{"title":"PRAKTEK PEMBIAYAAN MUDHARABAH BERTINGKAT PADA BANK SYARIAH","authors":"Nizar Zikri Romdhani, Abdul Mujib","doi":"10.30651/justeko.v6i1.12464","DOIUrl":"https://doi.org/10.30651/justeko.v6i1.12464","url":null,"abstract":"This article is library research with research data sources sourced from primary and secondary sources. Primary data sources in the form of the Qur'an, hadith, laws, Fatwa DSN MUI, and others. While the secondary sources are fiqh books, books, journals, websites, and others. The data analysis method used is a qualitative-descriptive analysis method. The description of the data is divided into several stages, namely: Islamic banks in Indonesia, mudharabah in the perspective of fiqh muamalah, and the practice of financing mudharabah multilevel in Syariah Public Banks. Syariah Public Banks is an Islamic bank that in its activities provides services in payment traffic. Deposits in Sharia banks are investment funds based on mudarabah contracts or other.contracts that do not.conflict with Sharia principles. In practice, the fund manager (mudharib) invests money or repeats mudharabah, then there is a multilevel mudharabah contract which the fiqh scholars argue about its legal status, some allow it and some don't allow it. The research method is based on normative juridical and data collection methods that the authors use as a literature study. In this case, the Islamic bank is not only a mudharib, the Islamic bank is also a shahib al-mal. Based on the opinion of rajih among scholars, the law of conducting a multilevel mudharabah contract may be based on two considerations, namely urf considerations and the absolute concept of mudharabah.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"13 6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114185410","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENYALAHGUNAAN DANA DEPOSITO MILIK NASABAH DITINJAU DARI KETENTUAN HUKUM PERBANKAN SYARIAH","authors":"S. Fauziah, Lastuti Abubakar, Tri Handayani","doi":"10.30651/justeko.v6i1.11648","DOIUrl":"https://doi.org/10.30651/justeko.v6i1.11648","url":null,"abstract":"AbstractIslamic banks in carrying out their business activities are very likely to be faced with a dispute involving customers and the Islamic bank itself. Not infrequently these disputes arise due to the actions of employees of Islamic banks. This study aims to examine the competence in sharia banking dispute resolution and legal considerations in the Supreme Court Decision No. 2454k/pdt/2019 is related to the legal provisions of Islamic banking. This study uses a qualitative method with a normative juridical approach as well as a descriptive analytical research specification. The results of the study indicate that the absolute competence of sharia banking dispute resolution only exists in the Religious Courts. In addition, BRI Syariah Bank's liability for compensation to customers is a form of taking over the responsibilities of employees by the bank as regulated in Article 1367 of the Civil Code. The compensation is based on the principle of prudence, risk management of Islamic banks, and the bank's function as an agent of trust.Keywords: Islamic Bank, Competence, Responsibility","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127680086","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"IMPLEMENTASI MAQASHID AL-SYARIAH DALAM PENETAPAN UPAH MINIMUM PEKERJA BERBASIS KEADILAN","authors":"Zulaikah Zulaikah","doi":"10.30651/justeko.v6i1.10689","DOIUrl":"https://doi.org/10.30651/justeko.v6i1.10689","url":null,"abstract":"This research is intended to provide a solution in determining the minimum wage for workers that realizes a sense of justice based on values derived from Islamic sharia, so this research is focused on discussing how maqashid al-syariah is used as the basis for determining the minimum wage for workers in order to achieve a sense of justice for both workers and for employers. This research is limited to the following problem formulations: (1) How is the determination of the minimum wage for workers according to positive law; (2) How is the minimum wage for workers determined according to Islamic law; d (3) How is the implementation of maqashid al-syariah regarding the determination of the minimum wage for workers based on justice. This research is normative legal research or library research. The approach used is the statutory approach (that is, an approach in research that uses the law as the basis for its analysis) and the conceptual approach (this approach is used to build a concept where not or have not found clear legal rules regarding the problem under study). The results of this study are: (1) Determination of the minimum wage for workers by the Governor is based on a proposal from the Wage Council. The amount of wages that is considered for its determination is based on the results of a survey conducted by the Wage Council. (2) In Islamic law, the minimum wage is not determined with certainty either by the arguments of the Qur'an or Sunnah, but through the prevailing customs in society with the principle that the minimum wage provided by the employer must be able to meet the basic needs of the worker. and his family. (3) The implementation of maqashid al-syariah regarding the determination of the minimum wage for workers can be realized in the form of implementing sharia commands and abandoning sharia prohibitions in muamalah.Keywords: Maqashid al-Syariah, Minimum Wage, Workers, Justice.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129360332","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Susi Susila, Muhammad Rafi’i, Mirna Suci, Bella Cinu Raya, Nada Luqyana Mumtazah
