Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah最新文献

ANALISIS PROSEDUR PEMBIAYAAN PRODUK CICIL EMAS BSI DALAM UPAYA MENINGKATKAN NASABAH PADA BANK SYARIAH INDONESIA KC BOJONEGORO 分析 BSI 黄金分期付款产品的融资程序以增加印度尼西亚 KC BOJONEGORO 伊斯兰教银行的客户量

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.20651

Putri Rahayu Ningsih, Taufiqur Taufiqur

{"title":"ANALISIS PROSEDUR PEMBIAYAAN PRODUK CICIL EMAS BSI DALAM UPAYA MENINGKATKAN NASABAH PADA BANK SYARIAH INDONESIA KC BOJONEGORO","authors":"Putri Rahayu Ningsih, Taufiqur Taufiqur","doi":"10.30651/justeko.v7i2.20651","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.20651","url":null,"abstract":"This research aims to determine the financing procedures for BSI gold installment products to increase financing customers for Bank Syariah Indonesia KC Bojonegoro. The Gold Installment Product is a financing product provided by BSI. However, the BSI gold installment product is not yet known to the public, this is indicated by the low number of financing customers at BSI KC Bojonegoro. The low number of BSI gold installment financing customers is due to a lack of public literacy regarding procedures for financing gold installment products. This research uses a qualitative descriptive research method. The data collection and analysis methods used are primary data in the form of observations and interviews, as well as secondary data in the form of journals, articles, books, and mass media related to research. The data analysis technique in this research is Miles and Huberman analysis. Covers four main things, namely data collection, data reduction, data presentation, and drawing conclusions or verification. The results of the discussion show that: The procedures for financing gold installment products at BSI KC Bojonegoro have been implemented by the provisions set by the BSI head office. The development of the number of gold installment customers at BSI KC Bojonegoro is said to be good and continues to increase every year. This development cannot be separated from the efforts made by BSI KC Bojonegoro. For this reason, the gold installment product has succeeded in increasing BSI KC Bojonegoro financing customers.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"19 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138954961","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

THE SYSTEM OF BUYING AND SELLING ARISAN MONEY IN ANTHROPOLOGY REVIEW OF ISLAMIC LAW (Case Study In Toteker Hamlet, West Banuaju Village, Batang-Batang, Sumenep) 伊斯兰教法研究中的阿里山货币买卖体系（苏梅内普省巴塘巴塘市西巴努阿茹村托特克哈姆雷特案例研究）

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.18728

Hairil Hairil Fatah, Muh muh Nashirudin, M. M. Usman

{"title":"THE SYSTEM OF BUYING AND SELLING ARISAN MONEY IN ANTHROPOLOGY REVIEW OF ISLAMIC LAW (Case Study In Toteker Hamlet, West Banuaju Village, Batang-Batang, Sumenep)","authors":"Hairil Hairil Fatah, Muh muh Nashirudin, M. M. Usman","doi":"10.30651/justeko.v7i2.18728","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.18728","url":null,"abstract":"The sale and purchase of arisan money in Toteker Hamlet, West Banuaju Village, Batang-Batang District, Sumenep is a practice that has been carried out for generations, not only by members of the arisan from among the farmers, but also by members of community leaders, and the parties involved become the power it is interesting to reveal the reasons and factors behind it, as well as the unclear status of Islamic law. This study aims to analyze the system of buying and selling arisan money in an anthropology review of Islamic law, revealing the identity of the parties involved, the underlying factors, and the reasons for carrying out the practice of buying and selling. This research method uses field qualitative methods with data collection procedures through observation, interviews, and documentation. The results showed that the system of buying and selling arisan money is an act that is forbidden because there is an additional advantage from buying and selling money with the same type of money, this is done under forced circumstances, and there is hilah done by one of the community leaders.Keywords: Anthropology, Buying and Selling, Arisan","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"105 32","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138958676","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

