ManBiz: Journal of Management and Business最新文献_第3页

Hubungan Persepsi dan Preferensi Atasbagi Hasil Pembiayaan Mudharabah Musytarakah terhadap Minat Menjadi Peserta Asuransi Syariah 根据伊斯兰保险公司(musytarlu)为有兴趣成为伊斯兰保险参与者的人提供资金的结果，感知和偏好的关系

ManBiz: Journal of Management and Business Pub Date : 2022-08-13 DOI: 10.47467/manbiz.v2i1.1793

Marianti Meha, M. Ramadhan, Juliana Nasution

{"title":"Hubungan Persepsi dan Preferensi Atasbagi Hasil Pembiayaan Mudharabah Musytarakah terhadap Minat Menjadi Peserta Asuransi Syariah","authors":"Marianti Meha, M. Ramadhan, Juliana Nasution","doi":"10.47467/manbiz.v2i1.1793","DOIUrl":"https://doi.org/10.47467/manbiz.v2i1.1793","url":null,"abstract":" \u0000 \u0000 Insurance is a way or method to maintain humans in avoiding risks, various dangers that will occur in their lives, in the course of their life activities or in their economic activities. Sharia insurance is a business that protects and helps each other between several parties through investments in the form of assets or tabarru' which provides a pattern of returns used to deal with certain risks through contracts in accordance with sharia principles. This study aims to determine the relationship between perceptions and preferences of the profit sharing of mudharabah financing on the interest in becoming participants in sharia insurance for high school teachers of the Smart Pure Islamic Education Foundation, either partially or simultaneously. The method used in this study is a quantitative method. The population of this study was conducted on teachers in one high school in Medan, North Sumatra with a sample of 65 teachers. Using primary data and distributing questionnaires and multiple regression analysis methods using hypothesis testing. The results of this study simultaneously from the variables of perception and preference for mudharahmusytarakah financing have a significant effect on interest. then partially perception and preference variables affect the interest in becoming a participant of sharia insurance. \u0000Keywords: Perception, Preference, Interest, MudharabahMusytarakah, Sharia Insurance","PeriodicalId":380870,"journal":{"name":"ManBiz: Journal of Management and Business","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132518875","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Pemanfaatan Media Sosial, Kreativitas dan Modal Usaha terhadap Keberlanjutan Bisnis UMKM Milenial di Kota Medan 社交媒体利用、创造力和商业资本对棉兰市UMKM千禧业务的影响

ManBiz: Journal of Management and Business Pub Date : 2022-08-13 DOI: 10.47467/manbiz.v2i1.1791

A. Anggraini, Zuhrinal M. Nawawi

{"title":"Pengaruh Pemanfaatan Media Sosial, Kreativitas dan Modal Usaha terhadap Keberlanjutan Bisnis UMKM Milenial di Kota Medan","authors":"A. Anggraini, Zuhrinal M. Nawawi","doi":"10.47467/manbiz.v2i1.1791","DOIUrl":"https://doi.org/10.47467/manbiz.v2i1.1791","url":null,"abstract":"his examination was expected to research the impact of the utilization of virtual entertainment, imagination, and business capital on the supportability of the Millennial Micro, Small and Medium Enterprises (SMEs) business in Kota Medan. All SMEs in Kota Medan were picked as the populace and 73 respondents were utilized in this examination. Information was tried through a few cycles, for example, legitimacy test, dependability tests, the exemplary supposition test as the ordinariness test, heteroscedasticity test and multicollinearity test. For testing the speculation, numerous straight relapse examination with the assistance of SPSS Statistics 20 For Windows programming. The consequences of this study show that, (1) the utilization of web-based entertainment meaningfully affects Millennial SMEs business supportability, (2) innovativeness has a positive and massive impact towards Millennial SMEs business manageability, and (3) business capital has a positive and tremendous impact towards Millennial SMEs business maintainability. \u0000Keywords: Utilization of Social Media, Creativity, Business Capital, and Business Sustainability. \u0000 \u0000 \u0000 ","PeriodicalId":380870,"journal":{"name":"ManBiz: Journal of Management and Business","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114495504","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Implementasi Strategi Pemasaran Asuransi Pendidikan Mitra Iqra Plus Dalam Kajian Asuransi Syariah 伊斯兰保险评估合作伙伴教育营销策略的执行分析

