2022 International Conference on Information Technology Systems and Innovation (ICITSI)最新文献_第3页

Loan Analysis in IT Approach A Literature Review IT方法中的贷款分析:文献综述

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970950

Sen Yung, A. Langi

{"title":"Loan Analysis in IT Approach A Literature Review","authors":"Sen Yung, A. Langi","doi":"10.1109/ICITSI56531.2022.9970950","DOIUrl":"https://doi.org/10.1109/ICITSI56531.2022.9970950","url":null,"abstract":"The development of the banking business in Indonesia is currently showing very rapid progress, along with the increasingly rapid progress of the banking business, it is also necessary to support the use of information technology. How Information Technology Innovation can help facilitate various services/facilities in the financial sector, especially in the credit sector, starting from evaluating the feasibility of credit applications, maintaining the course of a loan, creating credit product with an Information Technology approach that can adjust situation dynamically, and creating a unique credit products for customers is the main research problem. This study also provide an understanding to researchers in the field of loan analysis and also the banking sector to be able to provide an understanding of what loan analysis is and what methods based on IT approach that have been developed to perform loan analysis. This paper will also contribute to research on how to create a loan product model in information technology approach with the focus on loan analysis framework. This paper aims to review the definition of loan, the definition of loan analysis, and loan analysis methods.","PeriodicalId":439918,"journal":{"name":"2022 International Conference on Information Technology Systems and Innovation (ICITSI)","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115766814","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Automated Evaluation of Child Emotion Expression and Recognition Abilities 儿童情绪表达和识别能力的自动评估

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970990

Sahdiya Suhan, Kovishwakarunya Kalaichelvan, Lahiru Samarage, D. Alahakoon, Pradeepa Samarasinghe, Madhuka Nadeeshani

{"title":"Automated Evaluation of Child Emotion Expression and Recognition Abilities","authors":"Sahdiya Suhan, Kovishwakarunya Kalaichelvan, Lahiru Samarage, D. Alahakoon, Pradeepa Samarasinghe, Madhuka Nadeeshani","doi":"10.1109/ICITSI56531.2022.9970990","DOIUrl":"https://doi.org/10.1109/ICITSI56531.2022.9970990","url":null,"abstract":"Advancement of human computer interactions have led to the development of automated systems for the study of facial emotions. Currently, human intervention is required to identify the emotional state of an individual, thus our study proposes an automated process using a novel mobile application named Chezer which aims to identify the emotion expression and recognition abilities of children. The main objective of this study is to provide an affordable application to low income families by eliminating the need to visit clinics for child emotion related concerns. Chezer uses a multi-sensory gaming approach in developing games to identify the emotion expression and recognition ability of a child, where a level and a scenario based gaming methods are implemented respectively. The games include various methods such as visual and audio stimulation and quiz based assessments to aid a parent in analyzing the ability of their children. To evaluate the games, an emotion prediction model based on Convolution Neural Network which yields an accuracy of 90% is incorporated along with other models to detect valence, arousal and emotion levels which makes the study unique in the context of children. Valence and arousal detection models yield Root Mean Square Error scores of 0.23 and 0.05 respectively. LIRIS and EmoReact children video datasets were used for the model training and testing purposes. Further, the application was tested among the children at Sri Lanka which yielded promising results. Overall, combination of all these features in a single application makes the study novel.","PeriodicalId":439918,"journal":{"name":"2022 International Conference on Information Technology Systems and Innovation (ICITSI)","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125388500","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A Systematic Literature Review of RegTech: Technologies, Characteristics, and Architectures RegTech的系统文献综述:技术、特征和架构