HOW IS THE IMPLEMENTATION OF HALAL SELF DECLAIRE CERTIFICATION IN MICRO AND SMALL ENTERPRISES IN SURABAYA? 泗水的微型和小型企业是如何实施清真自我声明认证的？

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.20486

Erwan Aristyanto, Agus Sarwo Edi, F. Asj’ari

{"title":"HOW IS THE IMPLEMENTATION OF HALAL SELF DECLAIRE CERTIFICATION IN MICRO AND SMALL ENTERPRISES IN SURABAYA?","authors":"Erwan Aristyanto, Agus Sarwo Edi, F. Asj’ari","doi":"10.30651/justeko.v7i2.20486","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.20486","url":null,"abstract":"This research aims to explore, analyze, and evaluate the implementation of halal certification for micro and small businesses through BPJPH (Indonesian Halal Certification Agency) and to understand how this certification process functions for these businesses in Surabaya from an Islamic economic perspective. Conducted as part of the Wijaya Putra University's Higher Education Research Strategic Plan for 2020–2024 in the field of Managing Innovation and creative Industry, this study utilizes a descriptive qualitative method. Data collection involved observation, interviews, and note-taking, followed by analysis stages including data collection, reduction, presentation, conclusion, and verification. The findings indicate that the BPJPH halal certification process for micro and small businesses in Surabaya in 2023, particularly for food products, involves several stages from online registration to certification approval after inspections and a Fatwa Commission hearing. From an Islamic economic standpoint, halal certification applies ethical principles such as aqidah, Siddiq, and Amanah, emphasizing the significance of halal food, assurance, security, and consumer protection for both consumers and business operators.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"103 16","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138954135","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS KESADARAN HALAL PADA PELAKU USAHA MIKRO KECIL DI SEKITAR KAMPUS UNIVERSITAS TRUNOJOYO MADURA 分析特鲁诺乔约-马杜拉大学校园周边小微企业的清真意识。

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.20470

Badrus Zaman, Muhammad Ersya Faraby

引用次数: 0

ANALISIS STRATEGI PEMASARAN PADA BISNIS JASA TITIP BERDASARKAN PRINSIP-PRINSIP ETIKA BISNIS ISLAM (STUDI KASUS PADA INSTAGRAM @TWINSCOLL_) 基于伊斯兰商业道德原则的存款服务业务营销策略分析（Instagram @twinscoll_ 案例研究）

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.20484

Nor Alfi Laili, Dony Burhan Noor Hasan

{"title":"ANALISIS STRATEGI PEMASARAN PADA BISNIS JASA TITIP BERDASARKAN PRINSIP-PRINSIP ETIKA BISNIS ISLAM (STUDI KASUS PADA INSTAGRAM @TWINSCOLL_)","authors":"Nor Alfi Laili, Dony Burhan Noor Hasan","doi":"10.30651/justeko.v7i2.20484","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.20484","url":null,"abstract":"Online buying and selling has now spread worldwide, with trading systems and types of products being highly diversified. Consequently, proxy shopping services have emerged to facilitate the shopping process for the public. @twinscoll_ is one of the deposit service providers that has been running its business for quite some time. However, there are several reasons that make this proxy shopping business less effective. This research aims to identify and analyze the marketing strategies employed by the deposit service provider @twinscoll_ based on the principles of Islamic business ethics.The research methodology utilized in this study is qualitative, employing interview techniques with online purchasing service providers. Data sources include books, journals, and other references related to this research. This research is conducted due to the identification of some principles that do not align with Islamic business ethics, necessitating a shift in the business model based on Islamic principles. Therefore, this study explores new strategies implemented by the proxy shopping service in introducing or marketing its business without compromising Islamic principles.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"105 49","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138958645","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

TINJAUAN MAQÂSID AL-SYARÎ’AH TERHADAP BUDAYA ORGANISASI DAN SUMBER DAYA MANUSIA DALAM KASUS MERGER BANK SYARIAH INDONESIA 对印度尼西亚伊斯兰银行合并案中的组织文化和人力资源的审查

