EkBis: Jurnal Ekonomi dan Bisnis最新文献_第2页

Indonesian Muslim Consumers' Perspectives and Behavior on Intentions to Use Islamic Financial Products Post-Covid-19 新冠肺炎疫情后印尼穆斯林消费者对使用伊斯兰金融产品意愿的看法和行为

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2022-06-30 DOI: 10.14421/ekbis.2022.6.1.1549

Muhammad Alfarizi, R. K. Sari

{"title":"Indonesian Muslim Consumers' Perspectives and Behavior on Intentions to Use Islamic Financial Products Post-Covid-19","authors":"Muhammad Alfarizi, R. K. Sari","doi":"10.14421/ekbis.2022.6.1.1549","DOIUrl":"https://doi.org/10.14421/ekbis.2022.6.1.1549","url":null,"abstract":"This study was motivated by the importance of exploring the factors that influence people's intentions to buy or use Islamic financial products during the Covid-19 pandemic in Indonesia. Research with quantitative technique was carried out in the form of an online survey and tested using the structural equation model (SEM) method with the SmartPLS version 3.0M application. Sampling in this study used convenience sampling technique and obtained 456 respondents. The results of this study showed that almost all variables, namely religiosity, subjective norms, Islamic financial literacy, awareness, perceived behavioral control and attitudes were proven to be strong predictors of intention to use Islamic financial products. This research provides recommendations to various parties, both financial institutions, Islamic organizations and even the government need to collaborate to strengthen the level of Islamic financial literacy in the community. In addition, this study also provides recommendations to build public trust in the Islamic economy, especially Islamic banking through collaborative development of an Islamic economic roadmap including strengthening the role of Islamic banking both in terms of infrastructure and human resources. Various parties must come together to build a strong Islamic financial ecosystem and economic recovery post-Covid-19 to develop a prosperous and prosperous Indonesian economy in accordance with Islamic ideals as Rahmatan lil 'Alamin.","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114507913","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Law of Trading at the Mid of the Friday Praying 星期五祈祷时的交易法则

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-12-30 DOI: 10.14421/ekbis.2021.5.2.1434

Ibnu Muhdir

引用次数: 0

The Determinant of Sharia Banking Performance through Financing to Deposit Ratio as Moderator 融资存比调节对伊斯兰银行绩效的影响

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-12-30 DOI: 10.14421/ekbis.2021.5.2.1331

Ervina Rahmadila, S. Haryono

引用次数: 1

Islamic Social Environment Perspective and Intention Decisions of Accounting Students at Islamic Financial Institutions 伊斯兰社会环境视角与伊斯兰金融机构会计专业学生意向决策

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-12-27 DOI: 10.14421/ekbis.2021.5.2.1417

A. Setiawan

引用次数: 0

Fund Ownership of Sharia Banking According to Islamic Economic Political Perspective 伊斯兰经济政治视角下的伊斯兰银行基金所有权

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-12-25 DOI: 10.14421/ekbis.2021.5.2.1377

Muhamad Izazi Nurjaman

{"title":"Fund Ownership of Sharia Banking According to Islamic Economic Political Perspective","authors":"Muhamad Izazi Nurjaman","doi":"10.14421/ekbis.2021.5.2.1377","DOIUrl":"https://doi.org/10.14421/ekbis.2021.5.2.1377","url":null,"abstract":"The concept of ownership in Islamic economics states that individuals or legal entities that have the right to ownership of a property may use it freely as long as it does not violate Islamic economic principles and the public interest. However, for Islamic banking, the ownership of funds used as business capital comes from investor customers who deposit their funds in Islamic banks. This has an effect on the ownership status of these funds. This article uses a descriptive literature research method taken from various factual references with a focus on using a normative juridical approach. This type of research is qualitative research using data analysis through several steps such as focusing data, presenting funds and drawing conclusions. The results of this study reveal the fact that the ownership rights of funds in Islamic banking are sourced from the first party funds as the bank's founder, the second party funds as shareholders and third party funds as investor customers. Ownership of these funds cannot be separated from the contract mechanism used. So that the contract used is the cause of Islamic banks having ownership rights to use these assets for business activities. The use of these funds is guaranteed by law, which shows the role of Islamic economic politics through the legal umbrella that regulates the operational system of Islamic banking, especially in the permitting of the use of investor funds for business activities through the mechanism of channeling funds and service mechanisms.","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132329088","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Understanding of Accounting and Gender on Financial Literation Levels 会计和性别对财务素养水平的理解

