{"title":"Insurance market development trends in medium-term documents of the Bank of Russia","authors":"S. V. Frumina","doi":"10.34020/1993-4386-2023-4-79-85","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-4-79-85","url":null,"abstract":"","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"38 22","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140084519","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Balance of interests of insurance market participants","authors":"V. E. Panasenkov","doi":"10.34020/1993-4386-2023-4-86-94","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-4-86-94","url":null,"abstract":"","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"162 ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140278570","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Russian ecosystems participant banks: specifics of activity, growth and development opportunities","authors":"V. V. Sokolova","doi":"10.34020/1993-4386-2023-3-90-96","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-90-96","url":null,"abstract":"New realities of social development dictate the need to transform established business models into a modern format. This trend has not bypassed the banking sector: a number of credit institutions have outlined a further strategy for their development within the framework of an ecosystem model of doing business, with varying degrees of participation of banks in the activities of such platforms noted.The work examines the main controversial issues about the essence of ecosystems, as well as the prerequisites for their formation in the national financial market, identifies the reasons for the transition of banks from a traditional business model to an ecosystem one, defines specific criteria for classifying organizations as an ecosystem, and identifies the features of the functioning of the largest national ecosystems built with direct participation of Russian commercial banks, their comparative characteristics were made. It is concluded that the transformation of the traditional banking business model into an ecosystem one opens up new opportunities for credit institutions for growth and development.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":" 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139197451","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Prerequisites for the formation of a complex theory of value based on the entropy approach","authors":"V. F. Islamutdinov","doi":"10.34020/1993-4386-2023-3-104-117","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-104-117","url":null,"abstract":"The purpose of the article is to show the possibility of forming a consistent complex theory of value based on the entropy approach to economic research. Objectives of the article: to study the variety of approaches to the justification of the category of value, to identify the problems of existing approaches to the justification of value, to reveal the specifics of the entropy approach as the basis for the synthesis of theories of value, to state the main provisions of the complex theory of value based on the entropy approach, to carry out a primary check of the adequacy of the complex theory of value. When working on the article, an abstract-logical method of research was used, as well as methods of analysis and synthesis. As a result, it was possible to develop the contours of a complex theory of value based on the entropy approach, which allows solving a number of long-standing problems of economic science: the problem of reductionism, the problem of synthesis of approaches and theories of value, the problem of value measurability, the problem of the relationship between objective and subjective in value, as well as the problem of economic evaluation of natural resources capital in the absence of a developed market for natural goods.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"58 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139201910","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Problems of e-commerce development in Russia","authors":"A. V. Ivanov, I. K. Fedoseev","doi":"10.34020/1993-4386-2023-3-183-190","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-183-190","url":null,"abstract":"E-commerce has long been an integral part of the economy of both Russia and the whole world. Its share in global GDP is steadily growing, despite the numerous geopolitical difficulties of recent years. The authors of the article analyze statistical parameters describing the development of e-commerce in the Russian Federation, and also investigate numerous internal and external factors affecting its change. The current trends in the state of e-commerce in Russia are analyzed. As a result of the analysis of the data, the authors identify a number of problems that currently hinder the progress of such an important part of the Russian economy as online trading. Based on the structuring and evaluation of the identified problems, a set of measures is proposed that can contribute to the positive dynamics of e-commerce indicators in the Russian Federation.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"222 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139207875","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Digital financial market architecture","authors":"S. V. Frumina, V. Galanov","doi":"10.34020/1993-4386-2023-3-67-74","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-67-74","url":null,"abstract":"The Russian Federation is one of the world leaders in financial technologies used in various segments of the financial market. The digitalization of the payment system, the development of digital banking and other fintech solutions are fundamentally transforming the architecture of the financial market. Undoubtedly, the digital financial market is being formed on the basis of the existing and proven architecture for decades. However, the changes associated with digitalization will naturally lead to its progressive transformation.The digitalization of the financial market will allow uniting its separately existing parts into a single organizational structure, forming a single centralized digital market. The formation of a single digital space will make it possible to erase the boundaries between financial market segments.The research methodology is based on general scientific dialectical methods (analysis and synthesis, deduction and induction). The purpose of the article is to acquaint the reader with the natural transformations of the financial market, which radically change its architecture and lead to the formation of a single digital financial market.