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.20443

R. Rukayah

{"title":"TINJAUAN MAQÂSID AL-SYARÎ’AH TERHADAP BUDAYA ORGANISASI DAN SUMBER DAYA MANUSIA DALAM KASUS MERGER BANK SYARIAH INDONESIA","authors":"R. Rukayah","doi":"10.30651/justeko.v7i2.20443","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.20443","url":null,"abstract":"Post-merger integration will definitely bring up new dynamics or problems in aspects of corporate culture and human resources. The clash of organizational culture conflicts is a critical factor that determines the success or failure of a merger process, therefore, the topic of organizational culture is an important one to study because, from here, the identity of a business organization will be revealed. Implementation of a good organizational culture will definitely be directly proportional to sharia compliance. Two years after the merger, Bank Sharia Indonesia has shown a positive trend towards the company's performance. The problem of this research can be formulated as follows: how is the strategy of Bank Sharia Indonesia in harmonizing organizational culture clashes during mergers, how is the implementation of sharia values (sharia compliance), and how is the review of maqâsid al-syarî'ah in both of these? This study aims to determine the strategy of Bank Sharia Indonesia in harmonizing organizational culture clashes that arise during a merger and how it is implemented in adherence to sharia values. The method used in this research is descriptive-qualitative with a case study approach. The results of this study found BSI strategies for harmonizing organizational culture. First, the BSI founder created the \"AKHLAK\" work culture, called trustworthy, competent, harmonious, loyal, adaptive, and collaborative, which was applied to all BSI personnel. Secondly, they consolidated before the merger the legal action of the three banks in the merger process; BSI did not lay off any of the HR of the banks participating in the merger.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"29 29","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138955157","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PANDANGAN ANTROPOLOGI TERHADAP PRAKTIK AKAD MUSYARAKAH DAN PROBLEMATIKANYA DI LEMBAGA KEUANGAN SYARIAH 从人类学角度看伊斯兰金融机构的 musyarakah 合同实践及其问题

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.19957

M. Hamzah, Eka Permata Sari

{"title":"PANDANGAN ANTROPOLOGI TERHADAP PRAKTIK AKAD MUSYARAKAH DAN PROBLEMATIKANYA DI LEMBAGA KEUANGAN SYARIAH","authors":"M. Hamzah, Eka Permata Sari","doi":"10.30651/justeko.v7i2.19957","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.19957","url":null,"abstract":"This research will comprehensively answer, describe, and explain in detail the context of problems that occur in musyarakah contracts. Therefore, this research will reveal the veil of understanding by focusing on the anthropological view of the implementation of musyarakah contracts, both in terms of the application of the contract and sharia principles, as well as the problems that often occur in musyarakah contracts in the operations of sharia financial institutions. This research is a type of normative-empirical research, which is an anthropological approach. The data used are primary and secondary data which are then analyzed using argumentative analysis techniques. The results and conclusions of this research are that musyarakah exists as a method for practicing and implementing Islamic religious values, where this also includes the concept of hifdz mall (maintenance of assets) which is essentially part of the objectives of sharia itself. Although problems often occur in the musyarakah contracts carried out intentionally by the parties or unpredictable force majeure, these musyarakah contracts can be maximized again by using good and correct solutions by Sharia financial institutions. With the concept of the musyarakah contract, Sharia financial institutions have a mission to fight ignorance, poverty, tyranny, evil, and injustice in economic activities to achieve al-falah (prosperity in this world and the hereafter).","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"300 ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139170665","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS HUKUM EKONOMI SYARIAH TERHADAP KEHALALAN PRODUK MAKANAN ONLINE TANPA SERTIFIKAT HALAL MUI 伊斯兰教经济法对无 MUI 清真证书的在线食品清真性的分析