{"title":"KONSEP PUBLIC GOODS DAN FLOW CONCEPT DALAM UANG MENURUT EKONOMI ISLAM","authors":"Susi Susila, Muhammad Rafi’i, Mirna Suci, Bella Cinu Raya, Nada Luqyana Mumtazah","doi":"10.30651/justeko.v6i1.12615","DOIUrl":"https://doi.org/10.30651/justeko.v6i1.12615","url":null,"abstract":"Islam views money as a medium of exchange, not as a commodity. Widespread awareness of the role of money aims to eliminate injustice and injustice in the exchange economy. they are classified as fadl riba. Exchange is an unrealistic method of exchange and proves the unimportance of the overall market mechanism. Literature study is data deepening based on theoretical studies and scientific work references. descriptive qualitative research. Data collection techniques in literature study, namely the collection of literature related to research, then analysis and conclusions about public goods, namely the general public can use it without disturbing the use by other people or certain parties. The money saved is not used for the manufacturing sector (idle assets). This amount is reduced because of the obligation of zakat on Muslims. So the money must be rotated (the concept of cash flow). Should not be productive and used as a transaction tool. Like the spirit of Fastabigul Hoyrot, Islam encourages competition in the economic field. alms, waqf, and other activities. The money must also be used for investments and contracts such as musyarokah, mudharabah, wadiah, qardh, and others, in the real sector, as exemplified by the Prophet Muhammad.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121094617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH PREMI DAN KLAIM TERHADAP DANA TABARRU’ PADA PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA PERIODE 2016 – 2019","authors":"Deviana Indah Saputri, Sutan Wirman","doi":"10.30651/justeko.v6i1.7229","DOIUrl":"https://doi.org/10.30651/justeko.v6i1.7229","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh premi dan klaim terhadap dana tabarru’ pada perusahaan asuransi jiwa syariah di Indonesia periode 2016 – 2019 . Penelitian ini merupakan jenis penelitian deskriptif kuantitatif dan sumber data dalam penelitian ini adalah data sekunder. Populasinya adalah perusahaan asuransi jiwa syariah di Indonesia tahun 2016 – 2019 sedangkan samplingnya adalah 5 perusahaan asuransi syariah di Indonesia. Teknik analisis berupa uji asumsi klasik, regresi linier berganda, uji t (pengaruh parsial) dan uji f (pengaruh simultan). Berdasarkan hasil analisis uji t, nilai signifikan dana tabarru’ yaitu 0,000 premi dan 0,003 klaim yang artinya kedua variabel tersebut secara parsial berpengaruh signifikan terhadap dana tabarru’ perusahaan asuransi jiwa syariah di Indonesia, sedangkan untuk analisis uji f, nilai signifikan premi dan klaim terhadap dana tabarru’ adalah 0,000 yang berarti secara simultan premi dan klaim berpengaruh signifikan terhadap dana tabarru’ perusahaan asuransi jiwa syariah di Indonesia.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125008388","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"akad mudharabah musytarakah dalam asuransi syariah","authors":"Bayu Daffa Sumaila, Abdul Mughits","doi":"10.30651/justeko.v6i1.12482","DOIUrl":"https://doi.org/10.30651/justeko.v6i1.12482","url":null,"abstract":"This article is a literature research and the data source used in this research is premier data which is the Al-Quran, Hadith and Positive Law in Indonesia. And secondary data are journals and also books and websites related to insurance and Islamic financial institutions. The analysis used in this research is qualitative-descriptive and the results of this study are the implementation of the mudharabah musytarakah contract is not too familiar among the community so that there are still obstacles in the implementation of insurance services. In addition, Mudharabah Musytaraka is also often used by financial institutions in the banking sector. Mudrabah musytarakah contract is a merger agreement made by the MUI through the Sharia Council Fatwa No. 51/DSN-MUI/III/2006. And also its implementation must be in accordance with Islamic principles.Keywords: Mudharabah Musytarakah, Insurance Services","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"134 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115395271","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"FAKTOR PENYEBAB RENDAHNYA MINAT MAHASISWA UNTUK BERINVESTASI","authors":"Anissa Widiyastuti, Muhammad Nashirudin","doi":"10.30651/justeko.v6i1.13331","DOIUrl":"https://doi.org/10.30651/justeko.v6i1.13331","url":null,"abstract":"Minat seseorang dapat dipengaruhi oleh faktor internal ataupun eksternal. Seperti halnya minat mahasiswa untuk melakukan investasi. Rendahnya minat mahasiswa untuk investasi disebabkan oleh ketidak percayaan diri untuk mengatasi segala risiko yang ada nantinya. Mahasiswa memilih jalur aman sehingga ia enggan berinvestasi, kemudian selanjutnya pemahaman yang minim mahasiswa terkait investasi di pasar modal baik konven ataupun syariah sehingga bagaimana mahasiswa akan berinvestasi padahal ia tidak memiliki pengetahuan yang memadai untuk berinvestasi. Sedangkan faktor eksternal dapat berupa kurangnya pemerataan promosi untuk edukasi investasi. Seperti pratikum pasar modal masih dilakukan sebatas FEBI saja belum menjamah fakultas yang lain sehingga Fakultas dilain FEBI masih sangat minim pengetahuan terkait pasar modal, selain itu faktor lainnya yang fundamental adalah terkendala pada ketidakpunyaan dana sehingga lebih prioritas kebutuhan pokok dan keperluan kuliah dibandingkan melakukan investasi apalagi investasi untuk jangka panjang.