Endo Masika Sinuhaji, Nur Yanti
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摘要

对盈利能力发展的分析是银行用来观察或检测所进行交易结果变化幅度的指标之一。其中,通过衡量资产收益率(ROA)来衡量盈利水平。使用资产收益率(ROA)来衡量银行盈利能力的原因是因为印度尼西亚银行作为银行监管机构,优先考虑银行以资产衡量的盈利能力。它的大部分资金来自公众存款。银行的利润越高,说明银行在资产使用上的地位越好。因此,本研究将ROA作为伊斯兰银行财务绩效的指标。关键词:盈利能力,资产回报率,伊斯兰银行
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Faktor – Faktor yang Mempengaruhi Return on Asset PT. Bank Syariah Indonesia KCP Iskandar Muda
  Analysis of profitability developments is one of the indicators carried out by banks to see or detect the magnitude of changes in the results of transactions carried out. Among them, measuring the level of profitability by measuring return on assets (ROA). The reason for using Return on Assets (ROA) to measure bank profitability is because Bank Indonesia, as a banking supervisor, prioritizes the profitability of a bank as measured by assets. Most of its funds come from public deposits. The higher the bank's profit, the better the bank's position on the use of assets. Therefore, ROA is used in this study as an indicator of the financial performance of Islamic banks. Keyword: Profitability, Return on Assets, Islamic Bank
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