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-12-23 DOI: 10.14421/ekbis.2021.5.2.1288

Muhamad Iskhak

引用次数: 0

Fundraising Waqf at Micro Waqf Banks in Realizing People's Welfare 小额信贷银行在实现民生方面的融资

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-12-23 DOI: 10.14421/ekbis.2021.5.2.1324

Arivatu Ni’mati Rahmatika, Silviana Rini

{"title":"Fundraising Waqf at Micro Waqf Banks in Realizing People's Welfare","authors":"Arivatu Ni’mati Rahmatika, Silviana Rini","doi":"10.14421/ekbis.2021.5.2.1324","DOIUrl":"https://doi.org/10.14421/ekbis.2021.5.2.1324","url":null,"abstract":"Waqf has enormous potential in helping to realize the welfare of the people. Waqf is included in the category of muamalah teachings where the recommendation to implement it is sunnah. The realization of community welfare which is the main goal of waqf can be realized if waqf is managed in a productive way. Productive management of waqf funds certainly cannot be separated from the existence of waqf fundraising. This study aims to determine how waqf fundraising at Micro Waqf Banks. The type of research in this study used a qualitative type of research using descriptive methods. Sources of data needed to assist research obtained through primary and secondary data. The process of collecting data in this study was obtained through observation, interviews, and documentation. Furthermore, data analysis is carried out through several stages which include data reduction, data presentation, and then drawing conclusions and verification. The results showed that the fundraising of waqf in the Micro Waqf Bank Bahrul Ulum Barokah Sejahtera Tambakberas Jombang was obtained from LAZNas (National Zakat Amil Institution) then the funds were managed and distributed productively by the Micro Waqf Bank in the form of business loans with a group system to the community around the pesantren. ","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134143932","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Public's Perception and Preference Towards Halal Tourism 公众对清真旅游的认知与偏好

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-06-29 DOI: 10.14421/ekbis.2021.5.1.1307

Aghnia Nur Maulani, Rosida Dwi Ayuningtyas, Atieq Amjadallah Alfie

引用次数: 1

Islamic Stock Overreaction Phenomenon on Financial Statement: An Event Study 伊斯兰股票对财务报表的过度反应现象:一个事件研究

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-06-29 DOI: 10.14421/ekbis.2021.5.1.1304

S. Utama

引用次数: 1

Investigating SMEs Performance: Innovation, Leadership, or Investment Driven? 中小企业绩效调查:创新、领导还是投资驱动?

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-06-29 DOI: 10.14421/ekbis.2021.5.1.1257

Septy Setia Nugraha

{"title":"Investigating SMEs Performance: Innovation, Leadership, or Investment Driven?","authors":"Septy Setia Nugraha","doi":"10.14421/ekbis.2021.5.1.1257","DOIUrl":"https://doi.org/10.14421/ekbis.2021.5.1.1257","url":null,"abstract":"The main objective of this study is to find out how much influence the leadership orientation and innovation strategies affect the level of SMEs investment, which has implications for improving firm performance. This research uses structural equation modeling (SEM) analysis tools to test hypotheses. While the data in this study were processed using AMOS software. However, before testing, a goodness-of-fits model test is used to determine whether the data used is following the SEM model. This study uses a data collection tool in the form of a questionnaire that is calculated for each variable; the study sample is Central Java and DI Yogyakarta SMEs. Empirically all the hypotheses in this study is supported, then this research can be concluded as follows, improving the performance of SMEs can be achieved through the implementation of the company's innovation strategy, the company's ability to invest and the company's foresight in conducting high leadership orientation. The better application of innovation strategy and the strength of SME entrepreneurs in their leadership orientation and their courage in increasing investment to increase the company's innovation capability, it will have implications for improving business performance.","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130703905","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0