{"title":"Digital Transformation of Financial Sphere in Georgia","authors":"Anuki Togonidze Anuki Togonidze","doi":"10.36962/ecs105/5-7/2023-164","DOIUrl":"https://doi.org/10.36962/ecs105/5-7/2023-164","url":null,"abstract":"The twenty-first century is known as the age of digital technologies. It is even referred to as the 4.0 industrial revolution. The use of digital technologies is becoming increasingly relevant in the world, including in Georgia. Creation of new jobs, minimization of production costs, economic growth are vital issues for any country. Everything is possible with innovative approaches and the use of digital technologies. They greatly contribute to the formation of the world's digital economy. According to international statistical data, it is clear that the rate of use of technologies is constantly increasing, and digitalization of business is becoming an inevitable process. The field of financial services is one of the developed and rapidly transforming fields that successfully implements new digital technologies. The main segments in the financial direction are: transfers, financial market, asset management, blockchain. Blockchain-based fintech technology has turned out to be a turning point in this direction. Its characteristics are: speed, simplicity and flexibility. \u0000Keywords: financial sphere, fintech, transfers, open banking.","PeriodicalId":47220,"journal":{"name":"Economics & Politics","volume":"134 1","pages":""},"PeriodicalIF":1.0,"publicationDate":"2023-08-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81739871","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"MARKETING RESEARCH OF FACTORS OF FINANCIAL EDUCATION/LITERACY OF SCHOOL \u0000STUDENTS IN IMERETI REGION","authors":"Maia Akhvlediani Maia Akhvlediani, Irine Kopalini Irine Kopalini","doi":"10.36962/ecs105/5-7/2023-29","DOIUrl":"https://doi.org/10.36962/ecs105/5-7/2023-29","url":null,"abstract":"School that gives general education has been the most significant intermediate link for the transfer of social experience, knowledge, skills and abilities from the older generation to the youth. On one hand, the school, as a public institution, is a kind of mirror of a social organism, on the other hand, the school is a powerful tool for forming the personal qualities of adults. From this point of view, the school is the basis for enforcing the state and social order, creating the conditions for the country's development.\u0000 In the contemporary conditions, the issue of raising the level of financial education of the population in Georgia is acute, therefore the modern school also \"includes\" the problems/tasks of financial education. The purpose of the research was to describe the \"portrait\" of the contemporary teenager in the context of financial literacy. Research methods included:\u0000to the research problem, synthesis and analysis of different scientific approaches, questionnaire survey and statistical processing methods.\u0000 As a result of the marketing research conducted by us, we managed to identify the qualitative characteristics of giving financial education to children in the family, substantiated the main components of the concept of \"financial literacy\" in the context of integrating various scientific approaches, and formulated the task as a questionnaire.\u0000 Thus, School students’ awareness about finances was analyzed considering five main factors: financial skills, financial behavior, values, types of management of money, financial education and awareness. This research has been tremendously significant and crucial since it has given us the opportunity to find out the financial education and practice of financial behavior, that have been done spontaneously, in the process of adults’ socialization. \u0000 Keywords: Financial literacy, financial behavior, financial skills, values, money management style, financial knowledge, educational programs.","PeriodicalId":47220,"journal":{"name":"Economics & Politics","volume":"30 1","pages":""},"PeriodicalIF":1.0,"publicationDate":"2023-08-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76615520","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}