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970830

Benny Firmansyah, A. A. Arman

{"title":"A Systematic Literature Review of RegTech: Technologies, Characteristics, and Architectures","authors":"Benny Firmansyah, A. A. Arman","doi":"10.1109/ICITSI56531.2022.9970830","DOIUrl":"https://doi.org/10.1109/ICITSI56531.2022.9970830","url":null,"abstract":"Regulatory Technology, or RegTech, uses information technology and digital innovation to help the financial services industry realize regulatory compliance. RegTech helps them to streamline compliance processes. Although dominant in the financial sector, ideally, RegTech can be implemented in various sectors other than finance. The critical elements of RegTech are regulated entities, supervisors and/or regulators, regulatory data, and data generated by regulated entities' activities. The technology at RegTech will bring all these elements together to achieve regulatory compliance. This study describes RegTech regarding technology utilization, characteristics, and architecture in the financial industry. The results of this study can be adopted as a basis for answering the challenges of implementing RegTech in various sectors of activity. Therefore, we used the systematic literature review approach to review several prior studies. Based on the search results, thirty-seven articles were chosen successfully for further review. RegTech focussed on four characteristics: agility, speed, integration, and analytics. Various technologies are used in RegTech, such as big data analytics, artificial intelligence, machine learning, cloud computing, blockchain, etc. Generally, RegTech architecture components can be grouped into enterprise architecture (EA) layers: business, data, application, and technology.","PeriodicalId":439918,"journal":{"name":"2022 International Conference on Information Technology Systems and Innovation (ICITSI)","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126334268","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Study Case of Smart City: The Usage of Digital Twin in Transportation System 智慧城市研究案例:数字孪生在交通系统中的应用

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970922

Sutani, Fitrah Ramadhan, F. Hidayat, Dzaki Naufal Hakim, Uly Amaliah, W. S. Kuntoro

引用次数: 1

Future Research on Smart Farming Platforms 智能农业平台的未来研究

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970957

Heri Andrianto, Suhardi, Ahmad Faizal

引用次数: 0

Blockchain-based Record Keeping System for Building Permit Issuance 基于区块链的建筑许可证发放记录保存系统

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970791

Syifa Nurgaida Yutia, Fadillah Nur Azis Maliki

引用次数: 1

Domain Analysis of Payment Gateway Product Line 支付网关产品线的领域分析

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9971067

Erithiana Sisijoan Koesnadi, M. R. Setyautami, A. Azurat

{"title":"Domain Analysis of Payment Gateway Product Line","authors":"Erithiana Sisijoan Koesnadi, M. R. Setyautami, A. Azurat","doi":"10.1109/ICITSI56531.2022.9971067","DOIUrl":"https://doi.org/10.1109/ICITSI56531.2022.9971067","url":null,"abstract":"Digitalization in the industry brings opportunities for financial technology (fintech) to improve and automate financial services and transactions. Payment gateway is a type of fintech that provides payment services by integrating the users' business process with various banks and financial entities. The payment gateway requires handling different users' needs, and the implementation is also related to various payment channels and environments. This kind of variation in the payment gateway could be managed using software product line engineering (SPLE). SPLE is an approach to developing various products by defining commonality and variability to achieve higher quality, productivity, and time-to-market. The first process in SPLE is a domain requirement engineering that analyzes the variability of the payment gateway. This paper presents the domain requirement engineering process of the payment gateway. We observe the existing payment gateway to analyze the feature variation. The output is a variability model of the payment gateway system in a feature model. Based on the feature model, the reusable components can be designed to implement the payment gateway product line.","PeriodicalId":439918,"journal":{"name":"2022 International Conference on Information Technology Systems and Innovation (ICITSI)","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132670622","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Fostering Nagari's Performance in West Sumatera in Actualizing Smart Government 在西苏门答腊实施智慧政府中培育长崎县的业绩

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970777

Yuskar Yuskar, A. Bahari, Siska Yulia Defitri, E. Ekaputra, J. Rahmadoni, Ihsani Mazelfi

{"title":"Fostering Nagari's Performance in West Sumatera in Actualizing Smart Government","authors":"Yuskar Yuskar, A. Bahari, Siska Yulia Defitri, E. Ekaputra, J. Rahmadoni, Ihsani Mazelfi","doi":"10.1109/ICITSI56531.2022.9970777","DOIUrl":"https://doi.org/10.1109/ICITSI56531.2022.9970777","url":null,"abstract":"Indonesia is still considered a developing country, with an HDI score of. 718. A study needs to be conducted to increase its performance through Smart Government. This study aims to find out variables that can increase the performance of the Village called Nagari in West Sumatera to implement a Smart Government. The study used Village Development Index (VDI) as dependent variables and Information Technology Adoption, Human Resource Competence, Fund Availability, Organizational Culture, Environmental Factors, and Education of the Village Head as Independent Variables. Data were collected using a questionnaire distributed to all Nagari in West Sumatra. The research questionnaire can only be distributed to 720 Nagari from 928 Nagari throughout West Sumatra because 208 Nagari do not have an internet network (blank spot). There were 166 Nagari who responded to the questionnaires, equal to 23% of the population. Data were analyzed by using SEM-PLS. The study results found that Information Technology Adoption, Human Resource Competence, and Education of Nagari Heads have a significant and positive effect on the VDI of Nagari. Meanwhile, Fund Availability, Culture, and External Factors do not influence the VDI. The study results show that Nagari should have suitable IT adoption, Competent Human Recourses, and high-level education of Nagari Head to increase its performance through Smart Government. Other Villages, Districts, Municipalities/regencies, and provinces can use the research results to improve their VDI and performance to actualize the Smart Government.","PeriodicalId":439918,"journal":{"name":"2022 International Conference on Information Technology Systems and Innovation (ICITSI)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131203541","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Road Damage Detection System Using Canny Edge Detection Algorithm for Time Efficiency in Road Condition Survey 基于Canny边缘检测算法的道路损伤检测系统