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.18773

A. Rais, M. Maimun, Abdul Qodir Zaelani, Liky Faizal

{"title":"ANALISIS HUKUM EKONOMI SYARIAH TERHADAP KEHALALAN PRODUK MAKANAN ONLINE TANPA SERTIFIKAT HALAL MUI","authors":"A. Rais, M. Maimun, Abdul Qodir Zaelani, Liky Faizal","doi":"10.30651/justeko.v7i2.18773","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.18773","url":null,"abstract":"This article aims to explain the results of the author's analysis of the implementation of halal certificates on food products sold online, inhibiting and supporting factors for the application of halal certificates to food sold online, and the impact of Sharia economic law on the haleness of food products sold online without halal certificates. The results of the 2021 survey on e-commerce statistics show that the types of goods and services sold the most online in Lampung are food and beverage groups, totaling 40.86 percent of all businesses sampled by e-commerce. The rapid progress of buying and selling food online has become an additional task for halal certificate implementation agencies in providing security and comfort, especially for Muslim consumers in Indonesia, so they can consume halal food that is traded online. The research methodology that the author uses is qualitative in terms of the type of research documentation, interviews, and observations. The author goes directly to the field to conduct observations and interviews with primary data derived from the results of interviews with the BPJPH task force and LPPOM MUI. The results of the study show that there are no special strategies for food sold online. Supporting factors include the existence of institutions assisting the halal product process for MSME business actors. The inhibiting factor is that there is no direct regulation of cooperation with online business application server managers, a lack of public understanding of halal certificates, Analysis of Sharia Economic Law on the haleness of food products sold online: the haleness of products sold online or offline without MUI halal certificates are categorized as syubhat. According to Imam Nawawi, doing syubhat is form of underestimating.the.law.without.realizing.that.they.have.done.haram.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"58 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138954679","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS AZAS MANFAAT DAN AKAD PINJAMAN ONLINE DALAM PERSPEKTIF EKONOMI SYARIAH: STUDI LITERATUR 从伊斯兰经济学角度分析利益原则和在线贷款合同：文献研究

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.20328

Beatrixs Sugi Santoso Putri

{"title":"ANALISIS AZAS MANFAAT DAN AKAD PINJAMAN ONLINE DALAM PERSPEKTIF EKONOMI SYARIAH: STUDI LITERATUR","authors":"Beatrixs Sugi Santoso Putri","doi":"10.30651/justeko.v7i2.20328","DOIUrl":"https://doi.org/10.30651/justeko.v7i2.20328","url":null,"abstract":"Technological sophistication is overgrowing to make it easier for humans in all their activities. One sector that takes advantage of technological sophistication is financial services. P2P lending refers to the provision of financial services that bring together lenders and loan receivers in the context of engaging into loa and borrowing agreements cia an electronic system that uses the internet network. The ease of the P2P Lending service offered by this online loan is very tempting for users. However, many Muslim people are still unwilling to do so. This study purposes to establish the principle of benefits and online loan agreements from an Islamic economic perspective. This research type is descriptive qualitative research using a systematic literature review. The research data is from 6 journals related to online lending from the perspective of Islamic economics published in 2020-2022. The study results show that online lending, or P2P lending, is a form of financial service utilizing technological sophistication. Online loans are permissible according to Sharia, but with various conditions that do not violate Sharia rules by MUI Fatwa No.117/DSN-MUI/II/2018. The principle of the benefits of giving loans in Islam is permissible to people who need debt to fulfill their needs based on mutual help in good matters. According to the Islamic economy, online loan transactions are classified as accounts payable (Qarḍh). In Islam, qardh is valid if the parties fulfill the conditions and pillars. If one of the conditions and pillars is not fulfilled, the qardh contract becomes invalid. Thus, the debts are considered to have occurred if the pillars and conditions of the debts themselves have been fulfilled.","PeriodicalId":402140,"journal":{"name":"Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah","volume":"44 ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139169750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

NON-PERFORMING FINANCING RISK ANALYSIS: AN ISLAMIC RURAL BANK DURING PANDEMIC COVID-19 不良融资风险分析：Covid-19 大流行病期间的伊斯兰农村银行

Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Pub Date : 2023-12-20 DOI: 10.30651/justeko.v7i2.20425

Laurin Azwita, Rofiul Wahyudi

引用次数: 0