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125365191","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"POLITICAL PARADIGM OF CONVENTIONAL ECONOMICS AND ISLAMIC ECONOMICS: INDONESIAN SHARIA BANK DISCOURSE","authors":"Doli Witro","doi":"10.30651/justeko.v5i2.10993","DOIUrl":"https://doi.org/10.30651/justeko.v5i2.10993","url":null,"abstract":"This article discusses the paradigm of Islamic political economy and conventional political economy by looking at the discourse of Indonesian sharia banks. This article aims to find out how the political economy that occurs in Indonesian sharia banks. This article is qualitative library research. The data in this study were obtained from library materials such as books, journals, and so on related to the problems studied, namely the conventional political economy paradigm and the Islamic political economy paradigm. The data collection technique used is to collect as much data as possible about the problems studied through the internet and library websites. The data writing technique used is a data analysis technique known by Miles et al., namely data condensation, data presentation, and drawing conclusions. The analysis results show that the differences between Islamic and conventional political economy paradigms are seen in the unification (religion and economic activity) by Islamic economics and separation (religion and economic activity) by conventional economics. The dominance of the conventional economic system, represented by the capitalist and socialist economic system in the world economy, especially Indonesia, does not dampen the significant development of the Islamic economic system, which is agreed upon by various parties.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"196 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124205915","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Amin Kurniawan Kurniawan, Muhammad Lathoif Ghozali
{"title":"INVESTASI KAS MASJID DALAM PERSPEKTIF SADD DAN FATH AL-DZARI’AH","authors":"Amin Kurniawan Kurniawan, Muhammad Lathoif Ghozali","doi":"10.30651/justeko.v5i2.10685","DOIUrl":"https://doi.org/10.30651/justeko.v5i2.10685","url":null,"abstract":"Islamic economic and financial resources have enormous potential to contribute to the nation's economic development. Until now, Muslims have not been able to manage and empower it appropriately and professionally. For this reason, investing the mosque's cash is an alternative solution in its management. This article will discuss the mosque's cash investment activities which were analyzed using Sadd al-Dzari'ah and Fath al-Dzari'ah. This research is library research, with qualitative method through Usul Fiqh approach. Data analysis techniques in the form of data reduction, data presentation, and drawing conclusions. Based on the results of the analysis of the al-Dzari'ah concept, the mosque's cash investment activity brings far greater benefits than its benefits, so it is necessary to open the faucet as wide as possible based on the Fath al-Dzariah concept. On the other hand, there were irregularities and misuse of mosque cash which required the precautionary principle by applying the Sadd al-Dzariah concept. By managing mosque cash as an economic asset for the people properly, appropriately and professionally through investment, it is one of the roles that can be given by Muslims in contributing to improving the welfare and development of the nation.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130811450","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"METODE ISTINBATH DALAM USHUL FIQH STUDI KASUS : AYAT-AYAT EKONOMI","authors":"Siti Nailul Izzah","doi":"10.30651/justeko.v5i2.7731","DOIUrl":"https://doi.org/10.30651/justeko.v5i2.7731","url":null,"abstract":"Method Istinbath is one of the methods of digging the law in ushul fiqh. Where the method of istinbath is used to draw the law from the Qur'an and Sunnah by way of ijtihad. Then this method is associated with economics which is a form of human responsibility as a caliph to create a balance in life to be maintained. The ever -growing economy makes Muslims need guidance in digging or establishing a law. The source of this method is from the arguments of the Qur'an and Sunnah which are seen in terms of language, in terms of the purpose (maqasid) of sharia and in terms of resolving conflicting arguments. In this research focuses onlaw through linguistic terms with the approach of lafadz (exploring thethuruq lafdziyah) and the approach of meaning (thuruq maknawiyah). The approach of lafadz (thuruq lafdiyah) is divided into 4 (four) types: lafadz seen from the scope or meaning created, lafadz seen from the side of use of meaning, lafadz seen from the clear side or not in showing a meaning, and lafadz seen from the way it expresses a meaning.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122121747","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}