ManBiz: Journal of Management and Business Pub Date : 2022-08-13 DOI: 10.47467/manbiz.v2i1.1799

Atika Andriani, Sri Ramadhani, Rahmat Daim Harahap

{"title":"Analisis Implementasi Strategi Pemasaran Asuransi Pendidikan Mitra Iqra Plus Dalam Kajian Asuransi Syariah","authors":"Atika Andriani, Sri Ramadhani, Rahmat Daim Harahap","doi":"10.47467/manbiz.v2i1.1799","DOIUrl":"https://doi.org/10.47467/manbiz.v2i1.1799","url":null,"abstract":" \u0000Mitra Iqra Plus is one of the products owned by PT. Bumiputera Sharia Life Insurance, KPS Medan, which aims to help fund children's education. The purpose of this study was to determine the implementation of Mitra Iqra Plus' educational insurance marketing strategy in the study of sharia insurance at PT Asuransi Jiwa Syariah Bumiputera, KPS Medan, the application of sharia principles in the implementation of marketing life insurance products at PT Asuransi Jiwa Syariah Bumiputera, KPS Medan, and challenges in implementing sharia. marketing conducted by PT Asuransi Jiwa Syariah Bumiputera, KPS Medan. This type of research uses qualitative research. Data collection techniques in the form of interviews, observations, and documentation. The data analysis technique used is to reduce the data, present the data, then draw conclusions. The results show that PT Asuransi Jiwa Syariah Bumiputera, KPS Medan implements according to sharia marketing principles starting from Wisdom (Strategy), Needs (Needs), Halal (Tayyibat), Welfare (Falah), Mutual Consent. The inhibiting factors in implementing the Mitra Iqra Plus educational insurance marketing strategy are the lack of public knowledge about sharia insurance, lack of public trust in sharia insurance, lack of agents and customers who are difficult to collect for premium payments. The challenge is the lack of technology development, the weak market share of PT. AJS Bumiputera due to lack of support from the government and the community. \u0000Keywords: Implementation of Sharia Marketing Strategy, Mitra Iqra Plus, Sharia Insurance.","PeriodicalId":380870,"journal":{"name":"ManBiz: Journal of Management and Business","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125935863","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Analisis Peran Undewriter Dalam Menyeleksi Risiko pada Produk Asuransi Kesehatan: 分析选择健康保险产品风险的Undewriter角色:

ManBiz: Journal of Management and Business Pub Date : 2022-08-13 DOI: 10.47467/manbiz.v2i1.1801

Frissai Gusminar Mutia, Fauzi Arif Lubis, Wahyu Syarvina

{"title":"Analisis Peran Undewriter Dalam Menyeleksi Risiko pada Produk Asuransi Kesehatan:","authors":"Frissai Gusminar Mutia, Fauzi Arif Lubis, Wahyu Syarvina","doi":"10.47467/manbiz.v2i1.1801","DOIUrl":"https://doi.org/10.47467/manbiz.v2i1.1801","url":null,"abstract":"This study aims at the role of the underwriter in selecting the risk of health insurance products, knowing the obstacles encountered by the underwriter in selecting the risk and the solutions applied to overcome these obstacles, and knowing the underwriting process of group health insurance at AJB Bumiputera Medan. The type of research used is descriptive research, with a qualitative approach. The conclusions of this study briefly are: (1) Underwriters have an important role in insurance companies because underwriters determine whether the insurance coverage can be accommodated by the company or not. (2) Obstacles encountered by underwriters in selecting risks are the availability of incomplete participant data, previous experience data of the insured and prospective insured not providing the desired budget and benefits, while the solution is to contact the agent concerned to obtain additional information needed by the underwriter, apply analysis to groups of prospective insurance participants as new participants, and provide standard premium rates and benefits. (3) The underwriting process begins when marketing applies for SPPA until the issuance of the policy. \u0000Keywords: Underwriting, Underwriter, Group Health Insurance","PeriodicalId":380870,"journal":{"name":"ManBiz: Journal of Management and Business","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125258183","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Pengetahuan dan Religiusitas terhadap Minat Mengikuti Asuransi Dana Pendidikan pada Perusahaan Asuransi Syariah 知识和宗教虔诚对参加伊斯兰保险公司教育基金保险的影响

