds that the default rate is the main factor affecting Tianchi Financial Risk. Combining borrowers’ credit grades with factors influencing the default rate, the logistic regression analysis is conducted. It is concluded that individuals with a step above D have a high risk of default, whereas those with a grade below D have low-risk defaults.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135513265","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Navigating Financial Evolution: Business Process Optimization and Digital Transformation in the Finance Sector","authors":"Sunil Chahal","doi":"10.47941/ijf.1475","DOIUrl":"https://doi.org/10.47941/ijf.1475","url":null,"abstract":"Purpose: This study presents a thorough analysis of the financial industry's digital transformation environment with a particular emphasis on business process improvement. Financial institutions are navigating a changing environment where cutting-edge technology is being employed widely. Financial operations are changing as a result of advances in cloud computing, blockchain, as well as artificial intelligence (AI), which enable scalability, and cost-efficiency, along with improved consumer experiences. However, this change is not without its difficulties, such as the complexity of regulatory compliance, worries about data security, including the necessity of talent acquisition. The purpose of the study is to develop an in-depth assessment of the alternations in numerous financial aspects, where there has been a rise in process optimization and digital transformation. With the help of the study, the examination of the various measures included with the aid of digital technology for the intensification of company processes optimization has been achieved.
 Methodology: The methodology implemented in the development of the study is that of secondary analysis. Through the application of interpretivism, addressing the issues have been provided, where deductive reasoning has been inculcated for reaching the expected outcome. The collection of information had been enabled from academic journals and other data sources from PubMed, IEEE Xplore, and Google Scholar. The application of literature analysis has been enabled for assessing the various concepts.
 Findings: As per the findings of the study, it has been noted that digital revolution has been extremely fruitful for the growth of financial services. A harmonic balance between technological innovations including compliance needs to be attained via cooperative efforts between financial institutions and regulatory organizations. Efficiency gains, particularly in risk assessment procedures, are being driven by robotic process automation (RPA) and AI-based algorithms. This study highlights the necessity of constant flexibility inside financial institutions to be robust as well as competitive in the rapidly changing digital ecosystem. AI has helped in increasing data security within the financial firms and increased the rates of customer satisfaction.
 Unique Contribution to Theory, Policy and Practice: The unique contribution of the study towards the theory, policy and practices relates to the betterment of theory of digital disruption for increasing the overall potential of the digital services.","PeriodicalId":47461,"journal":{"name":"International Journal of Finance & Economics","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-10-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135779747","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}