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970866

Figo Agil Alunjati, F. Hidayat

{"title":"Road Damage Detection System Using Canny Edge Detection Algorithm for Time Efficiency in Road Condition Survey","authors":"Figo Agil Alunjati, F. Hidayat","doi":"10.1109/ICITSI56531.2022.9970866","DOIUrl":"https://doi.org/10.1109/ICITSI56531.2022.9970866","url":null,"abstract":"Land transportation is still the main focus of transportation in Indonesia. With a total length of roads reaching hundreds of thousands of kilometers, it is necessary to monitor the health of the roads to ensure the roads can be traversed properly and immediately follow up if there are roads that are not suitable for passage. Currently, Dinas Bina Marga dan Penataan Ruang Provinsi Jawa Barat (unit that carries out government affairs in the field of public works and spatial planning including road sub-affairs, construction services sub-affairs, and spatial planning sub-affairsis) working with the Bandung Institute of Technology to develop the Survei Kondisi Perkerasan Jalan application to support the efficiency of Road Condition Survey activities. However, this application is still running semi-automatically with human intervention, one of which is the detection process. For that we need a solution in the form of detecting road damage automatically. This research aims to detect road damage automatically using the Canny Edge Detection algorithm. In operation, the system is capable of detecting road damage and selecting the damaged road area. The benefit of this research is to simplify the road damage classification process and time efficiency of road condition survey activities. The results of the tests carried out on video recordings of roads with a camera angle of 0 degrees using the Canny Edge Detection algorithm are 54.5% accuracy, 24.2% precision, 78.9% recall, and 37% F-score.","PeriodicalId":439918,"journal":{"name":"2022 International Conference on Information Technology Systems and Innovation (ICITSI)","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133759540","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Development of AI Governance Model in Enterprises Based on CMMI Model Structure 基于CMMI模型结构的企业人工智能治理模型开发

2022 International Conference on Information Technology Systems and Innovation (ICITSI) Pub Date : 2022-11-08 DOI: 10.1109/ICITSI56531.2022.9970981

Yusuf Luthfi Ramdhani, K. Surendro

{"title":"Development of AI Governance Model in Enterprises Based on CMMI Model Structure","authors":"Yusuf Luthfi Ramdhani, K. Surendro","doi":"10.1109/ICITSI56531.2022.9970981","DOIUrl":"https://doi.org/10.1109/ICITSI56531.2022.9970981","url":null,"abstract":"The adoption of Artificial Intelligence (AI) in enterprises often poses new challenges in the enterprise and society. To deal with these challenges, we need an AI governance that can control and direct AI in the enterprise well. However, there is no existing AI governance model that has a number of measurable practices to properly control and direct AI in enterprises. Capability Maturity Model Integration (CMMI) can be used as a reference to develop an AI governance model with a structure that has a number of measurable practices. Thus, this study will discuss the development of AI governance model in enterprises based on the CMMI model structure, with a focus on model content in the healthcare domain. This AI governance model from now on will be called Measurable AI Governance Model (MAIGM). The MAIGM model structure consists of Layer, Capability Area, Practice Area, Practice Group, and Practice, and with the content consists of Data Layer, Technology Layer, Ethical & Social Layer, and Legal Layer. Based on the evaluation results on the MAIGM model, it can be concluded that the MAIGM model can be used to a practical level and be measured and can help to control and direct AI in the enterprise by providing a number of practical recommendations to the enterprise.","PeriodicalId":439918,"journal":{"name":"2022 International Conference on Information Technology Systems and Innovation (ICITSI)","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134114094","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0