ManBiz: Journal of Management and Business Pub Date : 2022-08-13 DOI: 10.47467/manbiz.v2i1.1794

I. Sari, Nurbaiti Sirait, Nurul Inayah

{"title":"Pengaruh Pengetahuan dan Religiusitas terhadap Minat Mengikuti Asuransi Dana Pendidikan pada Perusahaan Asuransi Syariah","authors":"I. Sari, Nurbaiti Sirait, Nurul Inayah","doi":"10.47467/manbiz.v2i1.1794","DOIUrl":"https://doi.org/10.47467/manbiz.v2i1.1794","url":null,"abstract":"Education insurance is a type of insurance that provides protection the cost of education to the cost of children's education. The aim of this study to determine the effect of knowledge and religiosity on interest using education fund insurance at sharia insurance companies in the teachers in one of the senior high schools in North Sumatra are partially good or simultaneously. The method used in this research is quantitative method. The population of this study was conducted on teachers in one of the one Senior High School in North Sumatra with a sample of 65 teachers. Using primary data by distributing questionnaires and analytical methods multiple regression using hypothesis testing. The results of this study simultaneously from the variables of knowledge and religiosity have a significant effect on significant to interest. Then partially knowledge variable too has an effect on interest and the variable of religiosity itself also has an effect significantly on the interest in using education fund insurance in Islamic insurance company. \u0000 Keywords: Knowledge, Reliosity, Interest, Sharia Insurance.","PeriodicalId":380870,"journal":{"name":"ManBiz: Journal of Management and Business","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122313488","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Kinerja Underwriter Dalam Menentukan Calon Peserta pada Produk Dana Pensiun: 解说员在确定养老基金产品候选人方面的表现分析:

ManBiz: Journal of Management and Business Pub Date : 2022-08-12 DOI: 10.47467/manbiz.v2i1.1754

Yuki Dian Imawanti, Fauzi Arif Lubis, Atika Atika

引用次数: 0

Determinan Proporsi Dana Tabarru’ pada Lembaga Keuangan Asuransi Jiwa Syariah 伊斯兰人寿保险金融机构Tabarru基金比例保证

ManBiz: Journal of Management and Business Pub Date : 2022-08-12 DOI: 10.47467/manbiz.v2i1.1748