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"12 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139199047","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The impact of the transformation of the financial sector on the construction of a professional career of a financier at the present stage","authors":"T. G. Il'ina, P. S. Albakh","doi":"10.34020/1993-4386-2023-3-57-66","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-57-66","url":null,"abstract":"The article discusses some areas of transformation of the Russian financial sector at the present stage, which have an impact on the professional requirements for economists and financiers. It is established that digitalization and automation of routine processes increases the requirements for the quality of training and the level of knowledge of financial sector specialists, and insufficient knowledge of modern in-demand competencies creates barriers to building a professional career. Expert analysis and questioning of students allowed to identify possible career barriers, which are classified as subjective and objective. In this regard, ways to improve financial educational programs of higher educational institutions are proposed in order to train competitive and highly qualified personnel.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"39 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139199835","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Long-term budget forecasts subjects of the Russian Federation","authors":"N. A. Istomina","doi":"10.34020/1993-4386-2023-3-5-11","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-5-11","url":null,"abstract":"Long-term budget forecasts play a significant role in the system of strategic planning documents of the subjects of the Russian Federation. The article presents the results of a study of the forecasts developed by the regions in terms of content and continuity, as well as the relationship with the parameters of regional budgets (using the example of the Sverdlovsk and Tyumen regions). Based on the analysis, recommendations for improving longterm budget forecasting in the subjects of the Russian Federation are formulated.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"40 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139205439","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Methodological foundations of risk analysis and assessment in the public sector","authors":"D. V. Gorokhova","doi":"10.34020/1993-4386-2023-3-12-20","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-12-20","url":null,"abstract":"The article offers the author's view on the development of risk assessment methodology in the public sector. Based on the analysis of generally accepted risk assessment methods, their comparative characteristics are given and an approach to the choice of risk assessment methods depending on groups of uncertainty factors is proposed. Due to the insufficiency of statistical and mathematical risk assessment tools, emphasis is placed on the system of calculation and analytical coefficients, in part of which an approach to the system of risk assessment indicators is proposed, depending on the type of public sector organization. Special attention is paid to the issue of determining an acceptable level of risk and a methodology for calculating it is proposed.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"23 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139207736","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"On the issue of the development of the regulatory framework for ensuring the financial stability of the deposit insurance and pension savings system in the Russian Federation","authors":"I. Bitkina","doi":"10.34020/1993-4386-2023-3-131-136","DOIUrl":"https://doi.org/10.34020/1993-4386-2023-3-131-136","url":null,"abstract":"The article examines the regulatory framework for ensuring the financial stability of the national deposit insurance system, its modern structure, highlights the problems and prospects for development. The purpose of this study is to substantiate the need to develop the regulatory framework for the functioning of the deposit insurance system, ensuring an increase in its financial stability. Based on the results of the study: the need to clarify the terminological apparatus of the application of regulatory legal acts in the field of the organization of the insurance system in connection with the inclusion of funds of non-state pension funds in the part of voluntary pension funds (2022) and formed pension rights within the funded part of the pension for compulsory pension insurance (2014) is justified; the criteria of the nature of the financial condition of financial institutions participating in the deposit insurance and pension savings system, as well as their weight values used to clarify the size of differentiated contributions for the formation of insurance funds, are proposed; the need for the introduction of regulatory monitoring of financial stability in order to form tariff requirements for participants in the deposit insurance and pension savings system – banks and non–state pension funds is substantiated.","PeriodicalId":435973,"journal":{"name":"Siberian Financial School","volume":"29 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139199911","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}