Atika Suryani Harahap, K. K

{"title":"Determinan Proporsi Dana Tabarru’ pada Lembaga Keuangan Asuransi Jiwa Syariah","authors":"Atika Suryani Harahap, K. K","doi":"10.47467/manbiz.v2i1.1748","DOIUrl":"https://doi.org/10.47467/manbiz.v2i1.1748","url":null,"abstract":"Financial management in Islamic insurance companies uses a split fund system. It is also supported by PMK Number 18/PMK.010/2020, which emphasizes that operators or sharia insurance companies must separate wealth by tabarru' fund obligations from the obligations and assets of company funds. The separation of funds has been carried out since participants pay contributions (premiums) at the beginning of the transaction. The purpose of this study is to analyze the factors that influence the proportion of tabarru' funds in Sharia Life Insurance companies. This research is a quantitative research, and the source of the data obtained is secondary data. The population is 21 Sharia Life Insurance companies registered with OJK. The sample of this study uses a purposive sampling technique by producing 16 sharia life insurance companies registered with the OJK, using annual financial statements according to the variables used during the period (2017-2019). Data analysis uses panel data regression analysis with fixed effects model which is processed using eviews 9. The findings from this research show that claims, sharia reinsurance, and operating expenses have a significant effect, while the growth of tabarru' funds and investment returns of tabarru' funds have no significant effect. With the coefficient of determination (R square) 0.775396 which means claims, sharia reinsurance, operating expenses, growth of tabarru' funds and investment returns of tabarru' funds can explain 77% of the proportion of tabarru' funds and the rest is influenced by other variables outside the study.. \u0000Keywords: Proportion of Tabarru' Funds, Sharia Life Insurance, Separation of Funds \u0000 ","PeriodicalId":380870,"journal":{"name":"ManBiz: Journal of Management and Business","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114510705","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Kegiatan Promosi Terhadap Keputusan Pembelian Konsumen Pada Produk Hana Collection 推广活动对消费者购买哈拿产品的决定的影响

ManBiz: Journal of Management and Business Pub Date : 2022-08-11 DOI: 10.47467/manbiz.v2i1.1845

Audina Rizka Zahra, Zuhrinal M. Nawawi

引用次数: 0

Faktor – Faktor yang Mempengaruhi Return on Asset PT. Bank Syariah Indonesia KCP Iskandar Muda

ManBiz: Journal of Management and Business Pub Date : 2022-08-11 DOI: 10.47467/manbiz.v2i1.1747

Endo Masika Sinuhaji, Nur Yanti

引用次数: 0

Sistem Pendistribusian Zakat oleh Baznas Kabupaten Langkat menurut Undang – Undang No. 23 Tahun 2011 tentang Pengelolaan Zakat

ManBiz: Journal of Management and Business Pub Date : 2022-07-05 DOI: 10.47467/manbiz.v1i1.1734

Mhd Arbi Bayu Suhairi, Muhammad Nur Iqbal, Abdul Halim Nasution

{"title":"Sistem Pendistribusian Zakat oleh Baznas Kabupaten Langkat menurut Undang – Undang No. 23 Tahun 2011 tentang Pengelolaan Zakat","authors":"Mhd Arbi Bayu Suhairi, Muhammad Nur Iqbal, Abdul Halim Nasution","doi":"10.47467/manbiz.v1i1.1734","DOIUrl":"https://doi.org/10.47467/manbiz.v1i1.1734","url":null,"abstract":" UU no. 23 of 2011 concerning Zakat Management as a complement to the previous law, namely Law no. 38 of 1999. This law provides institutional strengthening in integrated zakat management into a unified integrated system. In turn, the National Amil Zakat Agency becomes the only institution holding zakat authority, and the Amil Zakat Institution as a partner in assisting the National Amil Zakat Agency, as well as government oversight as a regulator. The research aims to answer the problem of how the distribution of zakat according to zakat law no. 23 of 2011 in Kab. Langkat. How is the zakat distribution system by BAZNAS Langkat Regency in Karang Rejo Village. What are the factors that cause delays in the BAZNAS distribution system in Langkat Regency. How is the strategy carried out by BAZNAS Langkat Regency to increase the collection and effectiveness in distributing zakat in Karang Rejo Village, Langkat Regency. This research is a qualitative research using a legal sociology approach. The types of data used in this study are primary data and secondary data, secondary data as initial data obtained from primary and secondary legal materials, then followed by primary data or field data obtained from documents and interviews with several Amil Agency officials Langkat District National Zakat. The results of the study show that the National Amil Zakat Agency in Langkat Regency has not run optimally in the distribution of zakat due to several obstacles, one of which is the lack of synergy with the local government in terms of regulations that have an impact on non-optimal distribution. \u0000Keywords: Distribution of Zakat, BAZNAS Kab. Langkat.","PeriodicalId":380870,"journal":{"name":"ManBiz: Journal of Management and Business","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125214274","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0